The Best Stocks & Shares ISA in 2024

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Here are the best Stocks & Shares ISAs in the UK, based on a host of factors. I will give you my opinion and tell you which one I will be using, as well as cover a few others that might be worth considering.
Trading 212
trading212.com/promocodes/DAMIEN
If you do not get your free share after depositing £1. Use promo code DAMIEN, you will find it in the section with the three lines in the bottom right corner of the app.
Vanguard
www.vanguardinvestor.co.uk/
InvestEngine
investengine.pxf.io/eKR40z
Get a Welcome Bonus of up to £50 when you invest at least £100 with InvestEngine
Freetrade
magic.freetrade.io/join/damie...
Get a free share worth up to £100 when you deposit £50 on the above link.
Hargreaves Lansdown
hl.7eer.net/5gNBj2
Ajbell
www.ajbell.co.uk/
IBKR
www.interactivebrokers.co.uk/...
Review: uk.stockbrokers.com/review/in...
Iweb
www.iweb-sharedealing.co.uk/
Timestamps:
00:00 - Best S+S ISA
00:45 - Trading 212
04:38 - Vanguard
07:57 - InvestEngine
11:25 - Freetrade
13:07 - Hargreaves Lansdown
16:05 - AJBell
16:58 - IBKR
18:24 - IWeb
19:04 - Others
This video does not represent financial advice, and I am not a financial advisor. When investing, your capital is at risk. Investments can rise and fall and you may get back less than you invested. Past performance is no guarantee of future results. Free shares can be fractional for more information see these terms.
DISCLAIMER: Some of these links may be affiliate links. If you purchase a product or service using one of these links, I will receive a small commission from the seller. There will be no additional charge for you. Free shares can be fractional for more information see these terms.
This video does not represent financial advice, and I am not a financial advisor. When investing, your capital is at risk. Investments can rise and fall and you may get back less than you invested. Past performance is no guarantee of future results.

Опубликовано:

19 июн 2024

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Комментарии : 773

@ginj4ninj4180 2 месяца назад

Thanks Damo! I have opened a Vanguard ISA last year as everyone was saying they were cheap and I trusted the name. I've never been into trading singular stocks, so T212 didn't really interest me. I didn't realise until this video that they had such a cheap ISA structure and will move over to them now! You've been a great help for me, you've helped me change my investments in my work pension, pick the right stuff for my vanguard ISA, and now you're helping me save fees. Making a difference for people for sure

@DamienTalksMoney 2 месяца назад

Sounds like you are doing so well! Glad i can be a help and well done for taking ownership of your investing journey. The tweaks and changes you have made will make a massive difference in years to come.

@audreysutherland4739 2 месяца назад

Me too. Thanks Damien, you really are helping educate us on all things financial management. 2 years ago I knew nothing other than my works pension and AVCs with another company partnered with my work pension fund.

@BenGmanUk 2 месяца назад

I should probably look deeper into this. So a 20k fund would cost £300pa @.015% which is avoided with t212?

@nickmills4015 2 месяца назад

Hi Damien, for the Lifetime isa is there any one else you can recommend instead of H&L for buying individual stocks? As 212 doesn't offer this option. Thankyou for your channel, great information 👍

@paulbarker6743 2 месяца назад

@@BenGmanUk£30 not £300

@Kl3mzwero 2 месяца назад

Thanks for your content Damo! I was so unsure what to do with my savings, all I knew was having it in a bank wasn't good enough. You gave me the courage to do the research by breaking down your content into clear, understandable terms. It's because of you I have some decent investments going. I recommend your channel to my mates.

@DamienTalksMoney 2 месяца назад

Love this! I am so happy i was able to give you the confidence to do this for yourself. Thank you for sharing the channel

@leecraddock4037 2 месяца назад

Damo, thanks for another great video. I used last year's to select my ISA provider and will do the same this year. Small favour could you do a similar video on SIPP providers and general investment accounts - there is less on RU-vid in respect of both of these and SIPPs in particular are quite important especially for the self employed.

@sharkdom 2 месяца назад

I love how the proposed benefit of the Vanguard platform is " going straight to the supplier" cutting out the middle man. And yet you'll pay more in fees than if you use a middle man. Genius!

