Things We Wished We Knew Before Retirement

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Things to know before retirement, top tips to plan your time to retire, things We Wished We Knew Before Retirement, in the years leading up to when you retire we recommend discussing ideas that will shape your early retirement years. If you are in a relationship have a true honest discussion at what you each want from retirement.
If travel is one of your goals we do recommend you don't wait to travel, the first years you retire will be the most healthy and you are still strong. Travel isn't necessary for a good retirement but lots of retirees do travel because it's the first time that they have the time to travel for longer periods.
Consider your budget for retirement and see if you need to downsize or not, make sure you have the financial resources to have a happy retirement. We enjoy sharing our tips on things we wished we knew before retirement.
#retirement #retireearly #this_is_our_retirement
We Earn the highest Canadian Bank Interest for U.S. and Canadian Dollars here (Contains referral code):
Tina: join.eqbank.ca?code=CHRISTINA8402
Norm: join.eqbank.ca?code=NORMAN233O
WE ARE NOT FINANCIAL OR INSURANCE ADVISORS, WE ARE NOT QUALIFIED TO GIVE FINANCIAL AND INSURANCE ADVICE, THIS VIDEO IS FOR INFORMATION AND ENTERTAINMENT PURPOSES ONLY. PLEASE SEEK OUT PROFESSIONAL FINANCIAL AND INSURANCE ADVICE BEFORE MAKING ANY INVESTMENT DECISIONS AND PURCHASING INSURANCE.
All Photographs and Video Clips are the copyright and owned by ©This Is Our Retirement and cannot be used without permission.
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Опубликовано:

3 дек 2021

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Комментарии : 886

@ThisIsOurRetirement 7 месяцев назад

Please subscribe to our channel it's free! 👍

@PennyBergeron-os4ch Месяц назад

It's recommended to save at least 20% of your income in a 401k. You can use online calculators to estimate how much you should save based on your age and income. Saving at least 20% of your income in a 401(k) can help ensure that you have enough money to retire comfortably. By saving this much, you can take advantage of investing in the stock market and potentially grow your retirement savings over time.

@clnelson321 2 года назад

My BP went way down after I retired. Stress level is like 0-1 now. When you're in the grind day after day, year after year, you don't realize the stress you're under, until you're not. Most people are under so much stress and fear, they have no idea. Great video topic, btw.

@ThisIsOurRetirement 2 года назад

You got this! so glad you enjoyed it and found it so true , I(Tina) had no idea 🤷‍♀️ of the stress till we retired and it stopped . Have a great weekend Cheers 🍷🌺🍺

@marlajames2376 2 года назад

I SO agree that you don’t even realize you are stressed until you are not anymore! We retired in June last year and I feel like a new person. I wake up so very thankful every single day!

@ThisIsOurRetirement 2 года назад

Wow Marla well said that is exactly how it is ! we wake up each morning with coffee already made and no stress life is wonderful Cheers 🍷🌺🍺

@maryjoan4128 2 года назад

Biggest treat ..post retirement..making a morning coffee ☕. And actually drinking it quietly. .. not having to run..such a blessing..plus travel of course 😁😁👍.. keep well 🌞

@ThisIsOurRetirement 2 года назад

Oh we agree the morning coffee ☕️ best way to start the day , and not have to rush anywhere LOL 😂Cheers 🍷🌺🍺

@drubee7793 2 года назад

I’m retiring in 10 days, at 58 . Yay. So excited to be free of the responsibilities of a management role, dealing with HR issues, getting ready for work every day and everything else that comes with it. I have been working pretty much non stop in my career for 37 years and now it’s time for me and to go on adventures with hubby. Thanks for all of the useful advice.

@ThisIsOurRetirement 2 года назад

You are very welcome we wish you a wonderful retirement, it is a great feeling being free and doing things on your own time I (Tina was 58 too ) Cheers 🍷🌺🍺

@TheShopmusic 2 года назад

What is your plan for medical insurance till you qualify for Medicare?

@ThisIsOurRetirement 2 года назад

@@TheShopmusic Being Canadian we are covered for everything apart from dental which we pay out of pocket.

@ie6370 2 года назад

hey Dru Bee...happy retirement..im 2 years away from 58 and retiring too. Like you i have major responsibilites in business....ready to just give it all up in 2 years...like you ive been working non stop. So big question is is how is retirement??

@VM-yd6zq 2 года назад

After having retired we both realized how we’d slipped mentally. Some stress keeps you sharp! We chose new jobs that we like to do and we enjoy the challenge of learning from young people.

@ThisIsOurRetirement 2 года назад

If that works for you that’s great , in our case being retired is awesome we do Wordle every day , play Scrabble, make You Tube videos each week , but in reality totally enjoy the complete freedom of not answering to a boss and living life on our terms. Cheers 🍷🌺🙂

@edesouza2279 2 года назад

One day in February 2011, I work up and made the decision that I had enough of the work environment. I loved my job but the work place was killing me slowly. As a single parent I have been responsible for my self since I was 18 years old. So my impulsive decision to retire at the age 59 was mine alone. Retiring was the best decision I have ever made. The last email message I sent to my colleagues reads ‘Esther has left the building’🤣🤣. “Free at last, free at last” Thanks for all your interesting topics around retirement. I can relate 💯

@ThisIsOurRetirement 2 года назад

Wow that’s great Norm woke up one day at 55 and decided he had enough no longer fun and wasn’t going back to work and we have not looked back . So not only Esther left the building but Norm did too LOL 😂 Cheers 🍷🌺🤗

