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Save Your Hard Earned Money & Avoid These | Frugal Living 

Nicholas Garofola
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26 сен 2024

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Комментарии : 134   
@NicholasGarofola
@NicholasGarofola 10 месяцев назад
Sign up for Morning Brew 100% for free right here: morningbrewdaily.com/nicholasg
@Betheother
@Betheother 10 месяцев назад
We do spend way too much on stupid stuff, and daily! Thats why we don’t notice the big amount that it adds up to. I am 2 months of finishing a full year without spending for unnecessary things. This is a great experiment that i would recommend to everyone. The amount of money you will have at the end of that year is going to blow your mind 💥 Great video 🙏🏼
@NicholasGarofola
@NicholasGarofola 10 месяцев назад
That’s awesome!!
@RhiannonT01
@RhiannonT01 10 месяцев назад
Honestly, very thankful that tipping isn't a thing here in Australia. Cost of living is already expensive enough, especially with food prices going up too (ridiculous). Also, loved the Harry Potter reference!
@NicholasGarofola
@NicholasGarofola 10 месяцев назад
Another thing I love about Australia mate 🇦🇺
@RhiannonT01
@RhiannonT01 10 месяцев назад
love that! @@NicholasGarofola
@amyperry6884
@amyperry6884 10 месяцев назад
I live in the UK and tipping is not expected. Also when we go to the shops, the price on the shelf is the price you pay at the till - no nasty surprises when you go to pay!
@bolbittu
@bolbittu 10 месяцев назад
I mostly do it this way, I browse all the stuffs on Amazon until I’m satisfied and then add few items to my cart. When I think I have many items in my cart, I then move them to my “Saved for later” list. I trick my mind to buy them later and 95% of time I don’t. I keep the items in my list for as long I want and then I gradually remove them as my interest declines. I then realise I never wanted them for the first place and somehow I feel good about it as I managed to save money.
@bunny_smith
@bunny_smith 10 месяцев назад
I do the same.
@blank_line
@blank_line 8 месяцев назад
Same here
@Brian_Vallejo
@Brian_Vallejo 10 месяцев назад
All great points 👍. I’ll leave things in my shopping cart for months until I really need them or if there’s a substantial discount. Usually I’ll just delete them after I get tired of seeing them- problem solved 🙌
@SimplyAby
@SimplyAby 10 месяцев назад
Huh! This is me exactly. The satisfaction every time I removed items from my cart after a few days or when i was able to checkout something with discount is among my wins. 😀 it's a game of outplaying consumerism 😂
@timothytherrien3624
@timothytherrien3624 10 месяцев назад
i just wanted to say that i have been watching you grow since just before 100k subs and its amazing to watch how quickly you have grown. you have clearly found a niche that works well, and your personality fits the bill. I wish i could sub again and boost the numbers. great job, an honest inspiration.
@NicholasGarofola
@NicholasGarofola 10 месяцев назад
Thank you so much!! You’re too kind I appreciate it 🙌🏻
@cassiejacobs4197
@cassiejacobs4197 9 месяцев назад
I'm so happy I made productive decisions about my finances that changed forever. I'm a single mother living in Vancouver Canada, bought my first house in October and hoping to retire soon if things keep going smoothly for me.
@focusedfreebird
@focusedfreebird 9 месяцев назад
Great ideas. We are truly bombarded with so much more than we need....being frugal takes work. 😮
@rahkkas
@rahkkas 10 месяцев назад
"send the subscribe button to Azkaban" ! Siriusly?! Loved the B-roll in this video !
@fabienneroure9995
@fabienneroure9995 10 месяцев назад
👍🤣❤
@NicholasGarofola
@NicholasGarofola 10 месяцев назад
😄
@58breezing
@58breezing 7 месяцев назад
".....in order to save money, things have to be less convenient and little more uncomfortable." Brilliant! I think you spoke to my core..... TY....
@LarsDahlin
@LarsDahlin 10 месяцев назад
Thank you for another great video. I am on the same path. I do also check up my monthly subscriptions every six months just to evaluate if I use them enough to keep subscribe.
@taramcgriff1110
@taramcgriff1110 10 месяцев назад
Fantastic video looking forward to the next insight you share
@AtHost98
@AtHost98 9 месяцев назад
As someone who loves watching tech videos and hell it never ends. When I got my steam deck all I did afterwards was watch videos on the competitor handheld pcs.
