This Card is Too Powerful (Ritz-Carlton Card Review)

Подписаться 18 тыс.

Просмотров 24 тыс.

50% 1

The Ritz-Carlton hotel credit card has too much value with it. The benefits and credits alone will severely outweigh the annual fee every year (as long as you stay at Marriotts).
Despite what the name suggests you can receive the full value from this card without staying at Ritz-Carlton hotels. If you are a Marriott fan and travel often, this card will elevate your hotel experience and give you solid value at the same time. Additionally the Chase Ritz-Carlton credit card comes with solid perks like priority pass restaurant benefits and primary car rental insurance.
The only downside about this card is that you can't directly apply for it. Chase has discontinued applications for the Ritz-Carlton card but I will show you how to still get one.
CREDIT CARDS:
⭐ My Favorite Credit Cards: link.chaseyokoyama.com/TopCre...
💳 Best Credit Card Offers of 2023: link.chaseyokoyama.com/BestCr...
FREE BONUSES:
🛒 Get $30 with Rakuten: link.chaseyokoyama.com/Rakuten
💰 Receive up to $275 with SoFi: link.chaseyokoyama.com/SoFi
WATCH NEXT:
📹 Why I Don't Own the Capital One Venture X: • Why I Don't Own the Ca...
📹 The Truth About Owning 15 Credit Cards: • The Truth About Owning...
📹 What's In My Wallet? (Q2 2023 Update): • What's In My Wallet? (...
COME SAY HI:
📱 Instagram: / chase.yokoyama
📱 TikTok: / chase.yokoyama
TIMESTAMPS:
0:00 Introduction
0:21 Annual Fee
0:48 Ritz-Carlton Card Benefits & Credits
8:45 Ritz-Carlton Card Insurances & Protections
9:31 Reward Multipliers
10:08 How to Get the Ritz-Carlton Card?
#ritzcarlton #ritzcarltoncard
Disclosures: Some of the card links and other products that appear on this website are from companies which Chase Yokoyama will earn an affiliate commission or referral bonus from, at no additional cost to you. Chase Yokoyama is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all financial companies or all available financial offers.
Chase Yokoyama is not a financial advisor and this is not financial advice. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Опубликовано:

24 июл 2024

Ссылка:

Скачать:

Готовим ссылку...

Добавить в:

Мой плейлист

Посмотреть позже

Комментарии : 97

@De_Guatemala 10 месяцев назад

I have the Ritz card. The 85K cert got me a $1,254 hotel in Hawaii. The $300 incidental got me Alaska+ lounge membership for $250...that includes American Admirals Club lounges. The PP gets me free massages at Be Relax, naps at Minute Suites, and great restaurants, none of which AX or C1 provide. I added 5 authorized users, who enter PP lounges in Europe and the Americas.

@ChaseYokoyama 10 месяцев назад

so its safe to say you get tons of value from this card 😂 That is very nice. Which hotel did you use it at in Hawaii?

@proxbimcginley5085 10 месяцев назад

Awesome tactics. I’m booked at Ritz Mexico City to tour museums with AP Oct 1-7th. How do I get Gallery tours? Ask Chase, or Ritz? Thank you.

@operating 6 месяцев назад

I like it!

@acecatalan 10 месяцев назад

the 85k cert is a really cool fact that is invaluable! Thanks for the info as always!!! - your #1 fan

@MattWelterOfficial 10 месяцев назад

The Ritz Card is definitely a gem that is underrated partly because the only way to get it now, is to product change! The flexibility with the Travel Credit definitely seems like it could be super useful, and that you don't have to specifically choose one airline. 85K Marriott Certificates are dang valuable toooo. The Ritz Card definitely has a ton of value and thanks for going over all the benefits Chase, great video as always!

@ChaseYokoyama 10 месяцев назад

I appreciate it Matt! the 85k cert and airline fee credit are nice to have.

@Michaelj22ff2st 10 месяцев назад

Hey chase I just wanted to say I really love your content. Your enthusiasm has gotten me intrigued and interested in credit cards

@ChaseYokoyama 10 месяцев назад

Yooooo thank you very much! 🙏🏼 That means a lot to me and Im so happy that you are getting interested in credit cards! Keep on learning and figuring out which cards work for your lifestyle. Welcome to the credit card game! 🔥 🤙🏼

@SpencerJohnsonOfficial 10 месяцев назад

Stan sold me on this card pretty hard, but this video made me even more excited about it!! I *may* have just started my Ritz card journey with the Marriott Boundless this week 👀 Nice video as always Chase!! p.s. I hope your move went well! Excited for the new set!