@LK-hy5jz 2 года назад

This is funny message to your colleagues! I cannot wait, I am 51 and my oldest kid is 18 and youngest is 13 so I unfortunately need to work a bit longer, primarily due to insurance and medical coverage for the family. But in 8 years I may be able to. I am in USA. The worst thing maybe by age of 62 for sure : )

@MagentaOtterTravels 2 года назад

Two things I agree with MOST STRONGLY: 1 - Eliminating stress by retiring or switching to an alternate career in the second half of life is SUCH a blessing! it helps improve your life, your relationships, and your health. 2 - Definitely travel as soon as your work schedule and finances allow! Do NOT put it off forever, because you are so right that health issues can spring up without warning and curtail your travel abilities. Thanks for sharing your journey in retirement life, always a pleasure to hear your experiences! Cheers XX Dara

@ThisIsOurRetirement 2 года назад

It does make so much sense but surprisingly many people don't get it, and waste early years working, after 65 each year does change your abilities both physically and mentally. Have a great weekend.

@StreamlineFinancial 2 года назад

@@ThisIsOurRetirement Great video, you two! Thanks for putting these out there!

@ThisIsOurRetirement 2 года назад

@@StreamlineFinancial Thanks for watching have a great weekend 🍷 🇺🇸 🍺🇨🇦

@edhcb9359 2 года назад

I would love to switch to a less stressful career right now(early fifties) but I’m not going to stop the money from piling up while I’m at peak earnings and while my financial commitments have finally gone down.

@ThisIsOurRetirement 2 года назад

@@edhcb9359 We hear you it’s very hard to look at and evaluate in your early fifties, as you think you will live forever and never retire, but in reality when you change and retire ,stop working life takes on a new chapter in your life and it’s amazing 🤩 Cheers 🍷🇨🇦🍺

@RussandSherri1996 2 года назад

Another really great discussion Tina and Norm. I have 12 working days left before retirement!!!! My hubby and I are SO excited to start the next great adventure. Thanks very much for continuing to share all your experiences and thoughts. Wishing you both a terrific Holiday season. 🎄

@ThisIsOurRetirement 2 года назад

Thats awesome Sherri 🥳🥂🌺 we wish you a great retirement and a wonderful new chapter in your lives for you and your husband.Stay safe and well and have a great weekend Cheers 🍷🌺🍺

@gabriellarosa5015 2 года назад

That's great!! I am very excited for you both. What are your plans? I retired in June and it has been wonderful. Wish you all the very best!

@keepcreationprocess 2 года назад

The discussion you 2 have.... Make me laugh sssoo loud...

@clnelson321 2 года назад

You are so gonna love it . 👏

@pillred5974 2 года назад

3 days and counting!

@martincamenzuli4774 Год назад

Great video! I am officially retired this June 16th and am very excited to be done with work. Been working responsibly for myself since 18 and will be 58 at the end of this year so I will say I have had a good run. My wife still has at most 5 years to go but could be shorter than that if she feels she is done with work. I love the idea of selling your home and renting. Have always been a believer that your home is an investment and has served its purpose raising a family. Time to cash in and rent and travel the world. Take care.

@ThisIsOurRetirement Год назад

We agree with your comment Martin, congratulations on you retirement 🍻

@peterg.newton3257 2 года назад

Good points again. The first year after retiring, during the decompressing phase, I was a lazy git! And loved it!

@ThisIsOurRetirement 2 года назад

Glad you enjoyed watching and we are all different 🧐 we hope you are fully decompressed now and enjoying your retirement have a great weekend Cheers 🍷🍺🌺

@Tswift63 2 года назад

Lovely couple

@ThisIsOurRetirement 2 года назад

@@Tswift63 Thanks so much have a wonderful weekend Cheers 🌺🍷🍺

@CherokeeFlyr 2 года назад

Spot on. My goal was to “remove myself from the rat race” (I don’t like the word retire, I prefer refocus) before age 60 and refocused at age 59. Part of refocusing was to downsize in all areas. Renting an apartment in an area where many things, i.e., eye doctor, is within walking distance and being on the main bus routes and being close to walking and bicycling trails took quite a bit of research and some good fortune. There are planned communities that are designed that way, but fortunately I found a place on my own. The opportunities are infinite, you just have to do research and settle on a plan.

@ThisIsOurRetirement 2 года назад

Sounds great like you we wanted to be walking distance from a grocery store , we are on a bus 🚌 route and we have walking trails around a lovely lake 2 mins from our apartment ( complete with gym and swimming 🏊‍♀️ pool ) we found our place through our own research and so glad we did . Yes we look at it as a wonderful new chapter in our lives to enjoy have a wonderful weekend thanks for watching Cheers 🍷🌺🍺

@martincowie4277 2 года назад

We retired at 54 and have been travelling the world for 11 plus years now and we are still on our travelling years. Never regretted one minute of the journey. Do it while you have health strength and an inquisitive mind. Yearly global insurance, and 3 monthly tourist visa in most countries are the norm these day. Good advice Tina and Norm. 😎😎😎

@ThisIsOurRetirement 2 года назад

Sounds like you are enjoying your retirement which is great , we have had 5 wonderful years of travel prior to Covid coming . Have a great weekend Cheers 🍷🌺🍺

@TheShopmusic 2 года назад

How did you manage the insurance from 54 to 65, till you become eligible for Medicare?

@ThisIsOurRetirement 2 года назад

@@TheShopmusic Wd are Canadian with universal healthcare

@martincowie4277 2 года назад

@@TheShopmusic worldnomads private worldwide annual insurance.

@evelinholmes6401 2 года назад

@@martincowie4277 what about after age 65?