@physics12357
@physics12357 10 месяцев назад
I have learned a lot from your videos as a person. Thank you! Could you pls do a video on how to blend minimalism in to life as a student and enjoy life without being consumed by electronic devises? .I think most of us need it now for a peaceful mind.
@loveandjoy810
@loveandjoy810 9 месяцев назад
I have an iPhone 8. 😂. I hate getting a new phone. I eat at home most days and yes, I hate being asked to tip at drive thrus so I avoid it most of the time. My favorite donut place had the swivel iPad that always asks for a tip so when it’s a family members birthday and I pick up donuts I pay with cash. Then they act like a drive thru again giving me my exact change and I drive away without that tip pressure that starts at 20%🤷🏽‍♀️
@Mattb81
@Mattb81 9 месяцев назад
Starts at 20%? That’s robbery!
@zerokool-2058
@zerokool-2058 7 месяцев назад
I just don’t tip. Nobody can force you to tip.
@OtherDianne
@OtherDianne 10 месяцев назад
I also find places that ask you tip beforehand, so that you can tip with your card when you pay in advance, are ridiculous. If tipping is for service provided, I have no clue what kind of service you'll give when so far, I have nothing. It's an atrocious practice, imho.
@barbaracarbone4658
@barbaracarbone4658 10 месяцев назад
Wow. I've never come across that. If I do, I would walk out. That's just plain greed.
@OtherDianne
@OtherDianne 10 месяцев назад
@@barbaracarbone4658 If you ever do a mobile order for a restaurant, that's usually asked. Also, the automatic car washes are doing it when you pay at the beginning (good reason to have a subscription if you use them - LOL!). As if I'm supposed to tip because someone waved me into the tracks, held up their hand when I needed to stop, and pointed to a board that told me what to do and not do. {insert eye roll}
@nathanglynn7443
@nathanglynn7443 10 месяцев назад
I really need to sit down and evaluate how much I spend on subscription services, it’s crazy how we don’t even own our media anymore
@matthewcain2880
@matthewcain2880 9 месяцев назад
I’ve been biking waaaay more and driving way less! It has helped me save a ton of $$, not to mention I just feel way better 💪🏽
@kellya.jaramillo2386
@kellya.jaramillo2386 10 месяцев назад
Love this!!
@NicholasGarofola
@NicholasGarofola 10 месяцев назад
Thanks KJ!
@Less.raquel
@Less.raquel 10 месяцев назад
Gracias por hacer los vídeos que te pedimos. Un abrazo fuerte 🤗 feliz día
@arecestravi
@arecestravi 8 месяцев назад
I`m from eastern Europe and I was very surprised to find stories about almost essential 20% tips in USA. That is a strange thing, and I`m now interested about its roots in history. In my country waiters dont rely at tips so hard, and for tipping, by average opinion, there should be 3 things: servise was good, you have money and you want to tip. And noone gets frustrated or mad. Thank you for your video, its good.
@notarant5107
@notarant5107 9 месяцев назад
Dude you seem like a *kindred* spirit….I *DON’T* know what it is but I see myself a little I’m you and we’re probably a few years off in age. However, the fact still remains I like your content man. Thanks for sharing
@NicholasGarofola
@NicholasGarofola 9 месяцев назад
Thanks for watching, and maybe we are distant relatives 😄
@hajnihercz
@hajnihercz 10 месяцев назад
Another helpful video, thank you. And huge congratulations on 100K subscribers, it's great to see your growth 👏
@NicholasGarofola
@NicholasGarofola 10 месяцев назад
Thanks Hajni! Appreciate you sticking around for so long
@pcn_reyes
@pcn_reyes 9 месяцев назад
New subscriber from Philippines! 🎉
@Bit2bi
@Bit2bi 10 месяцев назад
I'm a fiat minimalist and a Bitcoin maximalist. Love the frugal lifestyle 🧡
@michaelbevan1081
@michaelbevan1081 10 месяцев назад
Nicholas yes mate, just in time. Tipping I would say in uk is optional - then again I don’t really go out to eat. Nicholas your magnet key clip: could give me a link or name the brand please? I tried your Amazon link and didn’t see it. Cheers.
@NicholasGarofola
@NicholasGarofola 10 месяцев назад
I was curious if the UK had similar tipping culture. Here’s that link: www.amazon.com/Orbitkey-Magnetic-Fidlock-Release-Stainless/dp/B08T4LWCL4/ref=mp_s_a_1_12?crid=HU717HGXC0PO&keywords=orbitkey+ring+v2&qid=1700498562&sprefix=orbitkey+ring%2Caps%2C110&sr=8-12
@carloskidde4776
@carloskidde4776 10 месяцев назад
I really like the office chair that you have!
