Believe me, I follow so many influencers and RU-vidrs but you are purest of all and I seriously feel that u guys deserve everything best bcoz not for single moment I feel that u guyz are faking in any part of ur video for camera, it is just so natural which is commendable. Bdway there is one influencer whom I thought you can't beat but u did and I am seriously proud of u and really happy that I chose u. No comparison seriously with anyone just sharing my curiosity.
I agree with you Tanya. Funnily enough Jyoti is the first ever influencer I started following and loved her from day one and is still my favourite although I do watch other vloggers. She deserves over a million subscribers.
I lives in Canada, getting married soon(arrange marriage), It was always in my mind to discuss with my partner to do 50-50, I won’t do exact 50-50, but after buying house we need to pay mortgage, one month I will pay house EMI, partner will pay groceries+utilities(electricity,hydro, wifi & waste management) and next month we will switch. Here major expense is House EMI and groceries+utilities. Phone bills we can pay from our own accounts (fixed bills auto pay).
I started watching your videos only 6 months back...but fir bhi mujhe aapka way of thinking smjh aa gya tha...aap knjus nhi ho soch smjhke sb krne walo me se ho...like you don't like luxury things but you are happy with small things bcoz you think do what makes you happy...and i like this very much...bcoz kmane ka mtlb ni hota ki mhnge gifts do khud ko ya partner ko..ya fir as a youtuber luxury gifts buy krke viewers ko attract krna.. kmana is like independent hona..hats of both of you..The way you have maintained your lifestyle is commendable...and the best thing mujhe aap dono se bhut kuch sikhne ko milta h..kyi bar aapki videos se life decision lene me help hoti h❣❣❣ & yes my mother is also watching your videos..she loves you both a lot❣❣
I like the fact how you guys honestly and gracefully accepted that "we earn, we spend and we save too" A lot of time people do not accept the part of earning & saving for the "nazar" issue or something. Honestly guys! You have made this so far with so dignity! ❤
Such a brilliant topic 🥰👍🏻 This is the main reason most of the couples have problems in their married life.. you guys have made it so clear for both the gender… God bless you guys.. I pray you both always stay healthy wealthy and happier ❤️❤️🥰🤩😇
I'm in a relationship for 7 years with my boyfriend and wherever we go, we always do 50-50 of our bills or wherever do we stay like in hotels ... We always always split our bills unless it is our personal expense. And I think that's what a good companionship is all about. ♥️
@@rubihussain881 bro chill ....my 50-50 means that we just share our expenses, we don't sit and divide the money. (If we go somewhere, I pay for the tickets and he pays for the hotels and we spend as per our convenience Aisa nahi ki 100 usne khrch kre hai toh m usse 50 leke hi rahungi then wheres the understanding?) You have to be chill maybe you didn't understand what I wanted to say. 😊✨
You are wonderful couple, compatible, supportive, inspirational, true partners. Very happy for you guys, god bles you. Very smary desicion to move Thane, it cut down almost 35% rent expense of yours. Keep rising, keep growing, always be happy.
This is one of the couple's goals for respecting each other's finances, as many couples avoid these topics, and they go with the flow later they don't get open to talk about this. Thanks, guys for sharing the insights keep growing together!!!
Proud of you guys. If I have learnt one thing from this video it is to donate a portion of the salary each month for a good cause. I do it every now and again not monthly.
