தமிழ்நாடு பொருத்தவரை வீடு என்பது பாதுகாப்பு...ஆகவே முதலீடு வரும்...EMIயில் நாம் கொடுக்கும் வாடகை போக மீதி பணத்தை ஏற்பாடு செய்ய முடியும் என்றால் உடனடியாக வீடு வாங்களாம்...வீடு என்பது Emotionalஆ எடுக்கும் முடிவு அல்ல...முதுமையின் பாதுகாப்புக்கு அவசியம்...இன்று 25 வயது வாலிபர் கொடுக்கும் வாடகை 35 வருடம் கழித்து நிச்சயமாக பல மடங்காகும்...ஆனால் அன்று அவரால் வீடு வாங்க முடியாது வாடகையும் கொடுக்க முடியாது..ஆகவே இளமையில் வீடு வாங்குவது ok...atleast roof over your head is assured.
கோவை புறநகர் 2008 ல் ஒரு ஏக்கர் ₹85,000/-. இன்று 1 to 1.25 Cr. 2008 ல் 1BHK வீடு ₹13,00,000/- ஆனால் இன்று ₹28,00,000/-. நீங்கள் சொல்வது புத்தக படிப்பு போல உள்ளது. 2015-ல் 15 சென்ட் இடம் ₹1.475 லட்சம்/சென்ட் விலைக்கு வாங்கியது இன்று ₹7.40 லட்சம்/சென்ட் விற்றுவிட்டது. ரியல் எஸ்டேட் விலை ஏறி கொண்டு தான் போகும். ஏனெனில் மக்கள் தொகை பெருகுது. எல்லோருக்கும் தனி வீடு வேண்டும். பூமி பெருகாது. சென்னை மட்டும் அளவுகோல் இல்லை. Just demand supply ratio will decide the price.
Today, the situation different. The increase what you hv stated is about comparing 15 years back and today. 5 years back and today is just opposite. It has only gone down. Investing now in real estate today expecting increase is crime. Real estate won't give any return. Buy if you hv cash for your own stay. Never invest for return. Don't take loan instead go for rental. Real estate future is bleak.
Now population is decreasing. Now, more people are having house compared to house. Cash transactions are restricted. Only highest interest groups can purchase on black money.
Simple fact is that if you buy flat/villa on loan and paying EMI you have to pay interest double the loan amount and even more if the interest rate increases! Buy house only if you are dwelling there or otherwise utter waste for rental and appreciation! For investment buying plots always somewhat better!
இவரை போல் ஆட்கள் வீடு வாங்காதிங்க தங்கம் விலை ஏறாது நு சொல்வது நம்மள stock or mutual fund la investment பண்ண வைக்கதான் ஆனால் இவர் கருத்தில் உண்மை இருக்கிறது
கடன் வாங்கி சொந்தமாக வீடு வாங்குவதை காட்டிலும், வாடகை வீட்டிலேயே இன்னும் சற்று காலம் கழிக்கலாம் போல் தெரிகிறது. தங்கள் ஆலோசனைக்கு மிக்க அண்ணா. 🙏 பொங்கல் திருநாள் நல்வாழ்த்துக்கள்🎉
I think one more factor also to be noted .Price are fixed by brokers not by buyers or sellers. No idea about apartment, Rising land value can't be stopped by any one.
True about the rental return. We bought an apartment in 2008 in Chennai. Even now at 2021, the rental amount is the same Rs 12000. This is despite the apartment being in a lovely gated community and on the main road. Just not worth investing in an apartment for renting out purpose.
@@Jilljungjuk1 Nobody wants to take it for more. When there are plenty available for really cheap rates. If you are investing in flats within the city then your value will go up. Otherwise this is the scenario. And they keep leaving every year and we have to spend on repairs again. So it's just not worth it to buy flats for rental income in the outskirts.
சார் சொல்வது வீட்டால் முதலீடு மட்டுமே. அருப்புக்கோட்டையில் 2008 ல் ஒரு சதுர அடி நிலம் 105 ரூபாய்க்கு வாங்கினேன். அதில் ஒரு பகுதியை 2016ல் ரூ.1025 க்கு விற்றேன். இன்று ரூ.2500 க்கு கேட்கிறார்கள். நான் விற்க விரும்பவில்லை. விரைவில் ரூ.4000 போகும் என சொல்கிறார்கள்.I am waiting.
