The #1 Form Of Mortgage Fraud (Sketchy Mortgage Lenders) 😯

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#mortgage #mortgagefraud #financial
Clearly, I love doing loans! Need a mortgage or want to chat about your scenario? I am licensed in 48 states for purchase and refinances. Here is how to contact me:
1) Book a call with me: calendly.com/jennifer-beeston
2) Apply for a mortgage now at www.zerostressmortgage.com If you apply please text me your full name and email address letting me know so I can look for your app:) TEXT 707-478-0637
3) Call me 707-478-0637
TikTok @jenniferbeeston
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Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611
Branch Address: 4863 Old Redwood HWY, Suite D, Santa Rosa, CA 95403
Equal Housing Lender - For licensing, go to www.nmlsconsumeraccess.org
Top 1% in the nation 2016-2021
More Helpful Content:
Home Loan Basics: ru-vid.com/group/PLj_WNhYgLtBeXxLYqeJiwsH5kmLxQHaHB
VA Loans: ru-vid.com/group/PLj_WNhYgLtBcxYtl4zGh5s9LVZdM36-p3
Real Estate Breaking News: ru-vid.com/group/PLj_WNhYgLtBcR_21mpZXScYzQksgrpE88
Mortgage Rates/Refinancing: ru-vid.com/group/PLj_WNhYgLtBcniDUlLIuGLIYMtiwI2Raj
Mortgage and Home Buying: ru-vid.com/group/PLj_WNhYgLtBdt8AHO2HiIr2EfjT2H2WFC:
www.zerostressmortgage.com
NMLS #247743 Guaranteed Rate NMLS 2611
www.guaranteedrate.com/disclaimer.php
www.guaranteedrate.com/licensing.php
Equal Housing Lender - www.nmlsconsumeraccess.org
State License Numbers: AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MS-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, PA-247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY - 8203
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information.
All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.
Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.
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Опубликовано:

22 дек 2022

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Комментарии : 37

@happycamper4483 3 месяца назад

How come I never met this lender?. Geez 😂. I want that lender.

@RosannaMcKinley 24 дня назад

Very informative information. Thank you

@richardhowe4701 Год назад

Merry Christmas Jennifer

@JenniferBeeston Год назад

Merry Christmas, Richard!

@rosafus12 Год назад

First! Love you so much❤️

@JenniferBeeston Год назад

TY!

@jenniferlego4221 Год назад

That's insane that agents would risk their licenses and even their freedom to swipe a few bucks! Ew!

@JenniferBeeston Год назад

It boggles my mind on the daily

@halfandhalf07 Год назад

Fun Fraud Stories from Jen 🙂

@JenniferBeeston Год назад

I have so many for the new year!

@Anglynn74 Год назад

I have a sketchy lender story for you. My own mortgage company (a place where my husband actually worked at for 11 yrs), decided for a 6 month period to take every payment I sent to them (from Nov through April) and apply those payments to the wrong month(s) to the wrong year and in the wrong amt, which thus made current month appear unpaid on paper. They decided in April 2016 to refuse the next scheduled mortgage payment, then claimed I suddenly owed them over $3 grand, then when we were going back & forth on the phone with them to fix this I was served with papers that they were taking me to court to foreclose for non payment for 6 months. When we went to court ta month later they told the court it was now a TWELVE month deficiency instead of 6 months. Without going into a long story, and believe me it's a good one, I fought them in court for 5 years. The judge sided with them even though I presented to the court the checks of every payment with the bank's endorsement on the backs. Fall comes around, I get a letter stating the foreclosure sale at the courthouse on February 6th would be "postponed". February 7th comes around, I get a knock on my back door, it's a woman, she introduces her as the new owner of my house. After owning this house for 17 years I was shocked. News to me. I took my lender/bank to court for wrongful foreclosure. The judge, who happened to personally know the woman who bought my house since both she and him were from the town I lived in, decided against me. I continued to pursue the bank as we lost the house, went homeless living in hotels. Long story short they settled out of court, they didn't want to go to trial, but I was never able to get them on screwing up my home loan. They literally stole my house of 17 years, STOLE IT. Affinity Federal Credit Union of Basking Ridge, NJ stole my house. and they got away with it. I was never late, never missed a payment, ever. Their accounting screwup caused an entire family to lose their home. I lost not only the house but a lot of furniture I wasn't able to get into storage, my son lost everything in his room that we couldn't fit into storage or into our car, our credit was decimated, we were just literally sick at times over it, and went through hell bouncing from hotel to hotel, it ruined our lives. We won't be able to own much for quite a while and my husband is now retired with cancer, it also affected my ability to obtain a job or buy a car or anything since they check credit. All because someone at Affinity FCU screwed up November 2015-April 2016's payments. They definitely cashed the checks, we have proof of that, what they did with it is the issue. True story, nothing left out. I will forever hate those people and what they did to us. Learning how to live with it knowing that they got away with it has been the most difficult part.

