The 8 WORST purchases I made in my 20s | things I regret buying

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In today's video I'm roasting all my worst purchases and dumbest things I spent money on in my 20s. Consider these money mistakes to avoid! There were many more so let me know if you want a part 2!
#worstpurchases #moneymistakes #moneyhabits
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ABOUT ME:🌿
I'm Christina, friendly neighbourhood human on the internet slash pharmacist. You may have previously known me as Style Apotheca. I'm living in Toronto, Canada and on my channel you'll find me on my journey towards minimalism, being content with less, recovery from a shopping addiction, and my journey towards financial freedom from over $120,000 in student loan debt. Thank you SO much for watching and taking the time out of your day to support my channel. A little thumb always helps support me!

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Опубликовано:

25 фев 2023

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Комментарии : 229

@Christinamychas Год назад

What were some of the biggest wastes of money in your youth? Lol

@basil33 Год назад

College lol I’m only half kidding

@angelebzl6396 Год назад

my wedding dress by farrr. it was a small wedding and I only wore it once but u know you try it for fun in the boutique and then you dont want to take it of... omg so much money. ngl thinking of trim it to wear it again

@JehanineMelmoth Год назад

Cigarettes!

@byjenna Год назад

A Tiffany's Heart Toggle Necklace-it was ~$400 and I barely had any money and it didn't suit me at all haha. But I was obsessed with it at the time. If only I'd kept it to sell now, looks like the price has doubled!

@myriambahri7320 Год назад

Very dressed outfits for "special occasions"

@carolinah6472 Год назад

Every single thing that I bought for my fantasy self: a camera for $600, a longboard for like $200, clothes, make up etc etc. I wished that I realised that the person I was, was ok.

@Katherine_xs 7 месяцев назад

I also bought a camera for 600$ but sold it for 750$

@4llowyourdream Год назад

1. Clothing hauls 2. Sephora sale hauls 3. Vacations on loans 4. YSL jacket 5. Drunken generosity 6. Entire skin care/makeup lines 7. U2 Fanclub Subscription 8. Tattoos.

@user-gt6to6bm5t Год назад

ty man took me froever to get an answer and i skipped around so much

@ninjal7588 Год назад

Thanks, literally nothing applicable to me, you saved me many minutes of my life!

@ledaooa Год назад

My worst purchases was regular ordered / TAKE OUT FOOD 😭 To a point where I ordered food 2 times per day! I justified this behavior with the fact that I couldn't cook so well. I'm glad I fixed this because it was hella expensive! Now I rather spend the money to go to a nice restaurant once in a while.

@Kamea161 Год назад

Through the entire video I was like: “But she is still in her 20s, what is she talking about?” And when in the end you said that you are 36, my jaw dropped!!! Girl you look so young and beautiful! We need that drugstore skincare routine 😂🔥

@KourtnieMarie Год назад

The dopamine rush you get from buying things is so strong and difficult to give up!

@ignazs.5816 Год назад

Completely true!

@rog5184 Год назад

Relatable, buying designer was important to me in my 20's for some reason, what's left is just sitting there, unworn, and it can burn for all I care, my kids tell me to sell it and they can if they want to. now in my 40's I love my secondhand stuff so much more and I feel more "me" than ever.

@ValerieAdah Год назад

This was literally my life from 18-23, I'm in debt and working my way out, I got in debt by doing clothing hauls (fast fashion), sephora and travel, it literally felt like I was watching myself while listening to this, this is why I'm subscribed to you, you've made it out and makes me feel like I can do the same 😭💕

@machupikachu8349 Год назад

High end makeup for sure was my worst purchases. I thought I had to have a “collection” just to use it as “decor” in those clear maekeup cubes when I only used makeup for a few years. 😂

@StyleChatter Год назад

Literally my life as well. Wasted so much of both my own and borrowed money on clothing and makeup that are not even in my possession anymore because they ripped, went bad, or were donated. The truth is, even if you grow up middle class, if your family or school don’t explicitly teach you money management skills, you struggle even if you make a good income. Trying to dig myself out of the hole now. Thanks for your honesty in this video! ❤️

@thelostlolli91 Год назад

I was actually quite frugal as a young adult and I was so into my studies that I spent money pretty much only on books and necessities. My problem started in my late 20s when my Mom passed away and I got two new jobs. I started buying more and more clothes, homeware, skincare, just to feel better. Unfortunately I have not solved my problem of overspending yet, that's why I am glad to have discovered your channel so full of useful tips

