The Truth about the Amex Gold in Canada. 

I have a Gold in Canada, I extract ~$1200 of value from it annually. Most places I shop at take it, especially since ditching Loblaws who doesn’t take AMEX because “they want to keep prices low” (the irony). I like the perks of platinum but can’t justify the annual fee, not even with ‘boy math’!

I haven’t found that too be an issue in Canada at all, other then superstore, no frills and Costcos which I don’t shop at anyways I have only come across a handful of stores, restaurants or a few small local shops that don’t take Amex. The Gold card and Cobalt card are my main two daily use cards. I carry a debit card and a Canadian tire card (which barely get used) in case but only come out maybe two or three times a year. I avoided Amex for years because of people saying this but the last few years have gone mainly Amex for the points earned as it’s easy to get good multipliers with Amex and end up earning a few flights a year or few weekends a year at good high end hotels. Plus I have earned my annual fee back Multiple times over with Amex offers. I have actually come across more US retailers that don’t take Amex come to think of it.

I would be very careful with AMEX cards. They are horrible when it comes to merchant disputes. They will always side with the merchants and deny you disputes.

Lots of places do not accept Amex. It looks like vendors have to pay higher commission to Amex.

Your content is great but why are your expressions so neutral ? It's just a little harder to engage with what you are saying!

The issue with amex in Canada is that not many stores accept it. I just end up using Visa for my daily use since it's less of a hassle