@budfox6122 2 года назад

22 months to go - Moving out of Florida heading to Tennessee, do not know anyone, exciting times coming …. Taking Social Security @62, no hesitation on that decision. Loved your comment in regards to not really knowing how stressful your job is, until you don’t have to deal with it, can’t wait for that feeling. I just found you guys, 1st video I watched, absolutely loved it. Thx

@ThisIsOurRetirement 2 года назад

You are so welcome we wish you all the best with your new adventure Cheers 🍷🇺🇸🍺🇨🇦

@yeraori 2 года назад

My plan is to increase volunteering 5 years before retiring so I can get to know more people in community and who knows do some good and gain more friends outside of work and neighborhood.

@ThisIsOurRetirement 2 года назад

That sounds like a wonderful plan thanks for sharing have a great weekend Cheers 🍷🌺🍺

@alittlepieceofearth 2 года назад

I totally agree about the stress. I haven't retired yet, but changed jobs last year. I didn't realize how much stress I had been carrying from my former employment until it was just . . . GONE. . . Great video.

@ThisIsOurRetirement 2 года назад

Thanks so much for watching glad you got a great new job Cheers 🍷🇨🇦🍺

@richardpodnar5039 2 года назад

Now that my first full week of retirement is complete and I am enjoying every minute of the stress-free life due to my relocation to a cheaper State in which to live, I especially enjoyed listening to all the points you two lovely people made in this episode, the first one I am watching in my new locale and my new time of life. Love you guys!😀😁

@ThisIsOurRetirement 2 года назад

Wonderful! congrats on your first week of both retirement and enjoying Huntington as your new home, we certainly have loved moving to a cheaper area there are many benefits . So glad you are enjoying our videos we appreciate your support have a wonderful weekend Cheers 🍷🇺🇸🍺🇨🇦

@amandatarkington6877 2 года назад

I'm relocating to a cheaper state too. I can buy a condo in Phoenix or a house in Las Vegas for the same price. CRAZY!!!!!

@markdraper4087 2 года назад

Great points, as usual. My wife and I look forward to your videos every Saturday morning. I think an important term for couples to focus on going in to a major life decision like retirement is "good communication". Also, having a financial planner/advisor you trust can give you a lot of confidence in making these big decisions. See you again next Saturday.

@ThisIsOurRetirement 2 года назад

Great points! we are glad you both enjoy watching our videos and we appreciate your support hope you both have a wonderful weekend Cheers 🍷🌺🍺

@leslieshirley1126 2 года назад

What a great video. I took early retirement from the NHS June 2019 and I agree with all you both said in the early part of the video. I'm a mental health nurse and it's true, I didn't notice the stress I was under until the I left and knew I wasn't going back. I now work for an agency in a different area of nursing and although I work sometimes more than full time hours it's less mental draining as I know I can make the decision not to go to work if I don't feel like it. I also travel 3 times a year to Madeira spending 4 weeks at a time. I got no one telling me I have to work at Christmas or dictating when I can have leave, it's like working for myself. I could go on forever but this comment is long enough. This is the first video of yours that I've seen I'll be bingeing the rest. Continue to enjoy your retirement. 😎👍🏾

@ThisIsOurRetirement 2 года назад

Hi Leslie, It’s great to have you watching our videos. The whole stress thing just creeps up on you over the years, we don’t notice it and employers seem to exploit fear and stress. We are glad you have managed to make your work stress free! Have a great week.😀😀🇬🇧🇨🇦

@hilgar6384 2 года назад

I’m about to retire after 42 years in mental health nursing. It was Covid and more pressure from management that eventually made my decision for me. I used to love my job but sadly I don’t anymore which is such a shame as I feel I have so much left to give. But I realise my stress levels are far worse and like you said I’m fed up of being told I have to work Xmas and I can’t have certain weeks off for annual leave as those with children have priority 🙄 no disrespect but just because I don’t have children I feel I get penalised. Well enough!!! I have 4 weeks to go and although scary I know it’s the right decision

@RetiredLovingIt 2 года назад

Agreed! Life doesn’t end at retirement, it really just begins. We always have to have a life plan of what we want to do.

@ThisIsOurRetirement 2 года назад

Absolutely we agree we saw it as a brand new chapter in our lives and so glad we did it early , stay safe and well guys have a great week Cheers 🍷🇺🇸🍺🇨🇦

@RetirementTravelers 2 года назад

Great advice as usual you two!!! We certainly agree with traveling as soon as you can while your health is good. We got so much feedback from older retirees that wished they would have traveled more when their health allowed them too. We have no regrets at all about selling everything and traveling. Safe travels and many blessings to you guys, John and Bev

@ThisIsOurRetirement 2 года назад

Thanks for visiting us we agree when we took early retirement 7 years ago we filled our first 5 years with the most amazing trips, Iceland 🇮🇸, China 🇨🇳, many countries in Europe , river cruises and cruises 🚢 to Australia 🇦🇺, New Zealand 🇳🇿, Panama 🇵🇦 Canal , Mediterranean, Alaska and have loved them all with wonderful memories. Then Covid came along LOL 😂 Hope you are both well and enjoy your trip have a great week Cheers 🍷🇺🇸🇨🇦🍺

@SuperBrilliantbrunet 2 года назад

I just love watching these two!! Such optimism and great ideas shared!! Thanks 😊

@ThisIsOurRetirement 2 года назад

You are so welcome! glad you are enjoying our videos have a great weekend Cheers 🍷🌺🍺

@matthewgarythomasblockley8995 2 года назад

Thank you Tina and Norm for these helpful insights.