@theonlynafester 2 месяца назад

and also a supplier of indexes I mean there is some irony here XD

@TheGavranatar 2 месяца назад

You can't get VAFTGAG elsewhere though

@LEWIS1992 2 месяца назад

Thanks Damien! I'm also sticking with Vanguard for now. I really enjoy these videos, really feels like the channel has gone back to its roots. Great stuff.

@R0SSC0 2 месяца назад

opened my account with vanguard today after watching your videos for a while and found them to be very helpful. hope you continue to make these videos!

@robertmaddock1813 2 месяца назад

Thank you for the insight, your content has been invaluable for me over the last couple of years, all the best.

@mentat7984 2 месяца назад

You’ve saved me tons of time researching all this. Thanks! 😊

@thomasgoodfellow7216 2 месяца назад

Thanks for the great videos. Really helping me as a beginner investor. For those querying the T212 isa agreement referring to a single provider, they had the following response when i emailed them: 'Apologies about this - it's a visual bug from our side. The new regulations are applied on our side too, thus why soon you'll see the amended form.'

@markusmax8068 2 месяца назад

great honest informative vid, 50/50 with IE and t212 just max funded both.. roll on 25/26 tax year

@unbearifiedbear1885 2 месяца назад

Cheers Damo, always a pleasure! All comprehensive videos like this ever do is make me second guess, question and doubt everything I'm doing with my ISA/LISA's 😂😭 Ohhhh lorrrrd

@Jakeyosaurus 2 месяца назад

Great informative content as always! 😁

@MjR-in1eq 2 месяца назад

Thanks Damien for such consistently high quality content…once my kids are old enough that I can get them to care about investing, your channel is the first place I’m pointing them towards. Just a note on 212, I’ve been waiting for the new tax year to open an ISA but their terms and conditions still state that you can’t subscribe to any other stocks ISA inside the tax year….I’m sure they will update in due course, but currently the terms don’t match the new rules

@Tel_D26 2 месяца назад

Thanks Damien great video, would love to see a similar video on SIPP providers and your thoughts on them on which are the best ones please, also a video in more detail about transferring an ISA and how it works and if fees apply to do so. keep up the great work i would of never invested my money if it wasn't for you so thank you.

@NZAnimeManga 2 месяца назад

Great video, mate -- extremely helpful! Will you do a similar thing for best SIPP provider?

@samwoods1172 2 месяца назад

Thanks for the info! Literally had a new vanguard ISA set up directly to start next week! 212 it is

@iliaryzhkov 2 месяца назад

Thanks mate, it’s truly insightful!

@LarryCohen188 2 месяца назад

Just what I was looking for. Thanks for this

@kypham6809 2 месяца назад

Damien, Im a new sub and I definitely think 2024 is your year! You've helped myself and many others when it comes to financial side of things, your videos help inform us to make better financial decisions. Keep up the good work!

@user-jz6ot8kv9o 2 месяца назад

Thanks Damien, great content. I'm reasonably new to investing and watching your videos has helped a lot. Started on HL but opening T212 this year. Keep up the great work.

@DamienTalksMoney 2 месяца назад

Let me know how you get on!

@TomsPersonalFinance 2 месяца назад

Brilliant run-through, Damien! I'll be doing the same as you: IE and T212. Hard to see why I'd use anyone else!

@Organisedchaos11 2 месяца назад

Excellent thank you. If possible a LISA comparison video would be amazing!

@johnblackwell5805 2 месяца назад

Came here to say the same! I’m with Nutmeg still (some options were closed when I setup a couple of years ago) so would be great to hear if other options could be saving me some money or getting some added value in other ways. Thanks Damo! Another great video with nicely balanced and reasoned opinions 👍🏻 Also, whilst requesting videos - could we have one on NHS pensions please? Love your pension vids, but being in the NHS they don’t really apply and I’m guessing a decent number would like a video since the NHS is the UK’a biggest employer! Please and thank you!

