When someone says that "Insurance companies have to pay for disasters" it truly makes me mad! NO they do not! WE pay and pay and pay into these companies and for the most they never pay out to a homeowner. What they do do is mismanage the money that consumers pay into them. They OVER PAY their swollen top heavy people so much that they dont have the money to pay out when disasters happen! That is mismanagement on their part in the extreme! Then they respond by raising our price for insurance - an insurance that we have to have so we have no choice but to pay! That is extortion!!! These insurance agencies must be better regulated and controlled !
Thank you for all you do! You have more energy then the Energizer Bunny! I always like your realism and truthfulness. I have volunteered a few times with you and all the people are very nice. I know I don't volunteer a lot, but that is because I am still a little shell shocked from doing too much volunteering on the mainland and need a bit of a break. Like you, every day of the week was volunteering or being on the board of many organizations. We relied heavily on your videos and books and other research before we moved here and all the cons for US, were never an issue. 4 years and counting! (I do miss well stocked shelves in stores, however.)
Been watching you guys for years, have a 1/1 down off Alii,sounds like we're doing everything right according to Eric,2 years away from retirement, will be there in a week for a month,woohoo!!Thanks guys for the updates through the year while away from Kona,Aloha
Sometimes we get the feeling like you guys are saying things that are deterring people from moving to hawaii, nothing will stop us from moving to hawaii. My son is 17 years old and lives in Kona Kailua and is a Hawaiian native. KUMU.
At 23:00 You said 1/1s have higher occupancy and garden views with good amenities rent out well and since they are priced lower it could be a good buy. Is that based on your RE investing experience or that's just what you heard from someone? I ask because I own 2/2s to 4/4s in the state of Hawaii and what I've found is contrary to that. When it comes to STRs, most of the income is made by the top ~20% of the properties and if you ignore 2020-2022 those 20% _generally_ are the ones that are either right on the ocean or if they have awesome amenities or location, then you can get away with just great views of the ocean. Also, the 1/1s and 2/2s are abundant so even if the demand is high, the supply is higher. It's the 3 bedrooms or more that have not only a much higher occupancy but also higher ADRs to be able to offset the crazy high HOAs if it's a condo. I had 50+ bookings in each of my oceanfront/ oceanview STRs and not one of them said they were on a honeymoon. We would've taken extra steps to make their stay even more special if that was the case. Many were just discerning guests or they were in a larger group so they could split the cost of the stay.
I like your guys' show, but I noticed that all the houses you guys talk about are in the multiple hundreds of thousands. What about the beautiful homes for 60,000 to 80,000?? Unpermitted homes. My wife and I have two children are going to be moving to the east side of the island, and we found multiple homes for under 150k.
I almost bought an STVR house in Hawaiian Beaches (lava zone 2). Insurance would have been 8k on a 500k property. The SVTR might also go away with TAR legislation. Thinking now that I am lucky the deal did not go through.
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