This is the Lowest Amount You Need to Live Off of Dividends 

Adding JEPI and JEPQ are smart additions in my opinion. As for staying committed to higher-risk investments, it's all about balancing your risk tolerance with your long-term goals.

The market is not necessarily a rollercoaster if you know your way around the market, there are various opportunities in the present market to accrue good profit, If you are not too savvy with the market, just buy and hold on strong companies with good earnings, or consult with advisors on ETFs and actively managed funds. that’s what works for my spouse and I. We've made over 30% capital growth minus dividends.

Would you mind telling me how to contact this specific coach using their service? You seem to have the solution, as opposed to the rest of us.

I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, Sonya lee Mitchell turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.

I searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you

Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional

Agreed, my portfolio is well-matched for every market season yielding 85% from early last year to date. I and my CFP are working on a 7 figure ballpark goal, tho this could take another year. IMO, financial advisors are the most sought-after professionals after doctors.

This sounds interesting. My portfolio is in the red. Can you recommend your analyst, please?

Sonya Lee Mitchell is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

Thank you for the lead. I searched her up, and I have sent her an emaiil. I hope she gets back to me soon.

I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.

The issue is most people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt, no offense. In general, Financial Consultants are ideal reps for investing jobs, and at firsthand encounter, since Jan.2020, amidst covid outbreak, my portfolio has yielded massively in ROI, summing up to 7-figures as of today.

This is definitely considerable! think you could suggest any professional/advlsors i can get on the phone with? i'm in dire need of proper portfollo allocation

My CFA ’Rachel Sarah Parrish’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

Just ran an online search on her name and came across her websiite; pretty well educated. thank you for sharing.

Avoid too-good-to-be-true scam schemes. Seek advice from a fiduciary counselor they provide personalized advice to individuals based on their risk appetite, placing them among the best of the best. There are bad ones, but some with good track records can be very good

I agree. Based on firsthand encounter with a fiduciary counselor Deborah Jean Dykstra, i have $385k in a well diversified portfolio which has grown by 3x with compounding, venturing doesn’t necessarily boil down to money but you also have to be informed, be patient and back it up with good hands

How much are you getting paid to plug this "fiduciary Counselor"?@@NancyFranciss

The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner

the best market strategy is to work with a credible investing coach. Since a while ago, I've been in touch with a coach, mostly because I lack the depth of understanding and mental toughness to deal with the ongoing market conditions. You lack the information necessary to succeed in a competitive market, not because you're doing anything wrong, but rather because of your lack of experience.

That's impressive! I could really use the expertise of this advsors, my portfoIio has been down bad. how can i contact them?

Credits to 'Rachel Sarah Parrish' she has a web presence, so you can simply

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

sure there are loads of ways to make a killing right now, but such high-volume near impeccable tradess can only be carried out by real-time experts.

Having an investment adviser is the best way to go about the market right now, especially for near retirees, I've been in touch with a coach for awhile now mostly cause I lack the depth knowledge and mental fortitude to deal with these recurring market conditions, I nettd over $220K during this dip, that made it clear there's more to the market that we avg joes don't know

that's impressive!, I could really use the expertise of this advisors , my portfolio has been down bad....who’s the person guiding you.

credits to Natalie Marie Tuttle, one of the best portfolio manager;s out there. she;s well known, you should look her up

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

It's not difficult, but you have to learn and handle. Another thing is that if you can't manage your home, maybe you shouldn't invest on your own. If so, you should hire a CFP to help you diversify your assets to include ETFs/index funds/mutual funds and stocks of companies with consistent cash flows, rather than betting on penny stocks.

@@jamescomb1170 A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.

@@jameswood9772 Over the following 3 months, I want to increase my reserve from $280,000 to at least $550,000. I would be grateful for any advice you can give on how to accurately predict the market and how to diversify and balance my portfolio in order to accomplish my goal.

I really don't like making such recommendations, because everybody's situation is unique. But there are many freelance wealth managers you could check out. I have been working with "LISA ANGELIQUE ABEL" for about four years now, and she's really, really good. If she meets your discretion, then you could go ahead with her. I endorse her.

she actually appears to be well-read and educated. I just did a Google search for her name and found her webpage, I appreciate you sharing

Like Warren Buffet said, dividends are only good if the business you’re investing into can’t make good use of that capital. So if you’re trying to invest into businesses with actual growth, looking at dividends is a waste of time. Why are you investing into a company if they’re returning capital to you because they think you can make better use if it than they can. There’s only one reason, and it is a place to park your capital to pay you a small return with large established businesses because you aren’t trying to grow your portfolio anymore, but to live off of it. It’s not much different from bond investing.