@ThisIsOurRetirement 2 года назад

Our pleasure! glad you enjoyed it have a great week 🍺🌺

@leeannm.947 2 года назад

My husband is considering retiring soon and he found your channel. Each night after dinner and before bed we watch one or two of your videos. He finds you two inspiring. We enjoy your banter and sharing your mistakes with us and giving us advice based on your observations of others and your personal experience. Keep up the good work!

@ThisIsOurRetirement 2 года назад

Wow LeeAnn that’s wonderful welcome to our channel , all we are doing is sharing our story of our retirement, and if your hubby is considering retiring soon we wish you both all the best . Since we retired we have never looked back it’s a wonderful new chapter in your lives . Cheers 🍷🌺🍺

@evadeanu1 2 года назад

Great points to discuss. Thanks for sharing. You guys stay well😊

@ThisIsOurRetirement 2 года назад

Thanks for watching, yes a little discussion goes a long way to a happy retirement stay safe and well too Cheers 🍷🌺🤗

@ritaportelli9342 2 года назад

I love you too. I stumbled across your blog not even knowing how, but I love what you two do. May God keep you both in good health and keep sharing your wisdom with us. Wish I was lucky enough to be your neighbour. You're a breath of fresh air and your kids must be the luckiest to have you as parents. God Bless. Rita from Aussie.

@ThisIsOurRetirement 2 года назад

Thanks for a lovely comment Rita we are glad you enjoy watching our videos have a great week Cheers 🍷🇳🇿🇨🇦🙂

@dellnichols4625 2 года назад

So agree about traveling! Even though travel is exciting and interesting, it does require energy. We started traveling 18 years before we retired; when our kids were out of college. We were easily staying only 2 days in each town or city. As time went on, we found we needed at least 3-4 days in each place, just to conserve our energy more. Still love to travel, and especially like to spend a couple of weeks in a place just to get that feeling of being part of the neighborhood.

@ThisIsOurRetirement 2 года назад

We agree in fact we are finding that when we stay a month or so it’s great as you live more like a local than being on vacation for a week .That's the problem with cruises 🚢 it’s lovely seeing lots of new places but it’s only for a day or even a few hours. Hope you are having a great weekend Cheers 🍷🌺🍺

@teresameisner4895 Год назад

You are blessed to still have each when you retired. I'll be 68 this October & plan on retiring the end of 2022. My husband of 34 years decided he wanted a divorce just over 5 years ago. He'd met up with his high school girlfriend & went to her, taking 40% of my 401(k) with him. Our house was sold divided between us & I bought a condo & have since paid it off. All of that + age has taken a toll on me & I can't deal with the pressure of my job any longer. While I no longer have the person I thought I'd be with in retirement I do have my children (from 1st marriage) & my grandchildren as well as some lady friends that I hope to be able to do things with. I'm so nervous that I don't have enough saved but it's time for me to take this next step. You're videos have helped with this decision. Enjoy your time together! PS - My dad was in the US Air Force so was born in Emgland then he did a 2nd tour & I went to 4 years of school at High Wycomb Air Force Base. I love listening to you talk! 😉 🤗

@ThisIsOurRetirement Год назад

Words can’t describe how you must feel Teresa 🌺 but you have your condo paid off and we are so glad our videos are helping you , we wish you all the best for your retirement later this year . Hope you have a wonderful weekend Cheers 🍷🇺🇸🇨🇦😎

@ShellBAtoms 2 месяца назад

I hope it's been an amazing year for you. Thanks for being a great mom and grandmother. Wishing a gazillion wonderful things for you in the years ahead! You deserve it all!

@my2penniez 2 года назад

This is a great discussion. I have tied my self worth to working……I think it’s a trap many fall into. I’m having a hard time with this and feel like I’m stepping into a void. You are encouraging and it’s nice to get your perspective. You are very thoughtful and considerate. I wish you the best.

@ThisIsOurRetirement 2 года назад

Thank you Billy it’s not just the money 💰, knowing when to stop and enjoy retirement and remember that your health is so important too Cheers 🍷🌺🍺

@adriancarabajal7115 10 месяцев назад

ALWAYS wait for your videos, at 58 they are very helpful.

@ThisIsOurRetirement 10 месяцев назад

We appreciate that Adrian have a wonderful weekend Cheers 🌺🙂🍻

@mmacrini 2 года назад

It's so refreshing to hear that renting can make more sense than owning. We came to the same conclusion and are currently living off of money from selling a second home. In two years, we'll sell our primary home and live off of that for seven years. The numbers make sense and it'll give us flexibility.

@ThisIsOurRetirement 2 года назад

Thanks for watching, we very much enjoy renting and it’s a great feeling having taken the money from selling the house and to have it invested. Plus when we travel you just shut the door and go no worries 😉 it’s awesome Cheers 🍷🌺🍺

@darrylmcleman6456 2 года назад

Norm"s hair dresser-barber costs remained unchanged as has mine!!! CHEERS from the Westcoast!

@ThisIsOurRetirement 2 года назад

That’s too funny 😂hope the Westcoast 🇨🇦 is having some nice weather 👋🍷🇨🇦🍺

@rickschultz5159 2 года назад

I always enjoy seeing your latest topic. I appreciate you guys.

@ThisIsOurRetirement 2 года назад

Our pleasure! glad you are enjoying our channel Cheers 🍷🌺🍺

@Maggieismydog 2 года назад

Nice to hear what you are and have experienced. We are planning now and we are in our early 40’s. The only negative with renting will be the possibility of the landlord/owner selling the property and getting asked to leave. Downsizing would be a safer option for security.

@ThisIsOurRetirement 2 года назад

That’s why we rent from a large corporation, our landlord owns 90 high rise apartment buildings. All our housing costs are contained, no unexpected repairs to fund and no property tax. Thanks for watching we appreciate it.

