Post Office FD scheme full details in Kannada and interest rate calculation. 

Post Office FD scheme full details in Kannada and interest rate calculation.
The post office time deposit (POTD) is an alternative to the bank fixed deposits (FD) for those looking for fixed income. It is safer than an FD because the principal invested and interest earned are backed by sovereign guarantee. Whereas for bank FDs, under the deposit insurance and credit guarantee corporation (DICGC) rules, each depositor in a bank is insured up to a maximum of Rs 1 lakh for both principal and interest amount.
Eligibility
It can be opened by individuals and operate this account either singly or jointly
Account can be opened in the name of minor and a minor of 10 years and above age can open and operate the account
Nomination facility
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