@benedictvanheems 2 месяца назад

Nice one Damo. I was hoping you do a roundup video like this and you came up with the goods. Great job! Oh, and happy new (financial!) year! 🎉

@adamb6024 2 месяца назад

Really helpful to breakdown and really bring forward the value of the newer cheaper alternatives.

@ToshYusaf 2 месяца назад

After watching you for months, I'm finally going to move my ISAs to ones that aren't charging me stupid fees - plus they are going to try and move them without converting to cash - thanks Damien

@christines5430 2 месяца назад

I have both my SIPP and ISA with Vanguard, but am taking the plunge and opening an ISA to T212 this year, to save on fees and add in a couple of individual stocks😁. I already have a GIA with them and like the platform.

@chrisshave7129 2 месяца назад

Helpful content as always Damo thank you!

@Chrisheron78 2 месяца назад

Great content Damien. Your videos have provided me with the background knowledge (and an understanding of what 'risk' means). When I try to explain to family and friends that investing doesn't mean you have to sit in front of a multitude of screens all day long risking everything you own 'Wolf of Wall St style' they look a me like Ive s#%t in their kettle! Ive downloaded compound calculators and done a shed load of research because of your videos and have identified that if you have many years of investing in front of you, you can invest in indexes that minimise/mitigate short term 'risks' by sticking with the plan. I now look forward to many years of investing and fingers crossed a cracking retirement at around the age 60. Goodbye to regular bank davings accounts and fixed term cash ISAs, and hello to stocks and shares ISAs (100% Lifestrategy). Many thanks!

@benshaw6209 2 месяца назад

ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-u3XkcbZW_DM.html

@Banthah 2 месяца назад

Cheers Damien. Well played getting this video out so early in the new tax year! Thanks again for everything you do on here, I know you get paid for doing it, but it must be super-satisfying knowing you are helping so many people out. Just read the comments of how you are positively impacting people’s lives. I can honestly say, that by switching out of my default pension fund (because of you sir!) I am literally tens of thousands of pounds wealthier than I was before. So… thank you! And a shout out to the others as well like Ramin, Pete at Meaningful Money, Toby, Chris Bourne et al…

@drew9312 2 месяца назад

That was a really informative yet concise summary- much appreciated. Given the relative complexity of Interactive Brokers, demystifying that site would be a real help if possible. Thanks for your great work.

@allthingstravel8404 2 месяца назад

Another excellent video. I'm with HL and have been for a while. Would you recommend moving all funds across to 212 or just changing to them for monthly investing ?

@tonyrussell8313 2 месяца назад

Damo great content, about a year ago you helped me realize that my money sitting in a cash isa was doing nothing for my future, it was a real light bulb moment, I used vanguard and now have 2 years of ftse all cap index fund, I transferred my remain balance to vanguard a few days ago after it taking 1 1/2 months to move, after seeing your video I will transfer half to 212

@BF1GUN 2 месяца назад

Thank you. Very helpful video.

@raz7957 2 месяца назад

Thanks Damien. It would be great to do another video but with a focus on SIPPs 😎

@bengreen2200 2 месяца назад

I hope you realise how much you're helping people like me who are completely clueless with this stuff, great content. You deserve to make a fuck ton of money mate, keep it up!

@inatehex 2 месяца назад

Great. I’ve signed up to trading 212 via your link. Thanks.

@MrSafira86 2 месяца назад

Thank you! Woke up looking for isa info and you read my mind 😊

@Daniel-er3ys 2 месяца назад

Can I just say that your channel and Tobys are the 2 single best channels on RU-vid for UK people. Both are excellent. Been watching both for about 6 months now to help myself understand everything etc and started investing in January 2024 and yes I too wish I had started sooner 😂

@don3160 2 месяца назад

Wow great content. This is exactly what I was looking for as I’m looking to get second S&S platform

@fredrickisused Месяц назад

These are great & informative videos. Keep posting 💪🏻

@stevensykes5623 2 месяца назад

Hi Damo, great video as always thanks! Will you be producing an updated recommended lifetime ISA video for 2024?

