If the concurrent ownership is join tenancy wros or tenancy by the entirety, suppose the wife brings a house into marriage and the couple makes mortgage payments together (same example), how would what the wife bring in and the mortgage payments be divided at a divorce? Is there also the concept of separate property and equitable division in these states?
The house would not be in joint tenancy or tenancy by the entirety (unless the parties expressly executed a deed that converted it into such). However, it might very well be subject to equitable division, even though it was separate property of the wife and remained such during the marriage. That would depend on the law of the particular state and on the facts of the parties' relationship, and in some states on whether there was fault leading to the divorce. It's a complex determination, and each state is different.