It's not difficult, but you have to learn and handle. Another thing is that if you can't manage your home, maybe you shouldn't invest on your own. If so, you should hire a CFP to help you diversify your assets to include ETFs/index funds/mutual funds and stocks of companies with consistent cash flows, rather than betting on penny stocks.

@@hunter-bourke21The market's uncertainty is one of the reasons I have my daily investment decisions guided by an investment advisor, as their skill set is built around going long and also shorting the market to maximize returns, both employing profit-oriented strategy and laying off risk as a hedge against inevitable downtrends, and when combined with exclusive analysis, it's nearly impossible not to outperform. Since the 2020 pandemic, I've made more than $1.5 million after subsequent investments thus far.

@@james.atkins88 Admittedly we are only one information away from amassing wealth, I know many people who made their fortunes from the Dotcom crash as well as the 08' crash and have researched similar opportunities in this current market, could this person who guides you help?

@@Believer292 Do your due diligence and opt for one that has tactics to help your portfolio continue consistent and steady growth. "Julia Ann Finnicum" is accountable for the success of my portfolio, and I believe she has the qualifications and expertise to accomplish your objectives.

The financial market is a reliable choice. Diversify your portfolio with I-bonds, stocks (ETFs, REITs, dividend-paying stocks), and bitcoin. Given your budget, I recommend hiring a fiduciary to ensure you receive professional insights for a fee.

Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.

this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

Finding financial advisors like ‘Carol Vivian Constable’’ who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.

Hearing from an experienced investor who has survived the crisis and prospered is always comforting. It could be worrisome when your portfolio goes from green to red, but if you have invested in strong firms, you should just keep growing them and stick to your goal.

I wholeheartedly concur, which is why I appreciate giving an investment coach the power of decision-making. Given their specialised expertise and education, as well as the fact that each and every one of their skills is centred on harnessing risk for its asymmetrical potential and controlling it as a buffer against certain unfavorable developments, it is practically impossible for them to underperform. I have made over 1.5 million dollars working with an investment coach for more than two years.

How can I reach this manager of yours? because I'm seeking for a more effective approach on my savings

Sonya Lee Mitchell is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

The market is volatile at this time, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.

Very true , I diversified my $400K portfolio across multiple market with the aid of an investment advisor, I have been able to generate over $900k in net profit across high dividend yield stocks, ETF and bonds in few months.

@@andrewchandler0 wow ,that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio.

@@robertosaviano215 You can do your research and be on the lookout for one with intelligent strategies who'll help your portfolio maintain an unwavering and a progressive growth. Laura Marie Ray is my FA. She has the Flexibility & Expertise to Meet Your Needs. Verify her yourself

@@andrewchandler0 I just looked up Laura online and researched her accreditation. She seem very proficient, I wrote her detailing my Fin-market goals and scheduled a call.

This is relatable. I'm currently in my mid-50s. This is also to what my wife and I did. I withdrew some cash from a property of mine, and with the help of my wife's financial manager, I made a significant market investments over the previous two years. I won't be able to catch up to m wife's earnings over time, but at least I make more now. Even before I retire, my income has increased by 71%, compared to merely using my 401(k), my retirement savings has grown significantly.

Unfortunately, most people do not have access to such information. I don't blame folks who freak out. A lack of information can be a significant impediment. I make more than $47k passively by investing through an advisor, and I'm not doing any extra work. It makes no difference if the economy is misbehaving; outstanding wealth managers will always generate profits.

@bezosjesss I definitely agree with your opinion on these firms. You may do the same thing I did when I first began out and look for a few independent licensed brokers/firms online. I no longer utilize anyone other than "HEATHER LEE LARIONI" as my investment advisor. Since I began utilizing her services years ago, her methods have provided extremely steady, reasonable returns in bonds and ETFs.

Well said!!! Totally spot on!

My parents left me almost 2 million and I am so great full.

You should always conduct your own research and speak with a financial counsellor before making any investment decisions because stock market investing entails risks.

Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, , and in just a few months, I was able to earn over $950K in net profit from high dividend yielding stocks. you should try it if you're unsure about the market.

Pls who is this coach that guides you? I’m in dire need of one

*Alicia Estela Cabouli* my financial counselor, is a well-educated and seasoned expert in the financial industry. She is regarded as an authority in this sector and has a deep understanding of portfolio diversification.

Found her online page by searching her full name, I wrote her an email and scheduled a call, hopefully she responds,

Calculating the portfolio size needed is very relevant. - How else do you know how much to contribute?

by calculating how much additional income the contributions produce and estimating how that income rises. the capital value will fluctuate up and down over time so the amount of income new additions give you varies. so capital value being high with a market yielding 2% is no worse for retirement than the same portfolio at a different timepoints where the capital value is half and so the yield is 4%. so long as the yield is sustainable in real terms the capital value being half does not matter. its the same income stream at a different moment of low market sentiment vs high market sentiment.

