Ulip plan ko discontinue karne ke liye sirf aap premium pay karna band kar dete hai toh policy Grace period ke baad discontinue ho jati hai... Aur Lock-in period (jo ki policy ke first 5 years hote hai) ke baad fund value withdraw karne ka option hota hai.... Close karne ke liye original policy bond submit karna hota hai insurance company ek written application ke sath... policy lock-in period ke complete hone ke baad hi close ki Jaa skti hai ..
@@YouTheReal for an example 3 saal k lie 6 lacs invest krne k baad agr aap baki 2 saal pay na kre to 5 saal baad aap amount claim kr skte h? Vo pura milta h ya fir kch charges k baad hi milega?
50000 Per year ki policy bina puri detail bataye kr di thi jb loan liya. Lagbhag 6000 tax kt gya. Lagbhag 44000 hi invest hua. Ab vo paisa bhi 5 saal bad milega 😢😢😢😢
Atleast complaint toh Karo aise logo ki... Grievance team ko likho... Insurance company ke key members ko likho... Inke Twitter ya LinkedIn par inko likho... Itna toh Karo hi...with details...
Sbi life me SBI hi partner hai to agar apko SBI par trust hai toh aap sbi life par bhi trust kar sakte... Lekin on phone call ya on email ya sirf benefits sun kar ek dum se plan na le koi bhi...
Sir maine loan liya tab muje 50000 jama kra diya...lekin maine ek hi kist jama krabai thi ab m usee jama nahi करना nahi chahata muje mere paise vapas kab milega?
Sbi life smart elite plan ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-oRQkM-oVM14.html Sbi life smart elite plan surrender value, paid-up value & charges details ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-vvlCJ6NWmek.html Ye dono video apko plan ke bare complete details de denge...if any case video ke link work na kare to Ulip plan playlist & life insurance playlist check karna apko video mil jayegi chennal par
Upto 8.35+% ke aas paas hi bathega..... Online insurance company ki website par policy number se login kar ke profile create karne par bhi show ho jata hai rate of return....
आप अपने पॉलिसी नम्बर से बीमा कंपनी कि वेबसाइट या एप पर लॉगिन करे आपको detail show होगी जिससे आपको पता चल जायेगा की आपको profit हो रहा है या नहीं फिर उसके अनुसार आप निर्णय ले सकते है।
Ulip vs Mutual Fund ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-i3PFQVbrKKU.html Ye video dekho apko help milegi kyoki apki query ka uttar itna seedha nahi hai jitna seedha question hai... Plz video dekhe Aram se end tak fir bhi confusion ho toh puchhe.. Thank you
Guranteed addition maine 50000 yearly 5 sal tak bhara 10 sal ki maturity h to sirf 50000 ka 5% 2500 1 sal ka hi maturity pe milega ya 10 sal ka 2500×10=25000 maturity pe milega
7:53 par video me bataya gaya hai kitne saal baad milta hai... Annualized Premium (Annual Premium minus Taxes + any other charges if any) Ek baar jo premium hai uska nishchit % milta hai... Video Aram se 7:53 apko samjh ayega
Equity fund details ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-krloaVIsXiQ.html Agar link work na kare to aap SIP & Mutual fund Playlist check karna apko video mil jayega..
Long term me hi benefit apko dikhega... Starting years me Aisa hota hai... Baki ek baar aap check kare ki jis fund me money apne invest Kiya hai uska track record kesa hai...iski bhi jankari insurance company ki website par apko mil jayegi
मेरा कहना हैं । कि भाइयों ये पॉलिसी सबसे खराब हैं । क्योंकि इस पॉलिसी में वापसी में कोई पैसा नही हैं । ओर पता किसी को नही हैं । गला साफ करते हैं । पाचँ साल के बाद पॉलिसी को क्लोज करने में फायदा रहेगा । मेने भी यह पॉलिसी करा रखी हैं । आज समझ पा रहा हूँ । कि मेरे जीवन की बहुत बड़ी भूल हैं ।😢😢😢
Sir i have premium paying Rs 40000 terms for 5 yrs from 2019 and 2029 is the date of maturity .In between if the person dead then is their any benifits or not .
