If you wish to be part of the Money Matters series, please fill up this form: forms.gle/uj9JPUBp8Wo9nZQi7 Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues. It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice. Everything that I say in these videos is purely through my own experiences. - So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes. - I am not selling any product or service through these videos. - None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored). This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it. I am not perfect, nor claiming to be either and would love to learn and grow. The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story. My Money Apps: Indian Stock Investing (Zerodha): bit.ly/3iYKROh Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): bit.ly/3iYKROh US Stock Investing + Investment Tracking (INDMoney): bit.ly/3tT5moR Portfolio Investing (Smallcase): bit.ly/3u0is0I Corporate Bonds (Wint Wealth): bit.ly/3sbUI8c How to pick the right insurance (Ditto): bit.ly/3xFh7OU The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions. My bestselling books: 'Make EPIC Money' here: amzn.to/3WHJ43F ‘Get EPIC Shit Done’: amzn.to/4fK1IR5 ‘Do Epic Shit’: amzn.to/4fK9uuv My gear for shooting this video: 🎥 Sony a7III camera: bit.ly/3M42wAV 🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0 🎙 Shure SM7B Microphone: bit.ly/3O1NAVA 🔆 Fill Light 60W: bit.ly/37aJolP 💡 Key Light 150W: bit.ly/3O9nyjs 📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1 The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.
@warikoo sir i m just waiting for my episode ❤❤❤ main bohot kush hu ajj.. firse apse baat karne ka moka aap mujhe de in future to mujhe bohot accha lagega.. thak u sir
Sir, After watching your videos, I`m targeting to invest 1 lac per month in SBI flexi CAP as I see we have stable Govt atleast for next 5 years so we`ll not see much slump in the market, please let me know your valuable inputs/thoughts.
Instead of 500Rs NPS… he can do SSY (Sukanya Samridhi Yojana) for his daughter also. As it has more interest and totally tax free. Kudos to this guy. Huge motivation for everyone ❤
@@warikooNamste dear sir mujhe aapse ek baat janna hai sir me direct share karidta hu 20 company me 3 lakh lga chuka hu kya mujhe matual fund me bhi invest karna chaiye ya sip plz reply sir aapko dil ❤ se namskar 🙏
My life changed too when I started doing this and putting money in stocks. The first few years it as really great, but this year I haven't felt like my portfolio is doing well. I have lost more than $40,000 from my portfolio the past four months, and it's now very worrisome.
The year has been really rough for everybody. But I've been able to cushion the effect though. Have you thought of using an investment advisor? They can make you good money especially during uncertain times like this.
Yes, I agree. I use a financial advisor too. Same person since 2020. I don't worry about whether the economy is going up or down or sideways. I always ride through.
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
Wonderful to see how Mr Arindam is managing his lifestyle, taking care of his family's wellbeing in just 30k. And thanks to Ankur sir for giving Arindam huge confidence boost with his suggestion. Nice 👏
But this is also due to the place he is living in. If u stay in Bengaluru, Mumbai or Hyderabad with 30k u will be almost empty by month end just with necessities 😅
@@preenitabanerjee7283 maybe true for some jobs, but not for all. The lab technician mostly not😐, coz they earn similar or 10-20% more which is not enough to invest like he does 😀 Education for kids u forget completely in metros !
@@preenitabanerjee7283 unfortunately nope, but even if I assume ur salary still can't make a cut in metros 🙃 Rents are double, groceries are more expensive and the main thing education is 5x atleast 😕 And staying in a bigger setting automatically attracts travelling and other expenses 🙂
@@technofeteI was in pune from 2014 to 2018. My last in hand salary was 33657. The last rent that I paid was 3400 per month. I managed to save 10-12 thousand rupees per month. It hasn't been much time but a few things have become quite expensive in the last six years like rent.
Ankur sir is also a crorepati..but look at him..he is so down to earth person...The way he speak,the way he treat other people...i just love him...and i learnt a lot from him. GOD BLESS YOU SIR❤
Sir Jo bol rehe hain wo toh fraud nhi. Ye toh aapko v pata hona chahiye...hum inhha aayein hai sikhne keliye Jo sikha rehe hain wo.sehi hona zaruri hai...aapka baat man liya wo fraud hain ..jo bol rahe hain wo toh sehi hai ki nhi...dimagh hai apke pass ...?????
Just wanted to stand up and salute Arindam.. I am sure you will reach bigger heights than the calculator showed . Your father’s asheerwad will also be there with you..More power to you @warikoo
This man deserve a salute. How calmly he is talking and the way he planned everything with this limit amount of money. Young generation must learn something from him.
Namste dear sir mujhe aapse ek baat janna hai sir me direct share karidta hu 20 company me 3 lakh lga chuka hu kya mujhe matual fund me bhi invest karna chaiye ya sip plz reply sir aapko dil ❤ se namskar 🙏
Such a geniune and well behaved person. Arindam babu , kakimar name akta senior citizen account khulte paren SBI te hoy. 8.5 percent interest. Govt scheme, 5 year locking period. Liquid fund er theke better hote pare.
ha baba- ma r name SCSS acc korai chilo bt ai muhurte ota withdrawal kore nite hyeche flat r jonno down payment r jonno . kichu taka FD kore diyechi stable money theke 9.1% rate te
Indeed, Arindum serves as an exemplary savings model for lower middle class salaried individuals. Ankur's initiative is commendable and worth watching.
Heartful respect to you sir Ankur ---- From the beginning of this video "You respect a person with Rs.30,000 salary, you respect others family "---- Thanks for your guidance.. With respect -- From a small state of North East India Meghalaya..
Wow. Thanks for the video.. when internet is full of "how I made my first crore".. you have been making videos which actually helps Indian middle class. This is what really worth watching for many of us ..
