The Luxury Black Card - Better Than The Amex Centurion?

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Twitter/Instagram @RJ_Financial
In today's show we'll take a look at the luxury Black card. This card makes bold claims, comparing itself to the Sapphire reserve, Platinum, and Prestige card. Does it hold up as a worthy contender?
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Advertiser Disclosure: Some of the products that appear on this website are from companies from which RJ Financial will earn an affiliate commission or referral bonus. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Опубликовано:

30 июл 2024

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Комментарии : 218

@RJFinancial 3 года назад

Thanks for tuning in! Interested in a real contender? Checkout my keep or cancel decision for the Sapphire Reserve next - ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-Y0voZdA1nAA.html

@bugattibrandon7206 3 года назад

Just. Received one in the mail today

@fekixboateng1575 Год назад

11:55 😊😊 11:55

@KevinYang 3 года назад

When one of the key points for this card is the weight, you know that's an issue.

@RJFinancial 3 года назад

Haha I wasn't expecting that right out of the gate either

@MSH3423 3 года назад

It's for dumb people. They are actually marketing it right.

@sk8ingthemystery Год назад

Shredding my Black Card invitation while watching this

@floweryoung7555 2 года назад

I just opened the invitation, and I found your video while doing my research. Thank you so much!!! Now you got a new fan!

@RJFinancial 2 года назад

Hey, glad to hear it was helpful. These mailers are tricky, on the surface it sounds awesome... Much better cards around for no fee. Let me know if you have any questions and welcome aboard

@artdogg50 2 года назад

Just got this offer in the mail. I was totally floored when I saw the ridiculous $495 annual fee. Came here just to see if it was actually real. Yeah not in a million years would I even consider it.

@RJFinancial 2 года назад

It's funny, I did this video randomly one day when I got the offer... then these guys must have sent a ton of mailers out because this vid consistently gets views. And always the same response... oh, I didn't know it was that awful

@aquint5554 Год назад

I just got this and looked at the annual fee and just laughed. Most travel cards with the annual fee give you credits that offset just the annual fee alone. The reward categories being only 1 point per $1 spent is a joke

@keishawhite7445 Год назад

I have this Card and it is good if you're a traveler It works for me

@largol33t1 10 месяцев назад

LOL, wanna complain about the yearly fee?? The black AmEx Centurion costs $5-7,500 a year (cost is even higher if you live outside North America!) so I'd take this over the AmEx any day.

@CoopyKat 10 месяцев назад

@@RJFinancial I just got one of these in Sept. 2023, it's obviously a rip-off company that is trying to sell this card! The super-high interest rate that comes with it is a major red flag!

@be_obee9024 2 года назад

Ok, who would have thought this video would be the one that solidify my subscription to your channel. I’m in. Thanks again.

@RJFinancial 2 года назад

Lol, glad I could win you over. I remember this vid, it got more popular than I ever thought it would. The back story is I didn't know what to talk about this particular day. Then the flyer showed up in the mail

@divinebrilliance3781 2 года назад

Global acceptance of VISA and Mastercard advantageous. Had to put my amex cards aside on several occasions

@ZendelWashington Год назад

no one needs this

@unkinderjam4376 Год назад

@@ZendelWashington But may want it

@60wwediva 5 месяцев назад

@@unkinderjam4376 I got an invitation and am not getting it but it's always important to get a card or travel card with no foreign frandaction fees. Amex isn't accepted everywhere

@tommyjones6866 22 дня назад

Which is why RJ always specifically says if your only cards are an amex or discover, you're signing yourself up for trouble.

@doddasuman 8 месяцев назад

thanks for the information. I was almost signed up for it

@RJFinancial 8 месяцев назад

Good man

@jlin9723 2 года назад

Imo, this card seems like the whole US Assasin Polo vs Polo Ralph Lauren. One is a legal, cheaper “knockoff” of the other. And it’s impression lies in how similar it is to the OG.

@kieb. Год назад

Thanks for the information!

@jemenfous9343 Год назад

Yep, the Master Card black card seems like a scam 😬Great info! Thank you.

@laroncade6963 Год назад

American express is the way to go, I make six figures a year, and have been now for years, I have a chain of dry cleaners located in georgia, north Carolina, and Newport News, Virginia..