Death benefit will be there... Sum Assured ─ partial withdrawal in last 2 years till the date of death OR Fund Value OR 105% × total paid annualized premium *Whichever will be high* count as death benefit.. If you watch this video till the end you'll have all details related to this plan.. Thank you
Sir maine last year yeh policy lih thi jisme maine 5 lac fixed deposit kiye the Ab mere har saal savings account se 1 lac debit ho rhe h iss policy k under aur bank ne btaya h ki aisa 5 saal hoga ..so can u plz tell me wat about the 5 lac rs I deposited
How I can tell about that 5 Lakhs?? You'll get know by them only... If that was FD then you must have FD certificate.... If not then visit branch and ask them directly.... Note:- we don't work for any insurance company & Bank.
Sir mene 2019 me chalu kiya tha salana 50000 bharna tha 30/7/24 ko khatam ho gya or 2.50 lkh bhara tha or aj mere ko 395 mil rha hai kya me nikal lu ya rhbe du..suggeat me.
Agar aap complete withdraw nahi karna chahate hai toh insurance company se contact kar ke instalments me le lo...isse aap invested bhi rahenge aur regular return bhi milta rahegaa... Agar apko need hai aur aap Market Risk nahi le skte hai toh withdraw kare complete amount.... Market based plan me kab kya ho jaye kaha nahi jaa skta hai..
ULIP plan me agar premium pay karna band kar dete hai toh Grace period ke baad Policy Discontinue ho jati hai... Aur aise sari units policy discontinuance fund me transfer kar di jati hai .... Jab policy ka lock-in period = First 5 policy years, complete ho jate toh fund value withdraw ki sakti hai...
@@YouTheReal Sir, thank you for your valuable comments. Grace period lagbhag kitna hota hoga aur fund withdraw ke liye kab apply kiya jaye.. turant ya 5 saal pura hone par.
Sbi life smart privilege plan ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-Ix1J4Q7MgPQ.html Agar link work na kare to aap ulip plan playlist check karna apko video mil jayega..
Sbi life smart privilege plan ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-Ix1J4Q7MgPQ.html Agar link work na kare to aap ulip plan playlist check karna apko video mil jayega..
Sbi bank me gye to fd krwane k liye the lakin bina koi jankari diye smart wealth builder ki policy bna di.... Na hi premium k bare me btaya ki har saal premium dena hoga.... Fd 50000/- ki krwane gye the.... Or ab premium k liye call aate h kya krna chahiye
Bank Manager ko written me complaint kare... Usi complaint ko sbi bank ki website par grievance team ki contact details hai unko bhi likhe Aur same Sbi life insurance company limited ko bhi .. Apke paas policy bond aya hoga ya apki email par send Kiya hoga...usme apko sbi life insurance ki contact details mil jayegi nahi to inki website se le skte hai...
@@YouTheRealbank walo ne application likhwayi h hmshe policy band krne k liye or kha h ki paise aapke account me aa jayenge..... Aisa possible h kya sbi life company paisa wapis kr deti h kya.... Ya phir ye log abhi bhi fraud kr rhe h hamare sath...
Return depend karta hai ki Fund kesa perform karta hai..... pahale se committ nahi Kiya Jaa skta hai.... Han sbi life ke fund ki details apko SIP & Mutual Fund playlist me channel par mil jayegi...
Hlo sir maine kuch dino phle sbi smart wealth plan liya h single wala kya mujhe lena chiye? Can u help please 🙏🏻 amount invested 50k per year for 5 year
ULIP plan me jo apne premium apne pay Kiya us par apko tax free return mil jaayega.... Ab Return kitna hoga ye depend karega ki apne kis fund money invest Kiya hai aur us fund ka performance kesa raheta hai...