Although there are many of chances in the financial markets, I've learnt enough over the previous few years to be skeptical about that. Knowing where to focus is crucial. When I started properly monitoring my investments, I started to amass riches. The importance of professional mentoring cannot be understated. Without the right coaching, people are more likely to make errors and lose money.

Who is the professional who is advising you, if you could perhaps tell us? As a novice investing in stocks without the correct direction of a professional, I have lost a lot of money.

Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

Can confirm

Even 1000 is more than enough

@@ulti8106 It can be if you set yourself up well, but that's more like retirement living. But 2000 a month is definitely surplus if you don't many dependents

@@bobald4389 i use to make 2k a month of my job and i was still saving more than spending just depends how expensive living is rent food and moving is all you really need and some clothes

Same here in Central Pennsylvania

Hearing from an experienced investor who has survived the crisis and prospered is always comforting. It could be worrisome when your portfolio goes from green to red, but if you have invested in strong firms, you should just keep growing them and stick to your goal.

Fantastic! That sounds wonderful. How can I get in touch with your financial supervisor?

There are many financial coaches who excel in their profession, but for the time being, I employ Stacey Lee Decker because I adore her methods. You can make research and find out more

Concentrate on two main objectives. First, keep yourself safe by knowing when to sell stocks in order to limit losses and maximize gains. Second, get ready to benefit from market changes. I advise consulting a Financial advisor for advice.

My portfolio has been stagnant since the 2019. I wouldn't mind consulting the advisor who guides you, I really want to grow my retirement fund since I could retire in 3 years.

She actually appears to be well-read and educated. I just did a Google search for her name and found her webpage, I appreciate you sharing

@@tatianastarcic My portfolio has been in the gutter for the entire year, so I started researching new ways to profit in the market, but everything I tried just seemed to miss the mark. Please let us know the name of your financial advisor.

@@tatianastarcic Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.

Still with Tesla stock, investors can never be sure what will happen next, bearish periods ultimately establish a new set of stocks to buy and watch while setting the stage for a robust new uptrend. I have been reading articles of people that grossed profits up to $250k during this crash, what are the best stocks to buy now or put on a watchlist?

@@williamsbrown4026 Based on personal experience working with an investment advisor, I currently have $385k in a well-diversified portfolio that has experienced exponential growth. It's not only about having money to invest in stocks, but you also need to be knowledgeable, persistent, and have strong hands to back it up.

@@UshnicYuvnikof I’ve actually been looking into advisors lately, the news I’ve been seeing in the market hasn’t been so encouraging. who’s the person guiding you?

@@Karagoldberg7 My advisor is “Colleen Janie Towe” You can easily look her up as she has years of financial Market experience

@@UshnicYuvnikof Insightful... I curiously looked up her name on the internet and I found her site, thanks for sharing

How it works? I mean is it safe or volatile? Do you have to be all day looking if it goes up or down like stocks? Do foraigners can do it?... Gla you found about it anyways

My Schwab advisor tells me to hold my money in growth positions (not dividends) and then ride that growth and eventually dump some of that into dividend stocks later on. Not sure though.

I'm just jumping in the boat you've sailed on. 41 and trying to get in there with what I can

I was 25 , defaulting on my student loans and making minimal payments on my 💳… until I dated the RIGHT girls. I’m now retired at 51 and we are still together.

@@kolacao8134 foreigners can do it, but if they're investing in American companies, there might be extra taxes to pay. Talk to a financial advisor in your country. If you're new and worried about starting out, I'd suggest starting with a very small amount of money, or consider looking into "paper trading". Paper trading has no risk at all, but it also has no reward (other than practice).

@Joey PerolliniWith the help of a pro financial advisor, Herman W Jonas, I’ve gotten into stocks and fx, splitting my funds in different assets that have brought me huge roi. I just reinvest and grow my portfolio. Here,

Hermanw jonas (a g mal comm

@Maisy Kirsty I have made over $25,000 in profits, more so because I am reinvesting every two weeks. His strategies cuts across major financial markets which cuts across major markets which I found to generate more profit.

You make $20,000 every month? Wow, that is a huge amount! I'm doing well just to scrape up an extra $100 to put into stocks and ETFs.

@@Kantor895 Please do not invest with these scammers. Use a legitimate company like Vanguard or Blackrock that have an international reputation and are safeguarded by the government. Remember, if it's too good to be true, it probably is!

Having an investment adviser is the best way to go about the stock market right now, especially for near retirees, I've been in touch with a coach for awhile now mostly and I made over $800K within a short time

How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings

My Financial Consultant is Lisa Angelique Abel. I found her on a Kiyosaki interview where she was featured and reached out to her afterwards. She has since provided entry and exit points on the securities I focus on. You can run a quick online search with her name if you care for supervision. I basically follow her market moves and haven’t regretted doing so.

