Just a heads up folks - the comment section will probably have scammers that use my same profile image and name to try to trick you into contacting them. I will not solicit you to contact me in the comment section. Join the Discord: www.patreon.com/josephcarlson Dividend portfolio: m1finance.8bxp97.net/e4voaz Growth portfolio: m1finance.8bxp97.net/doKQaK Second channel: ru-vid.com/show-UCfCT7SSFEWyG4th9ZmaGYqQ
Hi Joseph, Im really enjoying your videos thus far. I do have a question regarding adding slices to your pie. Do u have a video explaining how to add slices or do u plan on making one in the near future? Maybe something that illustrates the process of adding and or reallocating stocks to your portfolio pie. Thank you
I’m at a job where I can essentially save quite a bit of money every month at 28 years old but I’ not sure if I should put money into individual stocks (like you did) or ETFs / index funds?? I already have a Roth IRA that is all VTSAX but I’m not sure about how to go about investing the rest of my money... just curious.
@@nunyabusiness1317 I think index funds are the way to go personally. It takes time to research individual stocks and it won't be worth it unless you really have fun doing it. You have to remember the opportunity cost as well. Even if you can outperform the market, which is difficult, it still may not be the best route financially for you. You could use the time you would have spent researching to learn new skills and increase your value in the job market. You also have the added benefit of peace of mind. You dont need to be anxious during a market drop over whether you bought the wrong companies. Index funds are a true passive income source. 4 pillars of investing is a good book if you want to do more than just hold the sp 500. Definitely read that.
@@nunyabusiness1317 usually his advice/strategy for new investors is to buy into ETFs because you don't need to worry about knowing that much about the individual companies.
For taxable accounts filing single: If your taxable income is $0 to $40k then you pay 0% taxes on dividends. If your taxable income is $40,001 to $441,500 then you pay 15% taxes on dividends. If your taxable income is $441,501 or more then you pay 2020% taxes on dividends.
You can update form W-4 with your employer. There is a section to indicate expected annual income from interest and dividends, and that amount will be used to withhold additional taxes each pay period.
I love this idea because I have SCHD and now that Joseph made me aware of JEPI, i want a slice of that too. Sems that JEPI barely moves in terms of growth vs SCHD but double the dividends ; interesting to compare.
SCHD at least tracks the NASDAQ and has dividend payout at a low expense ratio. So you have growth and dividends, JEPI only has dividends at a decent expense ratio. No comparison, SCHD would win.
@@ryanvdv JEPI was only just started last year and at ~$50 a share. It's currently at $55.45 which equates to a 10ish% increase in less than a year so far (before dividends). Also, SCHD tries to track returns of the Dow, not the NASDAQ.
As usual both interesting US products not available here in Europe ... if anyone knows a broker offering such products to EU citizens too, pls let me know
Joseph, I have been meaning for a while to ask your thoughts on covered call ETFs for dividend income portfolios, so it is rather interesting to see you add JEPI now. I think it would make for a great topic for a future episode (diving into how covered call ETFs work, their risks/benefits, tax implications, return of capital, etc.). Is that something you think you would be interested in covering in detail? In the meantime, I would love to hear why you chose JEPI and what you think about other popular ETFs in this space, such as NUSI, QQQX, QYLD, RYLD. Thank you in advance and keep up the great content.
Stock Market: crashing Me: Load up those EV stocks. Some expert are actually optimistic about the crash and preparing for the uproar after. I'm one of those waiting for it to skyrocket. Having a balanced portfolio with proven companies and a good outlook on the future.... SIKE HOLD ALL THOSE EV STOCKS TO THE MOOOOON.
Nothing seems better than a profitable investment to me the feeling of a rise in portfolio or cashing out monthly, could you elaborate on what you are saying I am interested,All my efforts have gone down the drain investing as a newbie,could you please tell me how to make passive incomes too.
