Impose Your Will on Your Money With a Budget! | June 27, 2024

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The Ramsey Show (June 27, 2024)
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Dave Ramsey & Rachel Cruze answer your questions and discuss:
- "How do I move forward after getting fired?"
- "When is the right time to buy a house?"
- "I make $100K and live paycheck-to-paycheck,"
- Who is responsible for paying Parent PLUS loans: students or parents?
- Dave responds to Rachel and Ken's advice about selling Taylor Swift tickets (his answer may surprise you)
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28 сен 2024

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Комментарии : 241

@super1234567891011 3 месяца назад

This was the first Ramsey episode I have ever seen with a technical difficulty. I have watched every episode since 2014.

@lindacondilli6494 3 месяца назад

Someone’s gonna get yelled at. Lol

@stevenpatton2180 3 месяца назад

It’s the first time I’ve seen it affect the live show, but several of the recent streams have had difficulties.

@super1234567891011 3 месяца назад

@@stevenpatton2180 oh, yes, that’s a give in. Whoever posts the streams on YT loves to upload the segment in the wrong order. Hahaha

@oceansky6207 3 месяца назад

The tech guys needs to be dressed better in the future. lol

@amireallythatgrumpy6508 3 месяца назад

I've seen the screen in the background crap out but nothing that actually interrupted the show.

@maryannanderson2213 3 месяца назад

The young man who mows my lawn told me that my water meter out at the street was leaking and the ditch between my lawn and the street was full of water. I called Nashville's water company to report it and someone will come out and see what needs to be done and let me know. MAYBE they will say this is up to Metro Water to fix, and they will do it on Metro's dime or MAYBE they will tell me I will need a plumber to come and fix it, and I will have to do it on MY dime. Here's why I am including this in a Dave Ramsey video. I am a widow and I live on a fixed income but thanks to doing the debt snowball and following the Ramsey plan, I am totally debt free and I have an emergency fund so while I am a bit concerned about how soon I can get this done I am NOT fearful that I might have to make the decision as to whether I will fix my water problem or EAT for the next month. For someone in my circumstances, I can't explain how much peace of mind that gives me. THANKS, DAVE!

@professormr.doctor5442 3 месяца назад

Praise be and blessings to Dave. My wife and I are both 19 and just paid off our university tuition in advance totaling $387,536.29. We are sophomores and are now debt free and saving up to buy a data center for our AI business Baby Steps LFG!!

@mike112079 3 месяца назад

How the heck did you guys do that?

@amandaowens7568 3 месяца назад

1st call tech difficulties: Dave made it through the irritating noise distraction

@grapesofthevine1801 3 месяца назад

Logan I don't know if you'll read this comment but I just watched your segment I am doordashing 12 hours a day 6 days a week I know it's not a dream job for anyone but doing that I make over $1,000 a week sometimes up to 1300 so if you can commit yourself to it even though you won't have a life for a while you can make the money you need to get through this until you find a more stable job you can do it I believe in you I'm in the same situation as you financially except I have rent to pay. With doordash when you start out you have to get on the schedule but after you do a certain number of deliveries then you upgrade to a Platinum Status and you can Dash whenever you want so if you just get through that initial stage it might take you a few weeks getting on the schedule week in advance

@user-xt6tw4fr4w 3 месяца назад

That's great for the short term. Just be aware of all of the depreciation you're putting on your car. I did Uber and put 40k miles on my Jeep Wrangler. Cost probably $3,000 in depreciation.

@grapesofthevine1801 3 месяца назад

@user-xt6tw4fr4w ya definitely...but sometimes you don't have a choice...it's do that or be broke and can't pay bills. It is a price to pay comes with the territory

@catherineskis 3 месяца назад

By choice, I have two jobs. My second is cleaning houses...I thought that this job was going to be drudgery, can't wait to quit, I'm going to hate this job. I'm having fun and I really like the job. At this second job, there was a divorcee, whom I was helping to make beds. I was trying to tell her about Dave Ramsey. She gave me all kinds of excuses. I said, "Of course, out of all of the millions of people around the world who Dave Ramsey has helped, you're the only one in the world that he can't help"!

