TATA AIG Medicare 3-Variant FULL REVIEW | Medicare Protect, Medicare, Medicare Premier 

Thanks for your kind words :)

Sure! We'll cover this in future videos. In the meantime, feel free to use our "understand your policy" tool - joinditto.in/term-insurance/

@@dittoinsurance thank you. Look forward to the video

⁠Robotic and other modern treatments are covered in good comprehensive policies while in some there may be certain price cappings for such procedures and for some other they might not cover them at all. Depends from policy to policy. Second part of the question- This clause is known as Zonal copay and that is dependent on the policy terms and conditions

We are waiting for the update from POC regarding the same. Hopefully yes

Which is better? Which plan i have to buy

@@shaunakbiswas3873 You can go with Tata AIG without a doubt. Ditto doesn't push Tata AIG as they're not one of their partners and they have incentive in promoting HDFC Ergo as they're one of their biggest partners. Only thing to note in Tata AIG is that NCB goes up by 50% on every claim free year and upto a max of 100% of sum insured. This NCB reduces by the same proportion when a claim is made. Also, restoration bonus has a cooling period of 45 days for related illnesses. Other than that, the plan is super good and I have got it for myself. Though 4x, 5x sum insured in Optima Secure may sound enticing, it will be a huge burden on premiums over the years. to come

@@shaunakbiswas3873 In my opinion, you can go ahead with Tata AIG.

@@shaunakbiswas3873I took TATA over HDFC because the prevention health checkup plans are too good for policy year and assurance of some of my local hospital they also said TATA has reputation for claims settlement and service