I couldn’t watch this video - Sofia with an F was so annoying and makes women look so shallow, petty and selfish. I feel sorry for any man in your life . I could tell Ramit didn’t think too highly of you, but he’s such a true gentleman. You weren’t picking up on clues-
Agreed, she’s beyond shallow and obnoxious. No surprise she’s single; no men of substance would want to be around this behavior. Love Ramit, the only reason I’m here but I still can’t finish this video.
Ramit was a great guest who gave really solid insight and advice about understanding your RELATIONSHIP to money. I definitely want to watch his show now if its more of this content, as I had assumed it was financial advice situational for the guests.
The part about relationships and gender role is crazy and makes me extremely uncomfortable... I can't imagine women are still expecting men to foot every bill, even when it comes to casual dating. The example that Sofia gave about her own relationship where the man provided and she saved, sounds crazy to me. Imagine if the roles were switched...
It's our fault because we don't set financial boundaries. We need to do better at keeping receipts and tracking our spending so we can call them out on it. Have them pay for the small stuff every time. Honestly; it's cheaper to get a hooker once or twice a week than to have a girlfriend.
The fact that she makes a large amount of money and believes her partner must also make that much money is just stupid. Then she has a relationship with a guy where he buys everything and she pockets all, then she breaks up with him lmao. This is the sad state of dating in America
Ya; and women get mad when we say, all men pay for P... If we pay for everything and all they do is spread, doesn't that mean we pay to play? If we stop paying; they stop playing.... 🤷🏿♀️
Watching this make me realize how little the average person knows about personal finance and investments. I’m glad Rami is out there educating the public. I know a lot of people including myself in the financial industry sometimes forget that the average person wouldn’t have the some knowledge as us.
Sofia, this is my first time seeing your show as I am a Ramit fan. Your double standards and expectations of men on first dates is toxic. As a smart, attractive, successful woman with a lot of money, it is disgusting that you think a woman should not at least offer to pay for anything on the first date. You are equal to men right? You are as good as men right? Then you are equally responsible for finances. If I asked a woman out, I would never let her pay, but it is definitely respectful to at least offer to help pay or pick up the tab. Almost all guys will not allow it, but I assure you we judge you if you don’t at least offer. Or at least offer to get the drinks at the bar afterwards etc. Your attitude and obsession with a date’s salary is also disgusting. I would have dumped a girl at the table if she asked me on even a 5th date. I would give her five seconds to say she is kidding, and then I am leaving. I feel bad for any women that listen to this advice from you and think that will get them anywhere in the dating world. My advice is that if you are a strong empowered woman, you bring equal the power to the relationship. That includes money, sexuality, responsibilities, etc. meet him HALF WAY. His money is his money and NONE OF YOUR BUSINESS until you start talking about marriage. I have a high salary and own many assets, investments, etc. I was with my wife for 9 years before we got married. It wasn’t until then that she ever knew my salary. She still doesn’t know my net worth. She doesn’t care. I would gladly tell her if she wanted to know, but it is not important. You seem to think that money is the most important issue and that is really sad.
A) I don’t go on dates. I go out and do things I love with my friends or on my own. I might run into someone I’ll see again and eventually spend some time and activities with. A date is more like “an interview” B) Either way, I’d never ask a guy or human, off the bat or really ever, “how much money do you make?” If I did ask this question--run away really quickly!!!!!!😂
As a realtor to investors, I 💯 agree with what Ramit said about purchasing a home. Unless you plan on using that home to leverage wealth or part of your debt free retirement plan, it might not make sense. And I love how he explains it. I know someone who’s Aunt rented in New York for 40 years, invested the difference in stocks and is very wealthy.
The apartment conversation: We had spent LOTS of time on the phone before our actual 1st date. Then we went to a dance (we were both 53). Afterward we went to his house. It was a goddam mansion. He showed me around. I was very uncomfortable, thinking, “ What if there’s a fire, how could I find an exit!?” We did end up getting married, but I never lived in that house!
Well, people immediately want to take advantage of you, or start making shitty jokes. Its better to not say anything about your wealth, cause its no ones business. Unless you are married to a partner.
Why do financial experts do podcasts and just say “invest” but they never give you ideas of investments, or how to even get started in investing your money?
@Randi Sommers There are tons of in depth channels that can show you intricate paths and strategy. It would take hours to actually breakdown a plan and even then, that advice won't apply to everyone. For most normal people, 401k and Roth Ira in either a target date fund or s&p 500, and invest consistently/don't pull out until you are retired. Most don't have a spare 28k a yr to invest so that's about all you need to do. If you want to save for a kids college fund, a 529 plan can be used to accomplish that
If you are under 50, just dump all your money into the ETF VOO, or mutual fund VFIAX, they track the S and P 500. Or do the total stock market versions of those. Prioritize paying off any credit card debt, fund your work's 401k match, then Roth IRA yearly contribution, then 401k or brokerage account depending on your financial situation. Roth IRA or brokerage will require you to purchase stocks. If you switch jobs make sure to roll your old 401k into a traditional IRA account and put them in s and p or total stock market indexes. Not financial advice, I'm not an advisor.
