Things We Won’t Spend Money On In 2024 (with Minimal Mom) 

Dawn is like everyone's best friend!! She is so encouraging and loving -- really spreads a message of hope and peace. Thank you, Rachel, for hosting her!

Years ago, watching Dave, I thought I'd never get to the point where I could give generously. At 74 years with no debt at all and 2 grown children who have advanced medical degrees, my husband and I love to be able to give money to specific people we know who are deserving and need a little help. A thousand dollars to a waitress who needed a new car, a few thousand to a family for Christian school fees, a few thousand to a young lady to help with college costs, a thousand to a young violinist who could just use some supplemental income...these are a few of the pleasures of being debt-free. There was a time when I didn't spend 15 cents for a soda, because it seemed like a lot of money to me. That's how we are able now to bless worthy friends. Totally worth it!

My kid is 14. Before Xmas, he literally said to me, "I don't care if there's nothing in the boxes, I just like to open stuff!" That took a bit of pressure off tbh.

I'm 74, never had my ears pierced.......l don't have a vehicle, I can walk to the grocery store, or uptown.....paid off my mortgage...my internet costs $9.95/mo.....don't need jewelry, my last name is "Jewell", and I shine.....

I kept my paid off mini van for 13 years while I saved for another used car, which I paid cash for. Mortgage paid off, college tuitions paid with 529 funds, thank-you Lord !

We are not spending money on things that aren’t on our list in the grocery store.

When my kids were young and we wanted to go to a nicer restaurant, I would feed my boys dinner at home and let them order a dessert at the restaurant. We would have the waitress, bring out the desserts when they brought out our meals. They had already eaten at home so the waiting was easier on them and they were happy and excited about picking something out. The boys sat quietly enjoying their special desert and my husband and I were able to really enjoy our meal. I hope this helps someone.

I’ve started to ask myself “if no one knew I was buying this and no one would see me owning it would I still want it?” This helps me say no to the “it” things that seemingly everyone has. If I’m buying it to impress people I shouldn’t be buying it!!!

"This is the year of using everything up." Yes! I'm starting with the smallest quantity of each type of thing: almost empty shampoo, conditioner, lotion, cleaners, etc. I have way too many things that do the same task. Some need to be finished and tossed.

I truly need to get on this because is just not about money, is about keeping our home clutter free.

Yay for minimalism! 🎉 makes me want to trash all the junk in my house! 😂 so grateful to hear of other women who aren't buying the next trendy thing. Make saving money trendy

I completely agree, I have to unfollow so many influencers because of their promotion of overconsumption for every holiday, season, event. They buy so many things and it seems wasteful and expensive!

I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio dwindle away is such an eye -sore.

Don’t buy dryer sheets, laundry scents, fabric softeners and plug-in scent things! Open windows for fresh air!

I just purged 25 years of Christmas decor this year because I watched Dawns vlog. she is amazing!!!

I’m proud of myself, I’ve been living minimalist ever since I’ve moved out of my moms house when I was 19. No need for overconsumption. I’m so glad everyone is opening their eyes about this.

I took my acrylic nails off and will only get pedicures in the Spring and Summer. Also, eating out less

Sweet ladies - PLEASE don’t promote TARGET is any way/shape or form

Two years ago I committed to using all of my hair products, regardless if liked them or not. If I bought it, I was going to use it. To this day, I still have stuff to use! I’ve had to buy the basics like shampoo and conditioner but apart from that its been so helpful to clear out what I had!

Microfiber is made of plastic but so it polyester, rayon, etc in all of those synthetic clothing materials. I try and focus on purchasing merino wool, cotton and other natural fiber clothing and home products for my family. You can find them for good prices if you look! I just purchased a rug for my living room for $130 and it was made of wool.

So glad when Rachel has Dawn on her show! Love them both so much!!!

Most small house plants are about the cost of a decent bunch of flowers. If they die after a while, still reasonable value!❤️❤️

Dawn & Rachel - your collabs are always awesome. You should do a BOOK together!!