Is permium ko kiya huya 8din huya he 1 lakh per year. Kiya me ise bandh karba saktahu. agar me ar premium na du to kiya 5years bad (principal + benifit) milega kiya. please reply me
Abhi apki policy under Free Look up period hai to agar aap cancel krna chahate hai toh kar sakte hai... Baki agar aap policy ko Discontinue karna chahate hai to sari Units ko policy Discontinued Fund me transfer kar diya jayega... Jis par kam se 4% rate of return compound..mil sakta hai lock-in period (1st 5 policy years) ke baad..
jay hind sir bank field officer ne sbi life smart wealth builder plan kar diya , eske baare dipli bataya nahi, bola ki achchha paisa milega yearli 2 lakh jama karta hu, 3 kist jama kar diya hu aur 4 kist jama karna hai 5 locking period hai 12 sal me kitana milega sir bataye please
Jai Hind 🫡 Aap ye dekho ki kis fund me money invest ho rahi hai....fir us fund ki fund performance detail apko inki website par mil jayengi jisse apko andaza ho jayega ki kitna return mil skta hai ...
सर मेने एसबीआई से 11 लाख का लोन कराया है, एसबीआई वालो ने मुझे वेल्थ बिल्डर प्लान दिया है,जिसका मुझे 50000हजार सालाना जमा करने को कहा है,पांच वर्ष के लिए ।क्या सर मुझे इससे फायदे मिलेगा।
Loan par wealth builder plan kyo Diya? Loan par toh jyada se jyada term plan dena loan amount ke risk ko conver krne ke liye.... Market based plan hai 5 years ke baad aap withdrawal kar sakte hai fund value ko... Fayeda ho sakta hai aur nuksan bhi....
Ajay Bhai jab insurance company policy Brochure se le kar policy bond me tak likh kar de rahi hai ki Guarantee nahi hai return ki...Risk bima dharak ka hai... Aur insurance company apni website par policy ke disclaimer me bhi yahi cheez likh rahi hai... To aap kese committ kar skte hai ki "मिलेगा" Aap kahe sakte ho ki mil sakta hai... Kyoki market based plan aur Market based plan Aisa hota hai ki itna return mile .. Par milega word us nahi kar skte.... Asha hai apko meri baat buri na lagi ho 🙏 Aur asha hai aap bhi policy bond ka sample copy read jarur karenge.. Apka dhyanwaad 🙏
Apko bevkuf banaya he. Mujhe bhi ase hi fasaya tha. Mujhe kha gya tha ki apki FD me Jo Paisa he. Use sbi wealth builder plan me de do achha return milega. Phir paper aaye pata lga ye insurance he. 300000/- jama karvaye the. Jisme se plan me 270000/- jma aaye. Phir bole ab ese har saal jama karvana he. Conceal karne ko kha to bole sbi life ki branch me Jana he. Vha par Kai chakkar lagne ke bad bole ab ek mahina ho gya he ab conceal nahi ho sakti. Ab me majboor hu har saal premium bharne ke liye vo bhi 300000/- me to fash gya hu kabhi correspondence Kiya. Sirf computer voice call par bevkuf banate he . Mei nahi chahta koi or fase. Bank manager apna commission banate he. 10% yearly auto me cut hota he. Koi growth nahi he.
Mera sbi life smart wealth builder plan hai, 04/01/2021 ko start huaa hai, sum assured 3,00,000 hai, 30,000 annule January me dena hai, term year 12 hai, last premium paid 04/01/2032 hai, Maturity date 04/01/2033 hai. Uske baad kitna milega mujhe ?
Mujhe ye plan discontinue karna to kya paise refund ho jaega ya doob jaega. Yearly payment krna tha only one year hua h. 7year pay karna hai only 1year ka pay Kiya hu
After completing lock-in period (first 5 policy years) aap fund value withdraw kar payenge... Available fund value par kam se kam 4% compound interest per year add hota rahegaa....
