SHOULD INTERNATIONAL STUDENTS GET A CREDIT CARD IN THE USA? What to choose between a debit versus a credit card as a foreign student in the US? If those questions bother you, this video has answers to all those questions. :) If you are an international student, studying in the US or Canada, getting a credit card or not is among one of the major decisions that you have to make since there is so much riding on it. Having a limited amount of money or living from paycheck to paycheck always makes you question your choices that is it even worth it to get a credit card for international students in the USA or Canada?
Important is to understand the need of the hour and make this restriction work in your favor.
Credit Cards, if used wisely can be much more benefitting than using a debit card. The Key is to choose the right card that suits your needs and then use it wisely. Always make sure that you are paying your due payments in time, to avoid any late fees or interest payments.
If those things are taken care of, getting a credit card can be the right choice for you, especially if we consider all the benefits involved with a credit card.
There are many benefits of having a credit card, such as a Rewards program or fraud protection or even cashback. While on the other hand, if we talk about a debit card, it doesn't provide all those benefits. In other words, you might be losing money by using a debit card.
Having a credit card can get you much more benefits than a debit card, provided you get the right card and use it carefully. Or in the other case scenario, if this step is not followed wisely, it can affect your credit score and the financial situation pretty badly. So to avoid that always be careful with our credit cards and responsibly handle the affairs.
In the end, it entirely depends on your personal choices and what you are most comfortable with.
15 сен 2024