Two of my favorite ladies. Every Monday with Rachel’s podcast. Every week with Dawn’s podcast or videos. Dawn gave me permission to let go of physical and mental inventory. Thank you!

I find the older I get less is more. I don’t have to follow the trends I decorate and dress with what I like. Took me a while to get to this way of thinking.

I LOVE seeing Dawn collab with the Ramsey team! The Minimal Mom is one of my favorite channels -- she and her friends' decluttering channels are so empowering! Sometimes your mess can seem so overwhelming, but Dawn does a great job of breaking it down and giving you practical tools for success.

The whole point of wealth for me is freedom. My magic number in my mind is 5 million needed at 65 to not worry about anything. Am i better off investing a good portion of my income into stocks or saving my earnings to achieve this goal?

I agree with all of this. I really need to get some weight off but instead of getting a gym membership or new workout clothes at this point, I’ve just made a paper chart for me to track my activity and I’m using Apple Fitness videos which are free to me. Even though I’m super uncoordinated I am enjoying the dance videos and even if I’m not following the moves 100%, I’m still moving and burning calories!

I stopped going to target all together and have saved quite a bit.

I love all of these! i actually like to take the opposite approach with my clothes now (not the kids of course I am talking about myself). I "invest" in high quality long lasting pieces that will last multiple years! I have thrifted majority of my denim and cashmere. If my size changes or I get sick of something, I donate them back. but Ive gotten really good at determining the quality of an item by looking at the fabric, stitching, brand, etc. :)

You’re still shopping at Target?! Come on now

After I had my son literally none of my clothing fit or things were stretched out and ruined from being pregnant. Something about starting from scratch with my clothes felt so amazing! I have a lot fewer items but I feel great in every I own, it's all on trend, fits well, and getting dressed is fun now!

Good quality running shoes are not simply part of a cute outfit. You need to start with good shoes that cost more money to protect your ankles, your knees, your hips, and your lower back. They are important equipment. Please do not run in cheap shoes. Don't wait until after you run to reward yourself with running equipment. Buy good shoes.

I love artificial plants. They bring a feeling of nature. Also, I have a cat who destroys live plants. I’m retired and home all day. I like some decor for my eyes to look at. Brings me joy. I have decluttered so much old decor that I used to switch out. Now I keep and display only what I truly love. No need for excess. Dawn is so right about creating space in your kitchen cabinets. No more playing tetris with dishes.

I had an Ah-ha moment when you talked about clothes and then our homes Dawn!! We need few, easy to care for pieces that are versatile-just like your jewelry!!! Love it!!

When we first got married I told my husband that I’d like to “invest” in good luggage. He asked me, “Are you planning on being able to sell it for more than you paid for it?” (I thought, “what are you talking about, of course not.”) Apparently, he only uses the words “invest or investment” for things that appreciate in value. It sounds kind harsh, but it’s helped me to keep my thinking straight concerning real spending. (And not trying to justify buying things as an “investment.”)

I agree with the “i have what I like and I don’t need anything new”.

I started cleaning cabinets and using everything we have - shampoos., etc combining small bottles into a reused bottled.

I love decorating by using pillow covers! Saves money & space! Thank you both for your great suggestions!

Years ago here in TO my sister called me to ask my husband, a paramedic 3rd level, if she should take her ill feeling youngest daughter, to the closest hospital or Sick Kids, she had a blueish tinge to her arms and torso. He said Sick Kids, well after putting the students and new Doctors through their paces and no answers, the seasoned nurse asked my Sister if she had bought any new dresses for the kids as it was Christmas time, she admitted buying a lovely navy velvet gown, the penny dropped, she was appalled, and the nurse went for a washcloth and soap, Solution found! It was a huge relief, and they stayed as the Dr wanted to test some seasoned Dr's, and write up a test case for the teaching curriculum. It makes me howl with laughter in hindsight!

No restaurants! The food isnt typically as good as a good home cooked meal 😋

We stopped spending a lot on unneccesary things a few years ago. Due to a high expensive necessary item, we had to. Sticking mostly to things needed and try to get those wants on special days and birthdays. Got new thermal blackout curtains for Christmas and wow what a difference they make. Rooms have never been so warm even with plastic wrap on windows.