@RJFinancial Год назад

I'm team chase but in this match up you are correct. There's only one black card in this game

@investingwiththeraufbros7884 3 года назад

Great vid, thumbs up!

@RJFinancial 3 года назад

Appreciate you stopping by!

@springs1978 4 месяца назад

I got this invitation today, thank you this was very helpful. I want be getting it.

@ranidayz09 Год назад

Offer had me thinking I'ma big timer! lol I'm glad I did my research! lol

@RJFinancial Год назад

Lol, same thing use to happen to me back when this card was with Visa network, I'd get the mailers all the time

@60wwediva 5 месяцев назад

Eh. I got my offer today then looked at it and felt apprehensive immediately, looking for the same benefits or similar that my other cards have and the other offers have that I always get. I saw nothing but wack 2X points and the heavy weight. It told me nothing and no welcome bonus. It's just a prop for clout.

@sam9242 3 года назад

A few years back I turned a Capital One card Black. Cost nothing, worth nothing. Of course they hide what the Luxury card earns. Wow!! 1X. But then, comparing anything to the Centurion Cards points out serious flaws in value.

@RJFinancial 3 года назад

Lol that sounds like something I woulda done in my younger days. And now they have companies that'll do it for you. Ha, true the multipliers were buried on the site and nowhere to be found on the mailer.

@WaysToWealth 3 года назад

Love seeing that ads RJ!!!!! Normally I don't normally, but for you my man! When you going to get sponsored by AMEX.

@RJFinancial 3 года назад

You're too kind sir! Haha half the people think I'm a Chase homer the other half say Amex homer... the real answer.. whoever answers your question first lol

@jamardegraffenreid128 3 года назад

Thanks for the Awsome review

@RJFinancial 3 года назад

My pleasure sir. Still waiting for them to send me the Gold mailer next lol

@jABSOCFuNk 2 года назад

Having a six figure income and getting invited to get one of this black metal card is hilarious🤣😂I’ve also had the chance to get American Express gold and platinum. But I’m good with my visa cash wise card and visa active cash card ☺️.

@RJFinancial 2 года назад

Back in the day when this card was with Visa I remember getting this same mailer and being amazed cause it was "the black card"... I think Amex sued them at one point over this, not sure.

@60wwediva 5 месяцев назад

Amex gold is a great investment. You're missing out big time! If anything that's the card to have!

@tomlandry932 Год назад

Thanks for the video

@Real.Estate.Report 3 года назад

That presentation is sweet! Lots of perks... I need a metal card in my life some day ha

@RJFinancial 3 года назад

I mean you're at 1k now soooo I'd say you've earned it. Congrats by the way my friend. I know you put in work to hit that mark and it shows. Continued success on air and off.

@Real.Estate.Report 3 года назад

@@RJFinancial thanks man.... that last Nile Niami video has took off, I am really stoked about it. Also always have appreciated your support ✌🏻

@JohnnyK60 3 года назад

Yeah but NOT this one!

@kkim1177 4 месяца назад

I felt all special for a second until you gave me a reality check.. ty

@francis5944 Год назад

lol i just got this invite and wanted to see what the deal was. if you want cash back get a Chase Ink Card with $0 anual fee and 1.5% back on every purchase. Thank you for the video.

@lesenfantsterribles6898 Год назад

Dude, the Amex green card is more of a luxury card than all three "Luxury" Mastercards 🙈😂

@RJFinancial Год назад

Ah yes even I would have to put the green above this and I'm not a big fan of the green

@lesenfantsterribles6898 Год назад

@@RJFinancial 🙈😂🙈😂

@60wwediva 5 месяцев назад

@@RJFinancial the gold card is way more luxury even. I have a gold card and I'm not even rich or have a lot of money like that but the Amex gold card offers SO many benefits. Dining credit, 4x back on Dining, rewards and credits with multiple shops, restaurants and online sites, pay over time plans, personal loans if approved, Uber credit every month, so many benefits. It's a great card to have on hand in case of an emergency or big purchase.

@mostlypeacefuljogger4622 9 месяцев назад

No, the black card doesn’t compare to the Centurion and even that is not worth it anymore. Black card doesn’t even send out the magazine anymore, it’s digital. Also they don’t send out the annual gifts. Centurion doesn’t offer any good benefits, cheaper to get the Platinum and enjoy the same benefits.

