Very strange how Richard Ward CEO of Lloyd's says that any policy underwritten at Lloyds is a Lloyd's policy. I wonder if you ever bothered to explain that comment to your company lawyers? I have written on a open legal letter that Lloyd's is nothing to do with my policy that was underwritten at Lloyd's. Check with ND about the letters he has been writing recently. Richard Ward I commend you for giving me the perfect evidence against Lloyd's who have put me though hell for the last six month