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Report says: Why Is Govt Privatising all Public sector Banks except SBI? | Know all about it | UPSC 

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Комментарии : 403   
@studyiqofficial
@studyiqofficial 2 года назад
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@victordashmohapatra3546
@victordashmohapatra3546 2 года назад
*Reason why Govt Banks have high NPA is because often Politicians give loan waiver to win elections but do not pay the Banks on time.*
@vivekkadyan6330
@vivekkadyan6330 2 года назад
Name any?
@HimanshuKumar-yi3xe
@HimanshuKumar-yi3xe 2 года назад
Valid point👍
@shreyasshreyas12
@shreyasshreyas12 2 года назад
Sahi kaha
@brijeshverma2174
@brijeshverma2174 2 года назад
Exactly
@sameerkrishnavines706
@sameerkrishnavines706 2 года назад
Sahi hai
@ranjithoro5379
@ranjithoro5379 2 года назад
Private Banks is still Far from rural and semi urban places. No private banks have role in agriculture finance
@glitch4cross
@glitch4cross 2 года назад
Which world u live in?
@Pankaj-qj1xx
@Pankaj-qj1xx 2 года назад
Hdfc deta hai ajkal
@themightyking5227
@themightyking5227 2 года назад
Konse gaon mein hdfc hai.
@RAM_JAN22
@RAM_JAN22 2 года назад
@@themightyking5227 aaj kal badi brach ka zamana nahi hai neo banking chal raha hai. so badi brach kholne ka matlab nahi hai
@indianwoods
@indianwoods 2 года назад
There are many Co Operative And Rural Banks dedicated to Rural and Semi urban Areas
@abhishekchoudhary5640
@abhishekchoudhary5640 2 года назад
ask private banks to open branches in rural and remote areas and then show their balance sheet in profit
@abinashjena2778
@abinashjena2778 2 года назад
SBI hai na... SBI for urban+rural , remains urban
@singhview1997
@singhview1997 2 года назад
Npa is not bcz bank have rural branches .....
@RavikumarRandhir
@RavikumarRandhir 2 года назад
@@singhview1997 Right ✅
@sipradipmahapatra2496
@sipradipmahapatra2496 2 года назад
I live in a remote area of Purba medinipur, West Bengal. Here Bandhan bank opened a branch.
@Nsicjamia.hiteshchandpuri
@Nsicjamia.hiteshchandpuri 2 года назад
Good question
@priyamsrivastava7194
@priyamsrivastava7194 2 года назад
98% JDY Acnt by PSB. 86.6% Agri Loans by PSB only. 90% Edu loan by PSB only. 95% PMSvanidi by PSB only.
@amitSharma-oy6dm
@amitSharma-oy6dm 2 года назад
👍👍👍👍valid point 👍
@tekoledtvs9578
@tekoledtvs9578 2 года назад
But no repayment from borrowers as a result increased NPA
@deepakbhadouriya8502
@deepakbhadouriya8502 2 года назад
Out of this...around 90% is done by sbi alone...
@AmanKumar_010
@AmanKumar_010 2 года назад
Feeling bad for guys who sailed through tough competition and cracked IBPS.
@Prashant-s9h
@Prashant-s9h 2 года назад
yes brother cracked IBPS clerk and po both this year and joined po in uco bank and this news is disturbing
@gmahali7486
@gmahali7486 2 года назад
Make strict rules on politicians ,they should be dismissed from politics if unable to fulfill their words
@Forestry-ok7dq
@Forestry-ok7dq 2 года назад
Rural economy still depends on PSB.... Private sector banks mainly work for own profit not for welfare of society...
@pawanjoshi568
@pawanjoshi568 2 года назад
Parliament should also be private 😉
@Rahul-wi5yn
@Rahul-wi5yn 2 года назад
Already done.
@sreekalabhuvanesh8445
@sreekalabhuvanesh8445 2 года назад
Well said
@Raghav_An_Aspirant
@Raghav_An_Aspirant 2 года назад
If all banks privatized, then govt. will not be able to pressurize tha banks to work for the welfare of the public. So, I think it is not the good step to disinvest all the shares of the public banks.
