SCHD vs JEPI $100k IN → Which ETF Is Better

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SCHD vs JEPI $100k IN → Which ETF Is better
This idea lays the foundation for anyone stepping into the investment world, especially when choosing between two popular investment options. On one side, you have SCHD, which loves giving its investors quarterly money back through dividends from strong, stable companies. On the other side is JEPI, which uses a special strategy involving options to give investors money every month, and keeping things smooth even when the market gets bumpy.
In this video, we will look at what makes SCHD and JEPI different, from how they try to make money to how risky they might be. We'll compare them side by side to help you understand which one might be better for your investment journey.
If you liked this video and would like to see more videos like this, we would be happy to welcome you as a subscriber. Thank you very much
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Thank you for watching this video: SCHD vs JEPI $100k IN → Which ETF Is better
#passiveincome #schd #jepi
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1 июл 2024

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Комментарии : 141

@Johnsmoneyadventures 3 месяца назад

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@austinbar Месяц назад

Started my portfolio last year with SCHD, VOO, and VUG after watching one of your videos. In terms of share price, VOO is way up (22.25%) and VUG is waaaaay up (39.62%). Thanks for the education!

@eloign7147 Месяц назад

Isn't VOO and VUG similar in the sense both are investing in the S&P 500? What is the difference? I thought it is generally advised against to invest in multiple ETFs or Mutual Funds?

@rogerwheelers4322 Месяц назад

There is 55% overlap with the holdings in VOO and VUG. 1 is tech heavy and the other is financials heavy similar, but not the same. VOO tracks the S&P 500; VUG is just focused on large cap growth stocks. VUG is a bit more volatile, but with a higher upside potential. VOO is a bit safer. I’ve never heard anyone advise against multiple ETFs/mutual funds. You just have to be aware of overlap. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.

@joshbarney114 Месяц назад

I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.

@FabioOdelega876 Месяц назад

I'm sitting on some significant money ready to toss it into VOO, but I'm kinda hoping that price drops a bit. I know we only want to see the stock rise, but being heavily liquid, I'd rather not reinvent the wheel, thus the search for a reputable advisor, mind sharing info of this person guiding you please?

@joshbarney114 Месяц назад

Finding financial advisors like Marisa Breton Dollard who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

@hersdera 3 месяца назад

I must say you are an inspiration because I started up investing and trading as a scared investor who doesn’t want to lose money, glad to say I’m very profitable now and bought my first house through it

@ScottKindle-bk3hx 3 месяца назад

As a beginner, educate yourself: Learn the basics of investing and the stock market. There are many resources available online , including books, articles, and online courses. It’s a good idea to diversify your portfolio across different stocks and sectors to minimize risk.

@tatianastarcic 3 месяца назад

The truth is that this is really not as difficult as many people presume it to be. It requires a certain level of diligence, no doubt, which is something ordinary investors lack, and so a financial advisor often comes in very handy. My friend just pulled in more than $84k last month alone from his investment with his advisor. That is how people are able to make such huge profits in the market

@CraigLloyd-fz6ns 3 месяца назад

Wow! This is just mind-blowing. I have set aside $80k since the start of the year, but I've been hesitant to go into the market by myself because of fear of a crash. How about you recommend your financial advisor, please? I could really use some help.

@tatianastarcic 3 месяца назад

Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with Melissa Terri Swayne for the last five years or so, and her returns have been pretty much amazing.

@EdwinSolomon-zs3nz 3 месяца назад

Looked up her name and her website popped up immediately, interesting stuff so far, about to schedule a session with her.

@Curbalnk 2 месяца назад

I believe JEPI and JEPQ could fit well into my 7-figure portfolio as I approach retirement. How can I maintain a high-risk investment strategy to pursue higher yields until I reach at least 55?

@kashkat987 2 месяца назад

Adding JEPI and JEPQ is smart for nearing retirement. As for staying committed to higher-risk investments, it's all about balancing your risk tolerance with your long-term goals. Maybe consider speaking to an advisor to help in diversifying your portfolio to spread out the risk.