@ChaseYokoyama 10 месяцев назад

Oh ya. Stan's videos about gaining the free nights with Marriott cards was so valuable! Thank you Spencer. I should be filming my first video here over the weekend of early next week 😬

@MannyCovington 10 месяцев назад

I definitely am going after this card one day, just gotta get a Chase Marriott card first! Great video! It was a pleasure meeting you in Vegas!

@ChaseYokoyama 10 месяцев назад

It was awesome to meet you in person as well Manny! 🔥

@AFC_27 10 месяцев назад

Great video, been watching a lot of videos about the RC card and the Brilliant card. I'd love to see a comparison video of both.

@ChaseYokoyama 10 месяцев назад

Noted!

@jpknowledge8852 10 месяцев назад

Even though I don't usually stay at Marriott properties, this card is so good that it is worth going through the process to get the Ritz-Carlton card even if you only stay at Marriotts a couple times a year. Easily positive value!

@ChaseYokoyama 10 месяцев назад

Totally agree! im looking forward to getting this card sooner than later 😬

@Jason_The_Man 10 месяцев назад

Nice breakdown Chase. I may have to look into this card.

@ChaseYokoyama 10 месяцев назад

Please do! It's worth looking into for sure

@jimmyjames6492 10 месяцев назад

♥the Ritz Carlton CC!!! Very easy to get value from. The $300 airline credit is way easier to use than the airline credit on the AMEX Hilton Aspire IMO. Thanks for the info + video!

@ChaseYokoyama 10 месяцев назад

i totally agree! AND we would get a free night cert! those two things alone provide quite a bit of value.

@jasonfreilich866 10 месяцев назад

So there’s a reason that the ritz card is competitive with the J.P. Morgan Reserve card and that is because they are both not chase cards but J.P. Morgan. And as such they both get access to the J.P. Morgan Concierge which is on par with the Amex Centurion Concierge

@mikebuchholz347 8 месяцев назад

One year ago on 10/5/23 I got a Marriott Bountiful Card annual fee $250.. this wasn't a bad card as I normally stay 50-60 nights a year and you get 1000 points per stay.. anyway.. I called in 2/3 times to upgrade after the one year anniversary and they were not able to do it.. but after 3 weeks it was allowed.. Ritz Card showed up last week. Should be a great card for us!

@WrightReactions 10 месяцев назад

I love this card. Just got my 85k cert after product changing a year ago and using it at the St Regis in NYC this winter. Room is well over $1,000 per night, so great value there. I use my $300 for seat upgrades and airline wifi. I may go for Brilliant next year after it has been 2 years since having the ritz, but I'll have to downgrade it then upgrade, which Chase may not love.

@ChaseYokoyama 10 месяцев назад

Sheeeesh. You really milked the value outta that 85k cert! 👏🏼 I hope you enjoy your stay at the St. Regis

@WaterYourSoil 10 месяцев назад

Good video, Chase.

@ChaseYokoyama 10 месяцев назад

Thank you! 🙏🏼

@Erodpacheco 10 месяцев назад

Although this card will be in my wallet at some point , I still believe the Hilton aspire is creme de la creme. Great video Chase , nice talking to you at the Vegas meetup!

@ChaseYokoyama 10 месяцев назад

facts. the Aspire card is solid! Im anxious to see the how many of the rumored changes will stick. it was great meeting you this past weekend!

@Erodpacheco 10 месяцев назад

@@ChaseYokoyama likewise 👍🏻

@JohnDoe-vp1bo 10 месяцев назад

No guaranteed late checkout is a huge negative for me, but I still have the aspire card.

@ChaseYokoyama 10 месяцев назад

@@JohnDoe-vp1bo it is a nice safety net to have that guaranteed late checkout

@Abdullahi_World 10 месяцев назад

Even though I’m new in my credit journey, the ritz card manage to make it on my list. Going to start from the bottom and work my way up (1.Bold 2.Boundless 3.ritz hopefully)

@ChaseYokoyama 10 месяцев назад

Sounds great! The Ritz-Carlton card is definitely a card worth looking into. And since u gotta get it from a product change, its good to start planning for it sooner than later

@user-fg3ue4en7l 8 месяцев назад

Yokoyama-san, I thought you were wearing a Fidelity Investment’s logo t-shirt.

@ChaseYokoyama 7 месяцев назад

hahahah no I do not own such a shirt 😂 however I do own an account with them

@fremont-desi6430 7 месяцев назад

Question: I am going to product change my Bonvoy BOLD card to Ritz Carton - after that plan to apply to Bonvoy Brilliant - Can I simultaneously have both Chase Ritz Carlton & AMEX Marriott cards ? Or Mutually exclusive - Only 1 or the other? Need advise before applying!

@ChaseYokoyama 7 месяцев назад

You can have the other Marriott cards and the Ritz Carlton card!