@kawanisumills Год назад

It was cool seeing this in the mail... however that 495 fee was a hit to the gut

@RJFinancial Год назад

$495 is a lot for a real card. Let alone this silliness. Save it for something like the venture X from capital one

@dreamville9649 2 года назад

I actually had this card for about 3 years. First year I payed the 500 not knowing what I was getting myself into lol. Second year I called to cancel and they gave me a 500$ credit for the card renewal and the third again. When I tried to renew for the fourth they did not offer me the credit so I closed the account. But man was it a flex. I was like 19-21 years old

@RJFinancial 2 года назад

That's awesome. I can only imagine throwing this down at that age. I remember getting the flyers at that age when the card was with Visa and I thought it would be awesome to have. I'd love to get one of these a film peoples reaction to it

@mrgiovanny 3 года назад

RJ, loved the review!! Saphire could get in the gym and bulk up a little bit! Funny AF 😂 Fellas, if you're single and you have this ridiculous card. Put some use into it before canceling it. Take out the black card on one of your hot dates! Once she see's the labeling "Black Card" on the credit card, guarantee action in the bedroom! 😁 When life gives you have a lemons, make lemonade! 😎 Thanks for the review RJ!

@RJFinancial 3 года назад

Haha there's a video idea honestly. Get one of these as a prop and walk around the city getting ladies reactions to it.

@60wwediva 5 месяцев назад

Lol. Funny advice. As a woman if this was 10 years ago when I was 19 I would've did it but now at 29 if I were to see a guy with a black card the most I'd get from that is that he is consistently hardworking or has decent credit. Nothing to wow over. If it's Amex platform then I'd drop panties especially Amex centurion. I say this as someone with an Amex gold card. Also why would you ruin your credit by getting a hard inquiry to get approved then close it later? Closes cards stay on your report.

@pg6299 3 года назад

I received the same mail and threw it right in the trash 😂, also got the platinum card invite with 100,000 bonus so I’ll probably my do that

@RJFinancial 3 года назад

That's a solid offer right there. Especially if it's the offer with 10x on gas/groceries for a limited time. I say go for it.

@tonytong9630 10 месяцев назад

If the weight itself is the only thing they trying to sell for , would don’t I just get the metal card of cash app which are the same weight ( 22 grams ) as this one and I can get lots of cash back, plus I can design it by myself 🤷🏻

@alexrod550 2 года назад

Thank you for the review...I saw the black card....for me useless ...Thanks again !

@justjosh4035 Год назад

I’ve heard of this card before. Just today I got this in the mail. This is an easy decline but of course I came to RU-vid to learn more about this.

@RJFinancial Год назад

Good man

@steffanigray9464 2 года назад

Perfect review. I received the invitation as well and research made me so confused. It’s not what it is marketed to be.

@RJFinancial 2 года назад

Trying to ride the wave of the Amex cards.... it's a shame. Lot of better options, glad to be of help

@TarotTrismagistus 2 года назад

I would be so embarrassed to pay the bill with this card lol ‘’B L A C K C A R D’’ ... ‘’mastercard’’ 🤦🏻‍♀️🤣 I feel like the wait staff would go to the back of the house calling out to everyone like ‘’Ayo, check out this card out!! 🤣😆🤣’’

@RJFinancial 2 года назад

Mean to tell me this won't impress young ladies? Well this explains a lot lol. I feel like this exact thing would happen, especially at nicer places where they've seen some real cards before.... could pass it off at Applebee's maybe

@angelsky6869 Год назад

You sound immature

@60wwediva 5 месяцев назад

@@RJFinancial keyword: young ladies. Date anyone 30 and above, they know better. Young girls may be impressed but I've seen some girls with their own Amex Plat. Pull out a gold or platinum thats impressive

@jonathanfactor6688 3 года назад

Great video thanks have a great weekend . I think that the platinum card might be better even though the fee might be going up

@RJFinancial 3 года назад

Appreciate you stopping by as always. There's potential but the card is too focused on things that seem like luxury... like how heavy it is

@CityLifeinAmerica 3 года назад

The only advantage the Luxury Card black card thing is that it uses MasterCard which means more places take it. Still not Costco though.