@johnsmithda4th 2 месяца назад

Great video mate 👍 I agree with you about the fund fees for the ETFs on Vanguard. I have three main platforms that I use, T212 (for all individual share purchases), Vanguard (for ETFs) and HL (for the LISA). My T212 has grown to a 6 figure portfolio of individual shares which is why I started investing in Vanguard for my ETFs. Although I can invest in the same Vanguard ETFs on T212 with no fees, for me it's about spreading the risk across multiple platforms. I would happily take the hit on the 0.1-0.2% ETF fees on the Vanguard platform rather than having one big portfolio in one platform. Granted they are all FCA regulated and all that jazz, just the thought of having everything in one platform doesn't sit right with me.

@fredatlas4396 2 месяца назад

If you buy the etfs on trading 212 for example, you'll still have the underlying etf fees same as on Vanguard platforn. And still no buying or selling fees, just Vanguard's platforn fee of 0.15%

@johnsmithda4th 2 месяца назад

@@fredatlas4396 Ahh yes you're right. I didn't think of this. It doesn't mention it anywhere on the T212 platform but I just opened up the 'Key Information Document' for an ETF and it shows the ongoing charge on there. Now I feel even better about my decision of investing into ETFS directly though Vanguard 👍🏼

@shev4389 2 месяца назад

Helpful video thanks. A detailed IBKR video would be great.

@allhailkingspud 2 месяца назад

Thanks for all the info! I was holding stuff in cash outside an ISA for way too long. Ever considered a vid on the best GIA, that will also help with annual tax information?

@nealeTH 2 месяца назад

Damien - another great video - idea for a follow up video - what happens and what to expect and deal with when transferring from one stocks & shares ISA to another. For example in specie or is everything sold and cash transferred and which of the providers you discussed today offer what options. Helping to understand how to consolidate, or spread providers, especially with the new ISA rules could be helpful.

@Al_Does_Stuff 2 месяца назад

Will depend very much on the individual providers used. If your moving to a platform that doesn't have shares for example they will be sold with your current provider. Many funds are not on all platforms whether it's because they are less widely traded or only featured on the platform. Otherwise investments in the same funds should be switched to the new provider. I would not entirely be sure that a mixed portfolio wouldn't be sold and then the new provider buy back what it can to match value as close as possible. You might also be charged for leaving but in general a new provider will cover several £100 of fees from your old provider.

@sightingsunseen 2 месяца назад

I think you are bloody brilliant! I have taken financially beneficial steps based on your content. Just want to say THANKS 😊

@DamienTalksMoney 2 месяца назад

You legend thank you so much very generous

@hotshot8365 2 месяца назад

Perfect video thanks!

@WhoIsCalli Месяц назад

Thanks Damo, very helpful indeed

@gothenburg83 2 месяца назад

Great video Damo. I've been pretty loyal to AJ Bell as is who provides my LISA but i think for this tax year I'm going to try trading 212 now that i can use multiple ISA providers. This allows me more flexibility.

@biancanavey438 2 месяца назад

Hey Damien! Love your content recently switched from Fidelity to Trading212 for 2024

@shahinali71 Месяц назад

Great video. A few things worth mentioning about T212. 5.2% is great way to dump some cash into an ISA, not pay tax on interest earnt whilst £cost averaging in. Although not FSCS protected.

@dar4171 2 месяца назад

Great video Damien, you’ve answered my question to perfection,👌🏻 so a big thank you from me. Keep up the fab work you do for us that want to invest but get lost along the way.

@user-qz4ke2bm8k 2 месяца назад

Great video as always! A detailed video on isa transfers would be great. Currently thinking of moving from HL to a lower fee platform 👍

@davejones6891 2 месяца назад

I was gonna ask the same question....but unsure how transferring from say Vanguard to T212 would work, I mean how anything you have saved over the years is effected etc Seems a bit counterproductive to pay more fees than you need to. But it is like the unknown is a bit scary!! I had that before watching your videos years back now Vanguard ISAs are easy

@arhodes2866 Месяц назад

Thank you for this video. Very interesting for someone who has no idea and researching

@davenoble6748 2 месяца назад

Excellent video Damo! I’ve been saving it until I had time to sit down and listen fully and it didn’t disappoint! Thank you so much for all the work you do researching and pulling this together for us all! I started with Vanguard after seeing one of your earlier videos (The Loft Archives), and now I feel I need to explore Trading212 further, particularly with the rules changes to ISA’S. I’m not sure myself. But have you done a walkthrough video before of T212? E.g. setup and purchasing a share? Like what you done previously with Vanguard. As I say, thanks again for all your hard work: the channel’s growth is testament to all your graft Sir, keep it up! 🙌

@H.I.T.E.N. 2 месяца назад

Damo, you're a brave lad flashing your lights in Tesco car park at this time of day. Will give this a watch later, have a good weekend mate.

