The ABCs of Term Insurance: Demystifying Policy Types, Features and More! | Ankur Warikoo Hindi

Подписаться 5 млн

Просмотров 134 тыс.

50% 1

Join me as I unravel the story behind my decision to buy a term insurance plan at 31. It's been one of the best financial moves I've ever made.
In this video, I break down why this plan can be a smart investment for you, too. We'll delve into what to consider when buying a term life insurance plan, explore available plans and optional riders, and discuss how to choose the right company and plan that suits your needs.
Check out Ditto insurance here: bit.ly/3JhFLKQ
Ditto is backed by Zerodha, and with their free consultation, no-spam policy, and honest insurance advice, you can talk to experts who actually care about you.
This video comes with notes. Check them out here: bit.ly/45WfPxT
Subscribe to my all-new Shorts channel, warikoo Shorts, and learn personal finance and career tips in less than 60 seconds! t.co/pMdPNe4Quf
---------------------------------------------------------------------------------------------------------------------
My bestselling books:
‘GET EPIC SHIT DONE’: ankurwarikoo.c...
‘Do Epic Shit’: ankurwarikoo.c...
My gear for shooting this video:
🎥 Sony a7III camera: bit.ly/3M42wAV
🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
🎙️ Shure SM7B Microphone: bit.ly/3O1NAVA
🔆 Fill Light 60W: bit.ly/37aJolP
💡 Key Light 150W: bit.ly/3O9nyjs
📽️ Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
Useful links:
20 books for your 20s: bit.ly/Warikoo...
20 online courses for your 20s: bit.ly/Warikoo...
Gadgets that I use: bit.ly/Warikoo...
The above links are on Amazon.
If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.
Let’s connect online:
🎙️ My weekly podcast Woice with warikoo (Spotify): open.spotify.c...
📩 My weekly newsletter warikoo Wanderings: ankurwarikoo.c...
📱 Instagram: / ankurwarikoo
🐦 Twitter: / warikoo
👨🏻‍💻 LinkedIn: / warikoo
😄 Facebook: / awarikoo
🖋️ Daily Blog: ankurwarikoo.c...

Опубликовано:

29 сен 2024

Ссылка:

Скачать:

Готовим ссылку...

Добавить в:

Мой плейлист

Посмотреть позже

Комментарии : 120

@warikoo Год назад

Check out Ditto insurance here: bit.ly/3JhFLKQ Ditto is backed by Zerodha, and with their free consultation, no-spam policy, and honest insurance advice, you can talk to experts who actually care about you. This video comes with notes. Check them out here: bit.ly/45WfPxT

@binodkuli6028 Год назад

Sir me n my wife, we both are govt employees . We have a single kid n We pay out 90 thousands yearly as old type of insurance as like endowment plan,money back plan etc. As per govt rules, our regular salary will not be affected even untimely demise till 60 years of age.... should we consider term plan instead of above mentioned insurance types....

@khasmat1162 Год назад

Sir Bach ke rahena wife se😢😅

@SufiyanShaikh0000 Год назад

Q ?

@loveparmar1284 Год назад

😂😂😂😂😂😂

@harshaddhokale2176 Год назад

Natural or accidental death is covered under the plan

@hxbs_9362 Год назад

Bhai sir saal ka 10cr ++ earn krr rahy hai

@lasirenaantolla6514 Год назад

😂😂😂

@epistemophileAmit Год назад

Nice info !!.. Kindly suggest how many times the coverage shud be for 40 plus yr individuals where premium will be already on higher side (above 70k I guess excluding the ryders). Does 10 -12 times of annual income will be suffice keeping the inflation adjusted.…thanks

@KRISHANKUMAR-kh8ci Год назад

41से 45 की उम्र के बीच सालाना आय का 15 गुना से ज्यादा नहीं मिलता।

@Johnkhmal Год назад

Sir is it right for me to open a multi life insurance

@Jayk240 Год назад

Being a childhood cancer survivor, insurance is a distant dream. Even after 10 years of my treatment None of the companies provide heath or term insurance coverage to cancer survivors. Hope it might change someday 😇

@rishabchoudhury7792 Год назад

u r warrior my friend, lots of love to u

@AnkurLEGUM 4 месяца назад

You are a true Warrior my friend. Everyone is not so strong like you. I am very weak

@ShrikantInamdar-s9w 4 месяца назад

My co. Is covered for Cancer Care Health Ins.

@insuranceabcd 3 месяца назад

Soon so many insurance company coming for special coverage of cancer .

@manvisharma4636 3 месяца назад

Indian govt give free treatment to cancer pts in govt hospital

@lokesh20verma 8 месяцев назад

ye to bata deta kon si company ka term liya.. youtubers ki yahi problem hai, kaccha to pakda dete hain par neeche se phata hua 🤣.. kaccha banane mein itni mehnat ki thoda sil ke de deta to kya jaata

@sumitnayak1 Год назад

Ankur sir, what is the solution for the people who become NRI after taking the Term insurance ? Kindly advice on this. Im facing the same problem now.