@user-hb5cp3nm1u Год назад

i'm so sorry for your loss

@happybean9483 11 месяцев назад

Thank you for sharing your story :( am keeping you in prayer, know that Jesus loves you and is with you even in this season of mourning 💗

@ElianaRosalind Год назад

I love you for videos like these, the ones that go into more depth about the good & the bad, keeping ourselves accountable while cutting ourselves some slack & learning from experiences. As a 23 yr old who discovered you last summer I'm a fan, while taking notes. Sending love from Romania, stay safe everyone 🤍

@diana.324 Год назад

hello fellow Romanian 👋🏻

@brittanym7335 Год назад

Just found this video, it was super helpful. I currently have 2-3 tabs open for items I didn’t need and closed them. The mentality that more would equal happiness when I already have things that suffice at home is so silly. Thanks for your authenticity!

@missfizz2386 Год назад

Well done paying off 120k! That is quite the accomplishment. It's awesome to see the financial turn around from the young money mistakes to being finacially responsible. My spending was on clothing, makeup and skincare. The only item I still own from that time is a pair of Frye boots, and those were a purchase I had planned for months whereas everything else was impulsive. So much of my money was squandered but thankfully I have learned and grown. Thanks for this video.

@Linda-hj5tv Год назад

Hmmmmm, my worst purchases in my 20’s were marriage licenses!!! We are seriously drawn to the fantasies and you are truly ahead of the game in your 30’s! I hope this video gains a lot of traction. Timeless advice❤️

@AlexLouiseWest Год назад

Brilliant comment. I hope life is better for you now.

@melindaferreira9879 Год назад

❤️

@kathrynp7595 Год назад

I was the same way with Tattoos in my 20’s, now I am 58 and they look ridiculous, paying a lot of money now to have them removed and it is very painful 😩

@lucydeboxer2565 Год назад

Good for you and what a good message for others. Thank you.

@thisgirl5918 Год назад

Please don’t be mean to yourself about it ❤

@Goat.Cheese Год назад

Mistakes happen! We live and learn ❤️

@gabyyaby.9928 Год назад

Why dont you like yours tattoos? They looked good at times..

@katharinakammerer7803 Год назад

I also spent thousands (particularly when I was 21) on clothes and make-up that I didn’t really use as they were fast fashion or over-consumption, also alcoholic beverages, I wish I was smarter with money and got more longer lasting casual and natural stuff. It’s so hard as a girl to not buy stuff that claims to make you look better… there’s so much pressure…

@makailasumpmanhouser2067 Год назад

I just turned 20 in January, and your advice and mentality will help me be so ahead of the game. I am definitely not perfect, but I am grateful for what you have taught me! I love videos like this ☺

@serenityvjjj Год назад

subscribed the second you brought up "buying happiness". overconsumption is just shoved down young girls' throats and can't be stressed enough.

@lisarojas7794 Год назад

I started the shopaholic path on my thirties (a little later than the majority here) but nonetheless, so much wasted money that I now feel so guilty. I have spent money on labeled items that are so uncomfortable and a misfit that now I look back and regret almost all those purchases with only a few exceptions. I beg everyone reading this comment to think twice if you need the item and also to do research on the item (s) you want and make sure you intend to keep it for a long time. Thank you to this channel I have been able to realize my problem and found the solution. Thank you Christina for being transparent and kind enough to share your journey with those of us that need to hear it!

@mnop1774 Год назад

I'm in my 50s but my daughter is in her 20s (and fortunately she seems very fiscally responsible) and I just enjoy hearing your story and how you overcame your shopping habit and debt. It's inspirational and although I don't struggle with it myself, it's applicable to so many areas of life. I love shopping--makeup, fashion, all of it and I can completely understand how it can get out of control. Thank you for sharing your experience.

@autumnzellers3855 Год назад

Thank you so much for this video. I can definitely relate to the clothing and makeup hauls. There’s so much I’ve been decluttering and I’m like, “why did I buy another red lipstick when I already have 10?” No lie lol. I feel like 2023 is the first time in awhile I’m gaining perspective and setting boundaries for myself and spending. I save money, but have been known to splurge, or have that same mindset, “what’s another x amount of dollars on top of the debt I already have.” I really want to change this mindset and be more money efficient. I truly appreciate your transparency and honesty about money.

