Poor and in Medical School

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In this video, Poor and in Medical School, I touch on the very real situation of having to rely on student loans and student loan debt for medical students who come from low income backgrounds. Each year many students are accepted into medical school some of which who come from more modest means. So how does one make it work? This is a cautionary tale on borrowing so you don't get into insurmountable debt. I hope to encourage and advise students whose parents can’t help support your medical school education financially. Sometimes it is harder when your poorer and without the guidance, you can get into massive debt. However, this video will not give you advice on how to repay your medical school loans after you graduate, If you find a great video on it mention it in the comments so we can all check it out! Thanks for watching!
My name is Dr. Karen Francois and I am a 5th year Attending physician based out of NY. These stories will chronicle my life with Anesthesia, as an Anesthesiologist and home life with my husband and 3 children. Through these glimpses into my life I hope to inspire and motivate young women or men into seriously considering Anesthesia as a career choice.
I am a Doctor and I was born and raised in the projects in the Bronx, NY and I made it to become a highly respected physician. If I can do it then any one else in my situation can do the same.
Please make sure to follow me on Instagram @3anesthesiaandme
Also check out these other videos that I have made
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"How to become an Anesthesiologist"
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"5 Min Tips : To Stay Motivated"
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More videos coming soon including on Finance, Family and future planning.
New videos every week coming soon

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Опубликовано:

15 мар 2021

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Комментарии : 59

@shanarraturner908 3 года назад

Not to mention food, rent, utilities, car note, car insurance, any medical or dental bills, any unforeseen expenses and of course you still have to live your life (shop and travel here and there)...it’s hard out here..

@3anesthesiame40 3 года назад

Exactly, Shanarra! I mean basically everything you need to survive while in med school! It’s a necessary evil. The key is to be conscious and conscientious about it. It’s literally an investment into your career and livelihood. The rewards of which aren’t reaped immediately, but will Eventually come. Thanks for watching, also, love your pic!

@shanarraturner908 3 года назад

@@3anesthesiame40 thanks so much doc❤️

@Sona77. 3 года назад

I really appreciate doctors! You guys are amazing. I appreciate your dedication to your patients. Love you ! ❤️🌟

@colleenchasteau3969 3 года назад

This is literally what I am struggling with at the moment. The deeper I get into my pre-med journey the more I learn about the cost associated. The only way I could even attend college was to work full time. It's disappointing to because I know if I didn't have to work they way that I did I probably would have a gpa closer to a 3.8-3.9 vs a 3.4- 3.5. All in all I'm still grateful that I am the first in my family to graduate with bachelors but also still trying to pursue medicine even with out the financial support. I'm currently in a career changer post bac and work in a very demanding research position and I'm still facing those same issues and I know if I get in to med school its going to get even worse. I really appreciate this content because I really gives me hope but the transparency also about who I am in the running with.

@mike112693 3 года назад

you couldnt use loans?

@Sahgee Год назад

This is something we all dont talk about enough. I had 4 friends in med school delete themselves because there weren't enough resources. They were trying to drive for uber , grub hub, or become handypeople doing odd jobs all while trying to study 20/7. It is so hard. Meanwhile, our school is a prestigious private school where we had students simultaneously taking private jets to iceland for fall break. Existence is tough, especially in medicine. Make sure this is what you truly want to do before going into it.

@mariasevere 3 года назад

Man, I really give it up to youtubers like you who take the time to shine light on the financial part of medical school. Just the process of getting into medicalis so hectic that that tends to slip our minds. Thank you for the reminder to take that into consideration when considering a career in medicine. ❤

@3anesthesiame40 3 года назад

I’m trying to keep it real and honest..basically what i really wish I knew when I was going through the process. Thanks for watching!

@RoderickViolon 4 месяца назад

This video is probably what I need to keep on chasing my elusive dreams to become a doctor.

@johngivens1175 2 года назад

Thank you so much for sharing this information and your personal struggles coming from a low income family! As a 4th year med student who also comes from a low-income family, I can relate to some of the difficulties you talked about. I would add an additional layer of difficulty for those of us who come in with pre-existing debt. I started medical school with credit card debt that I amassed trying to do what I felt was right at the time by helping my family during some of our hardest times. Given the $22000-24000 we are expected to live on during this time, I have struggled throughout these 4 years to make it to the next refund check. Additionally, I'm growing increasingly concerned as I'm preparing for residency and learning about the potential of up to 2-3month delay in receiving my first pay check. Most of the anesthesia residency programs are in medium to big cities with sometimes sky high housing prices. Most of my friends are ok because they can ask their parents or SO's for help. I and many of my friends however in no way have the means to support ourselves for 2-3 months without an income. It's frustrating hearing people constantly tell me that it'll all be better once I'm an attending because they fail to acknowledge the difficulties of trying to live now.

@munkantarobby9755 6 месяцев назад

Good I find this video, I have supporting myself since first year, am in my 4th year now, it really affecting my grades and my student loan only covers for my tuition fee.. The most difficult part is balancing

@cecye1236 3 года назад

I always appreciate your input and guidance on how to get into medical school. I’m 2 years from retiring from the Navy and I’M GOING TO MEDICAL SCHOOL when I retire ☺️ Thanks to you, I know more about how to get in and what to expect. Thank you for the motivation.

@3anesthesiame40 3 года назад

Cecy, I love to hear this!! ..You ARE GOING! All the best and thanks for watching.

@dusprinter2 3 года назад

Cecy! You got this! Former Aegis FC here and I start Med School in 45 days 😃! Retired in 2017

@justfit71 Год назад

Can you please give us update?