@javiertorres9114 2 года назад

Thanks for that.

@Doggieman1111 Год назад

I like how they write "BLACK CARD" on the card just in case you couldn't tell by the fact that it's a card that's black.

@RJFinancial Год назад

I did this video randomly when I didn't know what to talk about. It's now one of my most viewed. The comments are usually similar so their misleading branding does work... at first.

@robby95036 Год назад

Nobody out pizzas the hut... nobody out black cards AMEX.

@GIJew Год назад

It’s a card marketed to people who want to pretend that they’re rich. Some say that rich people are scum. But I disagree. I think that people with no money who pretend they have money are scum.

@RJFinancial Год назад

The card you get when you don't know any better or that folks with money honestly probably use a double cash on most purchases as is.

@60wwediva 5 месяцев назад

Amex cards from gold to centurion are more impressive and reliable than h

@fredkim01 Год назад

I got it too.. but it had like $595 annual fee.. I just ripped it.

@earlthomas7464 3 года назад

The Mastercard Black Card is great is your into walking around with a heavy wallet. Otherwise, the Black Card is a waste of time. BTW, can you do a video on Lounge Buddy?

@RJFinancial 3 года назад

That's a good topic I haven't seen covered much. Yes, I'll put it in the rotation. Maybe a comparison to priority pass and other lounge memberships.

@earlthomas7464 3 года назад

@@RJFinancial It was one of the reasons why I applied for the Amex Green.

@60wwediva 5 месяцев назад

A heavy black card is only impressive at restaurants and shops where you need to flex some clout for special treatment. Other than that it seems like an empty card

@zillsburyy1 Год назад

nobody should ever pay a fee for a credit card

@RJFinancial Год назад

There are reasons that make sense.... this ain't one of them

@zillsburyy1 Год назад

@RJFinancial credit cards make money everytime u make a purchase. only stupid bozos choose to pay a fee

@novarattu6696 2 года назад

Im unemployed and have 0 income. How and why did I get invited. I have decent credit for a 21 year old. The whole marketing and the way the emphasize the word “luxury” screams scam to me. I could be wrong..

@RJFinancial 2 года назад

It's not an awesome card.... instincts are correct. They likely bought a customer list somewhere and do mass send outs every so often. I don't know what the credit limits on these things are but it's not the "no limit" Amex version it tries to copy. We can get you some good card recommendations based on what you like if/when your in the market. Burn this mailer...

@Ritchie_The_CEO 3 года назад

Man I can’t watch this right now but I can’t believe that the Luxury Card comes out on top.

@RJFinancial 3 года назад

Haha in their defense they only claim it's better than the CSR, Platinum, & Prestige.... spoiler alert... it fell short

@Ritchie_The_CEO 3 года назад

@@RJFinancial at least they’re aiming high. 😂

@garrymyers8459 3 года назад

Black cards matter

@RJFinancial 3 года назад

Lol well said sir

@watsonanthony8438 2 года назад

Lmao

@michaelmikhail2854 Год назад

😂😂😂

@v-m-e Год назад

Fosho

@zillsburyy1 Год назад

u stole that

@thehornyewok5176 Год назад

I rather stick with my Navy Federal Credit Union Flagship Card. 20K and I get up to 3% back and pretty good perks 🎉

@RJFinancial Год назад

Good man

@terrylew2209 Год назад

Im glad you posted that because actually the NFCU Cards are like some of the best kept secrets out there lol! I got mines, generous 15k starting CL, great balance transfer option etc i looked at this LC Black Card offer in my mail for 5 mins then threw it in the trash

@anthonyrose6686 3 года назад

What kind limit Black master card gives

@RJFinancial 3 года назад

I'm not sure. I'd guess it would have to be on the high side considering what the card is trying to represent. Obviously based on credit factors

@little-ol-me 10 месяцев назад

I received an invite today. Hell no. Not worth it for me.

@RJFinancial 10 месяцев назад

Good man

@mod2839 3 года назад

That actual card have been sending me that lame a$$ package for 10 -15 times ever since 17. You do the math, I’ve put in the trash every time. I was teen back then…

@mod2839 3 года назад

2017….lol

@RJFinancial 3 года назад

Lol I use to get them a lot as well, then nothing for a long time until this one showed up. Hoping to get the gold flyer for another vid lol

@TarotTrismagistus 2 года назад

Same lol

@westsidecater Год назад

So what IS the *best* credit card??