@kaelaleedaley 3 месяца назад

You can bring a horse to water... We've been there before talking with people who haven't had their "sick and tired moment", The LORD has to establish the house x

@ManfreeFreeman 3 месяца назад

I'm a Toyota Tech and when I do work at the house I charge 1/4 the price of a dealer. I bet she could get an engine for $400-700 and just guessing but someone like me would do it for about $500 so tops she be in it around $1200

@wendydiane9648 3 месяца назад

Rachel I loved your reaction to a shade tree mechanic!😂 My husband is one. Great advice about finding a used one and having a non dealership person install it.

@timknin 3 месяца назад

I Love Rachels spunk!!😊

@deb9806 3 месяца назад

I have a feeling her kids will go where they "fit" and they can afford anything. I know the "no discussion" wasn't fun. I'm sure other schools wouldn't be that much more money but Dave had control and I hope it was worth it. Sounds like a horrible college. My kids colleges had much better graduation rates

@jonathanl5638 3 месяца назад

this is in regards to the 19 year old lost his job and does 24 k on his car forget door dash work as a courier I made 130 k doing medical deliveries last year

@ericsobel5456 3 месяца назад

For who I would work as a Courier for 130 a year

@catherineskis 3 месяца назад

Pray tell, "Medical Deliveries", are these specimens, people, medication, records? Thank you.

@JulesScotty 3 месяца назад

⁠⁠@@catherineskisit can be anything from specimens, records, payments, etc. however, you will put heavy miles on your vehicle! So be prepared for lots of maintenance & and the possibility of a “new” vehicle annually.

@catherineskis 3 месяца назад

@@JulesScotty Thank you. And see, my side gig is working for Merry Maids and so that next car thing because of the mileage for that is what I was wondering about. Thank you

@JulesScotty 3 месяца назад

@@catherineskisYou are welcome! Just food for thought, many people do it & if it works for you then go for it 😊 good luck

@kimkearney121 3 месяца назад

They didn't address the no benefits with Chris from Montana who is changing jobs making $10,000 less. It seems like they didn't even hear that part.

@pamdanner3274 2 месяца назад

1:14:39 My dad didn’t apologize for telling me that he would pay for my books and tuition and I’d live at home. (Lucky to have a great University here). If I chose anything else it was all on me! Guess what I did. Got my degree in 3 1/2 years and moved out my final semester when I could pay for it. Good parenting is sometimes hard!!

@5star60 3 месяца назад

I really wish the parents of the 19 year old where helping him figure out his finances. With his age, if his parents help set him up then he can be so so successful later in life.

@sagmeister2234 3 месяца назад

How the hell does Sarah make over 100k? She can’t even form a coherent sentence.

@striperkid 3 месяца назад

I had to fast forward through her call because of her ahhhhhhh, ehhhhhhh.

@patricksimon8943 3 месяца назад

Well we have two people running the country the last 8 years that are no different, so there is that.

@jjkatz 3 месяца назад

She was very annoying

@noaspencer 3 месяца назад

I’m fantastic can you hear me ? Better than I deserve what’s up ? Lmao

@vmolina2002 3 месяца назад

😂

@patricksimon8943 3 месяца назад

I caught that, he went off script. The noise rebooted him.

@proper.role.model.819 3 месяца назад

I caught that too lol

@ellea2541 3 месяца назад

Even though it was due to the technical issues, it made me chuckle because it was insight into Grandpa Dave in 30 years time - still on air (by God's grace) but not really hearing what the callers are on about and just saying "Better than I deserve!", "That's dumber than a rock!", "Go to WORK... you're broke!" and "Have a freaking plan!!" in rotation regardless of what the question is. 😂❤

@jacksgl777 3 месяца назад

I once had a transmission go out on a vehicle. I thought I’d be smart and buy a good used one from junk yard (one that was in business like this with good parts). Anyway, I had a transmission place install it and rented a car while they worked on my car. When it was all said and done, I paid more renting a car 2 weeks plus the used transmission rather than just buying a new transmission from dealer and the dealer installing it. So be careful ! Don’t lose money in some other way (I had no idea they would take so long).