@boojames4424 3 года назад

This video was so helpful!! Can we talk about how beautiful she is. Pls do a video on ur skincare routine😩

@3anesthesiame40 3 года назад

Aww thanks Boo! 🥰 Lol, y’all it’s all in the lighting which I hope was much better in this one than the last

@neescott 3 года назад

I say the same thing every time I watch her videos! She’s just stunning 😍 GORGEOUS SKIN!

@dominickvaldez1963 3 года назад

Dr. Francois, I found your channel a couple of days ago. I’m on a gap year before beginning medical school this fall and my mind has been running a million miles in anticipation of the journey. I appreciate your words of encouragement and guidance. Thank you so much for sharing your perspective and insights!

@3anesthesiame40 3 года назад

Thanks for watching.

@iamkay7648 3 года назад

Watching your videos is really inspiring! I’m no where near medical school I’m still working towards my RN and currently active duty !! But I remember watching your video where u talked about your career as a teacher I believe before u became a doctor. And honestly the thought of that really keeps me going! I wish I could have u as a mentor

@3anesthesiame40 3 года назад

Thanks so much for watching!

@dhanishcm6580 3 года назад

This is the most scared thoughts of mine even before i start my med school Doctor.Because I'm from a middle class famliy and i dont think that my father can afford that much money😞. So I'm going to start a job in any shops before my med school starts , so i can make some of the money for the fees and all stuffs.... Thank u Dr .I love watching ur videos Dany, from INDIA🇮🇳

@3anesthesiame40 3 года назад

Thanks so much for watching! I know it’s hard..Hope you reach your goal!

@Jahsee65 3 года назад

I really love your videos because I love how expressive and honest you are. I will also do my best to be an anesthesiologist thanks Girl😁💥👍🏽

@3anesthesiame40 3 года назад

Thank you for this!!♥️

@syvallia24 3 года назад

So SIs is an Anesthesiologist and a model bc wow 😍

@tomare6479 3 года назад

Disadvantaged background more likely to match out of state and apply to more schools. We need to look into this discrepancy.

@FarzanasLaw 3 года назад

Nice video!!!!

@3anesthesiame40 3 года назад

Thanks for watching!

@AngelMendoza-to4gd Год назад

This is why the field lacks ppl and so much crime is going on around the world because ppl can’t afford to study or pay for the process

@nicothemedstudent1082 3 года назад

ughh thank you so much for talking about this!! I am 3rd year student and had to work on top of all my classes - def a challenge but I know it'll just make me stronger in the end :) step 1 at the end of this month!!! thanks for the motivation :)!

@3anesthesiame40 3 года назад

Thank you so much for watching

@doyourbestleavetherest Год назад

All the expenses, the years gone by studying and not working and the salary difference between what you would get if you started and worked in a company for 8 years and the residency salary totals up to about a million. Not sure if becoming a doctor is worth this.

@rqinytxars5654 Год назад

Hi! I was wondering what college did you go to?

@PurpleDog06 3 года назад

I really wanted to go to vet school, which is very similar to medical school in terms of costs, requirements, and length of time. I worked while in undergrad and knew halfway through that I couldn't justify graduating with a quarter of a million dollars of student loan debt. As it is, I have student loan debt from inflated housing costs a decade ago that makes it more difficult to afford housing now or get ahead. The affordability of higher education needs to be addressed, especially for jobs that are entirely essential to society that require such a high level of education.

@Jahsee65 3 года назад

I love the video but I am scared about how I would choose the right Loan because I live in the Caribbean, I am 15, I am really worried. Thanks for the videos though and you now have a new subscriber, me. Do you have any other advice though🥺

@3anesthesiame40 3 года назад

Thanks for watching!! My earlier video on how to become an anesthesiologist should hopefully provide some guidance!

@JesusVasquez-bp5gd 3 года назад

So, the process/fees of applying to med school and paying for exams can be put on your student loans?

@3anesthesiame40 3 года назад

Yep mostly, although try to pay as,much you can out of pocket.

@imgood2023 3 года назад

Starting med school in a few weeks. Do you have a sample budget you can show? Thank you

@3anesthesiame40 3 года назад

Congrats! Unfortunately I do not, bc it was a while ago but I’m sure your financial aid office will have an example specific to your school. The best to you!!

@ricardobracho9567 Год назад

I wish that there would be student loans in my country, here in Venezuela this doesn't exist at all

@nataliacharles2496 3 года назад

What college did you attend?

@3anesthesiame40 3 года назад

The City College of New York.

@chibuikenwosu5097 Год назад

Is there a cut off limit from the loans that’s borrow?

@3anesthesiame40 Год назад

Not really. You just have to only borrow exactly what you need.

@chibuikenwosu5097 Год назад

@@3anesthesiame40 are private loans required? Or can the federal unsubsidized load and grad plus load should be enough to cover the tuition?

@chibuikenwosu5097 Год назад

I just need to tuition covered if you can understand what I mean.

@3anesthesiame40 Год назад

In addition to federal loans, I took out private loans offered by my institution at a low interest rate to subsidize my mortgage while in school. Again, that was a necessity for me, but if you don't need it, try to only borrow the minimum.

@chibuikenwosu5097 Год назад

@@3anesthesiame40 got it thanks much. I’ve save up enough money for my expenses. I’m just asking to make sure I borrow as less as possible. Your amazing. I’m grateful.

@paulcrooks3742 3 года назад

You don't have it don't do it. I bust another medical student in his face and quit. He stole my property. There are other things you can do. No moral. It was a turn off.