@NicholasGarofola
@NicholasGarofola 10 месяцев назад
Thanks!
@olovstener618
@olovstener618 10 месяцев назад
I've heard that tipping is everywhere in USA now? Even when you fill up gas? Anyways, good content! Always my first pick among my prenumerations because I know I won't be bored or disappointed!
@spiritrealm3597
@spiritrealm3597 10 месяцев назад
Hey, Nicholas.. Use MOS to make scroll smooth with 3rd part mouse on mac. Just a suggestion.
@amyclemmons3671
@amyclemmons3671 10 месяцев назад
Loved the retail therapy part especially. As far as tipping goes, I went bowling last Saturday night for the first time in a long time and there was a tipping line when I paid. I paid for 2 games and shoes. Not sure what special service was required. I asked if people tip and he said if they are nice and I felt guilty. 🤦🏻‍♀️
@anaymakan6989
@anaymakan6989 9 месяцев назад
as someone who went thru my first student load (government gives us money for living expenses during university which we have to pay back like tax when we earn mooney), this term, i'm going to spend as little on unnecessary items.
@gabewally
@gabewally 10 месяцев назад
Hope you have a lovely Thanksgiving and I’m living for the Harry Potter reference.
@NicholasGarofola
@NicholasGarofola 10 месяцев назад
You too Gabe!! 🙌🏻
@graciousme2258
@graciousme2258 10 месяцев назад
Tipping isn’t a thing in the uk. We tip if we want to. I’m be seen is gaining more popularity recently but it’s not mandatory. I wouldn’t go anywhere where I had to tip.
@duppa
@duppa 10 месяцев назад
The ‘optional’ service charge at restaurants basically acts as a tip here.
@timyoungnc
@timyoungnc 10 месяцев назад
Excellent content.
@NicholasGarofola
@NicholasGarofola 10 месяцев назад
Thanks Tim! Appreciate you being a viewer for so long
@KrizThaRipper
@KrizThaRipper 7 месяцев назад
Budgeting is easy once you practice saying No to things you don’t urgently need.
@IAmPhasion
@IAmPhasion 10 месяцев назад
I love this video
@VitalBigras
@VitalBigras 10 месяцев назад
Is buying guitars considered retail therapy?
@xylo5750
@xylo5750 10 месяцев назад
Not if you tell yourself it's an investment and that that guitar will surely go up in value in a few years.
@VitalBigras
@VitalBigras 10 месяцев назад
@@xylo5750 Thank You for your wisdom 😇
@Brian_Vallejo
@Brian_Vallejo 10 месяцев назад
I’ve had a number of guitars on my Sweetwater wishlist, but can’t justify buying another one until I can get rid of at least 3 already in my collection. 😅
@elpibejmp
@elpibejmp 10 месяцев назад
Hi Nicholas, I just recently subscribed and i've been enjoying your content a lot! I'd like to know your opinion on smartwatches. Specifically the Apple Watch, do you think this would help with spending less time on the phone and other devices? Or maybe end up being an even bigger distraction? Curios to hear from you on this topic. Thanks a lot!
@JohnDoe-wi7eb
@JohnDoe-wi7eb 10 месяцев назад
This is a very good video
@lowwastehighmelanin
@lowwastehighmelanin 10 месяцев назад
That shopping cart thing was the baby step my mom needed to start getting her clinically diagnosed shopping addiction under control. I think most Americans are on some level addicted to it, we all have too many things, but she was really struggling and the overall culture of buy buy buy didn't help. It actually ruined my family tbh. P sure if my dad had had more empathy they might not have gotten divorced (he regrets that decision his current wife is worse lol) As for keeping old tech, I have had the same iPad Pro since like a decade ago. I find buying secondhand gives me the same enjoyment of getting something new, I get to stop contributing to the cycle of eWaste and mining of new materials and the harm that comes with that downstream? I love learning to fix my own things too, that's been so much fun. It's also funny about the tipping thing because what you mentioned about food? I went to Panda Express today, I got a bowl. The server was crabby, it cost ⅓ of my weekly grocery budget to get that single thing. I was really hungry and shipped something I forgot I ordered to the store in the mall so I just grabbed something quick on the way out. Lesson learned. Never going to the mall again 😂 I worked there for over a decade so I don't like being there anyway but now I REALLY don't want to. The only shop I even liked there closed during the pandemic (and had actually tasty, quality food for the price I paid for the damn Panda bowl.)