@ashutoshsingh3909
@ashutoshsingh3909 2 года назад
RBI would still regulate those banks, and RBI Gives those guidelines not the government.
@laliga2160
@laliga2160 2 года назад
They wont need to be pressurized...they would do it organically..
@ethunhunt2103
@ethunhunt2103 2 года назад
I'm a banker and I think you don't know anything about bank
@MRSK-lk3vq
@MRSK-lk3vq 2 года назад
@@ashutoshsingh3909 there's a difference between command and regulate
@ashutoshgawali6127
@ashutoshgawali6127 2 года назад
The current situation of SBI comes with a cost, the cost is work-life balance of the employees. They work under high pressure environment to achieve targets.
@sreekalabhuvanesh8445
@sreekalabhuvanesh8445 2 года назад
True to the core.
@RABHAROCK
@RABHAROCK 2 года назад
Those who are saying Pvt banks are too friendly...open 100 '0' balance account if u can. After that all together go in the bank and ask them for service...those who bothers about deduction of charges never goes for Pvt bank. And finally those who are against PSU bank find a relative or friend, u will come to know about the reality abt Pvt banks
@thevikings1468
@thevikings1468 2 года назад
People talking about the privatisation but they don't know the dream of every middle class aspirant who aspire to be a government employee....Those late night hard work , Time management no one can understand except a bank aspirant.
@palboy3565
@palboy3565 2 года назад
Purri economy barbaad kardi or phir privatization tahhi economy nhi badha paenge
@JackSparrow-yi5xv
@JackSparrow-yi5xv 2 года назад
Jan dhan accounts are opened 95%+ in gov banks ! Do people still think gov banks aren't doing their job clearly ??
@chetansharmaofficial1853
@chetansharmaofficial1853 2 года назад
Absolutely ryt.....
@varchasvdubey3163
@varchasvdubey3163 2 года назад
Privatise indian rupee...!! Not performing well..!!
@dibendumitra3241
@dibendumitra3241 2 года назад
The backbones of Indian Economy is for sale now. Very tragedic🙂
@kanekiken2002
@kanekiken2002 2 года назад
$30 billion dollar market cap, can't be backbone of anything, let alone India. They can't be back bone of even a city.
@somji54
@somji54 2 года назад
Sab private Kar do fir pm sarkari kyun wo bhi private hona chahiye jab kuch bachega hi nhi chalane ke liye to kya karegi govt Ab shayad time aa gya h Ambani ko pm banane ka Baki gaon ki kise padi hai sab to shehri h waise niti aayog wale to waise bhi pm ke hi under to h
@goldeneye8643
@goldeneye8643 2 года назад
Banks, railway, airport, seaport, etc etc sab privatization hoo raha hai,😊 bass abb middle class logo ko aur jhatka lagna baki hai aagar aise hi hota rahe tho,,😌
@dkq986
@dkq986 2 года назад
Bureaucracy should be privatized as well
@SILOPshuvambanerjee
@SILOPshuvambanerjee 2 года назад
I agree with you
@anikeshsingh9337
@anikeshsingh9337 2 года назад
It’s impossible. Bureaucracy is second government . How can government can privatise itself . Country is not a company .
@SwarupDeySarkar
@SwarupDeySarkar 2 года назад
It's a sarcasm
@mks5611
@mks5611 2 года назад
🤣🤣
@studyforfuture3957
@studyforfuture3957 2 года назад
@@anikeshsingh9337 media is also 3rd govt why it is pvt?
@viveksawant4382
@viveksawant4382 2 года назад
Private sector banks ko saving account me 25000 chaiye ho ta hai, ab jiski salary 10000 hai wo kya karega.
