Five million French are indebted. Stop with overdrafts, M6 we discover the daily life of two families in this case. Gilles Geffroy and Marie-Paule Dousset, management of personal finance experts, come help. Here are some of the solutions they advocate.
Reduce food budget
To spend less every day, Marie-Paule Dousset recommend eating seasonal produce and stock market. "There's always a way to do good business when arriving at the last moment, when the merchants pack up." Another tip: put the racing budget for a week in cash in an envelope so as not to be tempted to spend more.
Ready employer or debt commission
In case of over-indebtedness, two solutions are possible. The employer who is little known but very beneficial. The company buys all the special appropriations, which must repay a lesser amount and especially on the basis of better rates. But this solution is not possible in all companies. Another way to get by: submit a file to the debt commission.
Make Sorting in its affairs
To earn money quickly, Marie-Paule Dousset suggests a simple solution: sell the business. "We all have deep in our closet a useless object, which we will use again. This is the immediate cash." One can make flea markets, garage sale or to propose objects and clothes at a consignment shop ...
Develop an action plan
When couples are really the brink of financial abyss, Gilles Geffroy their offers basic plan of attack but too often overlooked. He first made a report on revenues, expenditures and debts. Once defined the exact situation, it tries to reduce the monthly payments of credit and develop a strategy to reduce debts by negotiating with banks and credit agencies.
Directed by Wilfrid Garcette Maria Roche Productions
M6
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6 сен 2024