Amazing Thrift Stores have the best stuff!! Consignment shops, too! WITH TAGS STILL!!🎉🎉

We cut our TV bill we was paying more for TV then for the internet and our grocery budget down to $250 a month it just my husband and I. and selling everything I can and putting on our car loan.

I didn’t know this about microfiber towels 😮

I have become the queen of finding great furniture & home goods off of Marketplace. I found gems that have pulled my home together better than if I had planned it... LOL In 2024, my goal is to become more minimalistic with other areas in my life.

I’ve been focusing on decluttering but now you have challenged me to cut back on spending. Thanks ladies!

"Stuff" for my kids... they actually get upset with me for buying them stuff I think is so cute. Will take them grocery shopping instead, buy them a car wash membership, or take them out to a new place to eat.

Yay! Love you two! Dynamic Duo. Cheer us on! Lead the way.

I enjoy using bamboo paper towels. Each towel can be washed in the sink after cleaning up to 50 times then composted. So a whole roll lasts a very long time!

I never could get into microfiber. I detest the way it feels. I use Swedish dishcloths 😊

I just re-gifted 3 quality jewelry pieces to friends for Christmas. Then I had friends who gifted me a Brighton bracelet, and another gave me jade earrings & a ring. I need to re-gift more jewelry this year.

Dawn is such a blessing!! I’m so glad to see you guys collaborating!! ❤

Love Dawn!! She’s such an inspiration towards minimalism. So down to earth!

I've done both extremes when it comes to stuff. This year, I want to trust myself. I have built up my "saying no" muscles. When I truly want something I want to buy it or do it without feeling guilty.

Dawn and Rachel , you guys are amazing! Thank you for the tips, it’s great to hear I’m on the right track and to get more tips! ❤

My adopted mom and I came up with a phrase”Just because it’s cute doesn’t mean you have to bring it home.”

I loooove Dawn! Helped motivate me to get rid of clutter. Then I don’t double-buy stuff! Managing our “stuff” got easier and trying to cut the budget is easier with the extra time spent on tidying….😊

Two lovely ladies sharing great ideas together. Love it!!! Thank you. YOU are both positive influencers - encouraging us to love where we are, not what you can manipulate us to purchase.

Love how down to earth you are. I'm.doing a life purge. Having huge garage sale in spring, selling what I can. Trying not to buy anything one in one out.Great list ...love it. Appreciate you ❤

Yes avoid target shopping, what about Wallmart? Anti-Christian stores do not need to be on your list of stores !

I so agree with Dawn. I love to wear things out and get my moneys worth no matter what I paid for it. Having things with tags still on is a sin. I’ve done that too but stopped a few years ago!

Always love seeing two of my favorites hanging out together! Love this!

I have a bottle of shampoo, conditioner, and one bar of hippy soap from Whole Foods in my shower. That's it. Never more than those 3 items. My makeup routine is equally minimal.

I love Minimal Mom! Dawn's one of my faves!

Love to see Dawn on Rachel’s show- thank you to both of you for your great advice xx

I could listen to Rachel and Dawn chat all day. They are so refreshing and inspiring to listen to. I definitely will give any purchases more thought this year. Thanks ladies!

I'm a huge fan of you both so it's great to see you together!! ❤ For 2024 I'm trying not to replace things that break. So far it's been a humidifier, rice cooker, and soap filled scrub brush. I am practicing the art of going without and finding ways to make due with what we have. 😊

Love listening to Dawn, she’s so refreshing! Enjoy your channel Rachel

Love to watch Dawn on your show. I watch every video Dawn does. I like all your list, I have a lot of the same I have been thinking about not buying this year.

My goal is to stop buying “new” products. For example, shampoo. I have tried so many different shampoos, but I always go back to the shampoo I have used for years and end up wasting money. I need to keep it simple and stick with what I know I like.

Thank you! All these things make sense and I certainly needed to hear it.

Frigging love when you guys get together!!!!!