@nikhilbhardwaj107
@nikhilbhardwaj107 2 года назад
bhai pahle thoda padh to lo, salary account zero balance acc. hota hai , usme koi minimun nhi hota
@MK-bh7rw
@MK-bh7rw 2 года назад
@@nikhilbhardwaj107 wo savings account bola he, 10,000 kamane wala unorganised sector se hoga. Bank me usse savings me hi rakhna he. Private bank me minimum amount kitna he aap ko pata hi he
@akshaygoswami7293
@akshaygoswami7293 2 года назад
लगता है अब सरकार बदलेना का समय आ गया है
@yatendrasingh8696
@yatendrasingh8696 2 года назад
First privatise all mp and mla then government department
@ErenYeager-bl7bf
@ErenYeager-bl7bf 2 года назад
i just joined as a gst inspector after getting selected in cgl 2018.. i was in union bank of india before that.. i stand by with all bankers.. i will join the protest of non privatization
@mrsps4354
@mrsps4354 2 года назад
I am currently working in union bank🥲
@ramesh6177
@ramesh6177 2 года назад
Govt should recover money from top corporate borrowers and fugitive borrowers...who have taken huge chunk of loans from Govt bank
@सौरभ-झ6छ
@सौरभ-झ6छ 2 года назад
2024 में हारने के अपना रास्ता आसान कर रहे है मोदीजी ।
@bholenath9645
@bholenath9645 2 года назад
I never belive on private bank , immense amount by costomer deposit in only government Bank due to faith of security
@shivshnkarseth4384
@shivshnkarseth4384 2 года назад
RIP for Banking Aspirants 🥺.
@subhendukumar5291
@subhendukumar5291 2 года назад
Nothing will happen
@pawanraj8248
@pawanraj8248 2 года назад
Why??
@aakashgupta3792
@aakashgupta3792 2 года назад
Many sbi employees don't hai basic sense to guide customer they only misbehave
@hsh6254
@hsh6254 2 года назад
Privatisation in US is different from INDIAN privatisation. Bcoz in India Caste, Corruption, Nepotism etc plays major role in decision making. If all banks become private just think the level of nepotism exists in its structure. If govt share become
@rahulezhava98
@rahulezhava98 2 года назад
NPA previous govt se better handle kiya hai Iss govt ne aur NPA previous govt ke kaaran jyada hai
@harshitchaurasia8738
@harshitchaurasia8738 2 года назад
Population is also a big factor
@HillariousPanda16
@HillariousPanda16 2 года назад
banks rbi regukate karti hai na ki govt
@abhishekgautam1236
@abhishekgautam1236 2 года назад
Right 100%
@anantraj9067
@anantraj9067 2 года назад
In my view privatisation of banks leads major impact on employment.and economy , many peoples aspire for jobs in banks as go through the various exams
@anmolraj6509
@anmolraj6509 2 года назад
Nice Boy.
@pratimsengupta2649
@pratimsengupta2649 2 года назад
Private banks mein job nahi hain kya
@jawa42ride74
@jawa42ride74 2 года назад
Toh yeh bank recruitment nhi kregi akela private owner hi kaam kr lega Sara
@shinchando7240
@shinchando7240 2 года назад
If one aspires for job then it's good.. but if one aspires only for govt. Jobs that's a problem..
@anujgupta3131
@anujgupta3131 2 года назад
देश के आगे, कुछ भी नही।। हो जय प्राइवेट कोई गम नही
@Mcthindi
@Mcthindi 2 года назад
This is not good decision , only poor will suffer more !
@vivekjadongwaliorwale5353
@vivekjadongwaliorwale5353 2 года назад
Why not we should privitise our government & bureaucracy,army , Kyoki suna hai private karne se accha kaam hone lagega
@tarunsaini8083
@tarunsaini8083 2 года назад
Privatisation of current democracy is also required....
@amansinghyadav1586
@amansinghyadav1586 2 года назад
Correct 💯 bhai
@tekoledtvs9578
@tekoledtvs9578 2 года назад
Then you will suffer in Every thing......just like US
@NP1203SH
@NP1203SH 2 года назад
Pura desh hi private kar do
@KnowledgeStroming
@KnowledgeStroming 2 года назад
Npa is high of public sector bank because of government policy 1) the public bank can never give loan on private land it only gives loan on development authority approved land. All the government schemes such as the mudra loan and street vendor saman scheme needed to be implemented by the public bank and all these loans were never return by users because the government said it is the guarantor for this loan. if you want a Public bank to compete with private bank all the condition needs to be same
@kamalkumar7978
@kamalkumar7978 2 года назад
Exactly! All things should be same except that they should be own by the govt.