@hellosaysandrew
@hellosaysandrew 10 месяцев назад
Looking handsome, Nicholas! Love that you grew your hair out. 😮
@NicholasGarofola
@NicholasGarofola 10 месяцев назад
Thanks!
@Free_Range_4x4
@Free_Range_4x4 10 месяцев назад
Your hair is looking super glorious in this video. Very Aquaman indeed
@NicholasGarofola
@NicholasGarofola 10 месяцев назад
😂
@TraceyBergum
@TraceyBergum 10 месяцев назад
Great content Nicholas G. and you're looking very handsome, love the hair! Are you still cutting it yourself? Tipping everyone for everything has made me not want to go anywhere : (
@NicholasGarofola
@NicholasGarofola 10 месяцев назад
Thanks! I haven’t had a haircut in a long time but it’ll still be me doing it when I do
@WanderingWelshGirl
@WanderingWelshGirl 10 месяцев назад
Loving the longer hair 😉
@Hiiipowerdanni
@Hiiipowerdanni 10 месяцев назад
I was just thinking the same thing!
@NicholasGarofola
@NicholasGarofola 10 месяцев назад
Thanks!
@cyberx1hfjghthththhththrhf84
@cyberx1hfjghthththhththrhf84 10 месяцев назад
Hi
@abdulmoiz574
@abdulmoiz574 10 месяцев назад
I want to be a Nicholas version of my country on YT Channel, in such inflammation it helps a lot
@RomlenWycocoBlog
@RomlenWycocoBlog 9 месяцев назад
Sirius Black
@NicholasGarofola
@NicholasGarofola 9 месяцев назад
Best comment ever
@RomlenWycocoBlog
@RomlenWycocoBlog 9 месяцев назад
@@NicholasGarofola thank you :)
@SBTBG
@SBTBG 10 месяцев назад
edc updateee plss
@polunocspb4064
@polunocspb4064 5 месяцев назад
Чаевые у нас по желанию тока в ресторане, доставка как правило у нас бесплатно, также бесплатно школа, садик, медицина. Повезло родиться в России, тут можно думать а духовной жизни а не деньгах.
@Hiiipowerdanni
@Hiiipowerdanni 10 месяцев назад
What would you recommend as a good desk chair for sub ~$100 Totally understand that retail therapy. I am a tech content creator and techie in general. I have to understand that you don’t need to get everything as soon as it drops. It’s not that serious. I’m still going to email you as well.
@NicholasGarofola
@NicholasGarofola 10 месяцев назад
It’s kind of squeaky but I had this for years: www.amazon.com/Furmax-Support-Computer-Ergonomic-Armrest/dp/B07B7K7N3P/ref=mp_s_a_1_4?hvadid=294051996933&hvdev=m&hvlocphy=9012036&hvnetw=g&hvqmt=e&hvrand=5046699144838523326&hvtargid=kwd-308738100375&keywords=desk+chair&qid=1700498319&s=furniture&sr=1-4
@jessicamarie5398
@jessicamarie5398 10 месяцев назад
Hi! Love your channel! Where is your wallet from?
@NicholasGarofola
@NicholasGarofola 10 месяцев назад
Thanks! It’s called Ridge wallet.
@jessicamarie5398
@jessicamarie5398 10 месяцев назад
Thank you! I thought that was the brand. Have a great holiday!
@Morichika-qv2hf
@Morichika-qv2hf 10 месяцев назад
Make a video about your tattoo and your life story. Request from India 🇮🇳
@PetroSabat
@PetroSabat 8 месяцев назад
do you use only natural light?
@NicholasGarofola
@NicholasGarofola 8 месяцев назад
I do!
@kamloopscruiser874
@kamloopscruiser874 10 месяцев назад
I agree- the tip has become a real deterrent to those places where it’s expected. I tip when I’m there but it’s based as a % of the charge so if that cost went up, the tip is even more. That’s not counting in the way 10% used to be a normal “good” tip back in the 60s and 70s. Yeah I am old. NOW it’s 15-20% and 10% is an insult. I can’t clip my toenails anymore (age) so I go to the spa for a pedicure. She does a great job so yes I tip 20% BUT RECENTLY the spa changed their automated tip feature on the card machine to include a 25% tip. WHAT??? Is 30% next? Or 50%? How do we even keep up?