@akshhatsrivastava1972 Год назад

Insurance always seemed like a complex topics with so many jargons but after watching this video, I have gained much clarity. Thanks a lot for this simple breakdown!

@solace2116_ 2 месяца назад

Did he say that no insurance will give back the premium amount if the person is not dead?

@mayankvishwakarma9997 Год назад

Look I know it is a sponsored video, but can you at least keep your own word. I'm still looking for IRDA report or website link in the description as told by you

@dheerajrpissay6133 Год назад

Could you like explain the swp in India specifically for mutual funds and stocks and how it works like the tax on them and how much do we have to exactly invest in these assets to actually gain some profit I do get that they interest rate does best the inflation but the overall profit after the retirement period is still a little confusing and when we do withdraw after certain period of time how do we do that as it is all digital.

@poojavbhurbhure6882 Год назад

Good evening sir❤, how r u. I like your talkings, I learn something new from it❤each time. It's like life lessons.

@sumanta3151 4 месяца назад

@Ankoor claim they will not give. Full chor hay insurance company. Come to practical ground.

@abhiramyadav123 Год назад

My favorite financial advisor. By mistake full form of csr in notes is mentioned as clean settlement ratio instead of claim settlement ratio. If you think it should be corrected correct it otherwise all fine.😅 Again very good video❤

@bhaveshagrawal6283 Год назад

I am 24 and i am in other country. I was thinking to have some insurance and this video gave me a courage to select an option based on the country where I live in.

@bishalkumarshaw2789 Год назад

Sir ek doubt hai, jaise Aaj kal companies bhi term life insurance provide karti hain but log aajkal companies change karte rahte hain to kya iss case mein alag se ek aur term life insurance lena chahiye?? Please guide because main abhi student hun aur mereko iska Idea nahi hai. Sir please guide 🙏🙏🙏🙏

@divyachoudhary1439 6 месяцев назад

Hi Sir, Can I ask which Term Insurance you have opted for I researched about many companies plans but still confused can you advise

@soumsgaming238 Год назад

Single logo ko term insurance nahi lena chaiye unless yu hv dependent parents

@dr.manojkumar4936 Год назад

husband and wife, both(salaried) required term insurance?

@SSPanesar Год назад

😂@12:50 bhagwan na kare, app ki death to nahi hui . Need to pay attention, Sir.

@suruchekanodia2479 11 месяцев назад

@warikoo sir, maine term insurance liya but due to some medical history mujhe critical illness rider nai mil rha in Tata AIA, so what should I do??

@aaaryansharma Год назад

Sir 2 din pehle nahi Video bana skte the, AAJ hi medical test dekr aaya hun. 🤣😅 Now I wonder I must have done something wrong while deciding for the term plan. Lv u anyway ❤

@amit_sahoo._ Год назад

Sir i think u get the idea of ur videos when various sponsorships come to u.I am amazed ditto zerodha learning ka edu something tha.Nice sir ❤

@Mithilesh_Sanjay_Mahatme Год назад

Sir, maine HDFC Life ka Sanchay Par Advantage Plan liya hai 12 years ke liye 50k/year premium ka. But, unhone policy jhoot bolke bechi. It's a big scam. Abhi agar policy surrendor krunga to negligible amount milega. What can I do now?

@kmrao06 Год назад

Very good and practical information. Thanks a lot.

@suvanjayarout Год назад

Sir i am NRI, my yearly income below 10 lack, how could i buy term insurance, please give a suggestion.

@pryankurbhardwaj5625 3 месяца назад

Very bad experience with hdfc life term policy

@dwivedi5049 2 месяца назад

bro fir tum mre ya nhi

@varunkant1575 23 дня назад

I am 41 now with no Health insurance no term insurance, No specific investment, Please suggest a peaceful retirement

@sonalss1 5 месяцев назад

Sir ye or bata dijiye ki insurance kahan se lena chahiye...have heard negative reviews of policy bazaar... thanks in advance!?

@ABHISHEK._.JOSHI0110 2 месяца назад

I Am financial manager at ICICI PRUDENTIAL Life insurance

@imemyself0 Год назад

Hi sir.. I would like to know amount that you have taken for rider.. Is it 10 crore or less?? If not please tell us suitable percentage??

@Pankaj.Oberoi Год назад

I am first viewer 😊

@YoungAgekadar Год назад

Mera ek sawal se apko mirchi lag gayi mera twitter account suspend karwa diya great work wariko sahab 🙏

@uditkumar1829 Год назад

I will do epic things sir, thankyou for the knowledge, give thumbs up who thinks the same

@shubhambatra6989 11 месяцев назад

Nice video , one question : can only nominees / dependants will be covered under the plan , can we later change the dependants after a few years without surrendering the plan ?