@ramesh6177
@ramesh6177 2 года назад
Big corporate have 1000 crores of loans in which they get 90% of hair cuts and get settlement by paying 1 crore or 10 crore
@gooooooooooooo482
@gooooooooooooo482 2 года назад
Abolish minimum balance and u will see difference
@Roshan_rk07
@Roshan_rk07 2 года назад
Adani bank on the way😂
@petrichor1944
@petrichor1944 2 года назад
Kya parliament ko private kiya jaa sakta hai ?
@rickycool6083
@rickycool6083 2 года назад
Nahi.
@googleuser6972
@googleuser6972 2 года назад
2 large govt banks should exist. Merge PNB, Canara, BoB, UCO, Union BoI, BoI, Indian Bank & Central Bank of India as a rival for SBI.
@divyanshbakshi
@divyanshbakshi 2 года назад
Rural Economy will destroy,if this happens ...mark these words.
@rahulezhava98
@rahulezhava98 2 года назад
Nahi honga mark these words
@parthjain1496
@parthjain1496 2 года назад
Lol Rural economy se zyada tax bhi nhi aata Govt ko zyada farak bhi nhi padega😂
@Ace-mt7pc
@Ace-mt7pc 2 года назад
Nope small and co operative private banks will take over rural shares by hope purchasing power of rural will increase
@mahadevoram127
@mahadevoram127 2 года назад
PSBs are failed due to Govt. policies like loan waiver, mudra loan, restructuring etc. Poor infrastruture and PSBs are forced to do social service instead of profit making!!
@yashaswisingh268
@yashaswisingh268 2 года назад
This government is privatising all the strategic assests this will create huge problems in long terms
@vinodkumarhatela6549
@vinodkumarhatela6549 2 года назад
Koi sector government rehta h to transparency hoti h hr ek chij ka record hota h lekin private kr denga to private companies central government k isharo p chalegi . Ghotala hoga pr pta nhi chalega. Privatisation ka simple sa example deta hu jitna news channel zee news , aaj tak , abp news , ydi in channel walo n ek bhi khabar bjp k bare m ulta bol diya to us anchor ko hi hta dete h . Yhi hl private companies ka hoga . Tanashahi chalegi .
@user-lw5xf8dk3o
@user-lw5xf8dk3o 2 года назад
Dheere dheere majority of departments private ho jaenge ... isiliye apni skills pr dhyaan do taki private me job le sako aur saalo saal waste mat karo sarkari exams me .
@anikeshsingh9337
@anikeshsingh9337 2 года назад
I think the better way is to make government banks functionary like private banks with strict rules and less government interference .
@amansinghyadav1586
@amansinghyadav1586 2 года назад
Correct 💯
@MK-bh7rw
@MK-bh7rw 2 года назад
@@bethechange1945 who told you ?
@mobilizemarshal6821
@mobilizemarshal6821 2 года назад
कुल मिलाके जो प्रॉफिट देगा उसे ही बेचना है।
@AnshikaSuryansh
@AnshikaSuryansh 2 года назад
bank employees strike kar denge
@deeprajchatterjee3190
@deeprajchatterjee3190 2 года назад
This is the only thing I don't like about this Government
@nikhiljhajhria1867
@nikhiljhajhria1867 2 года назад
Merge other bank assets with sbi. And divide every SBI branch in 2 for customers having less than 20000( sbi lite or something) and the other half for customers who have Balance more than 20000 .This will greatly increase efficiency and ultimately profits.
@sushmita1126
@sushmita1126 2 года назад
Being an employee of SBI I agree with you to the core.
@rahulezhava98
@rahulezhava98 2 года назад
Ye badi acchi baat kahi aapne
@devanshrawat8708
@devanshrawat8708 2 года назад
Its not Banks Board Bureau now. Its changed to Financial Services Institutions Bureau. I am part of its Secretariat. We just recommended for MD NaBFID yesterday.
@bijaykisan4056
@bijaykisan4056 2 года назад
Sir what will happen to central bank of india and Indian overseas Bank Will they be merged or privatised
@SandeepMeena79
@SandeepMeena79 2 года назад
This is not good.it will effect rural area. Don't think about business and profit all the time
@yashaswisingh268
@yashaswisingh268 2 года назад
YES Bank was a private bank I guess??,we all know very well what happened to yes Bank and finally who came to its rescue,LIC which again is a government owned enterprise,so who's the winner here
@mastersaleem4907
@mastersaleem4907 2 года назад
If RBI is unable to do it's job efficiently, then RBI should be privatised. Why to shift punishment of RBI to PSBs?