I repositioned some of my dividend stocks with the help of my Investment adviser Hovik Morte,I’m buying fractional shares of AMC,TSLA, AMZN ,NIO ,AMC again. Before, I was after dividends for passive income but it’s a slow growth so now I’ll take my chances on high growth stocks like SHLL, WKHS, PLNHF 13 I've gotten a 120% increase this month I'm sure to reach a million sooner
While I'm a huge fan of stock picking,I have made a few rather modest investments in individual companies. There are so many stocks going to rocket in the long run..I put $150k into some growth stocks with Mr Hovik Morte who handles my investments..some of my picks are AAPL, BNGO, NASDAQ, TSLA, I've gotten 88% on returns so far this year(getting my portfolio at exponentially),I'll keep holding to see where it goes and how much I'll still earning
I wonder what that TikTok guy is doing now that the market is going down. You are the level head in the sea of euphoria, keep up the great work Joseph.
QQQ is still up 80% since March 2020... SPY is still up 70% since March 2020... A few percentage points of a pullback after an insane rally is hardly a crash. This isn't to say that worse is not coming though. Tread carefully out there :D
Yes, but people in march 2000 also did not realize the bubble had just popped. You dont know if it is a correction in a bull market or a popped bubble until 2 - 3 months later.
Personally, I believe the dip was not an opportunity but, rather, a warning :) The party is about to bitterly end soon. The euphoria and irrationality are about to end. It is needed, it is inevitable and history speaks very clear. The craziness will not end for a week or a month but for much, much longer. Could be a flat decade after the crash. Until nobody in the general public talks about investing anymore, until investing stops being trendy. That's when true long term investing happens.
@@tobiawilson i dont think so... i think we are seeing a new era of investing.. the post quantitative easing era. Since 2008 the market has been marching upward, along with the total amount of money supply in the world. The higher the money supply goes (the more QE), the higher the market goes. We are seeing a transfer of wealth to those who hold assets. Real estate is on a similar trajectory, linked tightly qith money supply. Although deflationary pressures will keep certain goods lower, expect to see stock market and real estate returns on the future to inflate at minimum at the rate that central banks add to money supply
@@michaellawrence3513 the party is over when: - the last penny has been borrowed at zero interest rates -the last fool in society has entered the hysterical party -the discrepancy between real economy and market becomes absurd It's here. It's coming. A month? 6 months? I don't know, but definitely sooner than later. Might wanna consider some short positions hahaha
@@tobiawilson I'm with you, I think the music will stop sometime in the next few years. But I think we will be surprised as to how many times they can polish a turd and call it an economy.
His ETF is an absolute joke. .75% expense ratio for s&p stocks. Doesnt even include meme stocks which i thought was the point based off his BUZZ pitch vid.
@@josephbowman2019 yea.... it's called exponential growth. Innovative tech grows exponentially, and you are thinking linearly. Exactly why Ark will outperform
@Thomas Müller It's more coocoo to think that we are just molecular machines only driven by physics and chemistry even though all the evidence points to something divine. Prima facie, the proof points in the direction of a creator in areas such as objective morality, teleology, cosmology and other areas. Furthermore, Christianity has the best explanatory scope of all theistic worldviews which accept the latter premise in areas such as historicity, philosophical coherence, logical coherence on the nature of God, the universe, morality, the question of being etc. You seem like a very close-minded person driven by emotion rather than logic.
momentum trading is a viable strategy. whether or not the tiktoker knows wtf he's doing is a different thing, and I seriously doubt it. he's probably never even heard of an RSI or MACD
I wish you produced more videos. I couldn't wait to see what you had to say. I'm looking for discounts on good companies like you are! You're so correct
Thank you for your channel Joe. You are a voice of sanity in this crazy world. I’m excited to see more people interested in the market, but people need to be learning all they can and getting in the market safely!
Why don't you hold Kimberly-Clark? :D I just found out about it today, so maybe you could shine some more light on the company, maybe on your second channel :D
Hi Joseph, did you consider Global X QYLD and RYLD ETFs? These ETFs are based on the same call options strategy as JEPI. The call options are sold on the NASDAQ and Russel 2K indexes respectively and the premiums are distributed to shareholders as monthly dividends for a 10-11% yield.