@MikeMaye 10 месяцев назад

While it's not a card for me, it's still a solid card with a lot of value....Good luck on your move bro 💥

@ChaseYokoyama 10 месяцев назад

yewww thank you Mike! 🤝🏼 🤙🏼

@BoywithLoveeee 3 месяца назад

Do you have a link of the Marriott boundless? I wanna open the Marriott boundless and then get this.

@ChaseYokoyama 3 месяца назад

thank you for asking but I do not have a link for the Marriott boundless.

@MyWastedFantasy 10 месяцев назад

I can’t wait to get this card next year

@ChaseYokoyama 10 месяцев назад

👀 did you already pick up one of the Chase Marriott cards? So that you can product change

@MyWastedFantasy 10 месяцев назад

@@ChaseYokoyama yessss sirrrrr! I picked up the boundless card back in February, they hooked me up with a 21k limit

@phillkim83 4 месяца назад

Hey Chase quick question, you mentioned that authorized users of the Ritz-Carlton credit card have free global entry/TSA Pre-Check and priority pass. I knew about the priority pass but did not know that authorized users also get a credit of their own for global entry/TSA Pre-Check. Can you verify this? Thanks!

@ChaseYokoyama 4 месяца назад

I don't have any personal experience with it but all the sources i've read online say that Global Entry is NOT covered for authorized users. So I would follow that information (although I am aware that someone commented on this video saying they got their authorized user covered).

@garym8059 10 месяцев назад

Thinking about changing to the RC card from my Boundless that I’ve had from when it was just a Marriott card. Could I then apply for a new boundless and get another 15 reward nights and the free night award?

@ChaseYokoyama 10 месяцев назад

After the product change I believe you can apply for the Boundless card and get the SUB if you have not received a welcome bonus for it in the last 24 months.

@proxbimcginley5085 10 месяцев назад

Ask a savvy Chase banker about that. Sometimes it’s 48 months.

@CesarJoel 10 месяцев назад

The Ritz Carlton card is great 💪 I still think the Aspire is in a different level 👑 Great overview Chase! It was great meeting you in person during the Vegas meet up! Keep up the great work 🫵

@ChaseYokoyama 10 месяцев назад

No doubt! The Aspire helped me with the free room at Vegas lol. It was great to meet you in person as well Cesar! 🤙🏼

@CesarJoel 10 месяцев назад

@@ChaseYokoyama huge fan of your content and meeting you was great! Can’t wait to see you all again Chase! Keep up the great work 🫵

@blakinsideandout 10 месяцев назад

Does it matter where you move the credit limit from?? For instance, can I move it from an Amazon prime card??

@ChaseYokoyama 10 месяцев назад

Yes as long as its a personal card to a personal card. or Business card to business card.

@rohitchandra8785 10 месяцев назад

Def need to wait 12 mos before requesting the product change. The extra day is a good idea. I waited to get the 35K FNA from my boundless to post first. That's the whole point of the boundless. And then Chase was able to refund my Boundless AF as well.

@ChaseYokoyama 10 месяцев назад

Good call! Gotta get that FNA 👏🏼

@JomPed 10 месяцев назад

7:50 are you sure each authorized user gets a Global entry credit?

@ChaseYokoyama 10 месяцев назад

Appreciate you bringing this up. The Ritz-Carlton card does NOT give authorized users Global Entry / TSA precheck credit

@bigcoz6956 10 месяцев назад

I've had this card for about 5-6 years now. I was able to get my fiance TSA global entry credit as an authorized user with the Ritz-Carlton Card.

@bigcoz6956 10 месяцев назад

You are right about this card. My fiance and I has it together for about 5-6 years now. So far this year I used the certificate for a 950.00 night at the Ritz-Carlton Central Park NY. I already used up my travel credits with luggage check ins and seat upgrades upto now with my travels. This year so far I've done 4 lounges and 2 restaurants thru priority Pass. And last I already have 2 upcoming stays at Ritz-Carltons in Denver and Miami in October that I already applied my club level upgrades. Those savings per night with the upgrades is 200 at one property and 400 at the other. Sweet!!!!!

@ChaseYokoyama 10 месяцев назад

damn you and your fiancé are really milking all the benefits/credits from this card 🔥 I'd love to get that much value from this card when I eventually get it. Have fun on those upcoming trips!

@bigcoz6956 10 месяцев назад

Also I forgot to mention earlier this year when I visited Myrtle Beach SC i rented a car for 4 days and utilized the primary liability insurance from the card saving me some extra cash.

@peppersghosttheater 7 месяцев назад

Trying to decide between the Hyatt business or a PC to the Ritz card. Currently Bonvoy gold member. I'll stay a minimum of 135 nights in 2024 plus vacations. Marriot hotels are wearing me out. Some are awful

@ChaseYokoyama 7 месяцев назад

May i ask why the Hyatt Business versus the Hyatt personal? And will the Hyatt footprint be sufficient enough for your travel?