@DamienTalksMoney 2 месяца назад

Haha mate i am always there flashing my lights lad. Happy to have a meal deal anytime

@Discombobulate453 2 месяца назад

🐕

@mccannger 2 месяца назад

Just moved my ISA from high street bank to platform similar to the one Damo mentioned. Saving a load in fees and with far better choice of funds. Totally pays to be on top of these things. Thanks Damo for keeping us right with stuff like this!

@DamienTalksMoney 2 месяца назад

Glad it is working out for you! While they are not everything fees are the only thing we can control as investors so 100% worth focusing on.

@h4rms 2 месяца назад

Like you, I had a very smooth and seamless transfer from another provider to Vanguard, with no issues whatsoever 😊

@elrevesyelderecho 2 месяца назад

Thanks for this review

@Irishhamsterman 2 месяца назад

Thanks Damien, just opened my T212 ISA after this video. I also recently moved my pension onto vanguard after watching your videos. Thank you for the help and keep up the good work

@DamienTalksMoney 2 месяца назад

You are very welcome! Thanks for taking the time to comment

@nallen0 2 месяца назад

Great video. One of these on SIPPs would be really helpful also!

@kurtismunden7023 2 месяца назад

I’ve used trading 212 for a year now, love it and will be sticking with it

@benwilliams794 2 месяца назад

Great video, thankyou as always for great content, for possible future video would be good to know the process to switch ISA to different vendors, currently using Fidelity which seem ok.

@shwetha301 2 месяца назад

Yeah, waiting for this one

@theenglandyoda 2 месяца назад

Great information here!

@TheCoddy88 2 месяца назад

Thanks for the comparison it helps to see what the other options are. I’m with fidelity UK for the last 2 years now and I find it good to use (even though it might not be the cheapest). Can you include fidelity in your next comparison video please

@CarlM_UK 2 месяца назад

Used your link last week to set up a new T212 Isa

@PDconsultancy 2 месяца назад

Excellent and timely video as I am looking to move my ISA. Thank you for all the research it must have taken. How about a similar one on SIPPs ?

@Jim_KYB 2 месяца назад

I switched my ISA and SIPP to ii a few years back and have been really happy. Surprised they don't get a mention.

@BairdJoshua 2 месяца назад

Great video. I know it focuses on ISA’s, and this is a more general comment. I hate the high fees of HL. But the linked account feature, app, active savings for below your personal allowance, bond availability and customer service are all spot on. I don’t put all my investments here, but for shorter term investments of less than 5 years I find them hard to beat! So much of money is about behaviour, not percentages, and sometimes (although not by you) I think HL gets absolutely hammered by commentators for very slightly higher fees than the market. I totally agree that fees are important, it’s why I wouldn’t hold my SIPP with them. But in general I don’t think they should be overlooked.

@topper133 2 месяца назад

I agree. I have an HL ISA. Yes, the fees are slightly higher, but the access to Funds, including some great passive trackers, that aren't available in T212 has kept me there; even with the fees, I'm seeing great returns. The fact I can now split is a godsend; I will keep HL for funds' long-term growth with little movement (i.e. stay away from the HL dealing fees) and use T212 for the playing around more adventurous stuff. Damien, I know this is a first-world problem, but do you have any advice on using my ISA allowance all upfront, or is it better to drip feed (DCA) through the year? "time in the market is better than the timing of the market"?