@velayuthman 2 месяца назад

Spot on!! Working with a financial advisor has been a game-changer for me. They provided invaluable insights and tailored strategies that aligned perfectly with my risk tolerance and financial objectives. With their support, I've seen significant growth in my investments and gained confidence in my financial future.

@Shultz4334 2 месяца назад

Can you share details of your advisor? I want to invest my increased cash flow in stocks and alternative assets to achieve financial goals.

@velayuthman 2 месяца назад

Jennifer Leigh Hickman is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

@blaquopaque 2 месяца назад

I searched for her name on the internet, found her page, and reached out via email to schedule a conversation. Thank you.

@kortyEdna825 3 месяца назад

Recently bought some recommended stocks and now they are just penny stocks. There seems to be more negative portfolios in the last 3rd half of 2023 with markets tumbling, soaring inflation, and banks going out of business. My concern is how can the rapid interest-rate hike be of favor to a value investor, or is it better avoiding stocks for a while?

@Justinmeyer1000 3 месяца назад

Aileen Gertrude Tippy'' is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.

@AdamMontoya6326 3 месяца назад

As always, a great analysis. Newcomers often wonder if it's too late to navigate the financial market, but the market is always unpredictable. Trading has more advantages than simply holding, so it's important to learn before diving in. Active trades are necessary to ride the market's waves. Thanks to Michelle Stewart insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings, managed to grow a nest egg of around 127k to a decent 632k. Kudos to the journey ahead!

@karenrobinson598 3 месяца назад

I'm surprised that this name is being mentioned here, I stumbled upon one of her clients testimonies on CNBC news last week..

@FrankWilliams790 3 месяца назад

Their ...services are very genius and experienced in the market for over a decade and counting, they changed my life from a poor plumber to a better and middle class family man with 2kids.

@LiamMason206 3 месяца назад

YES!!! That's exactly her name (Michelle Stewart) so many people have recommended highly about her and am just starting with her 😊 from Brisbane Australia🇦🇺

@julienolke-vx5lk 3 месяца назад

I'm new at this, please how can I reach her?

@JohnAlbert209 3 месяца назад

Michelle Stewart strategy has normalised winning trades for me also. and it's a huge milestone for me looking back to how it all started

@CrazyWormLady 3 месяца назад

I appreciate the video. I own a big amount of both for all the reasons you mentioned. Good combo.

@Johnsmoneyadventures 3 месяца назад

Right on!

@maorbatashvili8349 3 месяца назад

What do you think I stead of re investing the dividends in the dividend ETF’s , to re invest the dividends in growth stocks or the market like SPY or VOO?

@johnchan9392 3 месяца назад

I like both SCHD and JEPI and DCA on each every other trading day with SCHD twice as much as JEPI. I DRIP all dividends for additional compound interest snowball effect.

@Johnsmoneyadventures 3 месяца назад

All are good options. It depends on what your portfolio needs.

@stk6mkt 3 месяца назад

What is DCA?

@johnchan9392 3 месяца назад

DCA = Dollar Cost Average. I invest the same amount on each purchase to get the best average prices. I like it when the price goes down on great dividend stocks.

@stk6mkt 3 месяца назад

@johnchan9392 Makes alot of sense. I'm currently in JEPQ, JEPI, and SVOL. About to put $30,000 into SCHD. Also looking at VYM, DIVO, and HDV. Good luck

@RobertS-nx7bm 3 месяца назад

AMZN does not pay a dividend and is not included in the SCHD portfolio.

@user-jamesK 3 месяца назад

I think he meant to say AMGN

@Jessecote875 3 месяца назад

I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Kathleen Chandler

@Toddburke343 3 месяца назад

Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, i'm in my fifth trade with her and it has been super.

@Nguyenvictory83 3 месяца назад

You trade with Kathleen Chandler too? Wow that woman has been a blessing to me and my family.

