The Islamic Personal Finance Bootcamp - Get Started on halal investments, Islamic mortgages etc 

Exactly what I needed You should do a list of top property crowdfunding sites

Amazing guy, Alim as well as a lawyer and everything else. Masha’Allah a great role model

These are ideas everyone should be putting into a practice. Thank you for aploading it.

Love your videos and site, can I ask why you don't use your platform to encourage people to move away from banks that invest and provide finance in arms and nuclear weapons? Thanks

Jazak Allah Khayr

Masha'Allah... this is a good comprehensive overview, and not seeking to derail the ideas presented but there is an opposing argument wrt home ownership. (Inflation is disregarded here so that may skew the figures slightly). Consider the situation of Mr A. He buys a 3 bed semi-detached property for 250,000, deposit 100K, 20 yr finance term. Then we have Mr B, who decides to rent a 3 bed semi-detached property for 20 yr and instead places his 100k cash into a balanced medium risk portfolio of investments (comprised of a Halaal property bond\ REIT, Shariah compliant S&P tracker, a few reliable income paying FTSE100 stocks). Mr A's rental payment (subject to upward reviews of 3% every 2 years) begins at 850pcm. Mr B's halaal home finance repayment will be averaged at £990 pcm for the duration of the finance period (starts at 925, shifts to 1050, back down to 925), assuming minor fluctuations in a low underlying domestic interest rate, which will impact the rental charge component of your monthly repayment. Assuming growth of say 5% Annually (not adjusted for inflation) for the property, in 20y Mr A's home could be worth £550K. The costs incurred for the owned property are: Initial deposit £100K Finance setup costs £1.5K Maintenance\ improvements over the 20 years £28.5K Monthly repayments total £238K Total cost = £368K Mr A could therefore realise a net capital gain of £550 - 368 = £182,000 Alternatively, if the investment portfolio held by Mr B appreciates, with all income reinvested, at a conservative rate of 8% annually (volatility is disregarded as the committment it 20Y!!) then this fund will be worth £466k. But total rental payments over the term total £234k... thats a lot of rent! So the net gain to Mr B here is £232,000 With the difference being that Mr B's investment has greater liquidity (i.e. can be sold in a day). There are factors that could impact the property valuation upwards such as further capital investment to build a 2 storey extension, or a rerating of the location due to improved school or transport links, and these would push the net valuation of the property upwards. Then there is the equally bullish consideration for Mr B.. he could experience a compounded growth rate of 8.5% per year with his investments! The point is, culturally (I'm pakistaani) we subscribe to the traditional view that home ownership should be the prime investment objective, and then the rest can follow. Of course, its down to personal preference, but the alternative investment choices are also worth giving equal consideration. Yes, nobody has a crystal ball - they're haraaam!

ماشاء الله Good initiative! One and only ! May Bless your work إنشاءالله 🙏

Very useful video, the content is very clear and easy to understand. I appreciate your video descriptions as well, they're very simple to use and the links and timestamps enable me to get to the relevant information. Jizakallah Khayr

How to join to ur team

Mashallah amazing content. Very well explained, i didn't know about intro crowd but will look into it inshallah. Also did you manage to make the list for the shariah compliant REIT's? Jazakallah

Is product based Network Marketing like Jeunesseglobal permissible in Islam. Is income from Team's/Associates' sales are Halal ?

Salaam. The first bit where you mentioned debt, are student loans for uni included in this? Unfortunately I did not know better when I borrowed money for this but now I have finished that degree I believe if I tried to pay it all back now I would be attempting to do so for many years. What would you recommend, or does this fall under long term payments like mortgages?

Thank you very much for this upload. This is an excellent introduction for various shariah compliant investing. Deeply appreciated

Can I get your thoughts on the app 'Islamicly'? Is it more conservative than the IFG method of picking out shares for example? Jzk

Part 2???

This is super useful for a beginner!! Im not in the UK but so much of this applies to Singapore! Also your little jokes were v entertaining lmao

salams. what do you think of pension bees shariah compliant SIPP? thanks

Jazak Allah khair I am trying to improve my personal financing and found this along with your website fantastic Alhumdullilah feel much calmer now

Salam, Jzk. Have you got a link for session 3? Buying a House the Halal way?

Can you do a similar list for US residents?

Jazakallah to you brother for sharing knowledge like this

How could I contact you please?

Asalamu alaikum, I cant locate session 3. Is it available?

JazakAllah Khair this is a good overview mashallah

Don't put your emergency fund in stocks. Keep it cash. In your bank. Take no risks with it, ever.

Amazing, amazing n Amazing !!

If I put money in a junior ISA , does it incur interest ?

Can you please upload part 1. Thank you

Great stuff