Sir ye jo aapne last mein rate of return nikala hai aur time period aapne 18 saal rakha tha toh 18 saal mein sirf 15.54 % milega kya please btaiye mujhe mene ye plan mein invest kiya hai please sir
End main ye bata Raha hu ki aap khud kese dekhe aur jese detail check ki hai agar aap wese check karenge to over all utna return us fund hai apko show ho jayega... Fund agar 15.54% ka rate of return dikha Raha hai toh...utna thodi mil jayga insurance company ne ulip plan charges deduct kiye unki wajah se return Kam ho jata hai... Baki agar Market risk Lena hi hai toh ulip kyo le hum direct mutual fund na le???
They doing froud with us. In 2015 sbi life allot me 3567 units in top 300 fund . But now their system showing 3342 units. Whats the reason? I request to all check your alloted units and current showing units.
It means fund wasn't performing well & charges also impacted the existing units because insurance company take charge from unit cancellation... Apart of unit you can also check details of charges in your online profile & other details too.... ULIP is subject market risk that got proved by your experience. .... Thank you for sharing 🙏🏼
Sir, i had a personal loan of 8.5lakh and SBI ask me for “SBI Smart Wealth Builder Lp series 1 jisme ki 40,000/-rs for 5 yrs completed ulip plan h pls explain kitna and kb tk milega in simple lang
ULIP plan me lock-in period ke baad aap fund value withdraw kar ke plan close kar skte hai... Fund Value kitna hoga vo depend karta hai jis fund me money invested hai vo kesa perform karta hai..
Online profile create kar lo aap insurance company ki website par waha apko sari details show hoti rahegi.. Kyoki ulip plan kitne aage return mil jayega ye hum nahi kahe skte
Sidhe sidhe hi videos me bataya hai as per table aap video ko usi hi timestamp par pause karo jaha Charges bataye gaye hai....fir aram se read Karo aur suno Ki kya bataya hai.... Premium allocation charge ke elawa...jese ki fund management charge hai ye depend Karega ki us time kitana fund Value hoga us fund value ka kitna % fund management charge hai vo video me bataya gaya hai...
Online profile create kare insurance company ki website ya App par apne policy number se toh online bhi request raise kar payenge... Nahi toh offline nearby branch visit kar ke original policy bond ke sath application de kar bhi kar skte hai..
@@YouTheReal term plan unonehi nikal ke diya SBI life ka aur 10lakh ac me hai usme se 2lakh withdraw karwake le liye aur baki 8 lakh ki 2-2-2-2lakh ki FD 6.8% se banayenge aur uske return yearly ayenge bol rahe hai apka kaya opinion bataye sir. Aur sabse important question sir kaya 5saal baad invested ya given amount me loss to nahi hoga na.?
Agar market based options chahiye hi nahi toh Term plan ke sath P.P.F agar daughter nahi hai ..ya unmarried hai toh.. Agar hai toh term plan ke sath Sukanya Samriddhi plan (iski video apko channel ki post office & government scheme playlist me mil jayegi)
Agar 1 year pay karne ke baad aap premium discountinued karte hai toh sabhi units ko policy Discontinuance fund me transfer kardegi company uske baad Kam se kam 4% compound interest rate milta rahega jab Tak aap plan me Bane rahenge... Fund Value ko aap policy ke 5 years (lock-in period) ke complete hone ke baad hi withdraw kar payenge..
Sir my father is asking me to take SBI wealth builder plan. Investment - 100000per year Policy term 12 yrs. Payment term 7 yrs If I take it now it will mature in 2035. should I take this policy how much beneficial it will be. And sir please will you suggest any other beneficial plan. Looking forward to your reply.