@Jessecote875 3 месяца назад

she's mostly on Telegrams, using the user name

@Jessecote875 3 месяца назад

fxannchandler 💯 ..that's it

@Charlottehornets4 3 месяца назад

Most people are retiring this year and has nothing to show for. But I assure you it’s never late to get your financial life together again.. All thanks to Kathleen Chandler for I and my family

@jeffaragon 3 месяца назад

Both are completely different schd strickly focouses on dividend paying companies due to their criteria and jepi focuses on strickly a monthly income. Both have different methodologys in the strategy used to perform.

@Johnsmoneyadventures 3 месяца назад

Yeah Both are good. It depends on what your portfolio needs.

@jasonhesseltine3520 3 месяца назад

Putting 100K in SCHD prior to the ex date would have yielded me around $764, or about $250 a month. That's enough to keep myself in Big Macs for the month, all for the low, low cost of one hundred thousand dollars. But if I were to let that 100K sit there for 10 years I could expect 30% more Big Macs per month, or three more Big Macs every day?

@rafaelcechet 10 дней назад

Awesome video. Thanks! I am from Brazil, invest in dolar is the way to protect my money, and my family.

@TheOriginalTucriah 3 месяца назад

I own both

@Johnsmoneyadventures 3 месяца назад

Both are good. It depends on what your portfolio needs.

@rickm8766 3 месяца назад

Good analysis, though one thing to consider are the tax implications. SCHD dividends would be considered qualified dividend, and JEPI would not. That would definitely have an impact on the actual growth for JEPI. Please correct me if I'm wrong.

@marksrink 3 месяца назад

I'm all on a roth IRA so doesn't matter for me correct?

@mc66683 3 месяца назад

Actually it's a very poor analysis

@Johnsmoneyadventures 3 месяца назад

For this You can use Tax free accounts. You can legally avoid taxes. Watch our video on how to legally avoid taxes to learn how.

@JZ1 3 месяца назад

why do they always forget about the fee...

@user-iw4nm6yy7u 3 месяца назад

I'd like to see fees discussed along with bottom line net results including those fees. Which one puts more in your pocket, fees and all.

@mjs28s 3 месяца назад

Fees are only relevant when comparing funds that are doing the same thing. This whole fee thing is left over from the time of mutual funds up through the 1990s where how they marketed was often misleading. Just simply look at the total return or price appreciation chart as those moves are net of all expenses since ETFs try to hang around NAV (vast majority are within 1%) and mutual funds trade at NAV. Also, the total returns and price appreciation are NET of fees. Thus, if SCHD went from $10,000 in your account to $20,000 in 5 years whether the fee was 0.06% or 6% you still doubled your money over the same period of time. user-iw4nm6yy7u also put it well, but in another way.

@hiyaaaaah 3 месяца назад

Also if this were done in a taxable account

@prowler849 25 дней назад

I pick DGRO over SCHD and my two ETF portfolio is DGRO and JEPI.

@MandoDeLeon 3 месяца назад

@ 8:46 Did video state that it is leaning towards JEPI , but draws a ribbon on SCHD ?

@international_dividend 2 месяца назад

ELNs are also written as NLEs

@DividendDynamicsYT 3 месяца назад

nice

@BW-kv9wj 26 дней назад

I own them both in several portfolio pies with M1 platform.

@LarryBrandonGolf 3 месяца назад

Why not VYM?

@briancrizaldo7640 2 месяца назад

What about SCHD vs JEPQ?

@vickg70 3 месяца назад

John can you make a video of JEPI and JEPQ exactly like this one 🙏

@Johnsmoneyadventures 3 месяца назад

On it

@vickg70 3 месяца назад

Thank you 🙏 I appreciate it.

@abbuvora3648 3 месяца назад

With all due respect the math is not adding up. With initial dividend rate of 6% compounding at the rate of 7% for 30 years will result in ending dividend rate of 42%. Let me know if I am wrong. Thks.