I dont understand why there is so much social media posts, particularly on Reddit and RU-vid, being scared of the current market volatility. This is extremely normal volatility. It's almost as if the majority only started investing 2 weeks ago. This is normal. Hold onto your securities and live your normal life.
@@nunyabusiness1317 I personally beleive ppl should do both. Im always 35-45% of portfolio in index funds (S&p & total market) as a buffer. The rest is mainly high growth stocks.
If you bought bubble stocks like Tesla, NEL ASA or such mainly you might be screwed if the bubble has just popped. Which we will know in a month or two. There is a chance that Tesla will never see 700 $ again. If you hold companies actually earning money and paying dividends you can sleep easy.
Tax implications of JEPI as an actively managed fund with options trading? Are these passed through or do we need to consider keeping these just in tax advantages accounts?
I made 2.08% last week....7.55% the week before, 2.99% the week before that....and on and on. My minimum value that I allow is 2% per week, I sell premium to meet or beat that, regardless where the stock market is. I'm also diversified to the point that up to 5 companies can go bankrupt and my account is fine. Dividends are fine, but they are too slow for me....on track to retire by October, fingers crossed.
@@victoriaglasston6320 I have about 15% of my portfolio in uranium stock,10% on GEVO and the rest on crypto,I was advised by my coach to hold on to my shares as long as possible rather than trading earlier
hi joseph. you sang the praises of crowdstrike in your story fund...and it was hammered during this latest round of tech selloffs. do you also view crowdstrike as a speculative stock? you made a very good video that presented the case for buying crowdstrike, but this video seems to be a "told ya so" for expensive stocks that got sold off. isn't that what crowdstrike is? watching both of your channels i feel like i'm watching dr. jekyll and mr. hyde. how does growth joseph and dividend growth joseph coexist?
Always excited to watch your content! You mentioned your day job is a coder (i think), but how much do you allocate your salary into investments/bills? Would be interesting to know how you manage your money. I personally distribute maybe 10% into investments and the rest to bills, but idk if that is good or not.
Wow who would of thought this type of boring investing would be so efficient. Everyone is a wizard in a bull market. The real Gandalf's thrive in the bear markets.
JEPI generates their dividend mainly thru the use of ELNs which make up about 20% of the portfolio. They do not sell calls on their individual holdings. I do like JEPI quite a bit but am no longer in it.
He’s been doing this the past couple weeks. It’s getting a little excessive. He has a good strategy with his investing, mostly, but there’s not much left for him make content on except new investments and why. Patting himself on the back and gloating is a sure way to lose his audience.
Not value stocks or financials which is the rotation this big fund managers were trying to switch into and PUNISH Kathy's ARKs investments. They're dumping tech but Kathy is buying with the inflows, hence stabilizing and will pop back up. Value stocks are holding well though surprised they haven't had a mini pullback
Thanks for the video, good as usual! Not related to the current portfolio.... you mentioned a couple of times (in your second channel) that you are preparing an analysis of Spotify. Recently, SoundCloud introduced 'fan-powered' royalties. Can you express your opinion regarding this? i.e.: how that affects the future prospects of Spotify, do you see a risk that artists (and consequently their fans) will leave Spotify for SoundCloud because of better pay? So it would be very interesting to hear your thoughts regarding the above point in your Spotify episode.
Hi Joseph, what platform do you use for your trading? I am using etoro and they don't offere dividends. I am interested in to use a different platform that offer dividends.
Good content and thank you for the jepi recommendation. Added it pre market today. Been a subscriber since you were in the 10k subs. Thank you for the stability through the chaos.
What do you think about buying into Armour Residential REIT (ARR)? It seems like a good company to start getting good dividends every month with a lot of potential to grow and raise the dividends. Right now its at $12 with 10 cents per share. It seems like the best option because you can buy a lot more for the same amount as you would buy Realty Income (O) and you would be getting more money back through the payout every month. What do you think?
