Just picked up the Venture X and pumped to put the Travel Credit in action. Absolutely love the Bilt Card & the travel upside it provides, and tough to beat access to the Chase ecosystem through the CSP. Great video Chase!
Nobody ever talks up the 3% “entertainment” on the Savor. Wonder why? Covers you for movies, sports, amusement parks, concert tickets, ticketmaster charges and more. I live in LA and get a lot of use out of that category. Which of these cards is gonna cover gas for you? You’re getting at best 2x on the VX, unless it’s a FF quarterly category.
I'd love to get the Savor One to compliment my Venture X just from being able to get a lot of points from Disney and Universal vacations...unfortunately, I can't ever seem to get approved for the Excellent Credit version with the SUB, only the Good Credit version according to their preapproval tool. I'm not sure I want to stop Churning to waste a card slot for the Savor One for right now if they aren't even going to offer me a bonus.
Question. Why savor one for dining when your CSP has an effective 3.1% return? You also mentioned that chase points > c1 miles. So it’s a double-win for chase in that regard. I think groceries+entertainment for savor one and dining+travel expenses for CSP unless 5% boosted by FF. Thoughts?
I’m new to the credit card game and based on my research this was the exact daily driver setup I came up with. It was nice hearing you reaffirm what I consider a great all around setup. I’m going to add a few chase ink business cards, use the Ink Cash for GCs occasionally then reevaluate a year from now by looking at my travel habits. If I’m traveling more domestic and struggling to maintain a 1.5cpp I’m going to upgrade to the CSR and lock in a simple 1.5 cpp floor for my domestic travel with the portal multiplier. Obviously this will increase my EAF, but for an extra ~$200 and even better travel protection I think it’s easily justified
Ayyye just posted the same card list everyone needs for 2024! Great minds think alike 😂 although like you mentioned my flex spot was a hotel keeper card instead of the bilt card. Bilt is great for renters, but since that isn’t useful for everyone I opted to highlight hotel cards. Also that new lighting 👀🔥
I currently have the Venture X, and it is my favorite card! I believe it is the best travel card in the game right now. I hope to soon pair the Savor One card with it. That will be a great duo that will cover so many categories. I may like Chase points more, but Captial One cards earn better.
whoa baller alert! 🚨 I actually just got my Venture X in the mail today and im planning on upgrading to the CSR later this year. Im stoked that you can use the lounge at Denver. It looks so nice 👏🏽
Vacasa's also a really decent program too! Imo the best way to use Wyndham Points, and I expect to get a lot of those soon with the Wyndham Business Earner.
First time commenting! Nice video! I actually just got the VX yesterday and am super excited! I was debating if I wanted to upgrade my CSP, especially I'm in NYC, but ended up doing VX since I only fly a few times a year. Plus I have my Savor! I'd like to try the duo and see how they work.
Welcome to the comment section! 🙏🏽thank you very much. congratulations o the Venture x 🥳 the Capital One Duo is solid. I actually just got approved for my VX on Tuesday. I should've waited one more day to match you
If your not a frequent flyer and aren’t looking for the lounge access the The Venture card is a good alternative to the Venture X and the annual fee is $95
You listed benefits that will be expiring on other cards, but Hertz President Status for the VX ends at the end of this year. Other than that, I think this is the setup I’m aiming for! 3/5 completed
Cash back cards are a great place to start. Like Chase Freedom Unlimited, Chase Freedom Flex, Discover It, Capital One Savor One, Citi Double Cash, Wells Fargo Active Cash, Fidelity Rewards Visa, just to name a few to look at.
depends on what your goals are for credit cards right now. The cards in this video will complement the freedom unlimited (except maybe the Venture X which would replace it) For example, if you want a dining card then adding the Savor one would help you capture more points than just the CFU.
I can't speak to if the benefits will be the same or similar in a year from now since credit cards are constantly changing. However a credit score of 710 is good enough to get accepted for all of these cards. If you currently have your own credit card, then you should have a high acceptance rate assuming all other factors are solid. If you are only an authorized user then Chase might not accept you. They tend to favor users with a prior credit history.
I don't advise keeping a balance on your credit cards and racking up interest. However there are a few cards with into limited time 0% APR offers such as Citi Custom Cash, Chase Freedom Flex, Chase Freedom Unlimited, and Discover it
I love my Venture X tbh. As long as I’m able to get that annual travel credit and anniversary point bonus, I’ll be a happy camper. The Bilt Mastercard is my favorite credit card on this list. Crazy that I have just about all of these credit cards on your list 😃. Great video Chase!
Agreed. I hope they dont touch this card anymore. They already removed the Priority pass restaurant benefit and are gonna remove the Hertz President's Circle status.