@alexisballard1459 3 месяца назад

Curious how Dave thinks new real estate professionals ever grow into seasoned professionals if he’s constantly telling folks to never buy from new professionals lol

@ethanseevers1775 3 месяца назад

He doesn't know he's just ignorant

@johnparker4484 3 месяца назад

I think he’s just warning people of feeling like they have to go through family or a buddy who does that instead of using a pro. Obviously new real estate people build clientele over time

@davidwolfe7777 2 месяца назад

That's exactly what I was thinking. You have to start somewhere. Why not start with family or friends👍

@clouwho7675 3 месяца назад

Great job Ramsey with the 19 yr old!!!

@noaspencer 3 месяца назад

Dave goes off when it’s just him and his daughter lmao

@freenation.podcast 3 месяца назад

The playback is hilarious. I can’t wait for Dave’s feedback. 😅

@veerebel7112 3 месяца назад

Taylor Swift Q-Yes, Dave's answer was exactly what I wish Rachel and Ken would have said, Mom its not in your control anymore! Next time, specify what you want the gift to be used for...maybe don't call it a gift.

@Trustbutverify2651 3 месяца назад

A woman who has six kids as a single Mom, gives her son a graduation gift of a car that HE now has to pay for, has credit cards, has a 21 year-old son who can't keep a job, and took on tens of thousands of dollars in Parent Plus loans for her daughter's private college at NYU is a "hero"? Really? Not my definition of a hero. I call that one bad decision after another and no ability to say "no."

@jacksgl777 3 месяца назад

She’s a hero raising 6 children on her own; sounded like all doing pretty well too, except for youngest one that hasn’t gotten it together just yet. Not sure what she did for her other children in regards to helping with college but the one that went to NYU wasn’t a good idea unless her daughter gets a job and helps get that paid off. Overall, still a great mom!

@conniecatt7814 3 месяца назад

I agree. A lot of debt.

@ghostriley1855 3 месяца назад

She's a hero. She wants to fix her life thats why she called duh.

@117swordsmen 3 месяца назад

Not a hero. Every single mom is not a hero. That's just reality

@tomhocutt2013 3 месяца назад

Whether sore anyone need with 6 kids for?

@KAinFL 3 месяца назад

I have 2 questions - 1) what happens after baby step 7, when you are debt free, retired and living off of investments and SS, do you just live and give? not save? 2) how does the emergency fund look at that point? still 3-6 months (no longer relying on a job)

@elissapoh7782 3 месяца назад

Baby step 7 doesn’t mean you don’t work anymore. Yes save more, yes spend more, yes give more.

@BP_PE90 3 месяца назад

If you’re retired or are retiring you should consider working with a fee only financial planner who is a fiduciary. There’s not a one size fits all when it comes to asset allocation.

@KAinFL 3 месяца назад

@@elissapoh7782 Thanks. Perhaps my question was confusing - my question was after retiring. Didn't make sense to pull from investments for income then turn around and reinvest, may as well leave it if you don't need it. (except for require distribution)

@lilongge1304 3 месяца назад

😂Left handed puppetry... wait, I'm left handed, and I like puppets... I'm ok though I didn't go into debt for a degree in it. 😂🤣.

@mikecadigan6412 Месяц назад

MOVING TO A NEW HOUSE

@deb9806 3 месяца назад

You sent her to that school, others have much better numbers with graduation and staying there 4 years. Dave was afraid they wouldn't come home. ; )

@JAMES.T.1986 3 месяца назад

Sell the mums Taylor swift ticket and go with her sister 😂

@mikecadigan6412 Месяц назад

ODD ONE OUT

@nancyr5161 3 месяца назад

Dave I need help so bad we are not in a bad financial situation. We are in our 60s 42 years married our home is paid off we have a 1,100 dollar Walmart card that is the extent of our debt but we have a huge problem we need a roof replacement and we have 2 central heat and air units that need replacing. We are looking at about 25,000 we need. My husband is disabled and I stay home to take care of him and my granddaughter 4 months old. Our income is about 2,200 a month. I dread taking another loan out on the house but the roof is leaking and causing damage and we keep getting the downstairs unit fixed. Electric bill, car insurance and house insurance, phone and cable and internet bill, food, gas and my doctor every month which is about 250 a month with medication eats up almost all of that 2,400 a month. Don’t see a way out but because we do not want to get into that debt again the roof and units just stay as they are. Please help us find a way out of this. Please😢

@kimkearney121 3 месяца назад

Call the show!