@Lou_Snuts 3 месяца назад

You forgot to adjust the returns for the income taxes on the dividends and other distributions during the holding periods used in your examples. The returns and effective yields need to reflect taxes. For both JEPI and SCHD, the distributions need to be split among qualified dividends, non-qualified dividends, capital gain distributions and returns of capital.

@ilredeidividendi 3 месяца назад

I prefer JEPI with inflation also peeforming better

@Johnsmoneyadventures 3 месяца назад

Both are good. It depends on what your portfolio needs.

@karsinds 3 месяца назад

Agree

@sensei887 Месяц назад

So you are assuming an after taxes p.a. return of 13% for SCHD and 14% for JEPI for the next 30 years. A bit on the optimistic side, aren't we?

@willbergjames 2 месяца назад

i liked the montly divident, on jepi🤑

@Johnsmoneyadventures 2 месяца назад

Same here. But the ETF has to be consistant as it is relatively new

@S1lv3rdo7 3 месяца назад

YA no thanks. Still going SCHD.

@CamronPR377 2 месяца назад

You didnt mention the tax implications. Jepi is mostly taxed as normal income and schd is long term capital gains. Jepi is best used in a tax deffered account. If its in a taxed account you could use it to eat up your standard deduction "roughly 13000 this year i believe" if you don't have other sources of normal income. This is not financial advice.

@ChuckSpencer 3 месяца назад

Does anybody know the tax differences between the two? Qualified or non-Qualified dividends?

@BTBLive 3 месяца назад

large amount of Jepi would be short term Capital Gains taxed as regular income. SCHD is all Qualified.

@ChuckSpencer 3 месяца назад

@@BTBLive Thanks, that's what I wanted to know.

@pauobunyon9791 3 месяца назад

When the market is good nothing out performs VOO

@Johnsmoneyadventures 3 месяца назад

Maybe, but you cannot rely on the market being good all the time.

@augustintrance2354 3 месяца назад

What about taxes? Jepi taxed more, so does that mean there’s less dividend reinvested?

@Johnsmoneyadventures 3 месяца назад

You can legally avoid taxes. Watch our video on how to legally avoid taxes to learn how.

@phoenixsilverman1616 3 месяца назад

Jepi is better if you DCA in a Roth on drip for 25 years You’ll snowball a massive monthly payment

@Johnsmoneyadventures 3 месяца назад

Noted

@rssharma9 3 месяца назад

Did he say Amazon is in SCHD portfolio? Or, am I losing my hearing 😂?

@markpeterson03275 3 месяца назад

$11k in gains in year one of a lump sum of $100k in SCHD? I don’t think so Tim.

@Soriyou3 3 месяца назад

Yeah, more like 3k lol

@karsinds 3 месяца назад

JEPI is far better than SCHD

@user-cm4te4gp4h 3 месяца назад

Why aren't you talking about investing in Eledator when even real experienced traders are doing it?

@dancerneverstop2077 2 месяца назад

To answer the title question: JEPI is better than SCHD, given initial investment is $100,000 and keeps it for 30 years, DRIP adopted.

@mc66683 3 месяца назад

Wait til everyone finds put SCHD pays dividend based on number of shares not value and its quarterly. Say hello to about $800 each quarter ($267/month) for your $100k investment Not bad but defiently not $11k/year

@fullsizerangerover 2 месяца назад

Jepq would even be better?

@Johnsmoneyadventures 2 месяца назад

What Do you say... A commparison Video!!! Should we find out???

@fallen0509 3 месяца назад

JEPQ is much better than JEPI

@sneakywan 3 месяца назад

Did AI write this, because Amazon doesn't pay a dividend...

@Johnsmoneyadventures 3 месяца назад

Amazon was not mentioned for dividends initially. It was initially mentioned as an option for capital gain only.

@bbmak0 3 месяца назад

How misleading is this. Please factor in the tax. SCHD taxes as qualified dividend, but JEPI is not. Also, covered call ETF capped some gains.