@RJFinancial Год назад

For cash back probably a chase freedom flex/unlimited. Travel, if you could only have one I'd say it might be the venture x from capital one

@Louislounge78 14 дней назад

What if you get it and didn’t activate it you can send it back right

@RJFinancial 14 дней назад

The account is already open and will report to credit. Can cancel if you’d like but it won’t change the credit pull or having a new account show up

@eddieb9102 Год назад

I have, and thanks to your video - I declined! Thanks :)

@sdn4134 2 года назад

I think it’s just weird though that it has a big black card wrote across it

@RJFinancial 2 года назад

Ha they want everyone to know what kinda card you have when checking out. It screams trying too hard...

@jlin9723 2 года назад

Imo the red flag come in when it has to compare itself to other cards

@tommyjones6866 22 дня назад

I think its hilarious that every video you talk about a black card you play that Kanye clip from Last Call lmao please don't let the meme die

@RJFinancial 22 дня назад

Ha thank you sir. Haven't talked about the black card in awhile. Need to bring it back

@kazikwalking9783 2 года назад

My grandpa has the black Mastercard.

@be_obee9024 2 года назад

This card is 🔥🔥🔥🔥🔥🔥‼️‼️‼️😂😆😂🤣😆🤣😂 I am still laughing at the fact you reviewed this card‼️ I am in tears typing this. I bet you had to do a few takes filming this. I see you had to hold back the laughs. 😂😄🤣😄😂😂

@RJFinancial 2 года назад

Ah I remember this. So funny story, I think this was a day when I didn't really know what I was gonna talk about. The flyer showed up in the mail and figured why not... I read it before hand but I didn't write an outline like I normally do, simply went from the flyer and reactions, hence the laugh/talk as I go. Still waiting for them to mail me the other two flyers....

@be_obee9024 2 года назад

@@RJFinancial 😄😄😄 ✊✊

@michacolumbus Месяц назад

What is the difference between Mastercard Black and the World Elite?

@RJFinancial Месяц назад

This card is a product, as in its own card. Mastercard World and World Elite refers to the Mastercard payment network. Being World Elite gives the option of more card benefits - ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-_4vm6cr5WIg.html

@michacolumbus Месяц назад

@@RJFinancialThank you for the immediate response

@Daltonic3 Год назад

Got it in today MAIL!

@RJFinancial Год назад

Shred it!

@JohnnyK60 3 года назад

I feel sorry for folks who fall for this marketing.

@RJFinancial 3 года назад

True, they've been around for sometime now so somebody has to be signing....

@josielancaster7095 2 года назад

Awesomeness

@escovar60 3 года назад

At the end of the video he does this weird repeated laugh while talking lmfaoo we know the card is ass, but like…. We get it lol

@RJFinancial 3 года назад

Haha that's probably fair. Hey, talking to yourself long enough and you gotta find something to entertain you

@newsnowadirondacksredux360 3 года назад

Lol got one too. Run for the hills.

@RJFinancial 3 года назад

But think of all the ladies you could impress with the weight of your card

@Pharmbro 2 месяца назад

Sofi gives me 2% cash back on every purchase …. global entry is $100 per 5 years. “Big deal”

@ketoman8834 2 года назад

Just a short FYI on the piece of $h34T!! card. It sponsored by Barclays Bank! Euro trash!

@RJFinancial 2 года назад

Ha I once called Barclays the junk drawer of cards... this only solidifies that opinion

@al5152001 2 года назад

MasterCard needs to take the “Black Card” title off the card…..That might help some

@RJFinancial 2 года назад

It is interesting. I believe Barclays issues these and it is an MC and we do call other cards a MC or Visa xxx but it's gotta suck to have your name associated to this one

@mohammadislam2652 4 месяца назад

Good 👍 video

@ishouldbestudying251 2 года назад

Not the people trying to defend the knockoff black card😭😭

@RJFinancial 2 года назад

Lol, I'm still waiting on my invites to gold and titanium versions

@CoopyKat 10 месяцев назад

$495 annual fee. 21%, 25% or 28% depending on your "creditworthiness" -- what a total rip-off! Banks like this should be investigated! I got one of these in the mail and found it amusing at first, then I thought of the suckers that might have gotten this garbage card!