@kimberlyberlin4999 Год назад

Love watching your channel for videos just like this one. You are so transparent. We make lots of mistakes when we're young lol. One of mine was buying incredibly expensive concert tickets when I didn't have any savings to fall back on and most of them were to see U2. Luckily we've grown out of our wasteful habits, some people are still wasting money in their 60s.

@Christinamychas Год назад

I will say, no regrets on any U2 show haha - experiences over things for sure

@ginja1109 Год назад

I just want to say that your videos are absolutely relatable and its so refreshing. You have this fantastic way of being really real and honest and upfront and dont make anyone feel bad if they have been in this same boat. I was inspired by one of your last videos to do a no-buy / low buy March. Its day 1 and I am feeling so pumped for this challenge. Thank you!

@ledayoga Год назад

This is very relatable! Thanks for opening up and talking so candidly about this. I think we've all been there but are just too embarrassed to admit it.

@lucydeboxer2565 Год назад

What a WONDERFUL message...thank you for your courage in sharing a dose of reality we can all use!

@annieannie Год назад

I completely relate to ALL of these things. I'm a 40 year old optometrist and you hit the nail for me on every single one of these points. Fantastic video, I love your channel!

@jujube0410 Год назад

Please share your Drugstore routine products list with us! We like good bargains and effective skincare😅

@Christinamychas Год назад

You got it! It’s been on my to do list for a while haha

@sister-kira Год назад

For me it was for sure tattoos and piercings, and honestly too much vintage shopping having the mindset that it's so cheap why not. Also, that warm beige blazer you're wearing is really flattering!

@cjack-caldeira3363 Год назад

So honest and so relatable! Definitely makes us think. I think purchasing a luxury vehicle that I didn’t plan for and ate up a lot of my monthly income is one thing I’d like to pause and consider if it is was worth it… and as it ages will cost me in repairs/ maintenance.

@camillejanin4850 Год назад

Thank you for being so honest Christina. I am currently struggling to get out of my own shopping addiction and this helps! One good thing I found: when I am obsessed with something, I try thrifting it or an equivalent. Works except for the latest miu miu bags, lol!

@anaidchrietzberg812 Год назад

It took me so long to understand the value of the dollar and what financial independence should look like. Entire paychecks seemed to dissolve so fast and I couldn’t ever point to anything that made truly happy. I’m so glad there are YT channels out there like these where it’s okay to say we make mistakes but we gotta learn from them and keep trying! ❤❤❤

@missfl0werstar Год назад

I love you, Christina and I'm telling my husband he had better to too. 😁 I'm still a shopaholic at heart but we're building a family AND our forever home so I've had to come clean to be able to participate in our family finances the way I should. Your videos make so much sense to me and have helped me nurture that minimalist mindset I know my husband has by nature. It doesn't come naturally to me but videos like yours keep reminding me why I'm doing this. Even though I love excess, I hate being a slave to anyone or anything and I know my shopping habits made me a slave to consumerism in the past. Thank you so much for all you do, you're a true gem.

@eneidaesser566 Год назад

I am struggling with my shopping addiction now. I listen to your videos and get inspired but then watch other bloggers and impulsively buy stuff. It just never ends!

@greatful1512 Год назад

As always, thank you for your honesty ❤️

@AlyssaBeltempo Год назад

Always love your honesty in these videos Christina!! Sharing your story is so helpful !❤🫶

@mmoto22 Год назад

Thanks for this thorough and honest video! I appreciate the perspective with which you offer your experience - opportunities for learning rather than fuel for self blame/shaming. My biggest financial regret is spending thousands on fancy online courses I never fully completed, marketed as "the key to self improvement." I wish I hadn't fallen into thinking I needed these things to improve myself or my situation.

@user-md6ec7wp4m Год назад

Thank you for this video! Really love the honesty and sharing your story has been such a a strong reminder for my money spending and also to think why. I think I am more forgiving of my younger self than I am now in my 30's, I feel like I should know better now! I get massive guilt trips from bigger purchases. We budget but sometimes my control slips. Just learnt finance lessons later in life than I would have liked and needing to correct now. My spending is definitely insecurity related - I moved countries and feel like my clothing/ style is not good enough here. Also a big difference in weather/ temperatures doen't help! Would love to know more about the skin challenges you had. I also have problems. Still a skincare purist currently and not sure what to do, as I have very sensitive skin and eczema, but it's a big expense!

