Generally concerning how heavily they lean to AI. AI doesn't create those new images it takes them from a database that is probably full of images no one gave permission to use.
When you use generate background doesn’t it match the direction of the light, tones, etc. of your subject you cut out? When you use generate image to generate a background I don’t believe it matches the subject. Just something to keep in mind.
I did notice that in the preferences there is a box checked that reduces the saturation of your monitor. I had to turn it off , there was a dramatic difference when I used the Camera Raw command as a filter than what the image looked liked on the screen in just Photoshop., once turned off things matched.
That's what I like about PS if you like the old ways you can still do that, and you can use the new features for speed nice balance of new and old my thoughts anyway ;)
Text based image generation is not photography and as such images created incorporating text based components are usually banned from photographic competitions.
When is Adobe going to add the much anticipated and requested feature "we'll stop screwing consumers with our BS subscription model and cancellation fee?". Once they implement that I'll stop pirating their software and become a paying customer.