@mmp495 2 месяца назад

Nancy, get several quotes on the roof and AC unit repair to make sure you’re getting the best deal. Please don’t borrow more money. Is there any part time work you can pickup? Hope things get better for you all. 🙏🏼

@jaymoney9643 2 месяца назад

Drop the cable. I haven’t paid for cable my entire life. I’m not missing anything.

@nancyr5161 3 месяца назад

Ok that noise🤯lol

@elissapoh7782 3 месяца назад

There’s a 4th F… flight, flight, freeze and fawn…

@Jlee-SgT 3 месяца назад

Whoopie doopie 😂

@mikecadigan6412 Месяц назад

GOODBYE BEST FRIEND

@noaspencer 3 месяца назад

Sarah needed John Delony to tell her to take a deep breath and put her shoulders down, that was hard to listen to

@tipimages436 3 месяца назад

Hi, so what are your comments on the candidates for presidency?

@amireallythatgrumpy6508 3 месяца назад

The two dumbest people in the nation running for president. No wonder the rest of the world is laughing at America.

@gee9291 2 месяца назад

Dave Ramsey for President!

@jonarment1229 2 месяца назад

That damned ringing... 😡

@mattlaeff724 2 месяца назад

Never, ever, work side-by-side, with the owner of the company. Also, the Utah woman, like many, just call to brag, with no real question -- especially considering she was on the show, in person, for a debt free scream already.

@alexisballard1459 3 месяца назад

Dave praising T Swift not knowing she sold her soul to get where she is is priceless 😂 admirable is the last the word I’d use to describe her…. don’t you ever wonder why she’s shoved down all of our throats so much? Imagine all of the brain power spent on this concert ticket decision when there are real problems in the world

@YouMissedBro 3 месяца назад

Swifties are the biggest religious cult there is. Makes Scientology look like the cub scouts

@ses-ei7oc 3 месяца назад

I am so sick of hearing about her!

@forreal1014 3 месяца назад

Iconic ? Taylor swift? Bless ur ❤ lol

@BuiltonGODSrock 3 месяца назад

Dave $500 a month for 20 years is only 459k even at 12% so yes u were talking out your butt 😅

@DeRocco21 3 месяца назад

its 506,000 compounded daily

@kathyharrison8192 3 месяца назад

Try factoring in compound interest

@Marilyn236 3 месяца назад

@kathyharrison8192 That is with interest, Ramsey investement calculator shows $494k even with super optimistic rate of 12% each year over 20 years. Dave just likes to exaggerate, it's always several millions when he is talking, but this is ridiculous.

@patricksimon8943 3 месяца назад

@@Marilyn236well add 7 years and it’s a million.

@BuiltonGODSrock 3 месяца назад

@@kathyharrison8192Kathy u see don’t believe everything Dave says. Fact check for yourself 😅

@LailaHill-m4b 3 месяца назад

I noticed there are never any of African American Culture on your show. I called in with a question and never received a callback

@beckygeer6480 3 месяца назад

How do you know?

@mmp495 2 месяца назад

🐂💩

@Steve-sp7qu 3 месяца назад

If little miss NYU is doing so great, why doesn’t she pay her own student loan instead of making her single mom drown in it???

@literology1329 3 месяца назад

I am sincerely afraid for the time Rachel takes over. She has survivred nothing.

@dorotheaanderson9482 3 месяца назад

You don't really know that..... Nobody's life is problem free, no matter how much money they have 😮.