@happycamper4483 3 месяца назад

What is the name of this lender?

@Anglynn74 3 месяца назад

@@happycamper4483 Affinity Federal Credit Union in Basking Ridge, NJ

@lrandolph1987 2 месяца назад

I’m going through this now 😢 Selene Finance LP, they took 9 payments misapplication reversed them and put them somewhere, only been with them since December it’s now May and they trying to foreclose

@uglystickful Год назад

Things are getting worse by the day, thanks for the info. Continue to let everyone know about you thats in the market for a home.

@JenniferBeeston Год назад

Always!

@lacysisk5271 Год назад

Hello, I just happened to come across your channel. I believe and have believed we were being done very wrong in our home buying process. I even refused to go with my husband to closing. He closed in July 2021, and we did a usda rural loan in goergia. Who can I contact to address these issues about how I feel we were taken advantage of since they knew we were first-time home buyers. We live in a small town, so our only mortgage attorney, I believe, is the one that our lender made us use. Thanks in advance, and thank you for the informational videos.

@JenniferBeeston Год назад

I would call USDA directly. Google usda eligibility home loan and the USDA site should come up and they should have a number. I hope that helps.

@walter4181 Год назад

Hi Jen great content. I’m trying to decide if I really want to go into this field, been in sales all of my life. The most fun I’ve had was selling cars at Carmax because I helped them get the financing done. That’s what appeals to me about mortgage lending. Anyway just wondering if you had a video to help you get a feel if this is the right businesses move. Thanks again for the great content

@JenniferBeeston Год назад

Thankyou! I do have a video on that. ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-khz2WPHHN7c.html

@rainiervicencio7660 Год назад

Can you go over what would happen if you use your credit card or apply for new credit while in escrow or closing?

@JenniferBeeston Год назад

It depends on your unique situation. If your debt to income is low and you have high credit is a paperwork headache but not a real issue. If your debt to income is high or credit low it could throw you into a decline. Best not to do it

@russlea6383 Год назад

The 2007 fiasco was supposed to be a lesson on what not to do.

@JenniferBeeston Год назад

You would think but criminals be plotting

@stevenap4594 Год назад

Hey remember when you told us home prices weren’t going to go down lol

@JenniferBeeston Год назад

Not sure where you are in the country but we have not seen prices drop . We just saw them stop going up in most of the country.

@user-xj3ck5oy2x 26 дней назад

Fl major price drops, 8 months of inventory and houses not selling!

@llg1348 10 месяцев назад

My mortgage lender created 2 loan applications with 2 different purchase prices, although purchase price was always only 1 price. There is an electronic signature on one of the applications and the other contains my prewritten signature from the signature verification company. I never filled out a loan application. All the information listed on both the applications is fraudulent, everything! Although, I've reported it to everyone, no one cares! My mortgage servicer has both copies, that's how I found out there was two. Aren't mortgage servicers mandated reporters? My servicer informed me in response to my, "Notice Of Error" they don't care and the fraud does not affect my servicer? By the way, the lender at 18-months "after closing" also created new closing disclosures and provided them as originals... also something no one cared about and told that this does not affect my mortgage servicing? Is this true does the servicer have a responsibility to report? Are they mandated reporters? What are my options if my loan is fraudulent? ❤

@JenniferBeeston 10 месяцев назад

2 places to reach out to www.consumerfinance.gov/complaint/ and here www.justice.gov/archives/fraudtaskforce/report-fraud#:~:text=If%20you%20are%20the%20victim%20of%20mortgage%20fraud%2C%20you,report%20it%20to%20the%20FBI.&text=If%20you%20have%20experienced%20discrimination,Fair%20Housing%20and%20Equal%20Opportunity.

@llg1348 10 месяцев назад

Thank you so much for taking the time to send me this information. It is greatly appreciated.

@alexfite2574 Год назад

Any idea why I would have 3 earnest money contracts and why the lender said I had gift deeds I didn’t have

@JenniferBeeston Год назад

That seems odd.

@creative.closer Год назад

How can I get ahold of you jennifer. I need a VA lender I am a real first time home buying and don't want to get fraud and I trust you being a veteran subscriber

@JenniferBeeston Год назад

I would love to help 707-478-0637

@creative.closer Год назад

@JenniferBeeston Hey Jen! Thanks for replying to my comment on the busiest day of the whole year! Hey, after I made that comment, I finished the video and did exactly what you said. I have a phone appointment on Tuesday at 3 p.m.