Why ULIP?? If you don't have a Life insurance/ term plan and you want to invest in a market based option with the benefits of Life insurance cover Only ulip may be useful in the long term..... Either Term Plan + mutual fund or maybe ELSS would be a better option as compared to ULiP Thank you for your comment 🙏
Sir mene samrt wealth builder plan liya haii 1 lakh for 1 year or vo mid cap fund me dala haii or jab mene online chek kiya tho vo sirf 89 thousand invest huva haii baki 10 thousand to sirf charges lagaya hai aagar or aabhi 10 12 din huva hai aagar me isko cancel karna chahu to kya kar sak ta hu or kya muje pura 1 lakh mile ga please help
aap ye bhi check kare ki charges ke elawa aur koi extra charge laga hai kya ya koi tax laga hai agar Han toh minus ➖ hoga... Ye details apko apke policy bond mil jayegi usme ye bhi dekhe ki apko free lookup period kitne din ka mila hai 15 days or 30 days kyoki free lookup period ke under hi policy cancel ho sakti hai...
Ye to 1st time sun raha hu.... Jaha tak jankari hai ...agar policy 3rd party se Li hai toh ek verification call jarur ata hai vo bhi ye confirm karne ke liye ki customer ko sab kuchh sahi sahi bataya gaya hai ya nahi... Agar direct policy li hai toh koi call nahi ata hai.... Han agar Medical examination ki requirement hoti hai to vo usi time bata diya jata hai aur time, date & place bhi ki kaha Jaa kar karna hai... Baki Aaj Tak Aisa nahi suna ki koi doctor call karta hai....meri jaankari ke anusar 🙏
Agar yearly premium upto 2.5 Lakhs hai toh fir premium pay karne par under section 80 C ki rebate milegi aur maturity & Death ya surrender value apko tax free hogi under section 10(10D)..
sir humko ye wealth builder plan lena he hum bank se policy lene vale he to konsa fund choose kre auur kitne choose kre hum annually 1 lac ka kr rhe he plz guide kriye
Mujhe bhi fasaya gaya tha or maine 1 Lakh /year 29/07/2024 ko policy liya tha but2din k baad yani 31/07/2024 hi k din jakar cancel karne ka form bhar diya ,bahot sab natak kar rahe the magar maine cancel ka form fill kar hi diya , or 10 din k baad mera paisa aaya to 988 rupay kaat diya inlogo ne , pata nhi q , kal 10/08/2024 ko jaunga sbi life center or puchunga q kata or FIR KARUNGA fraud ka
@axomassasin3033 ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-krloaVIsXiQ.html Ye video dekho aap agar equity fund hai toh apke kaam aayega aur apke query ka bhi answer mil jayega apko.
sir ham 200000 lakh amount 5 saal ke liye karwaye hai. har saal mere account se 40000 hajaar katega 5 saal ke liye. sir kya ye sahi. mera paisa 5 saal me mil jayega na. plz sir reply me🙏🙏🙏
Fund option kon sa choose Kiya hai apne ? Aur us Fund ka performance kesa Raha hai ya fir kesa rahegaa future me.. Usi ke base par apko return milega.. Normally market based investment options long run me thik thak return de dete hai.... Aur bhai apka hi channel hai apko 🙏🙏 ye karne ki need nahi hai Prabhu ji 🙏 Thank you for your comment 🙏
Video me kab aur kaha bataya gaya की मैच्योरिटी 4% या 8% रहेगी? Fund performance par depend karta hai return hai aur fund performance ki jankari video me hai??