@Mermadi 2 года назад

This a just what I needed to hear today. My coworker suddenly took an early retirement this week. He is close to management and advised me to get out as soon as possible. I was on convalescence leave this winter and realized, to my surprise, that I really can be content without my job. I can retire as early as next year. I'm planning now.

@ThisIsOurRetirement 2 года назад

You are so welcome Mary glad your plans have changed and so much for the better , we wish you a great retirement when you’ve done the planning stop as soon as you can . Cheers 🍷🌸🙂

@ellymunslow436 2 года назад

Love you guys, we have done the exact same thing. We have travelled to all the places we wanted except for one. It is still on our list when travel is comfortable again. Also, we hear many times that we are crazy to rent but we are so happy we sold our house, best thing we ever did!!!!

@ThisIsOurRetirement 2 года назад

Yes like you we are waiting for travel to become way more comfortable without all the restrictions, friends thought we were crazy too with renting but it’s the smartest thing we did just love it . Cheers 🍷🌺🍺

@jennyd9543 2 года назад

Another good video. I especially like your advice on building friendships. I find that in retirement it can be easier to make friends because people have more free time. When people are working and raising a family, they are often too busy to want to start any new friendships. I agree that going into a new social situation is a good adventure. Be friendly and there will always be people who are happy to spend time with you.

@ThisIsOurRetirement 2 года назад

Very true! great comment we certainly found it has worked for us hope you have a wonderful weekend Cheers 🍷🌺🤗

@Michaelharrygmailcom 2 года назад

Hello Jenny

@grandadan 2 года назад

As always learning with you!

@ThisIsOurRetirement 2 года назад

Awesome, thank you! we hope you have a wonderful weekend Cheers 🍷🌺🍺

@user-ch2lp9er6p 2 года назад

Excellent advice! Thank you.

@ThisIsOurRetirement 2 года назад

You are so welcome! we hope you have a wonderful weekend Cheers 🍷🌺🤗

@carolmichael1813 2 года назад

Hi Tina and Norm. So lovely to see you. So glad you enjoy your lives so much. What a blessing. I put my tree up earlier than ever to add some twinkle to these dark days. Wishing you a cosy day. Take good care. See you next week. 🎄💖🏴󠁧󠁢󠁳󠁣󠁴󠁿🍺🍷

@ThisIsOurRetirement 2 года назад

Hi Carol our tree 🎄is up too it looks pretty instead of the huge one we used to put up we got a nice 3 ft pre lit one to put on a table it’s lovely (new traditions ). At the moment we are enjoying a mug of hot apple cider which is really nice. Hope you are staying well and enjoying your weekend Cheers🍷🏴󠁧󠁢󠁳󠁣󠁴󠁿🎄🍺🌺🇨🇦

@robertnorton4118 2 года назад

Great video. I’m ready to make a change at the age of 63 from a stress filled sales environment to retirement, I really don’t like the word retirement because I want to change my contribution to something that will be far more less demanding and beneficial for my age mentally and even physically. I’m so glad you all came to my video feed. I’m a subscriber. Have a nice day Norman and Tina.

@ThisIsOurRetirement 2 года назад

Great that you have a plan Robert, we really hope you find what your looking for! Thanks for joining our channel we both appreciate it.

@TaleiBeee 2 года назад

Thank you for sharing. Just stumbled across your channel and love hearing your views on retirement. 😀

@ThisIsOurRetirement 2 года назад

Awesome! Thank you! and welcome to our channel we love sharing our stories either about retirement or travel have a great weekend Cheers 🍷🌺🍺

@TopSpinWilly 2 года назад

Well said. Thoughtful. Candid. TY Wm. From Vancouver

@ThisIsOurRetirement 2 года назад

Thanks for watching glad you enjoyed it Cheers 🍷🇨🇦🍺🌺

@ftkinsella 2 года назад

Great video guys. Lots to look forward to. Cheers!!!

@ThisIsOurRetirement 2 года назад

Glad you enjoyed it we certainly our enjoying being retired hope you have a great weekend Cheers 🍷🌺🍺

@michaelfriedman2221 2 года назад

I love the quote Tina, "just being accountable to ourselves". Magical concept. My job isn't even that stressful my most measures, but I am SO looking forward to no longer being accountable to anyone except myself and my family.

@ThisIsOurRetirement 2 года назад

There is something so indescribable about being self sufficient and loosing the yolk of employment for retirement. Hope you enjoy it when it happens for you.

@nancyjorgensen7253 2 года назад

Your new camera and background setting are so much better. The image is really bright and clear. Much better!

@ThisIsOurRetirement 2 года назад

Thanks so much for noticing and your compliment, we have been experimenting with our new studio glad you like it have a wonderful weekend Cheers 🍷🌺🤗

@llamudos9809 9 месяцев назад

Your view of stressless life and lack of accountability is a beacon of hope. Keep the videos coming!!!!

@ThisIsOurRetirement 9 месяцев назад

So glad you are enjoying our videos , we enjoy making them to help others with our stories Cheers 🌺🙂

@edubermudez 2 года назад

Good job my dear friend, big like and have a happy sunday 👍😁

@ThisIsOurRetirement 2 года назад

Thank you! Cheers Edu enjoy your weekend Cheers 🍷🇪🇸🍺🇨🇦

@markclouthier8845 2 года назад

WOW! Nice to see you Norm. Remember me? Congratulations on your retirement. 8 years to go for me. I'll keep watching your vids.

@ThisIsOurRetirement 2 года назад

Yes Mark! How could I forget Universal. I retired at 56 and pursued photography. We hope you will have a great retirement. Thanks for saying hi, hope you and your family are doing well.