Lisa has the appearance of being a great authority in her profession. I looked her up online and found her website, which I reviewed and went through to learn more about her credentials, academic background, and employment. She has a fiduciary duty to protect my best interests. I set up a call with her so I could use her services.

@@jessicamoore3093BS

It's always inspiring to hear from a veteran investor who has weathered the storm and come out on top. When your portfolio turns from green to red, it might be unsettling, but if you have invested in great companies, you should just keep adding to them and stick with your plan.

@@joesphcu8975 Would you mind telling me how to contact this specific coach using their service? You seem to have the solution, as opposed to the rest of us.

I greatly appreciate it. I'm fortunate to have come upon your message because investing greatly fascinates me. I'll look her up and send her a message. You've truly motivated me. God's blessings on you

I wish the Jessica Moore I know could say the same as you

Remember that investing in the stock market carries risks, and it’s important to do your own research and consult with a financial advisor before making any investment decisions.

Pls who is this coach that guides you? I’m in dire need of one

I Found her online page by searching her full name, I wrote her an email and scheduled a call, hopefully she responds soon. Thanks

Buy a short term CD paying over 5%.

@Nickolas Alphonso Now that's the reality of market, but everyone want bull run and no one wants bear market.. Guess what these are the people who trade with calls and not analysis.

@@carter3294 Starting out with a with a professional that knows the ropes of the choppy but profitable market is the best way to achieve getting a well structured portfolio. That’s why I have been working with ‘ "CHRISTINE ANN PODGORNY” ’ and that doesn’t make me daft because in financial dealings one have to be prudent. Most traders enter exit with a quick 10% profit which is not bad in a general opinion but why not aim higher, it doesn’t necessarily mean to be greedy.

@@stevensmiddlemass2072 The Times of greatest fear in the market more often than not are some of the best recoveries. Why? Because people tend to panic when things go bad and overreact. Stay informed and always have a plan. Buy low, hold long my friend.

Bear markets feel like Black Friday to me where everything is on sale 💰

Only this time it's different.. Thye've been conditioning you guys to think like this. The NWO/Great Reset is here... Keep kicking the cans down the road if you wish!!

Well the bigger the risk, the bigger the reward and such impeccable decisions are better guided by professionals.

Very true. Despite having no prior investing knowledge, I started investing before the pandemic and pulled in a profit of approximately $950k that same year. In reality, all I was doing was getting professional advice.

My consultant is *Sharon Louise Count* She has since provide entry and exit points on the securities I focus on. You can look her up online if you care for supervision.

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

Be careful not to be lured into the market too soon i rather be buying low in periods of instability than chasing when market starts to rally, but above all, this current situation has really opened my eyes to the importance of a good financial coach

@@FeliciaJudge Trading used to be a stressful "Rollercoaster Of Wins And Losses with no Consistency. Since learning the rules, all i've done is follow them. The results came effortlessly

@@gracesdonny1532 I like the fact that all you do is follow the rules. I have bought so many stocks in individual companies, right now I find it safe to invest in an ETF that tracks the S&P500 and ride it out. I put $180k into some growth stocks with a Financial advisor handling my portfolio. some of my picks are, NVR, LISP.SW, SEB, VOO, DOWJ, BRK-A, AAPL, IVV, NYSE, NASDAQ, TSLA I've gotten 71% return so far this year, I'll see where it goes.. fingers crossed... you have to apply rigorous trading strategies, which you'd have to be a pro for. or else you might lose if you don't know what you doing

@@emilybrown2719 Pay no mind to all the major companies announcing layoffs. do you by any chance do referrals on your FA ? so I don’t make mistakes that are going to cost me a lot

@@tradekings5433 I have saved myself from all the hassle that chaotic market causes. These days the best way to come into the market space is reading, studying, patience and seeking guidance when necessary, due to my line of work i can’t handle my portfolio so i just copy the trades of ‘’Susan Agnes Hancock" a CFA i saw on Bloomberg business news. It’s been smooth since then.

Your attention to detail really sets you apart from the crowd of comments here. I've attempted investing in the stock market multiple times, but the changes in stock value always made me give up.

@@lisaollie4594 Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look. I have been using an FA since 2019, and I return at least $121k ROI, and this does not include capital gain.

@Stanley Edwin I really don't like making such recommendations, because everybody's situation is unique. But there are many freelance wealth managers you could check out. I have been working with "KAITLIN ROSE STERNBERG" for about four years now, and she's really, really good. If she meets your discretion, then you could go ahead with her. I endorse her.

The top experts, however, have access to confidential information and data that is not made available to the broader public. Being knowledgeable enough to use them successfully is quite another. Big returns, not changing stochastics, are the key. Rewards and risks must be balanced. To reach your aim, pick the right size and turn your edge as often as necessary.