Generally we don't have to worry in case father being in service from before, so it should be common only. I understand people with business like shop may not have, but their earning could easily be more than 40000
Yes his mother pension here is the game changer..Those whose father had retired from pvt job dont have pension have not that luxury.. So his mother's pension shud also be considered here
That's the point he ignored wonderfully that's what I'm saying there are 2 earning members not 1 that's why it's easy for him to save money for his house loan
I was thinking that i cant do SIP in low salary but after watching this guy..Got motivation yes i can also do this..Hats off you brother..Lots of personal dreams you sacrificed..👏👏👏👏👏
This episode is soo close to the heart for every middle class family man. I wish everyone of us can excel in life with small small steps powered by positivity , simplicity and discipline.
This savings is due to the place he is living in. If u stay in Bengaluru, Mumbai or Hyderabad with 30k u will be almost empty by month end just with necessities 😅
@Beratamo unfortunately nope, but even if I assume ur salary still can't make a cut in metros 🙃 Rents are double, groceries are more expensive and the main thing education is 5x atleast 😕 And staying in a bigger setting automatically attracts travelling and other expenses 🙂
Arindham is a very smart invester... Totally aware of his priorities n savings. In 30k per month he is so disciplined. No frills of mandatory domestic or International travels each year, maxing out credit cards, taking personal loans n party with frenz like youngsters these days... in which they eat up most of their salaries. So proud of him!!
21:29 @warikoo Thanks for the Money matters series, I have learnt a lot from this series! But FYI, you have shown SGB returns for 27 years, but SGB matures after 8 years.
That was really great, after earning lakhs of rupees many of us like me, was not able to plan in such a better way, really good, got huge amount of confidence after watching this video, Tq so much to both of you.
Best part of this podcast is the way Ankur ji motivate him 1) Family ko care kar rahe ho 2) Self insure ho chuke ho 3) home plan kar rahe ho 4) Slef and family ko insured kar rakha hai 5) regularly investing kar rahe ho to be hones kisi bhi insan ko chahe vo kitna bhi earn karta ho but this type of MOTIVATION give new wings in life Thanks @warikoo
Sir ek practical video bhi bna dijiye like how to choose mutual fund and which mutual fund is best, bcz aapki video dekh ke invest krne ka man bna liya but m confuse hu kese invest kru aor kisme…. Plzzz make a one video on this topi.
IN INDIA ( A Family of 4-5 Members) = 30K in (Village With Home) = 40K in (Village Without Home) = 45K in ( Small City with home) = 60K in ( Small City No home) = 65K in ( Medium City W Home) = 80K in ( Medium City No Home) = 90K in ( Megacity CA W Home) = 1L in ( Megacity CA No Home) = 1.2L in ( Megacity W Home) = 1.5L in ( Megacity No Home) = 10-50L in ( Megacity :Top areas) CA = Cheap Areas
Sir, This is great, you are reaching common people and helping to understand how money works or how to plan, when many more on social media is behind stock market and behind fast earning rather than smart saving and growing. Salute to you 🙏 Apperciated anirudha s planning and vision. It is eye opener to many. Best wishes to anirudha 👍
Haven't seen any so called ctc 20-30lacs guys (jo RU-vidrs bhonkte rehete hai 4lac to 20lac ctc journey) here.. It tells the reality that those are only bubbles wich dissapoint you and make you feel like you Are nothing ..
Sir thank you for sharing this videos. This gives a motivation for middle class family. He is really a talented person. A good example... Keep bringing such examples sir.. ❤❤
The best part of your videos , is how you boost up everyone , less or more salary . no one feels he /she is not earning as their peers....... HOPE videos & can do ones !!! Real People manager !!
Nice discussion and session. One thing we need to also consider the valuation of future corpus to sustain the Lifestyle we desire. For example, the value of 5 crore after 25/30 years would be significantly less.
Sir in your videos plzz also tell after 30 yrs or 40 yrs what will we see our amount after compounding it we also have to adjust with the inflation also mention that amount it is very important to know .. By the way great video….
Very nice inspiring video...thank you sir for motivating evryone through your video..im also learning from your video though i recently came across through video through RU-vid recommendations. I have already started my investment in this year...lately I started...i believe in slow and win the study or race... thank you sir...lots of love from Bangalore
I appreciate his decision.Also follow this reputed Sir's channel. How is it possible? In this inflation rate grocery-3000/-(4 persons= kg 50/per kg rice, wheat- 40/kgDal-150/kg, Biscuit- min- 100+ Tea- 100+ Sugar- 50/kg+ Spicy Turmeric, jeera, garlic, ginger, papper etc masala- 300/- )- Minim need for daily requirement= (rice50x.8x30=1200+ wheat 40x.5x30=600+dal 150x.3x30=1350+Salt-28x2=56+sugar-50x.1x30=150/-,Biscuit 3pck-100,+masala-500/-+V Oil .2ltx30x150=900/-,=4850/-)=Gas Bill +Electric Bill+etc My question is....Do they live in this era??????or not????? I think the guy do not Prepare for this session.. 😔
I`m new to the crypto market. Every crypto that I bought so far, I was out of luck because I bought them when they were expensive. I feel I missed out on all the opportunities so far. I believe having $450K yearly income would be a good investment so I want to plug all my savings into the market. I know this sounds a bit dull but I would like to know if I should learn investing or let somebody else (more capable like a FA) do it for me? Please share your thoughts. I am kind of tired of searching for a good coins to buy and losing all the good opportunities.>>
I usually go with registered representative; Zachery M Demers, He provides a more grounded approach, looking at factors like market demand, regulatory changes, and adoption trends. This approach enable to make informed decisions rather than solely relying on emotional market dynamics
