Kevin Choe seems clueless and leveraged to the hills. If you think you are learning anything here you are only fooling yourself. He’s in for a big mess with only a slight market change. The role playing friend can’t even make sense from his questions and just wants to be paid. Just another scummy wholesaler trying to make money from other peoples assets if he can get lucky and the market keeps going up faster than his hard money lenders can suck out all his rental income