@danamatsukawa4762 Год назад

My spending never happened in such large chunks. Listening to your spending history makes me sad and helps me look deeper at my own. Even with small amounts, over consumption still leaves one with a bunch of junk you don't need or want after the urge passes. I am not talking about trying to reach perfection, just that waste is waste. Shopping is not fulfilling.

@Christinamychas Год назад

No need to be sad - its a lesson learned ❤️

@tarynwilloughby-williams5948 Год назад

Absolutely feel the same way! but it’s a good lesson for going forward and not doing the same thing

@meep9683 Год назад

YES! I am turning 29 this year and I all of a sudden lost a lot of interest in purchasing in general. Back in the days it was always tons of makeup purchase and never get even close to finishing any of them😂

@Zamazizi Год назад

I appreciate the openness about your choices. 20s are a difficult time.

@h-starlight Год назад

Thanks for this, you are shining a spotlight on my spending habits and encouraging me to try harder to be more mindful in my purchasing decisions. My desire for a simple aesthetic in my home has led me into the everything from one skincare brand trap also - fortunately my current choice is an affordable brand! Please do part 2. x

@myname7303 Год назад

It take a lot of courage and self growth to admit all of this Christina👏🏻👏🏻👏🏻

@IGB-888 Год назад

Appreciate the honesty and openness ❤ soooo relatable.

@majussel Год назад

What an inspiring video Christina, thank you 😍😍 I thought it could be amazing to do a “look at my old style photos” video, I loved the one you included here. Your journey is a really big inspiration for me, lots of love ❤️

@essentiallyann2650 Год назад

I really enjoyed this trip down memory lane and can relate to a few, LOLOL. I've never been in debt but I do have a high income that I used to spend within about 2 weeks of getting paid. My worst was, probably around 25 pairs of designer 10cm heels. I was "the doctor who resuscitates neonates in stilettos 🙈". I had my own first child and stopped....but I still do a bit of a line in designer shoes and mid-range designer ready to wear, must stop 😂. At least now I have savings, emergency funds and a pension plan! U2 for the win, by the way, but fortunately I am not the fan club or tattoo variety 😂.

@irock550 Год назад

Your diction throughout the video is so real and I really appreciate that. I really needed to hear this.

@lana2.0 Год назад

Really love your videos, I used to be a shopaholic as well and was in debt. Now I’m a minimalist and way more intentional with where my money goes.

@yankee2666 Год назад

“How I’ve been a Horse’s Ass” is the title of a journal that has us take a look at the times that we haven’t been up to par. It doesn’t ask us to beat ourselves up, but just something to keep ourselves and our egos in balance. This is the fourth journal I use by this author. His approach is nicely set up in the journal’s intro.

@Deadwrongallalong Год назад

Thank you for this! I’ve been feeling super spendy lately and this kinda helped. Thankfully I don’t have any significant debt, but I definitely have shopaholic tendencies like you described. The degree to which I experience it has changed a lot over time too.. In my teens it was really bad, when I was in university I was unemployed the entire time including summers, it got bad-ish again once I started making money, then it got better, then I got super into lululemon when Covid started. And now I’m 30 and still trying to balance “I want everything” with being realistic and still buying things without going overboard.

@AngelTrazo Год назад

I can definitely relate to makeup and clothing hauls. Especially upgrading to Aritzia once I was making a paycheck! I’m much better at impulse buying now but I was REALLY bad in the past, so the bar was in hell hahaha

@jennalanglais8948 Год назад

I loved this video! Definitely relatable for many of us 😬 I remember I racked up a bunch of debt on an Express store credit card (my favorite place to shop for “going out” clothes) in my early 20’s. Then would go out with friends to clubs and bars where I would spend even more money I didn’t have 🤦🏼‍♀️

@victoriaking1042 Год назад

Hey Christina, I really enjoy your videos and your perspective on intentionality! But I’m glad you went on that class trip to Mexico, I bet you had a great time, that’s a very understandable splurge I reckon 😉

@erikaroldan4889 Год назад

i resonate with this video so much. 😅 thanks for great content as always!!

@lciflife6213 Год назад

I can totally relate. Was an impulse buyer with credit card debt in my 20s too. So happy I got rid of that bad habit. 🙌🏻

@ariannali9 Год назад

Thank you so much for this! I loved hearing your perspective on this. :)

@brunaramalhogalamba4884 Год назад

I'm 26, yet I know my worst two purchases of my life so far: my driver's license and my first master's degree. Totally not worth the money, the time, and my mental health. Living and learning... 😂

@veronikalukacs337 Год назад

This video is real as hell and I love it.