@boyasaka 2 месяца назад

@@topper133so HL fees are not mega high ?Iike everyone says ?? And they are just slightly higher than say vanguard ?? Like you I have my 20k ISA allowance at hand ,but don't know whether to put it all in now in one go ( say split between a couple of ETFs or drop feed it in over the next 12 months ( say £1600 a month ) But I did watch a video other day and was saying over the last 50 years lump sum beat dollar cost averaging 80 percent of the time ( guessing the other 20 percent was during the few crashes they has been ) And some so called experts are predicting a crash or possible 20 percent drop on the s and p etc So I still haven't made up my mind to lump sum or DCA

@zbadgergamesz 2 месяца назад

Great content as always!

@DamienTalksMoney 2 месяца назад

Thanks mate!

@rugbykid18 2 месяца назад

Thanks for your help Damien! Great video as always. Been using Trading 212 for a couple of months now and definitely a fan. Do you use any of the pre-made pies at all or have you created your own?

@chrisbye8203 2 месяца назад

Very useful, thank you.

@dylanjones1046 2 месяца назад

Damo you manage to make this topic interesting. Incredible content. Will you be reassessing global index funds soon in a new video?

@playingFTSE 2 месяца назад

Omg thank you for mentioning the spread inflation thing at the beginning - this has been my fight for years.

@DamienTalksMoney 2 месяца назад

I see it everywhere mate! Its like a conspiracy haha

@simoncorke1496 2 месяца назад

Love your videos, always extremely informative. I see you don't talk too much about fidelity? Any reason? I currently use only them as an investment tool for my ISAs. Thanks

@jonathandermott6563 2 месяца назад

Thanks for the content. Question: what platform would you use for a Lifetime ISA?

@crazysim00__98 2 месяца назад

I'm normally a vangaurd diehard. However I have just transferred my ISA to investengine due to the lower fees. As soon as they have got their SIPP transfer ready I'll also do that too. Funnily enough I'll be using T212 as well just like you Damien. What's that saying... Great minds think alike? Haha lol. Great video bud

@BenUK1 2 месяца назад

Great video thanks. Any chance of a similar up to date comparison of all the different SIPP providers? Maybe at different balance levels, as the best providers for a small pension may not be the best providers for a larger pension.

@burtonyan8467 2 месяца назад

I hear the bit about not bothering to move away. I've still got money with HL even though I've been with Vanguard for the last few years. I'm super excited about the multiple platform rule.

@pataleno 2 месяца назад

Great video Damian and food for thought. Ive got a lots of cash in vanguard and for some reason it feels safer in here for me. Happy to pay slightly higher. The platform fees are annoying but I’m way over 250K now. So May as well stick with them. Easy to use and just works.

@tonyh1460 2 месяца назад

I know what you mean about safety but IE keep investors money ring fenced, they’re actually in Nat West, so pretty safe I think the biggest threat is cyber crime. Ignore ALL unsolicited emails, ALL

@martazuccon7622 2 месяца назад

Great video thank you

@akyantor 2 месяца назад

Great video. It would be helpful to get an explainer on the differences, if any, of investing in index funds vs ETFs. As some platforms offer only the ability to invest in ETFs but not mutual/index funds.

@tonytony4350 2 месяца назад

Yep, that would make for a good video 👍

@theonlynafester 2 месяца назад

one thing I somehow learned from being on T212 a bit is that you get dividends, and dividends can be re-invested, and things tend to either give dividends or grow, I think?

@melalblas 2 месяца назад

Of course I'm only going to open my new ISA in Trading 212 annnnnnd get the hubby to do the same - your advice is always on point thank you Damien!

@DamienTalksMoney 2 месяца назад

Love you Mel and your hubby! 😂

@Ragnotzo 2 месяца назад

Another great video Damo. Any chance of doing a video on your favourite world index funds?

@ilnurshugaepov9769 2 месяца назад

Thanks Damien for a great video! Could you please also cover ISAs provided by UK banks (e.g Lloyd’s, Barclay etc)? What are their pros and cons when compared with brokers that you’ve mentioned in the video? Thanks!

@george6977 2 месяца назад

Barclays fees are high and I disliked the fact that it's not immediately clear what the fees are, without wasting your time reading their marketing.

@ceciliabrown3301 2 месяца назад

Thank you for your videos. So easy to understand. I always wanted to invest but found it so puzzling. Since discovering your channel I've been totally addicted to investing now.

