STORYTIME | Losing our house a week before closing! 

The first 9 minutes are about losing the house. And I'm still not sure how they lost the house. The rest of the video is just ramblings about getting an apartment. We're in the market for a house and was hoping to get some valuable information to avoid her pitfall. But she left us hanging.

I feel your pain. My wife, kids, and I were homeless for a week. It was scary. We relocated for a job and when we arrived with a uhaul we found out we no longer qualified for our place. We had to live at my wife’s boss’ air bnb until we found a place. It was crazy. We’re home owners now but it’s definitely important to find a good loan officer and realtor. We had to fire our loan officer a month before closing on our home cause he was shady. Ended up finding an awesome loan officer that helped us close.

Oh my gosh girl God bless you for a going through all of that and surviving! You must have some really amazing things heading your way! 🙏🏼

You are incredibly calm telling your story. I wish I could be like you...lol. I really, really hope you get your house.

wow blessing to you guys me myself going for a closing next week pretty scared.

Sorry you are going through a bad patch, I know things that happen can be disappointing...keep the faith. What is meant for you will be yours 💕😊

when it rains, it pours ... yes❣️🧡 good job savings the plant babies 👑

I would have been looking for a new city,sometimes closed doors are to lead us in the right direction.

Find yourself a good real estate agent to represent you, they will help you find a house and oversee everything. You can ask around for recommendations for an agent.

It's so stressful with the houses

I am so sorry this happened to you. But I wouldn’t blame the lender or real estate agent. The escrow money is clearly outlined in the contract that you sign and the lender didn’t make any money if you didn’t buy the house. It was a big loss for you the real estate agent in the wonder which sucks! But I wouldn’t put it all on them like she didn’t know, there was likely an issue with the taxes that caused you to fall out and it can take some time. She totally should’ve checked that prior.

You reneged on your contract so the sellers were justified in keeping your deposit. Basically.

really sorry you had to go through this. of course you've got to be on top of things and both of you were too trusting and inexperienced. but I do agree that the lender screwed up and should have realized that you were a young couple that haven't gone through this process before. maybe she/he was too inexperienced, too. or maybe just a screw-up and a bad actor. dunno. anyway, thank you for telling your story. i'm sure it will help others.

You hadn’t gone through underwriting yet

sooo sorry :(( what an annoying thing to go through!!

The difference between east coast and west coast. East, people tell you right away how they feel about you, a had to tell my wife its not coincidence, west coast people will smile in your face and talk to you even though they can't stand you. Next time don't smile when you go to the rental office 😡

You turned down the first apartment because you didn’t like the way it looked…. Newly remodeled? That’s not smart when you don’t have a place to live.

You did not close on the house. Why did you make an arrangement to move out and do all of these things before the house was for sure, yours? I am sorry, but this is both you and your partner's fault. Did you do research on the lender? At all? You did not do your research properly, and your lender sucked. This is one of your biggest purchases. You need to do your research and take this seriously. Also, did you have a realtor? A good realtor is supposed to get in contact with the lender and make things happen and this should absolutely not be a double agent or the sellers agent. You already pay for the realtors' fees during closing (well, mostly the seller does), it makes no sense not to get your own since you'll be paying for it anyway. It is recommend to NOT use the seller's agent because they are primarily working for the seller and they want to close on the house to make money. Your realtor should always have your best interests at heart. Did you interview several realtors? I have a feeling that you didn't. And did you have contingencies in the contract? One of the most common is financial. If you are unable to secure a loan, you are legally entitled to your deposit or earnest. Was this in the purchase contract...? You've done quite a few things wrong in the beginning. You did no research on a lender. When you speak to them, they are SUPPOSED to ask you for a bunch of documents, do a credit check, do employment verification, ask for 2-months of your bank accounts, ask how much you'll most likely put down as a down payment (the average seems to be 5%) etc. and then they'll give you a state letter that says that you are pre-qualified or pre-approved. If you wanted to test whether or not they actually have done their job, just ask them what your 3-credit scores came back as and you would've quickly realized that she hasn't done anything. You should have asked the lender questions and made sure that she absolutely DID run your papers. You did not do those things. That was not a good lender. Please pick up a book on buying your first home and actually read it. If you're self-employed, you should've done research on what that may look like or how that might effect your ability to buy a home. WHY DID YOU FIND SOMEONE TO TAKE OVER THE LEASE BEFORE CLOSING ON A HOUSE?! I am not trying to be mean here, but why would you do that?! That makes absolutely no sense! And the downpayment is supposed to be handed over on closing. You do give them a deposit called an earnest before closing, however.

I'm so sorry that happened to you!

Wow, I am sorry this happened. There should have been a mortgage contingency in your purchase and sales contract that should have protected your earnest money! Sounds like you had a lot of incompetent people unfortunately! As far as the apartment not being your taste, who cares, it's temporary just move in it's a roof!

Welcome to Pittsburgh.

First thing, don't be so trusting you are not in Washington state. When yinz drive up they already know you're not a local. Is there a race question on that application ? I live in California now but I'm from the burgh. I asked you about question because, you know. If your boyfriend is European American, that could be frowned upon. Not many Taco trucks in the BURGH. Don't know if that's the case or not. Be careful, oh buy a house in Homewood, no money down needed just ballistic vest.

Omg! U guys endured a lot

What a night mare!

You got screwed and scammed!!!

5:53, thank me later.

Moe life might have a point. Pgh not to big on the interracial. Yinz should've headed further east. Pgh is funny like that. Maybe you should learn Italian ?

5 min video extended to 20 min…..

Why do women tell the longest stories

Sounds like closing costs? Your realtor should have explained closing costs.