@AkshayKumar-ek5pw
@AkshayKumar-ek5pw 2 года назад
😀😀😀
@krishnathirupathi
@krishnathirupathi 2 года назад
Sbi seems govt bank but when u work in sbi it seems like no less than private bank. Work culture in sbi is like private bank
@sreekalabhuvanesh8445
@sreekalabhuvanesh8445 2 года назад
You said it. I agree with you 💯 percent
@abhishekraj7315
@abhishekraj7315 2 года назад
It’s not a good idea only PSB work for poor in rural and semi rural so it should not be implemented in forthcoming
@nikhiljavanjal3206
@nikhiljavanjal3206 2 года назад
In my opinion instead of 12 there should be 4 public sector banks which are as big as SBI. further merger can be good option.
@adizprof
@adizprof 2 года назад
जो सार्वजनिक क्षेत्र के बैंक अच्छा करे उनका पहले निजीकरण कर दे!!! ये तो ऐसा है कि जो अच्छा करे उसे पहले सजा दो। दरसल बात ये है कि भारीभरकम NPA के साथ अगर बैंको का निजीकरण करने सरकार बाजार में उतरेगी तो उनमें निवेशक रुचि कम दिखाएंगे इसलिए पहले ऐसे बैंको के निजीकरण की बात रिपोर्ट में कही गयी है जो तुलनात्मक रूप से अच्छा प्रदर्शन कर रहे हैं जिससे विनिवेश सुगमता से हो सके।
@harshtiwary2749
@harshtiwary2749 2 года назад
Privatisation is going to destroy Indian youth's future
@Aditya_VK
@Aditya_VK 2 года назад
Govt banks provide funds to various govt schemes. They also provide loans for agriculture but private banks do not easily provide loans for agriculture,they only seek profit that's why their NPA is low.
@nuttyessense1714
@nuttyessense1714 2 года назад
Instead of making them private just change their way of working. by changing it to private u r showing that u r incapable
@AnujPnb
@AnujPnb 2 года назад
all govt policy provided by only PSB like edu loan, jan dhan account, agri loan etc.
@smartdipankarjana
@smartdipankarjana 2 года назад
Thanks!
@studyzone3306
@studyzone3306 2 года назад
Government schools Nd hospitals dono ki facilities bahut kharab h So Inka kya inhe kaeshe behtar bnaye
@mohitmeena8305
@mohitmeena8305 2 года назад
Sooner or later the bank will privatize so the people like me who are preparing for bank jobs should join a private company.
@sahil5496
@sahil5496 2 года назад
This is done to save top bussinessman who have lot of loan in form of npa
@deepbrar9938
@deepbrar9938 2 года назад
Employment is already at its low... It will aggravate the situation.
@livinggod2306
@livinggod2306 2 года назад
Why we need parliament State governments is enough
@pawanraj8248
@pawanraj8248 2 года назад
Merge all govt banks with SBI
@hillolbharadwaj2310
@hillolbharadwaj2310 2 года назад
Yes... then declare SBI bankrupt..... end of story.
@askme9572
@askme9572 2 года назад
Indians will transfer their all deposits ,funds to SBI if and when all other Banks are privatized .
@sandeeprao4630
@sandeeprao4630 2 года назад
Stop all the pension except president
@jasblink6334
@jasblink6334 2 года назад
Some families are only surviving through pension.... what about them?
@sohamsadhukhan2094
@sohamsadhukhan2094 2 года назад
What about educational and farmer loans of low interests ? Will private banks be so generous of doing so? Privatisation will create monopoly in the market of banking
@gaurabnandi8906
@gaurabnandi8906 2 года назад
pvt banks are engaged in class banking. does they have any social obligations.. ??
@ajitsingh1859
@ajitsingh1859 2 года назад
Is move k baad SBI ka luch time aur lamba hojayega😅
@user-cp8pn4pr6t
@user-cp8pn4pr6t 2 года назад
Govt should privatize sbi, it's employees r very rude and not behave properly with the customers
@AUREKKAHANI
@AUREKKAHANI 2 года назад
What about Yes bank ??
