Fran, you helped me so much back in the day when I was trying to do my budget. Now I am debt free and I am so grateful for your videos because they were easy to follow. Thank you so, so much!
Hi Fran, I am a new sub and I am really enjoying your content. I especially want to thank you for explaining what a sinking fund is and for sharing your breakdown. This information will better help me to start my budgeting for 2020.