என்னைப்போல் உண்மையாக விவசாயம் செய்பவர்களுக்கு விவசாய நிலம் வாங்க முடியாத அளவுக்கு கருப்பு பொருளாதாரம் விலை ஏற்றிவிட்டது. ஐந்து வருடத்தில் குப்பைக்கு போகும் கார் லோன் வங்கியில் கிடைக்கும். விவசாய நிலம் வாங்க கடன் கிடைக்காது. கருப்பு பணம் இப்போதும் வேறு வடிவில் உள்ளது.
உங்களை போன்ற பலர் விவசாயம் செய்ய ஆர்வமாக உள்ளனர்.. விலை என்பது அனைவரிடமும் இருக்கும் பணத்தின் அளவை பொறுத்து.. உங்களுக்கு அது குறைந்த விலையில் கிடைக்க வேண்டும் என்பது எப்படி நியாயம்???
5+ acres two documents this properties ... one document 2.20 acres second file 3.30+ acres price 37 lakhs per acre negotiations Location: Kotagiri to 15km distance
I bought plot in between tambaram to Sriperumbudur. That Area always have boom because of industries surrounding it.. If u invest in economic zones u will benefit
Sir in 2008, an apartment in 10 apartment building is 3000 rs/sqft. Now an apartment in 100 apartment building is same 3000 rs/sqft. This means the undivided share of land property has significantly reduced - price has actually skyrocketed.
But in this case buyer is not getting the benefit..only real estate builder, seller is enjoying more money for same sq ft of land. So its a huge loss for buyer. A buyer will get profit only when he buys for x rupee and sells more than yX rupees. It is not guaranteed if UDS decreases.
Sir,we buy 26 cents land in Coimbatore 2007 total amount is 13 lacks.now it's value is 1.04 crore.it means house purchase is not worth.empty land only profitable
13 lakhs in 2007 is equivalent to approximately 60 lakhs right now with inflation. On top of it, the interest and any capital gain if you sell adds to it
Demand for real estate will be there forever. The land cannot be created, so the demand will increase day by day, it wont decrease. Demand will also increase due to new infrastructural development like metro , airports etc., Location is the only important thing while investing in real estate. Land rate hasn't decreased till this date anywhere in Tamilnadu.
In real estate the demand will shift from one location to other, but the demand will be there forever.Thats why clever investors will look for government notifications for new development before investing in a location and some will buy flats when the project is launched at cheap basic price and will sell at the time of completion of the project at a higher price. Even in location where we think it has reached saturation, still there are people ( that locality will become affordable only to elite class, but the demand will be there between them ) to invest, real estate purchase decisions are made not purely based on investment and profitability. Vertical growth indicates, the rising demand for land and price increase in that locality. people are not comfortable with horizontal growth, thats why we are witnessing vertical growth of even 2500 flats in a premises, in city suburbs.
@@abinolynt965 All you say will never compromise on 5 x annual income global standards. Even it’s not the case in USA. Anything more it’s a bubble and gamble
சார், ஒரு முக்கியமான விஷயத்தை நீங்கள் கவனத்தில் கொள்ள வில்லை. அரசியல்வாதிகளிடம் அபரிமிதமான கறுப்பு பணம் புழங்குகிறது. அவர்கள் மேலும் மேலும் விலையை ஏற்றி நிலங்களை வாங்கி வருவதால் கண்டிப்பாக விலை ஏற்றம் உண்டு.
Base price is the joke.. In 2008, base price was 3000rs but net price would have been 3500 or 3600...now, base price is 3000rs but net price is not less than 4800 or 5000rs or so
Even though I admire you as a good trader, I won't accept this one sir : House bought for 4 lakhs (on 2010~) is now valued for 40 lakhs !!! Eventually that will become (4 crores) ,2030 for sure !
Real estate investment in metro or cities reached stagnation but look at rural side farm land prices in pandemic time, it is increased atleast 3 to 4 folds. COVID has actually levelled and distributed the real estate boom across the country. Investment in more than one home not advisable as you mentioned.
This is highly impossible and I can’t believe that the rate is same after 15 years It can’t be same sir since logically if you think 💭 the material, labourers, transportation etc all are increased only not decreased This is my view
Actually the profit portion is high... not the cost portion sir, what he told in 15 years the profit portion will be reduced and cost portion Will get increase as a result of price increase in raw materials.. but the price will be the same...
One of my friend has purchased a 2nd hand flat in 2019 or so at OMR (age around 10 years-built around 2009) for almost the same price at which the seller has purchased 10 years back 3 BHK
@@ravindarjayachandran879 This fall in price is due to the pandemic and many vacant properties in metro cities. But in the sub urban this has caused a huge rise in prices due to WFH.