@peppersghosttheater 7 месяцев назад

@@ChaseYokoyama I got a referral from a friend. He didn't have the personal. I'm also self employed and I'll be in hotels about 145 nights minimum next year

@peppersghosttheater 7 месяцев назад

@@ChaseYokoyama and I'm not sure if their footprint is enough. Munich and Frankfurt are my main cities and Munich only has one Hyatt. It's in my favourite location. I guess I'll learn? I'm gold with Marriott but they don't have very good or convenient hotels in Munich

@willpeluce4175 10 месяцев назад

For Chase apply the rule 5/24. Now, for American Express , Capital One and American Bank is the same rule 5/24 ??????????????????????????

@jw0ng23 10 месяцев назад

I really do like the perks of this card. It would be an automatic yes if u got this card with a SUB.

@ChaseYokoyama 10 месяцев назад

Yessir ALWAYS gotta get the SUB 👏🏼

@DCGEMINI202 10 месяцев назад

This card is decent but the amex brilliant is better. Especially if u care about marriott status.

@ChaseYokoyama 10 месяцев назад

im looking forward to using the brilliant to help me get titanium status next year. That's part of the reason why I wanted it first before the Ritz-Carlton card

@DCGEMINI202 10 месяцев назад

@@ChaseYokoyama ill get the ritz card in a year or 2 from now. This 12/24 status is killing me

@saunjackson1 4 месяца назад

It's a $300 travel credit, i always use it for my Marriott stays

@ChaseYokoyama 4 месяца назад

thats clutch 🤝🏽

@ItsMeCJ 10 месяцев назад

Hmm, I don’t have this card on my radar, but it is value packed for the right person. I think I’d prefer the HH Aspire. Gotta love the CC community for outlining the runaround process to be able to get this card 😂.

@ChaseYokoyama 10 месяцев назад

Oh ya. The aspire card is still so beautiful *chef's kiss*. Im just hoping Amex will be nice to it when the inevitable nerf comes along.

@Great-Scott 10 месяцев назад

I just got my Marriott Boundless with plans to acquire this in a year, but I may wait at least 24 months so that I can get the AMEX Marriott Brilliant first since per Stan the Credit Frog stated that the SUB will not be given for the AMEX Marriott Brilliant if I have the Ritz card...so get the Brilliant 24 months after the Boundless then shortly thereafter product change to the Ritz. (I think that's what he said was in the small print.) That's something to consider. I would mainly get the expensive Brilliant for the annual free 85K room and the SUB, of course. I just have to decide if waiting another 12 months is worth it.

@jonchsy 6 месяцев назад

How many cards can I transfer credit from?

@ChaseYokoyama 6 месяцев назад

as long as its a personal (not business card) there is no limit

@jonchsy 6 месяцев назад

now I'm relieved. Cause I'm not in the US, it's a bit hard for me to spend much on the card, so I was concerned@@ChaseYokoyama

@MusicalAspie 10 месяцев назад

I really want to get this card, but I'm at 5/24 😢

@ChaseYokoyama 10 месяцев назад

Chase really be testing our patience 😬

@pannawatphijarnwanit6306 4 месяца назад

its a product change. so it wont take your slot. if you already have marriott boundless you can go for the upgrade even at 5/24

@TheAmazingDollarman 10 месяцев назад

Chase has the Rizz Carlton card

@ChaseYokoyama 10 месяцев назад

Chase sure does 🤝🏼

@billwright2176 10 месяцев назад

I dont see it.

@ChaseYokoyama 10 месяцев назад

gotta take advantage of the 85k cert, airline credit, PP access, free authorized users, insurances / protections.

@ZXY-tg5ip 10 месяцев назад

See I love this card and want it but I guess I would rather chase after status and might do the Amex card instead because of the platinum status and 25 nights. If the ritz had those two for $450, it’s a no brainer

@ChaseYokoyama 10 месяцев назад

truee that platinum status comes in handy on the brilliant. and those 25 night credits are great to chase after titanium status. I have the brilliant card now and am eager to use it more frequently later this year

@trave7644 10 месяцев назад

Why promote a card whose credits are so hard to use? No it is not one of the most powerful!

@ChaseYokoyama 10 месяцев назад

yes I can see how certain people will have a hard time using those credits. However I believe users that the Ritz carlton card target will get exceptional value from it.

@trave7644 10 месяцев назад

@@ChaseYokoyama I would get this card in heart beat if credits applied for buying airline tickets, but this process of getting is so convoluted

@pannawatphijarnwanit6306 4 месяца назад

you can put the 300$ in United Travel Bank every year if you have no use for it :]