This is the best haan...50-50 way...kisiko bhi zyaada kharcha aaye nahi...and both work hard, ghar dono ka hai ..toh kharche bhi dono equal equal karenge❤😅
Amazing video. This video will make every women who is watching this video realise that how important is to become financially independent. So proud of you and Kamalji. The way you both take care of everything on a 50-50 percent basis is really required thing as a couple. God bless you both. 🧿♥️
I loved the video always love how honest you are with your community I am sure you have the potential to hold on the people you have and add much more in future❤️❤️😘
monthly expenses for a husband wife and 2 kids 75-80k for rent 2BHK in posh location or society or 2lk EMI for a 2.2 cr loan. Most new apartments cost 2.5-3 cr 10k for maid and cook 5k electric bill 2k broadband and mobile 10-20k for eating out on weekends 30k for groceries 10-20k for shopping 1lk for children school fees and other expenses 50k to save for once a year foreign trip 30k EMI for a 15lk car 10k petrol and maintenance 1lk SIP for mutual funds Overall approx 4-5lk pm which includes savings. So 75lk-1cr per annum gross income is required for decent living
You are the MOST GENUINE, REAL & LOVED couple on RU-vid. I am not saying because i love you both, i have seen so many couples on youtube who are toh just make vds without true information. Touchwood🧿 Bery very good content
I loved this vedio really thoughtful and to both of you "u guys are spend your money smartly which is really good, I think the best decision which u made is shifting house." I am dam sure this vedio will reach a millions of views one day because of informative content
Hey Jyoti, you know that one thing i have learned from you that keep using your outfits as much as you can . I have not done any shopping since four months.Otherwise main bht shopping karti thi fizul ki. But now i am feeling very happy about this because of you 😊. Thanx a ton. Stay blessed always. love from Vietnam 🇻🇳 ❤
You have been my favourite RU-vidr since the beginning 🥰 your bond with your husband is amazing 🤗 you people really really motivates me to do good in life 😇 keep this simplicity in you ❤
Hi dear, I live in Mohali. There are also monthly rents approximate 20000 and doctor's visit is also the same. Expenditures in good cities is really too much. But we also manage according to our income like u. 😊
No Jyoti you are nor kanjus AT ALL. Especially when it comes to birthdays and gifts, entertaining friends and family. You are just cautious to save for rainy days and not just blow all your monthly income in the same month. 😊😊
Hey Jyoti and Kamal, I am a big fan of you both❤ I would highly request you to make a sit down video on how to start content creation on youtube, IG and other platforms, how to know what is a right collaboration, how to beware of scams, how to start charging for content, approach brands for collaborations and anything which might help new creators. You are in this profession for long and I am sure your insight will be very useful ❤ Thanks for all your informative and entertaining videos always
Jyoti in Uk is totally different here the labour is very expensive so you can’t really afford to have maid or helper. Also on the other hand here primary and secondary education for children is free. The children will be not charged for travelling also till age 16 years. Also the doctor services here are free you just have to pay for your prescription. For children it is free. But the tax paying is very high here so the government afford to give the services to public. Here the poor people get lot of benefits. Like india here there is no difference between poor and rich. That is a good thing.😍😍😍😍
26k for 3bhk is greattt.. Bnglore mein we are not even getting a decent 2bhk in that range this year. In proper gated societies it's almost around 30-40k for a 2bhk! And yes, spending 50-50 is the best way to avoid conflicts, me and my husband follow the same😎
I m from lucknow n here also a good 2-3 bhk flat is no less than 20-25k ..doc fee is same or even more sometimes...ration wifi bills restra bills everything is almost same of course depends upon how much we want to spend on our dinners n other things bt I surprisingly found almost d same living cost...
Which area in thane do u stay tht a 3bhk of 1200 Sq ft is only coming to 26k per month?? We hv bn staying in navi mumbai for the past 10yrs n here in vashi/seawoods/kk etc areas a 2bhk easily comes at 30k-40k rent....
This will really helpful video for me because I am independent but never thought that how much I am spending...nd yes I also take care all my expenses ❤
Jyoti you’re looking Fabulous man in this video specially ✨❤️😊 God bless you ! Kisi Ki bhi najar Na laage. And aaise hi aap dono mil ke tarakki karte raho.
That’s not at all for someone who shifted to Mumbai from outside bachelor or middle class, not even for upper middle. These expenses mentioned in the video refers to some kind of rich models, businessman etc.