@jeanniedunphy4444 2 года назад

So happy to see you visited St. John’s Newfoundland! I hope you had a wonderful time!

@ThisIsOurRetirement 2 года назад

We did! This was the second time, we had spent a week there and toured around one of our favourite trips. Thanks for watching, have a nice weekend.

@jhors7777 Год назад

Thank you for posting this helpful video

@ThisIsOurRetirement Год назад

You're welcome glad you enjoyed it Cheers 🍷🌺🍺

@lydian5762 2 года назад

I am in my very early 40s and so glad I found you guys. I'm definitely subscribing.

@ThisIsOurRetirement 2 года назад

Awesome! Thank you! welcome to our channel 🌺🙂

@doveandolive1153 2 года назад

This was great advice, thank you for sharing!

@ThisIsOurRetirement 2 года назад

Glad it was helpful!

@ATJHTRAVELS 2 года назад

Great tips sledgehammered that like button stay safe awesome and blessed enjoyed and shared

@ThisIsOurRetirement 2 года назад

Thanks, you too! have a great weekend Cheers 🍷🇺🇸🍺🇨🇦

@christopherbarker976 2 года назад

Hi Norm & Tina all good constructive information. Thanks. Christopher Barker

@ThisIsOurRetirement 2 года назад

Our pleasure Have a great week Christopher Cheers 🍺🙂

@RZ500G35 2 года назад

My wife and I watched a lot of videos on retirement, mostly about Dos and Don'ts, finance decisions, and the big question "How much Do I Need". This is so much more enlighten than I would of though. Great video and great advise. Thanks

@ThisIsOurRetirement 2 года назад

That is awesome! we glad you found it both helpful and enjoyable hope you are both well and have a great week Cheers 🍷🌺🍺

@pl3666 2 года назад

Great advice. Thank you.

@ThisIsOurRetirement 2 года назад

You are so welcome!

@varlan 2 года назад

Fabulous video guys! Hope you are both well.

@ThisIsOurRetirement 2 года назад

Glad you enjoyed it , we are great thank you , hope you are too and having a nice weekend Cheers 🍷🌺🍺

@kimmckinley7879 2 года назад

Love your channel! A Real Canadian couple on retirement. Thank you for sharing 👍😀

@ThisIsOurRetirement 2 года назад

Thank you that is very kind 💕

@everetteborr 2 года назад

Thank you for another helpful video. My wife and I are working our way through many of these issues-especially downsizing to an apartment.

@ThisIsOurRetirement 2 года назад

Our pleasure! all we can say it’s worth the effort of downsizing, free yourselves of stuff and move to a smaller space. With renting you can’t believe how much stress disappears you just start to live and enjoy your new chapter in life Cheers 🍷🌺🍺

@kenvolk6501 2 года назад

I really enjoyed the chat you had with us, very informative about the social and mental aspect of retirement...thank you

@ThisIsOurRetirement 2 года назад

Retirement is wonderful you need to grasp it with both hands 🙌 and just enjoy it have a great weekend Cheers 🍷🌺🍺

@leschurchill804 2 года назад

AMEN to that, I totally agree with you about the lack of restrictions, and restrictions that you are placed under at work. One of my former bosses, actually asked me to come back. I told him that it took me 34 years to get out of here, I'm not going back. I find that the people who complain about their spouse getting under their feet, are most likely those people whose spouse was either not ready for retirement and/or was forced into retirement because of work related cut backs and also does not have any outside interests. Ms. L. Churchill

@ThisIsOurRetirement 2 года назад

Good points 🧐 we agree thanks for sharing we both love being retired and glad we did it early , have a great week Cheers 🍷🌺🍺

@KhemistryIBMOR 2 года назад

Thanks for sharing your wisdom.

@ThisIsOurRetirement 2 года назад

Glad it was helpful!

@mike330i 2 года назад

It's hard making new friends as an adult but maybe it will be easier when you are retired.

@ThisIsOurRetirement 2 года назад

It can be difficult making friendships, Tina is very outgoing and helped over the years make friends, but in retirement we find people are more open to making friendships, possibly because we have time to enjoy friends.

@julesbee728 2 года назад

OMG! I am so glad to have found your videos, the timing couldn't be better! I am a nurse working in corrections for the last 15 yrs. (TALK ABOUT STRESS!) I turned 60 last year and am wanting to retire at 62 (hubby says I am going at 62 no matter what, he's 10 yrs older and has been retired for a while now) but I have so many things going through my head about if I can really manage it or not. I know I would have retired "yesterday" if I thought it was feasible. Hoping to learn a lot from your experience!

@ThisIsOurRetirement 2 года назад

Welcome Julie we are sure your job is incredibly stressful, we have just done a video called “Reality of Retirement “ perhaps if you watch this together with your hubby it might make you reconsider and think about retiring now🤔. You can’t buy Health or time back ,Tinas job was very stressful and now there is no stress we are talking from our hearts just telling our story, we wish you all the best but if you can find a way do it sooner you won’t regret it Cheers 🍷🌺🍺

@julesbee728 2 года назад

@@ThisIsOurRetirement Thank you for your words of encouragement and believe me I take them straight to heart! Your statement about not being able to buy back health or time is hitting home like never before. As of last week, a new development in the equation. My brother (who retired just last October) suffered a fall and was taken to the hospital. Long story short he was diagnosed with bilateral lung cancer with extensive metastasis and was discharged home into Hospice care. Since last week our family has been trying to provide his care at home for whatever time he has left. It is adding even more stress to an already stressful life as a correctional nurse. Again thanks for your words of wisdom. Take Care

@lauretteflemmer5718 2 года назад

. Thank you both for your advice. You are both great advisors.