@patricksimon8943 3 месяца назад

And being dumb in life does not make you an expert. She can hire someone that has what she may lack.

@isidorolopez265 3 месяца назад

What do you mean she has survived? Nothing what does that mean? Please explain your your sentence, please??? Thank you.

@patricksimon8943 3 месяца назад

@@isidorolopez265 he’s saying she us spoiled and hasn’t suffered from dumb choices like Dave and therefore is not worthy to give advice. I argue Dave is to rigid and stubborn which is why I follow the Money Guys more than Dave and still use credit cards because I have an ounce of discipline unlike a large portion of the “Dave-ites.”

@jonathanl5638 3 месяца назад

Dave's comment about training for 10000 hours he stole that from Rocky 2 mick says the same thing to rocky word for word. In the scene where Adrian is in the hospital. Watch you will see what I mean. Dave lies about everything

@myoldvhstapes 3 месяца назад

Maybe the Rocky writers took the quote from the Malcolm Gladwell book? It sounds like the type of phrase that is common enough not to have a known, specific origin. Instead, it will have a date that it first appeared in print/film/etc. For example, the F word did not appear in print until the 1950s. That was certainly NOT the era that the word came into popular use.

@amireallythatgrumpy6508 3 месяца назад

Everyone's been saying that for decades. Even Rocky 2 stole it. It was a common expression LONG before the 1970s.

@mmp495 2 месяца назад

🙄

@Lyudtaru Месяц назад

Dave has lost his mind. He has been living under a rock for so long that his information is no longer relevant

@EdwardGoss-n9u 3 месяца назад

This show is nothing without Dave everyone else is very soft

@csleung444 3 месяца назад

"Be dashing doors as soon as you get off the phone dude", love Dave Ramsey. Hes just the dad we need and the tough love is both tough and can feel the love. Hes quiet and listening and asking at first...then the Dave we know and love fills the rest out.

@aurasphere87 3 месяца назад

Congratulations to all you rich/ financially sound folks out there. We only get one life and you all figured it out!

@donnapeterson1945 3 месяца назад

Jeez, budget! We did this the first month we were married and we were 18 and 21 when we started in the 80's and had no money back then. One time after paying the bills, put gas in the car, got our groceries, put some money in our savings which was only $250 dollars, we literally had 10 bucks in our pocket! We went out for ice cream that night - LOL!!! Things are waaaayyyy better now, in our late 50's and we still budget. Always need to have a finger on the pulse and good communication as well. We even let each other know when we're purchasing stuff on Amazon - it's called respect.

@marileegrace7697 3 месяца назад

Consider yourself blessed... not all of us marry a spouse that is on the same page (people pretend) and then we have to spend years cleaning up their messes! Divorce was the best thing I did for myself in all areas of my life! After 29 years of marriage, I'm cleaning up marriage and divorce debt. I'll be debt ftee Christmas 2025.

@mmp495 2 месяца назад

I too went through divorce 4 years ago. I kept on with my plan and paid my house, fully fund my retirement and NEVER borrow money. It is possible if you stick to your principles and goals. ❤

@esgardoherrera3199 3 месяца назад

Dave Ramsey is on fire! I sure missed him. He has such a unique gift that although he created and follows his principles, he thinks and gives others outside the box thoughts and solutions whereas other personalities are just stuck in his principles and lack creativity. Thank you so much Dave Ramsey for all that you do!!

@Iamearlbrown 3 месяца назад

Jade is great at getting others to think outside of the box as well. Because of the debt she paid off, it's hard for her to get stuck. However, her challenge is not being too knowledgeable on investing and wealth building.

@NMelter 3 месяца назад

Ken really makes people think. He really digs deep.

@NMelter 3 месяца назад

@@Iamearlbrownagree

@barrissa 3 месяца назад

I haven’t heard someone say shade tree mechanic in years 😂 but amen to that!

@pattigolden4956 3 месяца назад

I think some of the young people just need to go into the military, if they can. I spent 30 yrs is the Coast Guard, CWO3, and 30 yrs later it was the best decision I ever made when I was 19.

