Yes. U can invest before 18. I have sips running in the name of my minor daughter. We have to apply for a minor pan card to start investments and have to do a re kyc once they become 18yrs
I loved this person. He is sorted. He is saying no to all the jargon that exist in financial world like trading, stock investing etc. I wish I had listened to him earlier. I didn't know this channel or Rajnish. Somehow this video just popped on my youTube dashboard and I happened to click it and found this excellent person.
Welcome to Attitude Makeover! 🙏 Please download the Excel file shared by Rajnish. I’m forming a small group for those interested in a savings journey, where you can interact directly with him.
No need to stress guys. As soon as you start earning, invest at least 25% of your income in Index fund and increase it every year by at least 10% By the time you'll be in your mid 40s, you will be financially free. Keep it simple!
@@religionofpeace782 very few people have guts to handle the volatility of mid and small cap over 15-20 years horizon. Most of the folks in today's market came after COVID and they have seen just greenery in the market. One bear market will throw them out of the market right away.
This is an eye opener, I would certainly like to hear more from Mr. RAJNEESH and a personal request to him and I am sure many would agree, that he should create a program for young Adults to understand finance and investments better and help young India to tap this exponential market in much better way. This would really help. Thank you.
Thank you, @CricketVilla31! We completely agree that financial awareness and long-term thinking can transform lives. Rajneesh and I are passionate about empowering the younger generation with the right knowledge and tools, like the Excel sheet we’ve shared, to help them take charge of their financial future.
Thank you @michaeldsilva for your kind words! We’re glad you found the advice practical and unique. Rajneesh and I aimed to provide actionable insights beyond the usual textbook approach. Stay tuned for more!
Also tell them how much value 3.78 crores would bring to the table after 25 years.....1 crore after 25-30 years would be equivalent to today's 13 lakhs
Very good info, 22% return in small cap is amazing and combining it with gold to have some stability is very smart way to reduce the risk. Also, not may people know that there is no capital gains tax on it 👌🏼👌🏼
What If there is a negative return on market connectivity for. a. 3yr b. 5yr c. 7yr? Please explain in the above 3 scenarios. Because several times markets had given negative returns.
I think so gold is not a good option ffrom now because equity wil do more better in upcoming 25 years , When equity goes down gold comes up , but now dii are more powerful than fii and i dont think equity will go down more like it did in history, so gold dont have space to perform
As I mentioned in the video, the techniques are quantitative and based on past data. I personally don't have predictive abilities so I don't know how equities/gold will perform in future. All i know is the mathematical correlation between the two over the last 2 decades. One is free to take a call based on their level of confidence.
At that age, capital preservation is critical. The portfolio should target a low risk level rather than high returns. Investing time learning options can be very helpful in creating a hedge against your equity investment. Investing in Niftybees and then creating a hedge using Nifty options can create a system with predefined upside and downside.
Money IS broken it is manipulated by authority, current money has no store of value, it forces people to gamble aka invest their hard earn time i.e is money, how can society prosper when the base of society is broken, we need hard money which can not manipulated.
@@gvrp3People investing in stock only care about their money to be xx times, whether company creates value in society or not only because current money is broken like holding melting ice from the heat of inflation and obviously using freezer aka investment to stop from melting...Study money, current money is corrupted, diluted, debased, controlled, only as 1. Medium of exchange 2. Unit of account but has no store of value.
44::00 Even scientists need the same money to take care of their family. Their scientific work and passion is of no use for their retirements or for the comfort and safety of their family. I wish I knew it.
@billthomas7032 Thanks for noticing and calling it out! Something went wrong with the Excel upload, as it was our first time. We’re working on fixing it and will share the link soon!
Thank you, @pujakapil1610! We truly appreciate constructive feedback and prioritize improvements. Could you please provide more details on the audio quality issues you noticed? This will help us enhance future episodes. Thanks again for your support!
Hi @pujakapil1610, we appreciate your feedback! We start with the fundamentals to ensure everyone has a solid understanding before diving into practical tools and strategies. If you stick around, you’ll find valuable insights and an Excel tool we’ve shared for better savings and investment. Feel free to reach out for more details!
@@Batni704 my name is Sowjanya Shetty (the interviewer and the host of attitudemakeover). My voice is not very loud in general but in this episode, I believe the microphone seems to have some issues. Should be fixed in the future episodes. Thank you for watching the episode 🙏
@rohitmalhotra5903 Thanks for your feedback! I hope you were able to push past my rookie interviewer moment and catch the valuable insights Rajneesh and I intended to share. Your patience is appreciated
@@bivash603 please calculate according to inflation what would be the value of 19 crores after 25 years in today terms , than you will get to know who passed 12th
@pstaney Thanks for catching that! Looks like we made a big error-like mistaking a marathon for a sprint. Can you point out where this happened so we can correct it if we can.
@@pstaney Nifty has easily given 12-13% Debt funds give 10%. That is why 12 or 13% is quite realistic. In actively managed funds, historically they have given 15%.
What’s your source of data? Also let’s keep in mind that most mutual funds did have entry load, which was taken away only in the last decade or so. Only 40% of actively managed MF’s beat the index. Also to have 13% returns on a blended portfolio of MF’s and gold or debt, one needs to be close to 80% in equity, which is practically a high risk portfolio. Again to each their poison… but my humble view, for a portfolio of 65-35 (equity to debt) one should consider blended returns as 8-9% max.
@@religionofpeace782 This anchor and you seem to be not taking the critic in a constructive way. I can see why this channel has so less views in the last few years. Be sportive in taking criticism and improve yourself or be in your own 🌎 and enjoy the swimming in well.
Is bhaisaab ka hindi interview lelo ... Bhaisab bohot kuch bolna cha rahe they. But english mein problem ho rahi thi. 😂😂😂😂 Zyada kuch khas nehi laga podcast. Jonbhi bataya gaya, already sabko pata hai. 😂
![The Numbers Game: How to look at money I [Ft. Rajnish Bharti]](/img/logo.svg){kind=logo}