@ant-Crs8945 2 месяца назад

Thank you, @Damien Talks Money! Great content, well done! I am new to your channel, but I must admit your videos are extremely informative and well-structured. I would like your view on investing in UK government bonds (gilts) and more in general about investing in Europen Government bonds to take advantage of the changes in the interest rates in the upcoming months from the Bank of England and European Central Bank. Which ISA account would you suggest for that? HL seems too expensive and Trading 212 does not give you the opportunity to choose the gilt you want (like it does for shares). Thank you in advance for your time.

@GiovanniGeorgio69 Месяц назад

Thanks for the content! So is Interactive Investor (ii) just that bad since it didn't even get a mention?

@jamesohalloran8852 2 месяца назад

Great video damo, signed up through your link there for invest engine thankyou. In your opinion what split of ETF's would you invest in on a regular monthly basis? I'm thinking an s&p, indian and emerging markets? Thoughts ?

@davejones6891 2 месяца назад

I also would love you to do a video on transferring ISAs...I am happy with Vanguard but lower costs would be good,as before when I started (thanks to your older videos), I am a bit spooked by moving, especially as for me it is quite a bit of Money. As ever, great video Damo.

@peterm8686 2 месяца назад

if / how to transfer an ISA, pros and cons would be really interesting, I agree

@benjaminblech3551 2 месяца назад

Love this video as always. What would you suggest for people who have small ISA balances where the fees are ridiculous and that don’t offer transfer options? Is it worth selling to switch to a different platform ?

@wilderness1377 2 месяца назад

Thx Damo. Question... Once far beyond the 85k covered by FSCS, which provider offers the best protections or is it best to spread amongst them?

@scottvessey915 2 месяца назад

I’ve been waiting for weeks for Vanguard to transfer out of my SIPP to another provider, funny you should mention that!

@Solnal11223 2 месяца назад

Great video Damo. Will you be doing something for JISA as well?

@selfrighteous88 2 месяца назад

Flexible ISAs vs Non-Flexible ISAs -- how about that as a topic for a future video? Basically what the best flexible ISA providers are. Cheers for the video, really good.

@albedo0point39 2 месяца назад

Yeah, I noticed that Vanguard ISAs are flexible whereas Investengine ones aren’t. So if that’s important, it makes Vanguard themselves more attractive.

@Life_Literacy 2 месяца назад

Great video fella. So interesting around the fees… could imagine the amount you’d have paid HL if you were still with them would be a nice chunk…. Makes a huge difference to the pot.

@Land89 2 месяца назад

Great video and informative. I've only recently started investing and used your videos for guidance. Worth mentioning that there's a 0.5% tax on investing in UK companies in the form of stamp duty reserve tax. If you have my mistake. I hear though that there is pressure on the govt to stop this tax or at least reduce it.

@sammy_sam_leonardo 2 месяца назад

I would definitely look at Fidelity over HL & AJBell.

@sallymorriss1682 Месяц назад

Hi Damien. I just wanted to say BIG thank you for your advice. Following this post I opened a trading 212 account using your link and my free share was Tesla. Today, less than a week later it as gone up 15% !!!!. So I’ve sold. It was only a small amount as I dipping my toe in the water and I know this was pure chance but a win is a win . I have learnt so much from you and more importantly you have given me the confidence to do something rather than nothing. 👍👍👍

@martind5348 2 месяца назад

Brilliant content as always I was toying with the idea of having a trading 212 isa alongside my vanguard isa, 100% going to do this now. I like my vanguard isa and dobt want to change things but will use the Trading 212 isa to try the Vanguard All World as i believe with them i can buy it fractionally where I cant on Vanguard (I hope thats correct lol)

@boyasaka 2 месяца назад

I wasn't aware you could do this until now and like you I'll continue to invest into my vanguard isa but this year maybes only give vanguard 10k and put 10k into trading 212 where I could maybes put some into schd or even some individual USA stocks

@TheGavranatar 2 месяца назад

What are you investing into VG? I have VAFTGAG but wanted to start a 2nd index on T212