@ThisIsOurRetirement 2 года назад

Our pleasure! Thanks for watching Laurette have a great week Cheers 🍷🌺🙂

@matthewgarythomasblockley8995 2 года назад

Good insight Tina into being accountable to self only. The best way is to own our own time in life. Thank you for this insight.

@ThisIsOurRetirement 2 года назад

You are so welcome! it is great to be able to do what you want when you want Cheers 🍷🌺🍺

@danievantonder9036 2 года назад

Thank you excellent conversation

@ThisIsOurRetirement 2 года назад

Glad you enjoyed it Danie!

@cdnsilverdaddy 2 года назад

great discussion with substance

@ThisIsOurRetirement 2 года назад

Glad you enjoyed it have a great week Cheers 🍷🍺🌺

@stevewilson5292 2 года назад

Once again this week, more good retirement stuff to consider ! For me, though, retirement was not exactly a "lay my burden down" moment. I tended to look for new things to be stressed about - like health and longevity. I'm trying (with some success) to adopt the "Que Sera; Sera" attitude.

@ThisIsOurRetirement 2 года назад

This is your new chapter in life with no stress LOL 😂, try to focus on the things that will help you relax and enjoy 😉 Golf, swimming 🏊‍♀️ Yoga 🧘‍♀️ look at each day when you see the sun rise and then that wonderful sunset 🌅 life is great Cheers 🍷🌺🍺

@johnthompson3530 2 года назад

Brilliant video. Thanks very much for sharing. Really good points that I wouldn't be aware of!

@ThisIsOurRetirement 2 года назад

Glad it was helpful! have a great week Cheers 🍷🌺🍺

@matthewfunk6658 2 года назад

Some really good information, thanks!

@ThisIsOurRetirement 2 года назад

Thanks for watching Matthew have a great weekend Cheers 🍷🌺🍺

@patdennis2586 2 года назад

We highly recommend starting one’s preliminary retirement planning about 10 years out, really get focused and serious at 5 years out and take action starting 3 years out. Have fun doing your planning!

@ThisIsOurRetirement 2 года назад

Yes! We did this and kept refining it....3 years out we were really focused on retirement. Thanks so much for watching.

@palesomim4306 2 года назад

Thx for that Martin. I’m retiring at 54 this coming May and want to be like you

@stevegorkowski3246 2 года назад

Thanks for the friend discussion . It has reminded me to get involved in a club, that when I was working I couldn't go to the evening meetings. Time to join again. Smart move living in a small town. Expenses are so cheap here in a Wisconsin small town. The more technical items I need for my hobbies I just buy online. The only down side I had lately is my projects are progressing faster than the parts that I ordered!

@ThisIsOurRetirement 2 года назад

We are glad to have reminded you, retirement does give you time to reflect on what’s important. Thanks for watching our video.

@AnnMitt 2 года назад

Pleasant video. Thank you

@ThisIsOurRetirement 2 года назад

Glad you enjoyed it have a wonderful weekend Cheers 🍷🌺🍺

@thomasoleary6067 Год назад

One of your best videos...so inspiring

@ThisIsOurRetirement Год назад

Wow, thank you Thomas glad you enjoyed it Cheers 🍷🌺🍺

@seanh2390 2 года назад

great video!

@ThisIsOurRetirement 2 года назад

Thanks so much glad you enjoyed it have a great weekend Cheers 🍷😎🍺

@jadealexander8233 Год назад

Thank you for starting this channel and sharing all this knowledge. So many of us in Canada are immigrants and/or don't have people in our lives who are transparent with money/retirement talks like this. Thanks so much!!!!!

@ThisIsOurRetirement Год назад

You are very welcome Jade , we are so glad you enjoy our videos we appreciate your support have a great week Cheers 🍷🌺🙂

@patrickmchargue7122 2 года назад

Well done, you two.

@ThisIsOurRetirement 2 года назад

Thanks for watching glad you enjoyed it have a wonderful week Cheers 🍷🇨🇦🍺

@janespring2277 2 года назад

So helpful! Thank you.

@ThisIsOurRetirement 2 года назад

Glad it was helpful Jane!

@abe677 2 года назад

The first video I've watched from you. I'm still working but thinking about retirement. I really enjoyed this.

@ThisIsOurRetirement 2 года назад

Welcome aboard! glad you enjoyed it and welcome to our channel , we are so glad we took early 6 years ago and haven’t looked back Cheers 🍷🇨🇦🍺

@sandihunter1260 2 года назад

You know we never thought of moving somewhere less expensive but this video has got us talking. Thank you.

@ThisIsOurRetirement 2 года назад

It has definitely worked for us Sandi , we also used to live in the Ottawa area as an idea 💡 you could sell your Condo move to a cheaper place and rent then invest the money 💰 to give dividends or interest . Have a great weekend Cheers 🍷🌺🍺

@MedicareMelanie 2 года назад

Very informative, thank you!

@ThisIsOurRetirement 2 года назад

Glad it was helpful!

@RG-hf4et 2 года назад

Moving to a cheaper area always makes sense. Also, as retirees, you can look at towns with not as great school systems because educating kids isn't an issue. It saves you taxes if you buy and/or keeps the overall costs down.

@ThisIsOurRetirement 2 года назад

It’s amazing how costs for a lot of things are lower when you move to a cheaper area, yes taxes will be lower due to schools etc but as property is going up a lot taxes will also go up hugely, thanks for watching Cheers 🍷🌺🍺

@hydieyutrago228 Год назад

Thank you soo much...I love to hear the testimony

@ThisIsOurRetirement Год назад

You are so welcome have a wonderful day Hydie Cheers 🍷🌺😎

@barbaraebner5889 2 года назад

You are so right about " on your own time" but let's face it, we have to make a living first!

