Real Estate Math: Understanding Loan To Value Ratios | Just Call Maggie

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Welcome to Maggie’s Real Estate Academy! In this comprehensive video, real estate instructor Maggie Relloso shares her expertise on the Loan-to-Value (LTV) ratio, providing you with a deep understanding of this critical concept. Whether you’re studying for the state exam or aiming to strengthen your real estate knowledge, this video is your ultimate guide.
Maggie begins by explaining the significance of the Loan-to-Value (LTV) ratio in the real estate industry. Discover how this ratio plays a crucial role in determining loan eligibility, evaluating risk, and influencing loan terms. Gain insights into why lenders use the LTV ratio to assess borrowers’ financial stability and mitigate potential risks.
To ensure a solid grasp of the subject, Maggie walks you through the step-by-step process of calculating the LTV ratio using the T-Method technique. With clear explanations and practical examples, you’ll learn how to determine the loan amount based on the property’s appraised value and the desired LTV ratio. Understand how to interpret the resulting ratio and its implications for buyers, sellers, and lenders.
But that’s not all - Maggie goes the extra mile to help you succeed on your state exam. She presents a series of practice questions, carefully crafted to resemble those you’ll encounter on the test. By engaging with these exercises, you’ll sharpen your LTV ratio calculation skills and boost your confidence for the exam.
In addition to exam preparation, Maggie provides valuable tips and insights to enhance your overall understanding of the LTV ratio. You’ll gain a comprehensive understanding of how the LTV ratio impacts buying decisions, refinancing options, and mortgage insurance requirements. Maggie’s expertise and teaching style make complex concepts accessible and digestible.
To stay connected with Maggie’s Real Estate Academy and access more invaluable content, don’t forget to subscribe to the channel. Hit the like button to show your appreciation for this informative video, and don’t miss out on the latest updates by enabling the notification bell.
As you watch, feel free to share this video with others who may find it beneficial. Maggie encourages viewers to leave comments with any questions they may have or suggest future topics for upcoming videos. Your engagement is valued and contributes to the growth of the real estate community.
Unlock the secrets of the Loan-to-Value (LTV) ratio and take your real estate knowledge to new heights. Join Maggie’s Real Estate Academy today and embark on a journey toward success in the dynamic world of real estate!
Master the T-Method technique and learn how you can use this for many other questions you may see on your state exam here: • The T-Method: The Secr...
Crush the math on your state exam with our step-by-step comprehensive e-workbook, “Math Skills for Real Estate Success” here: justcallmaggie...
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Опубликовано:

7 окт 2024

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Комментарии : 40

@bukkya7978 10 часов назад

Maggie! I took the real estate exam today and passed both exams! You are a great, easy to follow teacher and instructor. I used your techniques for the math questions and was absolutely confident working the questions. I can't thank you enough for the easy to follow explanations of the vocabularies and the math questions. Bravo 👏 👏 👏

@anniequinnell8309 Год назад

I found your channel the night before I took the state exam, I was sooooo lost on a lot of the equations. The way you explained the T chart was so super helpful I went into the exam more calm about the math. I passed my first try, thank you for your help‼️

@JustCallMaggie 11 месяцев назад

Congratulations to you!!! I’m glad to help. Thank you so much for your kind words.

@juliegerbitzaubrey5494 5 месяцев назад

You are so amazing! There isn’t any one else on you tube better than you to cover real estate. Your explanations and the T method have helped me immensely in understanding! All of your videos are so well done! Thank you so much!

@JustCallMaggie 5 месяцев назад

Wow that is so nice. Thank you. I’m glad my teachings are helping you. That makes me smile 🤓🫶

@nikkyk2016 Год назад

Thanks so much for breaking it down so Cleary.

@JustCallMaggie Год назад

You’re so sweet. Thank you. And you’re more than welcome. It’s my pleasure 🫶

@t.kellywilliams434 3 месяца назад

Magnificent!🎖🏅That T-chart is the best for visual learners!