@MH_Editz-412
@MH_Editz-412 2 года назад
Yes Bank 30% owned by SBI!
@funnySeven
@funnySeven 2 года назад
Privatise even Govt schools 🔥
@beingrealistic9890
@beingrealistic9890 2 года назад
Good Governance on psb should be given more priority than privatisation.
@sanjaykumarsahu1076
@sanjaykumarsahu1076 2 года назад
very good step. Ab sarkari damad nahi milega.
@dangibrothers6009
@dangibrothers6009 2 года назад
Computer Emergency Response Team CERT-In comes under Ministry of Communication and Information Technology.. Jai Hind🇮🇳
@kamalkumar7978
@kamalkumar7978 2 года назад
Sbse pahle to SBI ko hi privatise krna chahiye. 😂
@sitptel3973
@sitptel3973 2 года назад
It's not a good 😐 step
@yashaswisingh268
@yashaswisingh268 2 года назад
How many private sector banks let us open 0 balance accounts??,but PSB's allow us ,moreover minimum account banks in private banks is 5000 and in PSB's it's 1000 rupees
@ashgourd2035
@ashgourd2035 2 года назад
Now SBI would say ''agle haptey aana'' instead of '' lunch k baad aana''
@Smart-Tanu
@Smart-Tanu 2 года назад
Not good option... Private banks work for their intrest ONLY. SO IT IS VERY BAD IDEA.... SHOULD BE OTHER OPTIONS. .... Apna kam banta bhad me jaye janta... 🙂 bs NPA, return not important.
@vinodkumarhatela6549
@vinodkumarhatela6549 2 года назад
RBI ko private kr do
@richanshjain8756
@richanshjain8756 2 года назад
😂
@omprakashbhardwaj8669
@omprakashbhardwaj8669 2 года назад
Option A. Ministry of communications/electronics and Information Technology
@r4jeshkumar668
@r4jeshkumar668 2 года назад
Soon me boora lagta hai, pr jab bhi SBI Bank me visit krta hu ,,tab lagta hai ,,ab tk Pvt kyo nhi kiya isse
@durgeshnandan7238
@durgeshnandan7238 2 года назад
Very unusual decision..
@rishabhsingh-gu7tn
@rishabhsingh-gu7tn 2 года назад
Valuation system is a fraud. Zomato was valued at 60000 crore when it's IPO was launched. It's investors recovered loss by looting and fooling retail investors. Actual analysis should be on the basis of Profit and loss in balance sheet.
@raghavsridhar
@raghavsridhar 2 года назад
SBI should be private not rest all
@vijayachari8314
@vijayachari8314 2 года назад
Maine tho pehle se fix kar liya hu ki 2024 mai mujhe kise vote dena hai
@ravikumarsedam4447
@ravikumarsedam4447 2 года назад
SBI bank must be privatize, I want to see breakdown of attitude of SBI employees
@sushilnannaware2808
@sushilnannaware2808 2 года назад
Shame on govt Save public sector
@ALiberalCommunist
@ALiberalCommunist 2 года назад
In next 10 year sbi will be bsnl
@MH_Editz-412
@MH_Editz-412 2 года назад
Pehle ek baar SBI ke profit dekhlo har sal kitni tezi se badh rahe hai! Half knowledge is dengerous😑
@ShubhamKumar-lh2cu
@ShubhamKumar-lh2cu 2 года назад
GOI Pvt Ltd..
@rajeshpaul1483
@rajeshpaul1483 2 года назад
If this happens then my carrier was destroy...
@kkrraut9294
@kkrraut9294 2 года назад
Will be destroyed
@riyajjr628
@riyajjr628 2 года назад
Ans :- (A) MC&IT
@finarno3023
@finarno3023 2 года назад
2 minute silence for who prepare bank po clerk exam
@saikatghosh2209
@saikatghosh2209 2 года назад
Actually 90% govt banks are focused on operations only, they donot focus on the insurance, mf and other products. So its a big concern for revenue generation.
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Living life on the edge 😳 #wrc
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