Hey Joseph, I’m a new investor and feel great to start investing thanks to your channel. As previously noted in one of your videos you have bought some ETFs in sectors you aren’t particularly comfortable. I’m running into the same trouble with some sectors which I’d like to buy into with ETFs but don’t know which ones to pick. Do you have some recommendations into which ones by sector you recommend or a process you utilize to scan them over? Thanks from Mexico, Luis
Have you ever thought about buying call options on some of your holdings that you believe to be well undervalued? I have been recently buying call options on undervalued banks, oil and gas, aerospace and health-care stocks. The call options kept me well into the green when tech was falling even though 15% of my stocks are growth stocks and hit pretty hard. I'm also looking at selling cash covered puts to buy stocks I believe are overvalued. Just wondering if you have ever considered these strategies and if you have, if there is some reason I'm not thinking of that this isn't a good option. Btw I normally buy in the money options that are a number of months out on undervalued stocks.
Lol, I was only part way through your video when I wrote this. I do like the JPM fund for this but wondering how you feel about using options rather than using a fund that buys options.
Well, I did an analysis on that at the end of 2020 and I was barely ahead of SPY with an 18% return. But that doesn’t say much. A lot of those gains were from apple, Disney, and JPM. I got really hurt from REITS early on. On the second channel with my growth portfolio I do benchmark against SPY and after the tech sell off I’m neck and neck with SPY.
@@duramajin3118 regardless of the current portfolio value, it continues to generate a consistent amount of income that can be constantly reinvested, like a self-generating money machine.
I don't get it you are down 3% in the past month but up 64% in the past 2 years right? So obviously you wouldn't drop as much doesn't mean your strategy is better. I was up 500% at my peak and now im only up 300%. Just because my account dropped a ton in the last month does that mean I did worse in the long term? TBF when I account for taxes that drops even more but I still have my long term plays and my Roth IRA thats up from 6k to 8k in the last 3 months without the tax hit.
Personally I will be doing what I like to call a Bear Market Prep in my Roth. Basically manually rebalancing by selling my holdings that are up and putting that money into dividend companies. Thank you for helping make this decision.
Hey Joseph, wondering if you could talk about why you chose JEPI opposed to NUSI or QYLD. Also, once your position in JEPI is built up do you plan on redistributing those dividends into other equities or back into JEPI? Thanks for the video!
I bought the Nasdaq 100 when it was down 10%. Do we consider Nasdaq as speculative? I guess they are heavily concentrated in those known tech stock. I'm just buying the S&p500 but recently bought Nasdaq 100
most of the stocks in the ARKK invest are expected to be profitable in 1-2 years, not speculative picks with 5-10 year delays. many of them are already profitable - just with high P/E ratios that are going to be lower due to higher earnings in 2022/2023.
I suspect ARKK is a victim of short-sellers targeting her positions since they are public, fomenting losses in the portfolio which then gets amplified when ARKK needs to unload. Doesn't matter in the long run, ARKK, as any ETF, should be a long term play anyway.
Even so. Tesla e.g. needs to maintain a steady price and increase its earnings 10x, just to bring the PE under 100. How is this price reallistically sustainable?
Kathy has also been publicly stating that she expects a correction and, in her most recent video, stated that she was surprised that her portfolio hadn't been in correction territory earlier in the year. She is loading up on her high conviction stocks.
wow.. you put 170K~ made 26K~ I put 88K~ made 20K~ And I learn a lot from you, and got a lot of ideas from you. But I keep telling you.. most of your buys are automatically.. There's a lot of timing and margin of safety you're missing.
I had a Spac I think, the virgin galactic, took one look at the deep hole of its revenues, sold 30% up never looked back. Hard to find decent dividend stocks at the moment
Gonna look into that fund myself. Didn’t know something like that existed. It really aligns with my style of investing and will check it out to see if I add it to my passive income portfolio. Thanks for the good information as always.
Trading with Mr Elson Sebastian is truly profitable, he trades by comparing market analysis with trading signals, so It's an indisputable fact that investing when you don't know what you are doing can be considered as the riskiest of all investment classes.
Isn't it true that high dividend paying companies are the ones that are hit the hardest during inflationary environment ? Historically has been that way. However Value stocks and real assets outperform growth stocks.