@JustCallMaggie 3 месяца назад

@@t.kellywilliams434 it’s amazing how awesome it works!

@maracalzada4128 6 месяцев назад

I was scared in math until i see your explanation, you are the best in the world!!!! That remind me the math from school long time ago,❤❤❤❤❤❤ thanks so much

@JustCallMaggie 6 месяцев назад

Glad to hear. Best of luck to you.

@Deespencer6688 13 дней назад

Wow!!! I got all of them right.. I love it 😍

@JustCallMaggie 13 дней назад

@@Deespencer6688 that’s great!!! You should be so proud of yourself. Good job!

@ronitavraham1628 10 месяцев назад

Thank you for everything you are explaining so nice

@JustCallMaggie 10 месяцев назад

Thank you for your kind words. Best of luck to you.

@michaelhayes8515 Год назад

I am loving this T formula, so easy to do.

@JustCallMaggie Год назад

Isn’t it amazing?! I love it.

@barbaralaplante 6 месяцев назад

You are the best!!!!!! Thank you 😊

@JustCallMaggie 6 месяцев назад

Thank you! You’re pretty awesome yourself.

@simonsong7239 9 месяцев назад

number 8 question sounds not right. the loan is total value - down payment and the LTV should be 80%

@JustCallMaggie 9 месяцев назад

You are absolutely correct. My bad. Thanks for pointing that out.

@OliviaLedford-qn7cx 3 месяца назад

Would the answer to question 8 not be 80%? Since they are putting 80,000 down they would need a loan of 320,000 (400,000-80,000). 320,000 / 400,000 would be an 80% LTV.

@JustCallMaggie 3 месяца назад

@@OliviaLedford-qn7cx very good! Yea I messed up lol. Good catch!!! You’re on your way to greatness 🤓

@nattya9467 5 месяцев назад

I love u tysm!

@JustCallMaggie 5 месяцев назад

You’re a doll. 🤓🥳

@reneejames1843 Месяц назад

My mind see 7×4=28 + 5×4=20 answer is 300,000. I am horrible at math but can one explain why my mind works this way.

@JustCallMaggie Месяц назад

@@reneejames1843 I totally get it. Sometimes it may just need talking to yourself in a more positive manner and you’ll see, you’ll get it.

@schavi30 7 месяцев назад

I watched your videos and yes I passed 🎉

@JustCallMaggie 7 месяцев назад

Awesome!!! Congratulations 🥳😎

@generoland5032 7 месяцев назад

I wish the math questions was this easy on the test😏

@JustCallMaggie 7 месяцев назад

What are the math questions like on the test?

@bonnybe1464 5 месяцев назад

Are they different from this 😩

@JustCallMaggie 5 месяцев назад

@@bonnybe1464 they may add a little extra things to throw you off but if you’re asked for the LTV ratio, just need the loan amount then divide it by the sales price then multiply by 100.

@Bettercallshaun 13 дней назад

I feel like number 8 was actually 80% LTV instead of 20% If they paid 80k down payment then the loan amount would be 320k making it a 80% LTV ratio.

@JustCallMaggie 13 дней назад

@@Bettercallshaun you’re absolutely correct! Thank you for that. Sometimes you get tunnel vision working out so many problems. Good job!! 👏

@Bettercallshaun 13 дней назад

@@JustCallMaggie hey I learned it all from you, I look at it like a test to see if I was paying attention thanks for all your hard work

@JustCallMaggie 13 дней назад

@@Bettercallshaun that’s amazing! Way to go. Thank you so much. You’re too kind. You’re going to do great but good luck with your exam!

@Vicky-nr6kb 8 месяцев назад

Can I just say I love how straight forward and to the point you are. How you articulate and explain the problems. I take my test next week and you’re helping me feel so confident. 🩷🩷🩷

@JustCallMaggie 8 месяцев назад

Love this! Thank you. Make sure to stay confident. You got this!!!