@Ironmike341 3 месяца назад

So do it in a Roth

@bbmak0 3 месяца назад

@@Ironmike341 You need mega backdoor 401k to fund like 40k a year in roth, and money get locked up in there until your retirement age.

@Ironmike341 3 месяца назад

@@bbmak0 but it still eliminated the taxes part of it, correct?

@Ironmike341 3 месяца назад

@@bbmak0 I'm just saying, I DCA into both SCHD, and JEPI. My regular brokerage shows I'm up in SCHD more 7.95% to 5.10% but my Roth, which I haven't added to it since last April, seeing I don't want to wait until retirement, JEPI is up by 16.61% and SCHD is up by 11.74% Which I believe the gains from the dividends doesn't count towards the costs in a ROTH like it does a brokerage, the dividends boosts the gain in the Roth, where in the brokerage it's not the same.

@Ironmike341 3 месяца назад

@@bbmak0 of course I'm up 91% with Amazon for my Roth, so probably would have been better to just throw it all in that, lmao

@CaptainProx 3 месяца назад

JEPQ is the best ETF out there

@Johnsmoneyadventures 3 месяца назад

Next on the list

@wayne8268 3 месяца назад

bought jepi about 3 years ago and its down 10 % 5

@ilredeidividendi 3 месяца назад

But you recived aroud 25% in dividends

@maurotedeschi5001 3 месяца назад

@@ilredeidividendi so, to simplify, 25-10=15% in 3 years... sorry, not that good

@lonestarmelting9728 3 месяца назад

Take advantage of the low cost & purchase more. DCA is the way to go. Remember, "it's time in the market, not timing the market."

@r.c.s.j9774 2 месяца назад

There two are all so so.

@KentuckyHillbilly 2 месяца назад

Yeah so buy both is what i see lol anyone not in debt could retire in about 5 years by putting 50% or so into these etf funds..

@johntaylor4817 3 месяца назад

Jepi’s dividend keeps dropping. It’s now .30. I think that yields a 6+%.

@michaeljones6413 3 месяца назад

I know....I own over 1200 shares of JEPI. I'm starting to research SPYI as an alternative but I need to understand the risk. I won't be selling my shares of JEPI but will keep reinvesting the dividend. I'm tempted to buy JEPQ but trying to be patient. 6% isn't bad considering the risk. I will be retiring soon so the income JEPI producing will be critical

@kennethterry6453 3 месяца назад

Meh.... FEPI for the win

@UntoldAdventuresTravel 3 месяца назад

The slides don't really match what's being said... a few inaccuracies. Good topic though...spend a little more time editing.

@Johnsmoneyadventures 3 месяца назад

Sorry about that

@Reza_Audio 2 месяца назад

For dividend portfolio, VYM 40% SCHD 40% VIGI 20% and DRIP on all three in a Roth IRA. that's all you need

@bjl687 3 месяца назад

SCHD is better...imagine tryna make a video about a CC ETF and its 3 yr lifespan to reach any conclusions...at all

@nearsite 3 месяца назад

This is kind of not making sense video.

@johnyjsl9219 3 месяца назад

A lot can happen in 40 years. Best not to take these videos seriously. Just invest in an index fund and ignore such videos.

@martinyant8653 3 месяца назад

Get to the point

@WhatIsThis-ej2ot 3 месяца назад

Just buy SPY and sleep easy every night knowing it only goes up with enough time.

@Johnsmoneyadventures 3 месяца назад

SPY is a good option Too

@michaelprice83 3 месяца назад

Calculations make no sense silly video

@Johnsmoneyadventures 3 месяца назад

You can cross-check these with TipRanks' dividend calculator.

@michaelprice83 3 месяца назад

@@Johnsmoneyadventures common sense if the 10 year total return is lower with a fixed calculation for JEPI the 30 year would also be lower. Unless of course something is wrong with the input or tool you’re using. Dividend snowballs don’t defy math. Yes, it is a very silly video.