You're not doing anything incorrectly; you simply lack the expertise to capitalize in a down market. Professionals with extensive expertise who must have witnessed the 2008 crisis are the only ones who may profit significantly during turbulent times like this

@@oscarjiron6974 I require suggestions on how to restore my portfolio and create more effective strategies in light of the huge declines. Where can I locate this instructor?

@@AnthonyHart34 I wholeheartedly back financial counsellor Sharon Lee Casey, who holds a US SEC licence. She has been helping me for a long with my portfolio. You may look her up online because she has many reviews.

@@oscarjiron6974 Fascinated to know, Her credentials are undoubtedly excellent, Sharon appears to be very knowledgeable. I discovered her online profile and read through her resume, educational background, and qualifications, which were all very impressive. She is a fiduciary, so I scheduled a session with her.

Find stocks with market-beating yields and shares that at least keep pace with the market for a long term. For a successful long-term strategy I recommend you seek the guidance a broker or financial advisor.

Very true , I diversified my $400K portfolio across multiple market with the aid of an investment advisor, I have been able to generate over $900k in net profit across high dividend yield stocks, ETF and bonds in few months.

The investment-advisor guiding me is Diana Luise Hines, she is popular and has quite a following, so it shouldn't be a hassle to find her, just search her

@@CraigMitchell376 Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.

@Scarlett Bell you don’t lose your money until you decide to sell. Only then do you “lock” in your losses. The market will be tumultuous with the fed’s handling of inflation and the rest of the hot mess.

The market is volatile at this time, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.

very true, I started investing before the pandemic and that same year I pulled a profit of about $600k with no prior investing experience, basically all I was doing was seeking guidance from a financial-advisorr, you can be passively involved with the aid of a professional.

@@ThomasHeintz wow ,that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio.

Elise Marie Terry is my portfolio-coach, I found her on Bloomberg where she was featured, I looked up her name on the internet. Fortunately I came across her site and reached out to her, you can verify her yourself.

@@ThomasHeintz Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.

The market is volatile at this time, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.

CNBC rule of thumb by Steve Najarian is entry point is never near high and exit is always set at 90% of high

I’m both a dividend and growth investor and there are Great dividend stocks out there! The trick is to diversify and put in enough to where you actually get good dividend payments Monthly. I made my first million from repositioning and rebalancing

That sounds great and what signal do you invest with?

I have copied trades of a financial adviser and portfolio manager Lisa Angelique Abel for over a year now, she is quite dexterous. Although this is done automatically I have been able to learn a few tricks to help me trade on my own. She takes a performance fee after you have made profits, her style of trading suits me perfectly and I recommend her to you.

That's awesome and please how do I connect with this broker lady?

Look up her name on the webpage

I think it's not always about fear, Sometimes realistic factors discourage people from reaching their goals in life. For instance, I've tried investing in the stock market several times but always got discouraged by fluctuations in stock value

This is the problem! Most times people with little or no knowledge of the stock market try investing by themselves. It once happened to me, then I learned my lesson and contacted a US-based finance consultant by the name *Margaret Ann Warnken* and everything changed. I started enjoying huge returns from my investment.

Oh, that sounds good but how do I reach out to *Margaret Ann Warnken* ?

Look up her name on the webpage

Okay, thank you. I just found her website very impressive and dropped a message for her.,. I hope she replies to me

sure there are loads of ways to make a killing right now, but such high-volume near impeccable tradess can only be carried out by real-time experts.

Having an lnvestment advser is the best way to go about the market right now, especially for near-retirees, I've been in touch with a coach for a year now mostly because I lack the depth knowledge and mental fortitude to deal with these recurring market conditions, I nettd over $320K in profits so far, Its clear there's more to the market that we avg joes don't know that Investment advisors know.

credits to LEILA SIMOES PINTO, one of the best portfolio manager;s out there. she;s well known, you should look her up

Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.

How can this person, ROCHELLE DUNGCA-SCHREIBER be reached please...

Wow! I just looked up this person out of curiosity and I'm super impressed with her qualifications. Thanks for sharing.

I think he addressed this half way through the video

corporate laws..did you consult a attorney? attorneys are educated in the stock market

@@angelachanelhuang1651 attorney here - I’d give you a referral to a stock broker or financial planner. I do law, not investment advice.

Wow, he puts together a somewhat simple concept with examples and real figures in less than 14 minutes and you expected it to be a full investing course? He didn't cover life insurance, flood risk or terrorism either. Sarcasm aside... My point is that it is unreasonable to expect all factors to be covered in 14 minutes and the viewer should expect that this is just a waypoint on the journey.

@@MysticWanderer So maybe your suggestion is better directed to whoever named the video. You could suggest something like “A partially thought-out and poorly explained simple concept that omits substantial information”. Sarcasm aside, these obvious (to those who know) omissions are the equivalent of purposeful misinformation, and that’s what people are pointing out.