@MrLamans07 3 месяца назад

you need to invest $1000 per month to with a 12% yearly interest to make 1M in 20 years

@ChrisV343 2 месяца назад

In 30 years it’s $2.9M. Start early.

@JohnDoe-np5bx 3 месяца назад

As a nurse that noise at the beginning of the show is the stuff of nightmares

@DevHazy 3 месяца назад

The segment where Dave CRITIQUES YOUR ADVICE IS EVERYTHINGGGGGHH

@Saoco325 3 месяца назад

I didn't had a dad growing up. Man, I so wish I would have been under uncle Dave wings. My life would have been 180 degrees different. 🙏🙏

@mmp495 2 месяца назад

Look for good mentors around you. Ask them questions and watch closely to how they live their lives and what they do.

@AlexanderWebster_ 3 месяца назад

I love the other personalities, but the thing they are lacking is making people understand the weight of their past decisions and how pressing the changes they NEED TO make right now are. Dave makes people understand there is a FIRE in their house and they need to do everything they can to put it out. Dave just has a gift. It's not tough love. It's just love, and when people get off the call with him I know they have more hope than they did before. It's possible to get out of the mess, they just need to understand that there is no more playing around with the debt. No more eating out, no more vacations, no life. It's not a joke. Everything besides basic necessities is essentially being financed by debt, and everything (but the house if possible) should be cut and sold.

@TheAfricawewant-f4s 2 месяца назад

That’s what I do Dave, under the tree mechanics lol

@chrisgriffin8887 2 месяца назад

Dave is right the stealership is the most expensive place to have car work done typically. However, used engines aren't always available for your vehicle and purchasing a rebuilt engine from the manufacturer is sometimes necessary. But you can still have a trusted "shade tree" install it and potentially save some money.

@msparr01 3 месяца назад

Sarah in Fresno needs a husband that will get out and bust his butt working a 2nd job. $30k+ or - really?? Then, downsize these ridiculously expensive cars. I suspect Sarah is little more than a sugar momma.

@timknin 3 месяца назад

I love the Dave and Rachel Duo!!👏👏

@jaijai1132 3 месяца назад

45:58 She’s got to be careful. The youngest may resent her because she’s paying $84k for the daughter’s student loans but is going to renege on the $12k car she gifted him? I know kids aren’t entitled to anything but man I can see this creating tension. Hope I’m wrong though.

@dorotheaanderson9482 3 месяца назад

Mom signed up for the Parent plus loan.... She is responsible for it ..

@beckygeer6480 3 месяца назад

@@dorotheaanderson9482 She also signed up for a car and gifted it to her son.

@mr.hotdogseniorrescue6823 3 месяца назад

Off topic, Rachel, love your new hairstyle. Wish l could go that short. You look fab girl. ❤💓💕

@manylaughs9002 3 месяца назад

Do it! You might be surprised how much you like it!! Do it! Do it! Do it!! Cool thing is, it’ll grow back! Average on 6” per year. Do it!!!

@totit_t1445 3 месяца назад

Dave, why do you say you're better than you deserve? I am a new listener and am confused. 🤔

@OspreyHomeInspection 3 месяца назад

Cuz he went bankrupt doing stupid shit and learned his lesson and fixed himself, so he says it to remind himself where he came from

@myoldvhstapes 3 месяца назад

Oh, no! My reply was deleted by yt's bots. Anyway, it's because Dave is Christian. Such people believe they are sinners and therefore "deserve" to be in the opposite of heaven. So anything more than that is better than they deserve.

@kimpaugh4495 3 месяца назад

I think it's another way of saying "I am blessed." Or, "I am doing better than I deserve because of the grace of God."

@myoldvhstapes 3 месяца назад

@@kimpaugh4495 It's more sinister than that. It's about people of his faith believing that they "deserve" to be in H E double hockey sticks. So anything more than that is "better than they deserve."

@mmp495 2 месяца назад

@@OspreyHomeInspection😂

@jonathanl5638 3 месяца назад

this is ro the woman who needed a new engine ask the dealer to look for a used engine this happened to me my 2014 Toyota Corolla they found an engine that has 75K on it it was installed professionally by Toyota techs ended up costing 3800 out the door stay away from back yard mechanics.