@ThisIsOurRetirement 2 года назад

Shame we can't retire first lol, yes we have to put the years in. Thanks for watching.

@crystalfolse3208 2 года назад

Awesome advice thanks 😊

@ThisIsOurRetirement 2 года назад

You're so welcome! Have a great weekend Crystal Cheers 🍷🌺🙂

@johnmerlino7011 2 года назад

Thank you Tina and Norm, I'm 60 and do wonder what retirement will be like. I have always focused my life on working and have few hobbies if any outside of reading and going to the gym. I'll have to really think it through.

@ThisIsOurRetirement 2 года назад

It’s surprising how your days get filled up and your interests change. Definitely you do need to plan it out and just give it a go…heck how about a RU-vid channel lol. Thanks for watching.

@jayumble8390 2 года назад

You guys are great and a wonderful couple! Thank you for such good advice! Best to you!!

@ThisIsOurRetirement 2 года назад

Thank you so much! Happy New Year Jay hope 2022 is a great year wishing you Health and happiness Cheers 🥳🌺🥂

@NYCisland 2 года назад

Great video. Husband and I are considering this too. He's already retired (6 years) and I will likely do so in 2 years. We have no family connections or obligations so can stay or move anywhere we want! It's hard to decide if we want to sell the house and get a smaller place (rent or buy). I'd like to spend a year staying in different places for 2 months at a time so we can get a feel of each area before moving. It's easy to stay in short-term housing, or Airbnb type places and either rent out house or sell it and store our stuff (after a massive purge). I've worked in tech for 30+ years and am so ready to get out and done with the stress and drama. I've lived to work and barely know what to do with myself after retire.

@ThisIsOurRetirement 2 года назад

You have a great plan! We hope you try it out and found the perfect place for you both. Thanks for watching and sharing your ideas.

@CarlasLovingWife 2 года назад

Hi. We both turn 60 in the next year and anticipate working a few more years. So glad that I came across your channel. I must subscribe! Thank you.

@ThisIsOurRetirement 2 года назад

Wonderful! welcome to our channel Joan have a great weekend Cheers 🍷🇺🇸🍺🇨🇦🌺

@nkechiesan5207 2 года назад

Thanks so much for all the great tips. I still have a long way to retirement but it's so helpful to plan ahead

@ThisIsOurRetirement 2 года назад

You are so welcome!

@300rivers7 2 года назад

Very thought provoking content. So many things to consider. We both have a few years, but are getting prepared.

@ThisIsOurRetirement 2 года назад

We are so glad you enjoyed it , now you have time to do a plan thanks for watching Cheers 🍷🌺🍺

@adaashton 2 года назад

Enjoying your down to earth videos.

@ThisIsOurRetirement 2 года назад

We are so happy to hear that Andrea!

@adaashton 2 года назад

@@ThisIsOurRetirement We found you accidentally while watching travel videos which we did extensively pre pandemic and are looking forward to starting again this year. Thanks for sharing your stories, views and advice. Have a great day.

@ThisIsOurRetirement 2 года назад

Thanks you have a wonderful weekend too Cheers 🍷🌺✈️🍺

@poges 2 года назад

I agree. We retired young at 55 and always found something to do. You're right about stress free living. I volunteered a day a week in my community and that was a good transition. Also good to travel when you're younger with changing health yes. I'm so thankful for five years cruising. The housing is a great tip. We're in a patio home on one level which can do us as we age but I know some people start renting for ease of settling the estate later. Lots of things to consider. Good one about Looking for friendships.

@ThisIsOurRetirement 2 года назад

Hi Rhoda volunteering sounds like a great idea , we are also so glad we travelled crazy in our first 5 years of retirement we did many cruises 🚢 to Alaska, Panama 🇵🇦 Canal , Australia 🇦🇺 New Zealand 🇳🇿, Spain 🇪🇸, and many others , places that now with all the Covid travel restrictions we wouldn’t be able to see . Interesting point about renting to ease settling of estate , our main focus was to sell and invest the money 💰 to enjoy our retirement. Have a great weekend Cheers 🍷🌺🍺

@patrickmckinley6679 2 года назад

Yes honey

@hollyfagan8201 2 года назад

Good video, sound advice 😊

@ThisIsOurRetirement 2 года назад

Glad you think so! have a great weekend Cheers 🍷🌺🍺

@SThakur 2 года назад

The genuine smiles and excitement you guys bring, makes watching your highly informative videos even more fun. Thank you!

@ThisIsOurRetirement 2 года назад

Thank you so much glad you enjoy them have a wonderful weekend Cheers 🍷🌺🍺

@AlphaTraveler1 2 года назад

I love following your videos and advices. You guys are awesome!!!!! 👍👍👍

@ThisIsOurRetirement 2 года назад

Thanks so much! we appreciate your support have a wonderful weekend Cheers 🍷🌺🍺

@chrisdey6027 2 года назад

Tina and Norm live in Kentucky 71 years old ready to retire and love your videos very informative originally from Glasgow Scotland you all remind me so much of my family back home over in the UK miss the British humour really enjoy you so much wish you all lived here in KY would make the best nieghbors all the best cheers

@ThisIsOurRetirement 2 года назад

Thanks for watching! Happy New Year Chris Norms mum was born in Glasgow 🏴󠁧󠁢󠁳󠁣󠁴󠁿 and he was born in Edinburgh it’s a small world 🌎 Cheers 🥂🏴󠁧󠁢󠁳󠁣󠁴󠁿🥳🇨🇦🐅🇺🇸