Smart, I must commend you because etfs will keep making you solid profits through compounding while the other stocks pays monthly although advantageous you started big

how can one start investing, can you guide me through

@@ferasiel425 I use the service of a fiduciary under a great broker, that is the most effective way I have known

If we taught kids that $4000 invested monthly into the S&P 500 index (8% annual ROI) will grow to $2,350,000 after 20 years, $3,800,000 over 25 years and $5,600,000 after 30 years then we will have a lot less 20 year old making $35k and running to the Mercedes dealership to blow the money

This is very much enlightening so thanks for sharing it

If only we all had 450k.

Thank you

even 1k per month is great, you could live in thailand off that. Then be free to work on other things that create more passive income.

@@hackmedia7755 can you get permission to live in thailand with just income of 1k per month?

@@shugyosha7924 you can just jump to another country every 6 months until you can get a new tourist visa again

@@skooltalkpodcast8081 You're awesome kid! I'm 42 and just started my investment journey last year. By the time you're my age you'll be a millionaire a couple times over if you stay away from debt (including student loans) and do your investing.

Now now, we can't go having everyone learn about the secrets of early retirement. Where will we get our consumer/worker drones from?

Yes it is so stupid the way that schools are run. I have four years of college and several degrees and my pay has dropped from 45 a hour to 23 a hour and no insurance.Basically employers using technology over human function and this is why the school system is antiquated and way off. I should have started earlier in my investing. The thing is what type of lifestyle is this guy talking about . I have paid off my house and have 400 k invested. I plan to retire in 3 more years. I believe based on what I spend now as I am thrifty. That between social security and passive investing I can maintain around 65 k a year. Hence if I am making 23 a hour now plus I get a few bonus pays a year which I only get if I leave out of state and leave my home to get to get my wages to average 30 a hour per year. I still will be getting a raise when I retire. So I am already living the life style that will be needed. I love running and it doesnt cost hardly anything maybe few dollars a day so I think you have to figure what type life style your thinking of living when you retire

Absolutely agree. What did Pythagoras and Newton give me apart from a headache. Compound interest however will make me a fortune. Good luck on your investing journey

@@skooltalkpodcast8081 keep going and never stop. Do a spreadsheet so you can predict what your eventual wealth will be if you stick at it. At some point you won’t even have to put new money in as it will feed itself. Best of luck

Same here I have the same amount yearly

I don't know how he thinks 7% is "massive" dividends, there are riskier REITs and ETFs that pay upwards of 10%-15%, some of them monthly. My portfolio is just over $125,000 that I've been building this past decade, and I'm getting an average of 9% annually. I"m also heavily diversified, I own over 60 different stocks, etc. so if any of them fail or stop paying dividends (a common occurrence since the virus) I can let them go without damaging my total portfolio. None of them take up more than 5% of the total, either. Basically I don't put all my money on one horse in the race.

nice... what kind of strategy are you using? which stocks are you buying?

@@yolanda9730 which stocks are you buying?

@@captainnerd6452 do you have Clm and Crf they are both monthly is a 11 to 12 percent divided yield

This is fuking true

I’m sorry for your loss bud

That was a strong woman!

it requires that no debt and that mortgage being paid off. Sorry about your mom but don't paint the picture that $1200/mo SSI is feasable, and that discipline is with not going out, travel, foods, things, etc.

@@cjschmitt4882 Hopefully by the time you are 62-70 years old to draw Social Security you would have paid off all debt incurred from age 18-62 including a home, if that was your choice. Discipline FTW!

@mackenzie fventes Majority of YT pros copytrade him. That is how they make so much returns regularly from the seemingly unknown market.

@@sakhalittle9206 Lol. I am one of them. Not a pro though not even close to that... Started last year and in all honesty, wish I had known about him earlier.

It's the market, if you can't be on it on the bad days, you shouldn't be in it at all.

A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

There are a lot of independent advisors you might look into. But i work with Carol Pasol Lewis and I have been working together for nearly four years, and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her.

thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I wrote her pertaining my financial goals.

Once you discover passive income from any source (dividends, interest, staking, etc.) it all changes!

@@kimyoung8414 very true! I started investing in 2016 and that same year I pulled a profit of about[$300,000] with no prior investing experience, basically all I was doing was seeking guidance from a financial-advisor, so you don't necessarily need to be a perfect investor, just have a professional assist you

@@erichkraetz2622 How can one find a resourceful FA, I buy the idea of employing their services, its a shame market crashes as of late have become a sort of habit for stocks

@@checkforme234 My advisor is 'Eileen Ruth Sparks'' In terms of portfolio diversity, she's a genius. You can glance her name up on the internet and verify her yourself. she has years of financial market experience.