@beld.3408 Год назад

Hi, Christina! Love your videos! Could you make a more in depth video about your makeup acne breakout?? I had a similar experience and suffered a lot for about 6 months before realizing that I just had to stop using almost ALL of the products I had (skin care and make up)... what a waste of money 🤦‍♀️

@Christinamychas Год назад

Absolutely!!

@melou5939 Год назад

I am from France so I thankfully don't have student loan but I can relate with things you said. When I was young I didn't have pocket money (I don't know if you say that in english) and was very frustrated not to be able to buy things and have nice clothes like my friends. So when I had my first job it was like heaven being able to buy (almost) everything I wanted. At the beginning I told myself "I will enjoy my money for 2-3 months and then I will save money". This "2-3 months" thing lasted for 4 years ! (I lived at my parent's house so I didn't have a rent to pay). I don't know if you have this in America but I got a Sephora gold card (when you buy for at least 1500 $ a year). And the fact is I spent the same amount at MAC cosmetics. And this is without counting everything I spent on clothes and other stuff. And for at least 3 years I saved nothing. My bank account was always empty at the end of the month. I was "Buy first, regret after". Oh and I didn't mention that the makeup I bought... Was just influenced by makeup gurus, I bought everything and anything, eyeshadow in every color possible, blushes that were way too dark/pink for me... etc. etc. Never used most of my collection, and finally I had to throw everything because it expired. So my worst purchases in my 20's were definitely makeup. Today I am still struggling with saving money but I try to think before buying (not always very efficiently). I feel like a buying boulimic sometimes (I used my savings to buy 1500 $ worth of skincare during my trip to Korea last year 😖)

@claireneeson5246 Год назад

I love your honesty, it's good to know that other people are as daft as I am at times when it comes to shopping. A recent bad purchase of mine was ab Anastasia Beverly Hills Eye palette which was clearly designed for a warm-toned person but one of my favourite You Tubers loved it so bozo here paid £48 for it. I used it for about a month then gave it away to a chum. Thankfully I learned from that experience. And I should know better being in my 50s!

@mandybailey6206 Год назад

I love and admire your honesty. I can totally relate.

@ms.schnapp7415 Год назад

Can totally relate! I regret impulse shopping for clothes, shoes, accessories, decor, travel souvenirs, and everything else really, mostly low price and poor quality. BUT will give myself slack because shopping then was all done in person and it was more inconvenient to return stuff or delay gratification and have to go to the stores again. Glad times have changed.

@patriciaarodriguez6641 Год назад

Great video! Thinking back to my 20s, it’s a mixed bag as I was pretty minimalist before that was a thing and paid off my students loans first thing after getting hired full time but…I also spent too much on cheap clothes and going out drinking especially which was a bad choice on many levels. Ahh, our 20s, such a nice time to be foolish.

@elena_a-2023 Год назад

This was a good one. I am going to send it to my daughter (she is 26 y) because you describe a lot of her bad habits. Thanks for this video.

@viktoriareissler4021 Год назад

One of the best and honest videos you made so far 👏

@AlexLouiseWest Год назад

I agree.

@judithbrighton3040 Год назад

Compliments on your current makeup game! Looking very good!

@pomeline Год назад

Thank you for being so honest. Financial literacy is something I really want to improve in my 30s and this video is inspiring. Anyone can change their financial habits 😊 Out of curiosity, what are the 3-4 drugstore skincare products you use now? I’m still on the hunt for my favourites.

@violettaturtles5043 10 месяцев назад

Thank you for your honesty.

@maryana44s Год назад

Fantastic video!

@rowirave_ Год назад

thanks for this video, i now know i want to have a minimalist wardrobe, and just the right amount of skincare and makeup and use my money to invest my money in my knowledge or have speacial moments like eating out or visiting places.

@Iris-gy2mi Год назад

Omg I'm a die hard U2 fan as well! Their 360 tour was one of the best concerts I've ever been to. I actually skipped physical therapy school to go to their concert and go apple picking the next day. No regrets here! 🙂

@LaFraiseSews Год назад

I love the big tattoo on your back. Well, I've never seen it really well, but every time we get a peak, I think it's super cool

@missphantomhive2796 Год назад

This video was a good reality check!

@hopemakesvideos Год назад

I’d love to see your simple skincare routine !