You know, I’m watching this and realizing this young 30 year old girl is super wise. So I’m sure she will seek good counsel so she can really build wealth.
I started watching this because Ramit was on it. However, after a short time I couldn’t take it anymore. Sorry Ramit but you have more patience than I do. I wonder who would actually listen to this lady. I felt like I was watching something out of the 40’s or 50’s. Sorry but you are not progressive at all. You have issues with his money is our money and my money is your money. What a way to go. No thanks.
The man should either make more than the woman, or at least have the potential to eventually make more (usually you can tell who’s capable). The man won’t be as respected by her if she always is succeeding more (this isn’t only money either but that’s another topic). It’s not even if the man is okay with it or not, or even the woman at that. If she’s much more successful, the relationship eventually loses the masculine/feminine dynamic. Then there’s loss of attraction and all that follows. Have this conversation and ask his opinion on the concept. If it scares him or he avoids it, he likely doesn’t make a lot of doesn’t display a belief in himself to succeed. That’s one way to low key figure it out. You can observe how they think as well. Successful people are typically innovative minded and curious how things work. That’s a good sign that he already is or on the proper path to succeed. It’s one way people correctly choose who to invest in. Of course there’s exceptions like if the partners build together or whatever other scenarios. Also another topic though 😅
My wife offered to pay on a few of our early dates, even though I for sure made more money than her. I really appreciated it. Her advice is going to keep a lot of girls single, a lot of girls.
Not wrong, but when people rent, the majority DO NOT invest, they spend that extra money. Say a $1 million home here in DC may rent for $4,300, but if financed would run around $6k or so with current rates. Of course, property taxes are low in my city. That additional $1700 a month at 9% over 30 years is $3.2 million more. Now, could you lock in a rental home for 30 years? Nah. Again, the problem isn't potential, it's reality.
That's a them problem. If your consistent and disciplined, you'll end up benefiting. Personal finance is personal. Most people don't know how to use credit cards, but I do so I take advantage of it. I also know if there is a pack of oreos in the fridge I physically cannot eat just one, so I don't buy oreos often 🤣
Can I see your bank statement? No, I would rather build Lego tonight and find a wife that’s happy that I work hard, love kids love to travel, and happy to see me build Lego while knowing I’m not in the streets cheating. Find a cool nerd.
So right here I disagree with: he is advising not to pay for coaching but go ahead and pay what you want for eating. That is like saying blow money but don’t pay to get knowledge
He said don't pay a portfolio % based management fee, not to avoid paying for coaching. He specified paying a one time $300 fee occasionally is way more worth it than 1% of your portfolio value. Through the nature of compounding, you'll end up paying tens if not then hundreds of thousands for someone to set and forget a portfolio and tell you to not freak out.
Wow, she brings superficiality to a whole new level. She relies so much on her looks, that she totally forgets to think things through before she says them and obviously didn't do any research because "rich" for her only meant money. He is very charming, but damn, I assume it was hard sometimes.
I have to stop listening. I can’t believe Ramit accepted to be in her podcast. I could not follow her, I am a successful female, but I want a man to pay for everything 🤦🏻♀️🤮🤮🤮🤮
It could be cultural. Her parents are from Argentina, I think. Also, a lot of women want the “traditional” model. It’s not right or wrong. Personally, if taken out on a date, especially early on, I will pay my way but it simply changes the dynamic. I split the bill with friends. On a date? No thank you. Once established in a relationship, fair enough. I recall earning very little and a wealthy banker pursuing me. He always made me pay whilst boasting about his salary and wealth.
I came to watch this because I enjoy Ramit. I enjoyed her show but it's hilarious that she claims to be a "very progressive woman". She has attitudes straight from the 1950's: he always pays. His money is ours but my money doesn't matter. She seems to never want to step up and be a partner.(Having said that...I'll definitely watch her again. She's fun.)
I was 100% with you until you said you'd watch her again. Her red flags were sooo strong and I'm not looking to date her. Ramit is the only reason I stayed tuned in
Damn, the trauma is real with her. Her moms relationships made her look for only money in a man. It's deeper than that though. Why did her moms relationships fail? And does she think that only looking for a man to pay for everything is heavier than other traits?
I love this episode. It’s funny how Sofia rejected the idea of a woman paying, When Amit is married. I am with Amit, I love when wife paid for a date when we were courting. It made me feel appreciated.
The “First few dates guys must pay, guy can’t ask her to pay, guy can’t accept if she offers to pay, etc” group must have a high correlation with the ladies that say they can’t find quality guys. Guys, especially those with a lot of value to offer AND protect, are watching out for this behavior like a hawk. And they are opting out of more dates with ladies like this. This behavior self selects the guys left for a woman after 3-4 dates. But don’t complain if your filter leaves you without good options at the end.