@NicholasGarofola
@NicholasGarofola 10 месяцев назад
All very true. The price is always passed onto the consumer
@Metaris
@Metaris 10 месяцев назад
"I truly don't know how anyone would use delivery apps on a regular basis." Speaking from experience, the answer is depression.
@mendesd1065
@mendesd1065 10 месяцев назад
what camera do you have?
@IAmPhasion
@IAmPhasion 10 месяцев назад
How did you mount your computer monitor?
@samuelfernandes3301
@samuelfernandes3301 10 месяцев назад
I don't know if it's good to ask, but why do you live alone?
@NicholasGarofola
@NicholasGarofola 10 месяцев назад
I don’t
@drez8242
@drez8242 9 месяцев назад
Are you married or have friends? Going to dinner is main stay entertainment for couples in their 30s lol.
@syafiqroos
@syafiqroos 10 месяцев назад
yo, i'm early
@xS1nuXx
@xS1nuXx 10 месяцев назад
Lifehack no. 1: Stop tipping, workers need a living pay without the need for tips.
@1esk192
@1esk192 9 месяцев назад
If you don't actively change the system, you have no business doing that. Stop eating out
@xS1nuXx
@xS1nuXx 9 месяцев назад
@@1esk192 Customers always have the power to change things. Inevitably restaurants, etc. just will have to pay more in order to attract workers, or go bankrupt. If your business model sucks, so you have to exploit the people, you're better off gone.
@PrettyStraightforwardBudgets
@PrettyStraightforwardBudgets 9 месяцев назад
You eat at home. Tipping shouldn’t make you poor.
@carolinedavisreads
@carolinedavisreads 9 месяцев назад
as a server please no. we go through a lot behind the scenes to take care of our guests and i go beyond what i should. not even just for the money. just to give good service.
@marystar588
@marystar588 9 месяцев назад
@@carolinedavisreadsbut what if you only have money for the food and not for tip.
@barbaracarbone4658
@barbaracarbone4658 10 месяцев назад
I hear ya. Eating out is rare. Just not worth it. And there's no diversity...no matter where I go. Lol. Thanks.
@RobbK94
@RobbK94 9 месяцев назад
I only tip food delivery drivers. They are actually doing something and also my food comes faster. I’m a dasher and I know if you don’t tip I’m just not going to deliver your food faster. You live 8 miles away from McDonald’s? Ok well I’m only getting $3 so I’m going to take an hour to deliver your food
@Goddees
@Goddees 8 месяцев назад
🇺🇦😀
@vincenthaegebaert1854
@vincenthaegebaert1854 10 месяцев назад
The hair is getting out of controle.😅😅😅
@links2000
@links2000 10 месяцев назад
I don’t tip. This tipping automatically, it’s for the birds.
@AnaGonzalez-fh9eq
@AnaGonzalez-fh9eq 10 месяцев назад
Just not, dude. There are people who make a living basically on tips bc they don't have a salary. If you can't give tips maybe it is better don't go to that type of place.
@kamloopscruiser874
@kamloopscruiser874 10 месяцев назад
You might have missed where he explained several times that he DOES tip when he rarely does go somewhere that tips are part of the wages. He also explained that he isn’t recommending people not tip. The point is that he and others are avoiding places where tips are part of the costs.
@NicholasGarofola
@NicholasGarofola 10 месяцев назад
Thank you
@viniciusvini4297
@viniciusvini4297 10 месяцев назад
nich, Do you use any app to write down monthly bills? to write down the bills you pay monthly without forgetting
@rokkuri2501
@rokkuri2501 10 месяцев назад
Hi
@sammy_sam_leonardo
@sammy_sam_leonardo 9 месяцев назад
US tipping culture is out of control imo…
@simini1837
@simini1837 10 месяцев назад
Tips are given in sectors in which people don't really make a lot of money and struggle to get by. If the service is good, I tip and I tip generously.
@RobEbbutt
@RobEbbutt 10 месяцев назад
Brilliant as usual, Nicholas! Retail therapy was the one that applied to me, buying more books than I could possibly read, through boredom. I recognize that now, and cut down a lot, thanks! We don't eat out a lot, but tipping is a sore point with a lot of us in the UK (it's usually added to your bill and they predict you'll pay it through embarrassment at not wanting to bring the matter up!).
@NicholasGarofola
@NicholasGarofola 10 месяцев назад
That method sounds a lot like something you’d see here in the US 😅 thank you as always Robert!
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