SIR, Still people are very interesting for purchasing the Agricultural lands. Whether the people expecting higher profit in the future?. What is the reason sir?
@@MohammedAli-yu9qh yes brother, in our country I don’t think there will come a real estate crash. Coz ppl don’t sell low n buyers who can purchase continue to buy
Rent senario will change in next 2-3 years.. It will rise.. Coz all construction cost gone up like anything.. Everyone wanted to stay in rented house, rent will increase naturally..
Compare gold & land price then talk I see huge margins just 3 years gap 20L to 1C even I have property brought 10L now asking price 60L don't underestimate power of the real estate and chennai is not a only city in tamilnadu.
Sundar sir, good video. One information i want to convey is banks are not offering fixed rate of interest loans to home borrowers. Only variable interest rate are offered. So borrowers have no choice. Pl verify and confirm the same in your next video and it will be very useful for your viewers. KIND ATTENTION SIR
Dear Sundar, This is udhay (working in Chennai) I am very much passionate about share market and I am slowly learning it around 7years I am seeking a job related to share market to get peace of mind If you had a job related to share market for me, Please Let me know. Thankyou
In last few months there is a boom in salary in IT industry due to attrition rate. Particularly junior resources are getting big hikes. Do you think real estate may increase due to that
Sir: I live in the USA but I am from Tirunelveli. I am very impressed by the finer details of the real estate invetment you have given in this video. It is highly useful for home buyers as well as investors. We need more people like you for the society. Hats off to you, Sundar Sir. M. Chellappa, Atlanta, GA
What he said is true but real estate in few pockets will definitely sky rocket. We need to exactly identity which place will be appreciate nicely and ibvest there.
ரியல் எஸ்டேட் பற்றிய முழு புரிதல் இல்லமால், தவறான வழிகாட்டுதல சொல்கிறார், OMR மட்டும் தமிழ்நாடு அல்ல, தமிழகம் முழுவதும் இட விலை அதிகரித்துள்ளது, ரியல் எஸ்டேட் is best investment than gold and shares.
Important point which is missed is Buying home is an emotional decision based on individual needs. Just using a flats as measurement doesn't do justice. LAND appreciates and building deprecates like they say. So you just compared 3000 Per Sqft in 2008 , but now the construction cost alone is 2500. Don't buy the argument of RE is a worst investment. Selection of property just like stocks is must. Also Realestate is a long term game and rental are in the pocket 😉
Incorrect info. Apartment prices have increased in last 10 years on OMR. Why do you have to look at only Apartment when you talk about real estate. It includes land/plots also, right ? Did you check growth of the land price ? I am not here to recommend anyone to go for real estate as an investment. I am trying to say that when you compare something, you will have to consider all the aspects, not just Cherry picking the data that's is favorable to your argument.
Sir, actually the salaries for IT people are increased more than 80% in last two years during pandemic. There is a huge demand for IT professionals so many companies are offering even more than 100% salary to pull resources. Also the pay for college final year students are increased
According to me investing in land fetches more returns, I thought corona pandemic will lead to decline in land price but it's not true, there is 25 percent increase in land value in the past 2 years, there is a big boom silently going on in west chennai upto oragadam and sriperumbudur , as New train facilities , satellite township and outer ring road are being implemented, in another 5 years there will be double the price in these areas as there is need for house for the younger generation.
Thank you Sir. I understand all your facts. I would like to know, whether, the construction costs will not rise? The construction cost of 1000 sqft house was Rs. 2,00,000 in 1994. Whereas now(14-01-2022) it will be around Rs. 20,00,000/-. Cost of labour & materials are increased.
@@cookmaster3626 you misunderstood the reply. Please check again mentioned his greedy… he is having dinosaur size expectations that’s why mentioned 2crore value. Some people are still dreaming 2crores 5 crores 10 crores 40 crores property values get hike like this.
@@NandhaKumarrocks y can’t it be 2Cr in 15 yrs? There is a hike in 20-30% in the cost of the building materials in just a year. Ask a builder or someone who had a construction done recently. At this trend I wouldn’t doubt it. U would have said the same 20 years ago that it wouldn’t be 20L in 2020.
Sir, u missed out another important point in NRIs buying apartment in India. Unlike resident property owner facing only 1℅ TDS at the time of selling, NRIs have to face now 20.8℅ TDS while selling his white money-funded apartment before registration!. Then how prices can appreciate?