@imeanreally9094 4 месяца назад

This is as luxury as Coach...which means it is not. Appreciate the succinct deep dive. It saying BLACK CARD across it and also literally using the term Luxury Card were clues though. Clues to a s$#t mystery that is.

@joesegreto1795 2 года назад

The MasterCard black card is a wannabe. There are so many other better cards out there. The annual fee does not justify the substandard perks.

@RJFinancial 2 года назад

I can't wait until I get the Gold card mailer sent my way... terrible card looking to capitalize on the name

@englee2006 3 года назад

That card looks like a scam. Which bank is it backed by?

@RJFinancial 3 года назад

I think its Barclays bank... not 100% on that tho. Still waiting on my invitation to the Gold version

@byronjeffery2576 3 года назад

Summing it up! Barclays (which who is issues this card) Stop IT!! Not Even Close!

@RJFinancial 3 года назад

Still waiting on them to send me the Gold card flyer lol

@byronjeffery2576 3 года назад

@@RJFinancial If you want a good laugh and insult at the same time you will get it with the Gold card flyer. 995 AF and from what I read it is Totally not worth it!

@brandond2868 2 года назад

I got one in the mail as well... but it is the heaviest... and I want my wallet to be heaver... well no I don't

@RJFinancial 2 года назад

Haha metal card has come to mean expensive or terrible... these guys managed to do both

@BankAccountBonusCentral 3 года назад

Porte black card > Mastercard black card

@RJFinancial 3 года назад

But is it heavier?

@MarsM13 2 года назад

I got a mail offer today to get this card, and I don't see the appeal. It seems like crap compared to almost any of the cards I already own. My US Bank card is better for utilities and internet. My Chase card is better for restaurants. My Citi custom cash card is better for groceries. My Paypal credit card is better general use. I go ten years at a time without flying, so I don't care about that. It's worthless.

@RJFinancial 2 года назад

They're trying to cash in on the metal design looking like the amex version. Amex wasn't able to trade mark "black card" so they can still use it. Think that's how the story goes anyways

@MarsM13 2 года назад

@@RJFinancial My Blockfi and Gemini cards are metal, and I'll admit it's kinda neat. But "kinda neat" isn't a reason to get a card with an annual fee. The only reason I keep my Blockfi and Gemini cards is that they are zero annual fee.

@Consistency0x0 9 месяцев назад

i got mines today lol 😂😂😂

@RJFinancial 9 месяцев назад

I look forward to the unboxing vid

@Jason_The_Man 2 года назад

Hmmm 🤔. I tend to be more impressed by originality than imitation. Sounds like a lot of fluff to me.

@RJFinancial 2 года назад

I'm still waiting on my special invite for the gold and titanium versions... sure they'll come eventually

@gordonallen9095 10 месяцев назад

This card is a JOKE. It's not even better than the AMEX platinum, Chase Sapphire Reserve, or Capitol One venture X. I can't see ANYONE familiar with upscale travel credit cards who would pay so much for so little. Who is clueless enough to want this in their wallet?

@shahanjutt1219 Год назад

Im oku with my black cash app card

@LuisMartinez-dk4qf 2 года назад

I’m just getting it to Flex I have a black metal card lmao

@RJFinancial 2 года назад

What woman could resist seeing that during close out at AppleBees?

@Only_Grace1111 2 года назад

Lol 😂

@frankv64 2 года назад

From what got from this video the only good thing about this card is you can use it for self defense

@RJFinancial 2 года назад

Haha, its a black and metal and yes, you may be able to fend offer attackers with it as a bonus lol

@user-jt9hi9zd8n Год назад

Black cards absolutely matter

@user-jt9hi9zd8n Год назад

I have considered it when I was a previous American Express Card ?holder, but I was happy with my American Express perks. I would have to review the perks again, but if I remember correctly the American Express was more than enough

@DNOJ Год назад

They sent me this in the mail… shit look like a scam The black card also I’m not paying for shit

@RJFinancial Год назад

Good man

@user-bq8wd9ig2k 3 года назад

ممتع جدا جدا احسنت النشر تحياتي وتقديري

@RJFinancial 3 года назад

Thanks

@thegarfield6796 4 месяца назад

I'm surprised that they are still in business today, this is boarderline scam.