@laurielansue4131 Год назад

Thank you for sharing! This makes you so relatable and easy to take advice from. For what it's worth, I do like your "cringe" tattoos 😀

@BlueysPlans Год назад

I'd love to see you do a skincare routine video with your drugstore stuff 😊

@xxcnd83xx Год назад

Thanks for sharing your story with us. I'm turning 40 this year and I'm still an emotional shopper. I will buy almost nothing for months but when something goes wrong in my life, I'll turn to shopping to cheer me up and distract me, and when I start, I can't stop, I'm like I've already spend money so what's a little more? I've just spent 500 euros, in 2 days, on just 2 hair tools 😥I'm not a high earner, that's a lot of money for me, but for some reason these last couple of weeks I've been obsessed with hair, and having nice looking hair. I know it just a way to distract me from my problems but I really need to find a better coping mechanism.

@alejandraavila8984 Год назад

Thank you for sharing! ♥️

@kat_thefruitbat Год назад

Fellow millennial with a song lyric tattoo right here (Cyndi Lauper) !! 🙋🏻‍♀️😂 It’s kind and zealous of you to always be so open and honest about your experiences, with the goal of helping/informing others! 😊 Love and appreciate you and your videos! 🤗❤️

@goldengrace2833 Год назад

I have to admit buying a motorcycle with student loans during undergrad. And living like a queen. But the real money, graduate school loans that I have to start paying back once my internship is over, enabled me to be a stay at home mom, so, money well spent! I just hope I can buckle down and pay it back quickly like you.

@emilytahni3139 Год назад

Would you do a simple skincare routine video for us? Currently on the same journey. Thank you!

@timtamtums Год назад

I wish I saw these videos when I was younger. Heck, I wish they existed! I was definitely raised in the RU-vid Haul era where buying was cool 🥲

@2333766 Год назад

I am in my late 40s and have spent quite a lot on clothings in the past years. Am trying to sell most of it. It takes time and effort but could recover some money. I was frugal in my mid 20s then was down with a sickness. My mentality changed and thought life is short, should pamper myself. That’s how the spendings started.

@njeri__ Год назад

New to this page ....love your content

@ccyoutube8793 Год назад

I like your honesty right now my money wasting weakness is handbags and I have alot!!!

@belle_nm Год назад

these are really good tips.

@tataandre8907 Год назад

Oh so many mistakes I ve made with wasting my money, no one in my family really was finance-educated so I didn't have a good example how to spend my money. I rememeber I bought a lot of chanel cosmetics to feel special like I was worth it.. I never had a thought to save a penny. And I rememeber complementing you on that SL jacket a while ago cuz I missed the same one on a secondhand platform and kinda regretted it :) And now i see this jacket and feel nothing towards it))) it was just a fling )))

@primroseplants Год назад

Honestly... my biggest financial blunder was getting a dog before I could afford it. She's 60lbs and costs a LOT to feed and requires all the expensive shots/preventative care I didn't account for. I love her so much, but if i could do it all over again I'd wait and adopt when I made enough money!! 🐶

@smolseal Год назад

I’m in my 20s and well-aware of my unstoppable impulse buying habit. I have SO MANY hobbies. If I’m not buying stuff from the hobby A, I’m buying things for hobby B. And I NEED to stop so bad. I’m not to the point to be in debt yet, but that’s just because I don’t own a credit card, thank god Thank you so much for the video

@Christinamychas Год назад

You got this! The key was spending more time DOING the hobby (in my case getting dressed, organizing, mending, etc) rather than spending time (and money!) on how to add more to the hobby. ❤️

@QuailosSie Год назад

I was too poor in my 20's to buy anything. So that helped keep my spending in check 😂

@mansoor3159 Год назад

Thank you so so so much Christina for this video because its truly truly helpful to me in my life you are my inspiration and I wish you reach 200K Subscribers very very soon!💞💫☺️

@Sabergurl19 Год назад

This really spoke to me 😅😅😅

@cherieroatz4233 Год назад

I regret racking up CC debt to pay for holidays. I learned my lesson on one trip, saw the light and have never done it since!