@peterraul9337 Год назад

Sir I am 37 and I don't have any savings plan please suggest.

@kishand7464 Год назад

Switching to 1.5X doesn't give better experience Mr.Warriko.

@sajjuprasad2621 Год назад

Sir app such mai mere roll models ho🎉 yhi chiz mai confusion tha app apne apko or dushro ke liye smart 🤓 ban Jaye hai apka ye bat pura realty hai ❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤🎉🎉🎉

@sandeepchaudhary7464 9 месяцев назад

Sir, aap ne Ad monetization off Kiya hai?

@ashishparakh1512 Год назад

Sir could u plz tell me that i am a salaried based person and i wanna invest around 5000a month for 3-4yrs so what should be the best thing to get more intrest in the amount

@gkkhemka Год назад

Ankur, please consider below points, 1) IRDA has a condition to cap the Sum of all Life insurance to a max SA to 20 times of income at time of signing the policy. 2) Riders are very precisely written, and their claim settlment ration is very low. 3) both Accidental and critical insurance should be part of general insurance, hence shoyld taken part of Personal Accidental or Health insurance, since post 56 you cannot post, hence spend this money to take a larger Super top-up with your health cover... Please share the advice on this from ditto.

@hameetspal4957 2 месяца назад

absolutely cracked up on the "31 saal ki umar mei merko kiss kutte ne kaat liya"

@videoanalyst4u Год назад

Wish if you could also cover Whole Life and Universal insurance may be for another day

@ompatil214 Год назад

Which company did u select for your term insurance?

@bilalsulehri1732 Год назад

Your finance videos are just epic

@sachinabelash501 Год назад

Sir please add subtitles would be of great help who know little hindi😊

@vikashshrivastava4874 Год назад

What’s your views in tata aia param rakshak plan?

@sisirarout8899 Год назад

Thank you so much Sir for this great information ❤

@Prahlad589 Год назад

Term insurance promotion 😂

@explorekishanganj Год назад

1st

@anubhavsingh4879 Год назад

Sir I big fan of your video 🙏🙏

@mrinalrikusarmah4501 Год назад

Love you sir...Thank you so much❤🙏

@niteshpatidar5 Год назад

What's about health insurance?

@AbhishekTiwari-ow3oq 11 дней назад

Thanks for detailed explanation

@rajnishdhull333 Год назад

Ditto is awesome, no spam call or msg or mail. Bought health insurance from there.

@lokesh20verma 8 месяцев назад

15-20 days baad followup karte hain whats app se

@YashShah-ij5fg Месяц назад

31 saal tak nai jeena hai😂😂😂😂😂😂💀

@arpitasarkar6997 Месяц назад

Extremely informative and well researched video. You deserve a big thanks Mr. Warikoo for all your hard work. I follow your videos regularly. They are extremely nice videos.

@gamedge_ Месяц назад

I think I'm late enough (in mid 30's) to realize what would happen to all the assets I have added until my death. *Better than Never!* My research is on, and I will take *Term Insurance* ASAP. Thank you for the informational video.

@Royalgirl_998 Год назад

Amazing video sir...i was waiting for your video....

@DhanendraBande 3 месяца назад

What kind of term insurance to be taken for NRIs. It should be taken from India or a residing country? Please guide

@medicoanatomist Месяц назад

Is there any tax on term Insureance!!

@BatanagarParanormalSociety Год назад

5:54 was great 😂 sir

@shivanandaulli3861 Год назад

Sir I am 18years student. Investment in mutual fund is worth in this age

@AshuMillionaire Год назад

Sir i am 18 should I take a term plan right now or should I wait

@Kiran-k1x2y Год назад

Dont wait start investing

@The1club111 4 месяца назад

As Always Valueable Content 💥

@rishabhtiwari2653 Год назад

Sir kya ek se jada term plan lena shi decision hai ya galat

@insuranceabcd 3 месяца назад

Le sakte ho pr apni annual income ka 20* tk hi Lena . Kyu ki claim k time pr sab check hota h

@Grover0881 Год назад

Toh bhai apnai sai pehlai apnai ghrr walo kaa soch mrr jaa biwi sari ummar khush rahai gee aur tere bachai bhee 😂😂😂😂😂😂😂

@annimishra2295 Год назад

best video as always ❤

@warikoo Год назад

Thank you so much 😀

@sankalpz3980 2 месяца назад

I have lot to say about this video but I just want to say Thank you 🙏

@Scientistmindset Год назад

Not best videos I expect but I learn new thing Waiting for next best video on habits and routine for rich and successfully people, self-improvement and development Love you ankur uncle 💙💙💙💙💙