Hi Rachel and Dawn I am enjoying this video. I appreciate your thoughts. Especially having live plants. I’ve had a plant or two in my home for years. I really got into plants in 2020 and have enjoyed them since! They really bring life to a home. The other thing I will be getting some new jeans because last year I didn’t buy any new jeans. Love it!

I love both of these channels, glad to see Dawn here.

Yes to so many of these things mentioned. I am guilty of being crazy about subscription boxes and the target dollar spot. So much unnecessary stuff that I got bored with or didn’t really fit my home. So glad I pulled the plug on that. Dawn is so right about the home decor subscription boxes. I am currently decluttering so many items from past subscription boxes that no longer interest me

Two of my favourite ladies!! Thank you for all the wonderful & helpful content you both share 💕

Love you guys --a great Tag Team❤ 1-In 2023 I vowed to use up all of the cleaners we have on hand b4 purchasing new! 2-Good to learn about microfiber cleaning cloths-thanks! 3-In 2024 - I plan to stock up on TP!! Possibly other products such as canned goods, beans, etc.

One of the best videos I’ve seen in a long time…thank you!

We need this video from a man’s perspective on George’s channel. I go down bad rabbit holes of wanting desk set up accessories for work like new monitor light bars and clicky keyboards and microphone audio for zoom calls. Wanting new tools, new guns, new fishing rods when you don’t need any of it because what you have is perfectly fine.

If I spot a pair of jeans that fit and look good I have to buy them. I don’t go for any trends like ripped or extreme flare though. You can never have too many pairs of good jeans (varying colors too). I did stop buying colored jeans though. I stick to denim (both light and dark), black, and white (off white too). I have 3 different sizes due to unintentional weight fluctuation (115-132 pounds) from medical issues. So I keep a bin of each size handy. I know this is not normal, but I always have something comfortable to wear. Also, I use the larger size in cooler weather so that I can wear a pair of Cuddl duds under them for warmth. I am all for minimalism (have purged a LOT of other clothes, kitchen stuff, and decor). But this is one thing I can’t do without

My two favorite ladies!!❤❤

Love you two together! Thank you for the simplistic approach to home and happiness!

Thank you for this post.

I always enjoy these two together and separately. I would love to know were Dawn got her sweater and jeans. Thank you

I’ve resolved to spend less on my personal appearance. Less on makeup, no longer dying my hair, and doing my own nails.

I have followed Dawn's YT channel so it's nice to see her collab with Rachel whom I also follow

Dawn is one of my favorite RU-vidrs! Love her tips and advice.

Thank you for bringing Dawn on your show. I just recently found her and love her personality.

I only use cotton linens. No polyester no microfiber. They’re cheap and feel awful. If you pay for cotton, your linens will last years. Some things are worth paying for.

Love her. I'm not buying any clothes 2024 wish me luck

I'm so happy I made productive decisions about my finances that changed my life forever,hoping to retire next year... Investment should always be on any creative man's heart for success in life..

Hey I love this! I've just recently started watching Dawn's channel this year and her videos have been SO helpful. I love her cleaning suggestions as well. Im also done wirh buying nice clothes for my kids. We usually do new shoes and a couple new items but then every season we also go to a thrift place together where they try on and help pick things out. Some things still have tags on them! Its so much cheaper!

I absolutely adore Dawn. 😀💖. Great show Rachel.

Aww, you both are amazing and inspiring! Thanks for the encouragement! ❤🙏🏻

Two of my favorite youtubers!!! Yay!!!🎉🎉😁

Ha ha............My parents took me and my sisters out to a nice restaurant in San Francisco, our hometown. My older sister said she couldn't see, it was too dark. My younger sister wanted hot dogs, and the youngest wanted pancakes. My parents put down their menus and we followed them out onto the street to 'somewhere else'. That was in 1965 and I will never forget my parents trying to take us out to a nice place for the first time 😄

My 2 favorite people on RU-vid together ‼️😁 ❤ Love this!

You both have the best chemistry! Thanks for a great motivational video.

The workout equipment one is so true!! I started some great workouts and routines in 2023 and now my reward is workout clothes that I actually use.