@kiwanyvillarin5017 Год назад

Drunk long brunch that would turn into HO000URSSS is one of my biggest mistakes back in my 20's. Tattoos as well. Thank you for this because I love the honesty and it helps a lot! ❤

@gluch2104 Год назад

So here is a question that perhaps you could address in a future video. What do you think is the reason you did this? I was similar to you in my 20's without the access to a lot of credit so my debt was not that high, however I put a lot of blame on my parents. I will clarify...I think they did the best they could, but I really wish they had taught me anything about how to manage money. And we certainly weren't taught in school (I also live in the GTA). Thank you for spreading the positive messages you share every week!

@Christinamychas Год назад

I wish it was that simple to pinpoint what - I think all trauma and invisible money scripts - therapy is helping me unpack this

@musingsofamuslimah2018 Год назад

@@Christinamychas it all made sense to me when I found out in my 40s that i had ADHD (Inattentive type) . I was an Academic high achiever so it was never picked up in school. But that constant need for shiny new things was my brain searching for that dopamine hit and my lack of impulse control was all part of the ADHD profile. The more i learn about WHY i acted the way i did, i am slowly but surely digging myself out of that hole by consuming content like this and getting inspiration online from fellow ADHDers. I thank you from the bottom of my heart for the part you play in my journey ❤

@RachelHeartsBenefit Год назад

Currently in my 20’s and I can definitely relate! I’m not typically an impulsive person so my worst purchases were probably the very impulsive ones! One huge mistake I made last year was putting a down payment on an experience trip to Europe without fully having worked out the kinks and read the fine print. Turns out the company was very disorganized and they double booked me but wouldn’t refund me. They said they could only give me credit towards a next experience. Lost $900 that way 😖 trying to figure out if I can take them to court on it since it was their fault but also just telling people to beware of the company altogether

@HRwoeking Год назад

I got to the time i wanted to buy a house and all my habits changed. At 23 I deleted social media & basically stopped buying. I concentrated really hard on pieces I wanted and I ALWAYS leave it in the basket for at least a week before i decide to buy or not. I also stopped eating out or going to bars. (Regularly) and that helped. I spent the last two weeks deciding if I wanted this really cool linen to make a wrap dress (because also learning to sew made me appreciate my clothes a lot more and I wear those pieces all the time).

@aisha.m Год назад

I relate to this. All of my lifestyle changed once I started thinking seriously about saving for a master’s, a deposit and getting onto the property ladder as a first time buyer. Heavily evaluated my financial spending in my early twenties. Started to view clothing as an investment piece that would last, rather than following the latest trend. Repair any damaged clothing and only buy to replace an item. Over time, it’s become cohesive and Decided to use the same phone for years until it died. Bought a second hand Samsung from a work colleague last year who was selling it cheap. Held onto my first car and it’s getting old now, still drives fine and gets me from A to B with no issue, but at least I’m not paying a heavy amount each month on finance. All the little savings add up. I studied for my master’s without a loan. I’ve been able to travel in between and see new cities. When the pandemic hit, the house prices went sky high here which priced me out at the time. I’ve continued to live minimally and feel so much better for it now. I’m 29 this month and honestly, feel so proud that I have enough savings at the bank to get a mortgage. I do have a 45k undergrad loan and each month I’m chipping away at the figure and paying it off slowly. Learning how to manage finances is a real skill. I believe all of the smaller sacrifices will be worth it in the long run.

@HRwoeking Год назад

@@aisha.m deffo agree with everything you said! (I also noticed the pandemic housing price increase. I’ve seen a lot of people choosing to improve/ extend their current homes, rather than buying a bigger home) Also funny tidbit- I’ve been using my sisters cast-off phones for the last ten years! She loves a new phone. . . To me, less important as long as it still does what I need it to! Currently using an iPhone 13 and there is NOTHING wrong with it! Will be with it in the end! Trust!

@rachelpieters784 Год назад

It was definitely dumb to waste my student loans on random shopping sprees. It took me so many years to pay those off. I also recently leased a brand new car, when I'd always financed 3 or 4 year old cars in the past. One of the dumbest things I've ever done on an absolute whim. When I'm done paying for it, I still have to find money to purchase a car. So ridiculous!

@tammyjones6779 Год назад

Love you. I am same here as well. But I have close and clean up my messy. But I do still have a moment.

@rebekahshoop2949 Год назад

As a parent I am glad you have addressed this because young people will NEVER listen to their parents re: lifestyle/spending/saving etc. The more I tried to guide or give advice to my daughter, the more she rejected everything I said until finally I just decided to role model as best I can and leave it at that. Sadly, we often don't learn from our parents' mistakes until we've made the same (or similar) mistakes ourselves.