Most of those on RU-vid seem interested in increasing their incomes. I don't know how many want to be millionaires but is seems to me income increases will help achieve financial goals a lot faster. Income is not everything but being a millionaire means you have so many more options than if your not all else being equal.

interest rates

How did you select your stocks, I am quite new to all of this and find it hard to understand plus how much would I be investing

@@Noah-pj6tc I don't manage my portfolio myself, this is handled with the expertise of a senior investment analyst Mr Benjamin ravies, and as for amount I put £ 10k into it but you can start smaller

@@Thyago2420 I would like to connect with him directly, I intend to invest into stocks too

Benjamin ravies(a)Gmai Lcom...Is he taking commissions for trades? Yes he is

@@Thyago2420 okay thanks much, I will get started on the process right away

Zamn

Gg

That's awesome dude! Consider reinstating that so you can increase your dividends

Reinvest it

I'm thinking of investing in the crypto market but taking my time to figure out how the whole thing works.

Investing in crypto is very volatile and risky which is why most successful investors trade with professional brokers

The real risk in the Crypto market is the risk of not investing, not the risk of short term price volatility.

I have been investing in crypto but have had a bumpy ride. How can I reach your broker? I will appreciate any tip or pointers

I once tried trading myself but made more losses than profits. I wouldn't suggest it to anyone

How does yearly inflation rate affect your returns?

@@787310 unfortunately I just started so inflation is a real concern, but I make 6% of my total contributions in my portfolio (which are subject to tax), and I'm looking at a 5% unrealized gain. Considering inflation is off the charts, I'm pretty much just treading water right now.

I am in IVR (13% yield) ORC (17% yield) and OCCI, NGG, XFLT, SMHB..... My 280k pays almost 40k a year right now. These low yield stocks are a joke.

@@PatrickOnDemand how many years have you been invested? Have they been paying out the whole time? What has the capital appreciation been over that time? I have so many questions!

@@PatrickOnDemand with wich platform are you investing for yield?

Paying off debts is also something people need to consider as well. Hell you would be surprised how much life comfort an RV/ Mobile home parked on a paid for couple acres is worth when the market takes a dump and there is a pandemic going on. Best 12k I ever spent.

That's right. Diversification is also important. If you're living in an area/country where real estate is gaining value over time, more or less following inflation, you can get a mix between rent income and value increase, whereas REIT hardly gain value over time so you need to make sure it beats inflation by a good margin to secure long term benefits.

A lot is two words

Not all of them really do such.

You're right stock and crypto are the best to invest on right now.

I had her strategies are really amazing thinking on starting a deal with her

Oh yes I'm a living testimony of mrs Hanna macko as well, that lady has changed my financial status for the best.

Wow I have read allot of stories about this broker she might be very good in trading, let me contact her as soon as possible.

Diversifying slows growth and puts your goal post out longer. It's a better risk to choose up to 5 stocks that will withstand long term market fluxes. The only thing is you have to do a lot of research to find the right stocks for you. Otherwise just buy into an EFT.

@@DioDiablo702 dump your Money in Honda

whats advantage using CEFs instead of dividend stocks

@@calphak7389 I think one advantage to CEF’s is that they hold a basket of income stocks as opposed to just an individual stock. So more stable. But since they trade like an individual stock, they react like single stocks in terms of higher yields as prices drop. Using dollar cost averaging will increase your yield over time.

Well show us how to do it then!

Rejoice baby !!

I'm sorry, whats your edge?

HaHa live on 1500-2000 where? rural meth town west virginia? Sure not doing it in a livable place like California or New York or any decent state. That wont even make the rent or house payment in 99% of America!!

@@davenone7312 California and New York are decent states? Laughable. They are negative growth states for a reason.

@@davenone7312 New York and cali suck 🤷‍♀️

@@davenone7312 you can get a decent place in a rural area for 600 a month. I agree with the others. California and New York suck. Shitty soulless places to live.

@@davenone7312 A lot of people have their houses paid off by the time they get to the point of living off of their investments, so living expenses are drastically reduced. NY & CA suck, thus the exodus....

No. the problem with covered calls is hanging on to a loser while you are waiting for the option to expire. Sure you made $.15 per share, but the stock is down $3.00...

@@markbaker3238 Yes, that's a possible issue as well if you're selling covered calls and ultimately want to get rid of the underlying stock position. With my comment, I had in mind one of my past experiences where I sold covered calls on a stock that I'm bullish on (as a means to reduce my average cost). The stock kept going up significantly, and I ended up needing to buy the position back. Actually, your example of the risk is more relevant with the strategy being discussed here in the video. Now that I think about it, my situation's different.

@@markbaker3238 if you don’t sell who cares? You only lose money when you sell

@@dividendbullyoutube7835 scammer!