You completed 5 years … MANY MANY CONGRATULATIONS 🥳 JOJO GOD BLESS YOU … for last 3 years even I m member of your RU-vid family and even I feel soo soo proud and love to watch how compatible you and Kamal are … love you gyezzzz ❤
I just wanted to take a moment to tell you how much I love your content and your clear and clutter-free lifestyle. Your videos have been so inspiring and have helped me to see the value in simplicity and minimalism. I appreciate the way you share your journey and the practical tips and advice you offer. Your transparency and honesty are refreshing, and it's clear that you genuinely care about your viewers. Thank you for all the time and effort you put into creating your content. You have a real talent for making things relatable and accessible, and I always look forward to watching your videos. Keep up the amazing work, and know that you have a loyal fan in me! Mayuri Jadav
But luckily I got an amazing 2 bhk full spacious with attached balconies and washrooms in the bedrooms..in very less amount I would say..u will get but need to search alot and ur luck as well
Jyoti Mam...I am not good in appreciating people but ...now I feel I have to work on it . Literally I am following you from a very long time like 5-6 year's. And following you I also started my own channel . And Now I know how much effort you put in a single video. ❤ Hope you all do best ❤🎉
I really like Jyoti she had struggled a lot that’s by may be she is that much mature and she understand a lot I guess she don’t have atitude that she is earning or whatever I like her may allah bless you more ❤😊
You two are best ✨ Perfect example of perfect and healthy relationship 🌸 You both are my Inspiration ♥️ I’m really really really happy to be your RU-vid family member 🥺❣️ God bless you both 🌸🙏🏻
50-50 spend idea spending and house hold chores beautiful team work. Plus Jyoti Mam donations that is learning. Yes i m watching since 5 yrs. All those vlogs memories flashed 😊😊😊. I was worried about your health your mental health seeing you simling i got relieved. It was difficult for me also to coope up my munma death. How you have work from taking tution to become successful vloggers make up artist plus your cooking vedio also i saw and had decorate my simple own 2 bhk flats room small but thats what my affordability.
Hii Jyoti mein aapko pechle 4 yrs se follow kar Rahi hun but meine Aaj tk kabhi koi comment nahi Kiya but is baar mein apne aap ko rok nahi payee itni beautiful and helpful aur honest video meine Aaj tk nahi dekhi thanks so much dear 😘
City like bangalore is even more expensive than Mumbai.. Bangalore has highest cost of living and rolling economy.. Mumbai is not south Bombay only ,suburbs are definitely not expensive than bangalore.
Woww! We also split our common expenses between two of us😊 Jyotii, how do you manage to stay apart from Kamaljeet for so long? I find it difficult even though we two are always busy with our jobs when we're together😂😅
ek connection hota hai n kisi se wo ho gya hai .. ek apse or ek sambhavna mam and avinash sir se .. i really with ap dono se i wish I could meet you once 🤞
nice jyoti , thats some kind of good informative video .Isse dekhne mein bhi maza aya and kuch janne ko bhi mila , incase some is planning or wants to plan to shift or go there.nice topic aese or topics and videos karna :)
I vouch for u that I have always seen u think multiple times before spending for any materialistic things unlike other youtubers they act as if they loose something if they don't buy luxury stuffs
Very nice video, this will help PPL who are planning to move to Mumbai and also who are in Mumbai and still can't understand how to manage expenses.... Thank you so much JoJo and KoKo love your videos and understanding. Every couple is learning from you guys❤
I love to watch your videos every time . And I love to see , how everyone can manage household things. We are really inspired by you both. Love you a lot . God bless you both. ❤️❤️
Hey guys nice vlog .... many must have got insight of financial gyan from ur informative vlog....I LIke u guys cuz u both are down to earth...keep shining ..😊
I am staying in 2bhk in mumbai 600/650 sq ft and rent is 45k. Rest is still fine but rents are so high in mumbai...i can afford 4 bhk in this rent in gurgaon 😊
Been watching your videos since lock down , I remember watching the "janta curfew" vlog that was the first video I watched ❤ since then been a silent subscriber of yours🤗 love you jojo and koko
Hellow madam hope you doing well i appreciate Your chemistry jo sth sub share krty hay ...its good ...i had to ask one query...i am from Karachi Pakistan....and my wife is indian form punay ...and i am live in Finland...so Ap mjj y guide kr dain..meri wife agr apny parents k sth move mumbai krti hy so how much cost ?? 2023.... with included rent., grocery,cheat day kbhi kbhi,, electricity, Bills chty khrchy ...dogs insurance, and helper ko nikal kr ....kitna total cost aye gi ....
When she said why am I lucky? You are lucky…I was like😮😮😮…bande mein thoda sa bhi ego nahi hai jitna tu use dominate karta hai…agar koi aur hota toh he wud hv been unfaithful to u…ppl really take good ppl for granted…just because u earn more than him u are not even letting speak and just brought him for the video for show…