Sir meare father ek loan lea tha sbi me to bank wale ne ea plan dea hea tab bola tha bank walo ne 10yars ke bad 6lakh melega abhi mene bank se pusa tha wo bola fund value he melga 6lakh nhi melga kia karu sir
मैंने १० लाख लोन लिया ,sbi वालो ने १ लाख का प्रत्येक साल का वेल्थ बिल्डर प्लान दिया।जो कि सात साल तक भरना है मुझे । १२ साल बाद मुझे कितना पैसा मिलेगा ।जो जमा किया सात लाख वो मिलेगा या नहीं ।bond लिखा नहीं है ऐसा कुछ भी ।
Guaranteed return वाला प्लान नहीं है इसलिए लिखा हुआ नही है, और हम भी नही कहे सकते की कितना मिलेगा आपको maturity benefit, सब कुछ fund performance पर depend करता है
Agar Risk manage Kiya hua other source of investment se to bilkul 100% equity me invest kar skte hai... Kykoi hum jante hai mutual fund me risk hai fir bhi hum invest karte hai kyoki hume apne Investment par Rate of Return jayada chahiye aur vo sirf equity se mil sakta hai... Ye mere vichar hai.
Agar Auto debit premium pay hue hai apke Bank se account se to ho jata hai nahi to insurance company apko khud contact karti hai Bank account connect karne ke liye
Sbi life smart platina plus plan life income option benefits detail ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-OFN2-JdIdKA.html Sbi life smart platina plus plan guaranteed income option benefits detail ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-EfLgvGZ5HRU.html Agar link work na kare to aap Life insurance playlist check karna apko videos mil jayenge
Sbi life smart scholar plan ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-HuW3py7iq_4.html Ye video pahle se upload hai *ULIP plan Playlist* me ye video apko mil jayega agar Link work na kre to playlist check karna aap
Lapse policy par kuchh nahi milta as per policy terms and conditions.... But agar Ulip plan hai aur premium pay karna band kar Diya tha to Fund value mil jayega ya Total Paid Annualized Premiums ka 105%
Yes you can...by using the application of a life insurance company or you can create an online profile by using your policy number at the insurance company's website.
Agar apke pahele se hi Life insurance apke need ke according hai toh fir P.P.F for safer side & mutual fund for investment as per your goal. Note:- not a financial advise, take it as an opinion because financial advise depend on financial planning as per individual financial goals.
hello my father who is 54 years of age has taken this plan and has payed 1 lakh last year should he continue with policy this year or not any suggestions would be really helpful ? If i wanted to discontinue giving premium from this year what will happen to my 1 lakh ?
At that age life assured may not afford high risk that's why Fund option could be moderate risk to low risk.....if this is the case then high return wouldn't be possible.. *Rest depend on your father planning/reason of opting this plan* If you discountine the plan then all units will be transferred to policy Discontinuance fund, Discontinuance fund gives 4% p.a compound interest atleast...
Agar apke chune hue fund ka all time rate of return 15% hai to aap ye Maan chalo 8% tak ho skta hai (just to kill over expectation) kykoi charges bhi deduct honge aur fund performance bhi down ho sakti hai kyoki natural hai ye... Meri baat koi 100% confirm nahi hai kyoki sab kuchh fund performance par depend karta hai..
All time rate of return vo fund ka kaha hai... Vo hota hai... Aur vo hai bhi uski pdf, Excel khud apko insurance company ki website par mil jayegi download kar ke aap khud dekh sakte hai... Baki ulip me charges itne hote hai...ye return itna hone par bhi milta nahi hai... To direct mutual fund mujhe personally sahi lagta hai... Opinion.
Agar policy number mil gaya hai toh... Ek application likhe aur nearby branch me submit kar de... communication banaye rakhe insurance company se ...aur apne view point rahe ho jaayegi cancel..
Agar hum market risk samjhte hai aur market risk lene ke liye ready hai toh aise me humko Jo bhi Fund option sahi lgta hai usme investment karna chahiye aur jab market down ho tab jyada investment karna chahiye long term Target ke sath ... *Not an advice just an opinion* Meri opinion meri experience par base sabke experience alag alag hote hai...