@striperkid 3 месяца назад

You don't need a dealership to replace an engine, you just need a trusted mechanic. I have such a mechanic and he's done engine swaps and even rebuild a transmission for me for a hell of a lot less than what a dealership would charge.

@jonathanl5638 3 месяца назад

@@striperkid true but a lot of these guys have no idea what they're doing cars are so complicated these days maybe I paid a little bit more but at least I know it was done right and it was done by Toyota Certified Technician I've now put 12000 me on the new engine which isn't new and haven't had a problem with it and I'm getting 45 miles per gallon on the highway

@striperkid 3 месяца назад

@@jonathanl5638 again, you need a trusted mechanic. The trans in my Focus blew 3rd gear at 200k and he rebuilt it and replaced the timing belt and water pump and I got rid of the car at the 300k mark.

@mmp495 2 месяца назад

👍🏼

@Hillcountry_Homemaker 3 месяца назад

Dave is the GOAT! He calmed Sarah down so well and broke everything down so well! 👏🏻👏🏻👏🏻👏🏻

@sdgtrlvr6922 3 месяца назад

Nope

@jaymoney9643 2 месяца назад

The caller doesn’t have the balls to say no. I bet his daughter treats him like an atm machine.

@azflyer3297 3 месяца назад

He should be first in line at the Air Force recruiting office. Forget delivering pizzas

@JackAceINC 2 месяца назад

Dave knows a lot about Junk Yards, that's my type of dude.

@catherineskis 3 месяца назад

Dear Mr. Ramsey, As you know, a savings account is something that one has to budget for, allotting a portion of your paycheck to it. Just like a bill. I am now in Baby Step 4, 5, 6. Does this mean that I know longer have that "bill"? Do I now get to put my former savings account bill toward my house payment?

@sagmeister2234 3 месяца назад

Not sure I’m with Dave on the ticket situation. I was lucky enough to see Pink Floyd on their last tour, Division Bell, back in 94 with a good friend of mine. It was our senior year of high school. No way I would’ve passed on that.

@mmp495 2 месяца назад

Pink Floyd is legendary. 🎸

@MsValiG 3 месяца назад

For anybody struggling to find a job, there is a two-day class for certified medication administration, starting pay around 18 you will never be out of a job again and you will get so much overtime that that little First Step will be done in a month

@MsValiG 3 месяца назад

And walk into any nursing home, they're always hiring for kitchen laundry and cleaning crew they also pay at the round 20. Hard work but stable

@jjkatz 3 месяца назад

Fresno is one of the most expensive places to live? 😂 I don’t think so. Nobody in California would aspire to live there.

@alleykeosheyan4779 3 месяца назад

I second that, I was born and raised there and spent every waking hour and ounce of energy from the time I was 10 to getting the f*ck out of there!

@princessblackie8350 3 месяца назад

Rachel looks amazing in this show!!! So love that outfit on you ❤. Dave has his cool shirt on, so not shabby himself, but Rachel! Wow! You look like you've been lifting for shoulders for sure.

@ThePolypam 3 месяца назад

You are coming across super creepy always lathering it on thick with the comments about Rachel's appearance.

@RS-xq4hf 3 месяца назад

I agree! She’s glowing today. Gorgeous tan and slender arms. Shes beautiful. 😊

@patricksimon8943 3 месяца назад

She’s got a great tan, other than that she’s mid. I do like that shirt Dave has. Her slender arms need a little muscle tone. We lose 4% of muscle mass a year at her age.

@RickroxxUsa 3 месяца назад

@@patricksimon8943Mid? Dude, she’s hot..

@gloriaguerrero293 3 месяца назад

Yes!!!! I thought the same thing…way to go Rachel!!!🎉

@catherineskis 3 месяца назад

Dear 19 year old. Go join the military, they will give you a career, choose medical like radiology, they will train you for free. They will give you free housing and free food. Once you're out of the military you will earn beaucoup bucks. Radiology pays big $$$.

