You are misleading. Pure term insurance without premiums back you can get at half the premium. If you invest the other half in SIP will get at least double the amount paid. Even bank RD will get you more than the refund of premiums
Thanks my Dear Brother For a great video on term plan I am 71 +age Can I take term plan I have Some health issues Which Plan suitable for me Please guide me Thanks 🙏🙏
bro all yt channels doing such video but nobody is going inside website and showing approx how much premium for each segment like regular term plan and TROP, you can say its easy you can try for yourself but the moment i enter my mobile number i will be bombarded with 1000s of calls so if you can take a general example show how much would be premium for like 24 year old male non smoker or any general category would be helpful to know how much would be the premium
Hi quick query / your opinion, zero cost plan comes only for the term above 65+ or above. Do you real think we need term insurance above 65 where we should be retired and no dependent at that time. So having a regular term insurance till 65 may cost significantly lower just my view point. If can reply on it that would be great
This feature is good. Is it something newly introduced or already existing in all insurance companies. Because I already have one which is regular one. Is there a way to opt-in for this ?
Never ever put your mobile number on Policy Bazar. I repeat, never ever put your mobile number on policy bazaar. They will eat your peace and happiness. Also, these RU-vidrs should tell this fact in their videos.
He lost subscribers respect. He is making videos to promote and earn money from sponsors and RU-vid. I remember he made a video three years ago, saying not to opt for a 100% refund policy. We're knows 100 % refund policy is wrost decision.
it looks like an ad for Policy Bazar and sponsored video, if yes, please do mention. Your followers trust you and such sponsored videos without disclaimer only helps to loose your followers. Also, the entire thing is misleading as mentioned by few, even if you get your premiums back, there is no interest and the present value of the money at the time of receipt of the premiums will be useless. These things you did not highlight. I am very disappointed the way you tried to ad policy bazar here.
Sahil this refund term policies have much higher premiums and less coverage, instead of this make a pure term policy and remaining amount invest in mutual fund which gives much higher returns then premium back policy
What if I already hold a regular plan? Is there a way to opt for this new featured term plan in the existing plan or should one consider opting for directly a new one?