50000 Per year ki policy bina puri detail bataye kr di thi jb loan liya. Lagbhag 6000 tax kt gya. Lagbhag 44000 hi invest hua. Ab vo paisa bhi 5 saal bad milega. Mujhe paise abhi chahiye the.😢😢😢😢
Loan par to protection plan diya jata hai jise hum simple language me term plan kahete hai.... Ye plan to Banta hi nahi.... Aur agar loan lene Wale wykati ke paas pahle se loan ki amount jitna life cover hai to vo dena jaruri nahi hota hai.... Aap chaho to issue raise kar skte hai... Branch manager and insurance company ki website se key member contact details ya grievance team ko contact kar ke same with Bank website.... Agar aap chahe..... Mujhe read kar ke itna bura lag raha hai...
First policy years complete kare Bina surrender nahi hogi.. Aap Premium pay karna band kar denge to complete units ko policy discontinuance fund me transfer kar diya jayega....aur policy discontinuance fund me rate of return hai vo 4% compound interest hoga minimum... Jese lock-in period (1st five years) complete honge apko fund value mil jayegi..... Surrender krne ke liye ek application likhna hota hai...aur original policy bond submit karna hota hai... insurance company ko...
1st 5 years complete hone ke baad hi band kar payenge kyuki lock-in period = first 5 policy years.. Policy close karne ke liye direct insurance company ko hi contact karna hota hai...
Agar aap apna policy bond read karnge ya policy brochure read karnge to apko pata chalega ki *present & past performance is not commitment for future return and risk on investment will be yours* To agar koi ye kahe Raha hai ki milega hi toh galat hai ... kyoki agar Aisa hota to insurance company policy bond me likhit me deti ki milega aur policy brochure me bhi written karti ki milegaa..... Par jab insurance company dono hi policy docs me written me nahi de rahi... Ulta samjha Rahi hai ki.. Past performance se ya present performance se aap future ko commit na kare aur sath hi kahe Rahi Risk ki jimmedari bima dharak ki hai... To aise me apko agar me kahe du ki han ji apko milega hi... To fir apko pata hai main galat kahe Raha hu... Han mil skta hai Aisa ho skta hai... Aur agar direct sbi ke mid cap fund ya small cap fund ya contra fund me invest kare toh aur bhi jyada return mil skta hai.... Possibilities hai..
Jii sir magar market ka graph aur pichle kai saalo ki agar growth rate dekha Jaye to loss percentage 0.01 h aur profit 99.9 aur minimum profit percentage logo ka yehi rahta h 12 to 18-19 percentage
Agar apne online status check Kiya hai toh aap online insurance policy number se insurance company ki website ya App par login kar ke policy cancel karne ki request raise kar sakte hai.... Nahi to apko nearby branch visit karna hoga.....
Jai Hind Yadav ji 🙏 Ye ek market based plan hai To aise committ toh nahi kar skte ki kitna mil sakta hai .. Han agar aap fund performance track karte rahenge toh apko andaza ho jayega ki apko kitna return mil skta hai... Ye dekhna hoga apko ki kis fund ke through money invest ho rahi hai...
Agar fund ka overall rate of return Maan lo 12 to 15% raha hai toh aap 8% tak return Maan ke chal sakte ho ... Kykoi agar fund long term tak negative (down) perform nahi karta hai (might be) then overall itna return mil skta hai ..sare charges deduct hone ke baad... Main bas apke jor Dene par bata raha hu... Aur aapko isko 100% sahi nahi Maan skate hai... ULIP plan se achcha hai ek term plan lo life cover ke liye .... Aur mutual fund direct invest kare to vo jyada sahi option ho skata hai
Loan par ulip plan kyo Lena.... Loan amount kp cover karne liye term plan sahi hai... Ya gar koi insurance plan hai hi nahi apke pas to aur life insurance Lena hi hai term plan nahi lena chahate hai ...toh guaranteed return plan lelo
Fund option me se aap choose karte hai ki kis fund ke through money invest karna chahate hai.....aap jo choose karenge uske according hi Money invest hogi