Great episode! Loved his takes on certain things, totally agree with most of it thanks so much for bringing on great/success people on your shows. I think being comfortable with money is like being rich nowadays as he was saying and I agree being on rent is definitely a way to do more with money, wow this was an inspiring show loved it Sofia!
The more money she makes, the more he has to make. Therefore, a 1% earning woman needs a 0.9% earning man to be somewhat satisfied. Yet, that 0.9% man tends to not worry about her income. So, in theory a 1% earning woman is competing for a 0.9% earning man against 98% of women (based on income). Doesn't seem like the best bet to make. When people stop thinking about his and hers and instead see things as ours, i believe things will be better. If she is the bread winner and he is the homemaker, both need to recognize their strengths and respect eachother for it and the value brought to their shared goals. Unfortunately, that requires a lot more emotional intelligence than most people have. Good luck to all of us single people, it's gonna be a hell of a ride!
the way sofia has chemistry with any guests needs to be studied. she genuinely makes people laugh and i love how they are conversating in a way that's informative yet entertaining at the same time
Basically, as someone from Ramit's audience, this podcast did a good job for her audience - per Ramit's audience, it was a good crossover and not the answers at all we would wanna know. Again, this aint Ramits channel, so totally get it and was a good listen overall haha
Wow, who would have thought on this channel that I would hear the most freeing statement that will change my attitude! I will not be regurgitating the home ownership model ever again!! Wow.
She excessively touches herself, her hair, her blouse etc. Weird. I just wonder who is this woman? Never heard of her but I sure have heard her of her guest. That's the only reason I watched this RU-vid.
I can explain this. Dave Ramsey is tailored for people who lack financial discipline so like people will spend on their credit card even if they can’t afford it and rack up a bunch of debt, so only doing debit gives them a limit of what you can spend because that’s what’s in your account (for simplicity’s sake, i know about overdrafts etc.) If you have the discipline and are automatically paying off your credit card at the end of the month every month and not carrying a balance. If you’re only using a debit card. You’re leaving money on the table in terms of cash back / rewards points / perks that credit cards provide. So if you’re able to remain disciplined. Use the credit cards and take advantage of those perks.
Sofia, this was extremely well done. I can’t lie, I was starting to judge at the beginning when it seemed like you only wanted a super rich guy for superficial reasons. But as it turns out everyone has their own story like your mom being the breadwinner and having failed relationships because of it. Just goes to show literally every person’s situation is different and they have their own perspective on things
Yeah but she seems to have reached an incorrect correlation. it seems like the lesson she learned from watching her mom was that her mom having a higher income caused the multiple divorces. Notice how she asked if the women having the higher income leads to more divorce. Does that mean she’s screening guy’s income as a way to avoid divorce? That is oversimplifying her mom’s issues.
@@chemquests you definitely could be right. I’d view it more as simply a preference but childhood trauma is extremely influential so there’s no doubt it can lead to some irrational thinking
Second guessing is a waste of time. If someone offers, take it as a generous offer and appreciate and accept it as such. The less second guessing we do in relationships and dating the better. I’m in my 60s… lots of life experiences behind me. If your highest value is that someone makes more money than you do you could miss a real gem. My husband (second husband, 20 year relationship) and I didn’t discuss our finances until we decided it was a long-term relationship. It was within a month. Asking someone about their finances before you decide you’re even interested enough to have a long-term relationship is tacky. The incongruency of what she is saying here and what she is a agreeing to is maddening.!🤦♀️ Listen to Ramit! He knows what he’s talking about! And for crying out loud, read his book!
I thought I was the only one who found that tacky, and opted not weigh in because in the end, it's her relationship not mine. That said, I am with you, I'd be immediately turned off if my date asked me early on how much I made. I'd think she was looking at me simply as an ATM. I don't have anything against her desires, it's her relationships, not mine; it just seemed to come from a shallow place until she mentioned her mom's relationship, and it became clear. I think there might be some trauma there she might want to look into. I loved know Ramit handled that playfully, but still communicated how that might not be a good strategy.
While I'm willing to pay for dates, I believe it's essential for both partners to contribute in different ways to create a meaningful relationship. It's not just about financial value; it could be through thoughtful gestures, emotional support, or shared experiences
How hypocritical. The guy could've purchased his NY apartment early on before his wealth or he was happy with having a simple place and uses his money to flex in other areas. Like Ramit says spend where you want and cut back where you want. Supposingly Ramit drives his 2005 Honda accord for 20yrs even is millionaire. He never talks about what he drives now. Anyways this chick is embarrassing.😂
Ho man, I like Ramit, but Sofia, I will need to watch more of her podcast to make a real opinion, but from this video, I hope she brings a lot of peace and love to her boyfriends, because doesn't sound like shes going to bring anything else to the relationship. Bringing up trick questions on dates, not cool.
I think it’s easier when it happens in the relationship. Most men don’t care but I really think in the beginning men don’t want woman to make more. They can say they don’t care but there are always indicators they do care but if you improve your finances in the relationship, it’s different