@KingGreen78 Год назад

🤣🤣 i get that invite every 6 months, i think they're just trolling cause they can't be serious with that p.o.s

@onlyimports 2 года назад

I see a white guy with one after the club and because I never know how the real Black card look (Amex), I assume that guy was rich and coming to a ghetto club 😂😂😂😂😂 not knowing his so called blackcard was almost on the same level as my wells Fargo card

@RJFinancial 2 года назад

Ah that's awesome that dudes are out here trying to pass it off as real. Amex wasn't able to trademark "black card" so I guess this is allowed and most people are in the same boat as you. Especially when not that many cards were metal

@KingGreen78 Год назад

🤣🤣

@QueenConsious 2 года назад

American Express is better

@micahthemessiah1222 Год назад

Ggs bruh cause I’m like nah this card looks like trash. 🤣 imma pass and stick with my Amex, capital, and Apple Card’s

@jayt1077 2 года назад

Amex took them to court over their use of the term "Black Card" and now they use it under license. Lol

@RJFinancial 2 года назад

Interesting, didn't know that. Doesn't surprise me, Amex is super protective of their brand. Honestly they should because this does confuse people as to what it is they're actually getting.

@onlyimports 2 года назад

@@RJFinancial it actually confuse me 😁 I was actually surprised to see a black card written on a black color card.... I heard of black card but I never know if it's Amex or visa or master

@jasonjust-jason9489 3 года назад

commented

@RJFinancial 3 года назад

Couldn't have said it better myself lol

@d-c-g6525 2 года назад

I just got an invite from these jokers today.lol

@RJFinancial 2 года назад

It’s funny, I made this vid on a whim because I got a mailer. Then so many people end up here because they get these mailers…. Still waiting on the gold card offer

@user-rx8yr2mt9i 3 года назад

Lk 10

@RJFinancial 3 года назад

Thanks for stopping by

@mujjuman Месяц назад

millennials who want to show off and pretend that theyre billionaires will fall for it

@MH_6160 Год назад

poser card

@23Piccolina 3 года назад

The best card is your debit card. You pay nothing annually and using it, you never go into debt. People paying hundreds for these stupid cards that give points are idiots. The only people who need credit cards are people who can't afford to pay cash in full for their purchases. Spend? Time to save!

@RJFinancial 3 года назад

Have to disagree friend. Credit cards tend to come with more protections than debit cards, they aren’t linked to a bank account so if the card is compromised your actual money is being stolen. Also there are a lot of great cards that offer rewards for no fee. As you point out, everyone should save up and have the money to pay in full. Why pay cash and get nothing when you can leverage a card and get cash back. Then pay the balance in full immediately?

@23Piccolina 3 года назад

@@RJFinancial OK, I can't argue with decent logic pointed out here. My remarks are meant for the 75% of the public who purchase with credit cards and then amass debt by not paying off the balances in full. If someone is that type of consumer, then using only a debit card is better for them. But for the 25% or so who can afford to pay in full and not carry debt, a credit card with no fee and rewards, such as Discover Card is the better way to go. (I have one myself)

@RJFinancial 3 года назад

@@23Piccolina I can get behind that. Debit card and turn off overdraft if you know you can't handle it. I try to stress not buying things you don't need and only spending what you need but you know how it goes... Unfortunately it seems to be an accepted part of American culture to do this...

@23Piccolina 3 года назад

@@RJFinancial Its why we are all slaves to the banking industry and wall street. Buying Chinese crap from Wal-Mart!

@isaiaguilar6377 2 года назад

Bro your review straight butt. Major in comm. after read you then have to explain to the audience what you read. Nimrod

@RJFinancial 2 года назад

Be sure to double tap that dislike button to show your disapproval

@sdoafhwheab 8 месяцев назад

It took me 15 secs to figure out that this card is total joke lol.

@OGGAS3AG Год назад

I am short of words to express how much I appreciate *GLIZZYGLITCH* efforts in holding me closely, through my hard times.Thanks so much for putting me thru all the credit card things ☝🏽☝🏽☝🏽