@mariejones7136 3 месяца назад

l74,000 income..What is wrong with people? I live on 20,000 a year and my debt is like credit cards to pay for my supplements since having cancer..credit cards I owe are like l500 and I freak out about that.....Last time I did debt snowball and it worked.....I am retired senior citizen and I have no car..my boyfriend and I share a car.......

@eightiesaddictone9063 3 месяца назад

It almost sounded like the 19 year old was making things up as he went along. I don't believe his story at all.

@thefunnynerd2141 3 месяца назад

31:00 -call

@WritingFearlessly 3 месяца назад

Dave rant!! 😂 cringe cringe 😂😂 love it! I actually ducked my head twice and I have no student loans 😂

@myoldvhstapes 3 месяца назад

The phone system must have still been glitching during the second segment, so they filled it with random chit chat instead of taking another call.

@regina4538 2 месяца назад

@@myoldvhstapes of is never a verb

@myoldvhstapes 2 месяца назад

@@regina4538 Yes, that's true.

@myoldvhstapes 2 месяца назад

@@regina4538 I didn't use "of" as a verb.

@ellea2541 3 месяца назад

Love Dave but that was a total exaggeration about $500 a minth for 20 years leading to being a millionaire - you'd need an average of 19% annual growth! If we bring that down to a more realistic aspiration of 10% annual growth, you need $1500/month invested for 20 years.

@mikecadigan6412 Месяц назад

BRADLEY INTERNATIONAL AIRPORT WINDSOR LOCKS CT PHILADELPHIA INTERNATIONAL AIRPORT PHILADELPHIA PA

@kristinwebster2031 3 месяца назад

Dave, the 10,000 hour rule is not a rule. Gladwell misinterpreted the research. 10,000 was an average meaning that many in the study of musicians were experts without spending 10,000 hours. The research actually says that to become expert at something you need to dedicate deliberate practice time to that skill not just time. Tom Brady puts others to shame because of how he spent the time not just the time itself.

@amireallythatgrumpy6508 3 месяца назад

10,000 hours is necessary but not sufficient.

@jaijai1132 3 месяца назад

54:56 Man, this guy sounds like this one actor, but since I’m terrible with actor names, I can’t remember. 😂 He should do voice overs or read audio books or something though. Great voice!

@jaijai1132 3 месяца назад

@@gungagalunga9040 Yes! Yes! That’s the one. 😀

@kimkearney121 3 месяца назад

My favorite actor!

@mikecadigan6412 Месяц назад

UNION STATION SPRINGFIELD MA WILMINGTON TRAIN STATION WILMINGTON DE

@kathystaursky4063 3 месяца назад

Rachel’s hair looks good today ! Like the new cut!

@TammyMurray-lw3yc 29 дней назад

My college student daughter made 24,000. In a month and a half! being a server during the summer and bought her own car. So it can be done! We were so proud of her.

@gloriaguerrero293 3 месяца назад

Gig work is a great way to make $$$$

@seanjean9677 3 месяца назад

Singles mom is doing well! Go girl! She handled it!

@regina4538 3 месяца назад

Sarah ur husband needs to make more money

@lucybell1487 2 месяца назад

Rachel....shade tree mechanics exist

@mikecadigan6412 Месяц назад

MOVING TO A NEW HOUSE

@mikecadigan6412 Месяц назад

OSWALD

@KadenHarmon-m5c 2 месяца назад

I get that Rachel disagrees with her dad; he can be impatient, but her eye rolling and under the breath disagreeing with her dad is disrespectful. I am a fan of both Rachel and Dave, they both bring a different perspective to money. Dave shouldn't overtalk his daughter and his daughter shouldn't allow her face and body to show how she feels about how he handles callers.

@jonhaynes7262 3 месяца назад

I take it you are not familiar with the current state of DoorDash. It has lost nearly all viability. Most everything is upside down with it. The majority of offers are like a few dollars for several miles. At best I guess he may be able to get some of the depreciation out of the car at an extremely accelerated rate before losing it.