No , thats not what was implied… what was meant is if you consistently add 500-1000$ each month eventually youll be getting dividend checks for 500-1000$ and once your at that level if you reinvest your dividends itll be doubling your investment rate. Essentially speeding up the whole process of achieving your goals

@@Roger124ification Trying to explain compound interest on a YT comments section... I applaud your effort in fighting the good fight. But some people just can't get their heads around compound interest. Don't know what it is, it's something like how some people actually don't like music of any kind or can't understand sarcasm. I have given up trying to understand other people.

Sad replies, it's called compound interest. You get your monthly pay off your dividend. Instead of saying YAY INCOME you take that 1500 and you buy more shares of reality. Over....and over....Over.... Over again. Till the point that 1500 earnings. Turns into 4 grand. Then you can retire. Thinking about dividends as a income is toxic and should only be considered as a surplus.

dividend is like a bonus check

That's how it should be, it's too scary and risky to just leave everything behind and depend solely on your dividend income. You can actually do it differently - invest, reinvest and enjoy everything after retirement.

Don't chase dividends! Equity is the same thing.

I am a retiree this year, and I use the same method as yours to live off. It works.

As long as you leave the dividends in the IRA you don't pay any taxes. You only pay taxes when you take them out of the ira. Then they count as regular income.

@@jamessurveyor4859 Yeah well duh if you are retiring on these dividends you have to take them out...

Without having to pay taxes? I mean….at SOME point, taxes will have to be paid , upfront or at end. Even hiding money overseas is changing in the future ( as in will be taxed).. You know about the two certain things in life, ha ha!

REITS get distributed and you have to pay taxes even it's in ROTH. I'm not sure about these investments

ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-q63F1pBrUHA.html This video shows how to live off that money without paying taxes

Actually, the best way is to invest in crypto currency. If you would have spent all of 2017-2020 DCA a minimum of $500 a month in either ADA, ETH, or BNB you will have over $850k at the peak in March of 2021. Afterwards, you can just roll the profits over into dividends stocks. As long as you understand the crypto market you can experience returns that far exceeds real estate without having to go into any debt like you would have with real estate.

My only gripe is the money required to get into real estate

@@deadcell1 i got into crypto in 2020. I plan on holding for 5-10 yesrs

That's a big part of my plan. Entrepreneurship, then once I move out get a triplex and househack. Then I live there for free, or get paid to live there, and I could live comfortably on 2k.

@@killerjay1740 I plan on doing the same thing. Regardless if bitcoin goes to $100k by the end of 2021 or not, the next bitcoin halving takes place on January of 2024. If you DCA the top 25 coins until then you are sure to make some amazing gains in the next bullrun.

hire a property manager... There ya go kid, problem solved.

@@JUDALATION ...and there goes your profit.

I did try selling covered calls on my stock holdings. In general my experience is that I collect a small amount - then watch as my successful stocks rip higher. Of course I've been called away so I don't get the appreciated value of the stocks I sold calls against.

@@garydorfner6695 and this guy is peddling qyld which does the same thing (actually even worse) at larger scale.

It depends on the volatility of the stocks. Writing put options on stocks you want to hold is also a good plan. Tesla for instance has weeklies covered calls or naked puts with premiums around 1% of the net value per week. Meme stocks can provide higher returns (5-10% a week sometimes) but of course the risk is higher. In any case the more capital you have the easier and it keeps compounding year over year.

@@cdm1949 well Qyld sells calls across the entire index. Not all of those are going to run up. If they do you still get profits. There's no guarantee it won't take 6 months for your stocks to rip higher, if they ever do. If you get a drawdown you can sell premium to get yourself back out. I'll take regular income week in and week out over holding a stock for potentially a long time with nothing to show for it. If they occasionally get a win it just ensures they'll return as a future customer. A lot of times they're going to lose. Just like at a casino.

Overall in calls you compete with massive statistical models in a betting game. They will beat you all the time, completely worthless excercise. Don't play chess against a computer / the house always wins.

DRIPs are great way to grow your portfolio without working, while you're starting out.

@@captainnerd6452 thanks! Got them active 👍

Awesome. A lot of people say the market is burning hot right now. As a result, I've been slowly reducing my contributions and stashing money on the side. If a crash/correction or downturn happens, I'll deploy that capital and scoop up some stuff at a discount. My online brokerage also allows me to deploy margin up to 35% of my portfolio's total value, so that's a few thousand more that I can use as well

@@BleuSkiddew plan your work, work your plan!

Reinvest!

Where can you purchase some?

What's considered "aggressive"?

Shouldn't you work for your bread? That lazy way of living is no good.

@@Kitiwake I’m currently sitting in a factory I work in and when I get home I’ll be studying for my degree. I work for my money. I’d argue it’s almost idiotic to call investing lazy. The whole point is you put in the effort to get the money and then the money works for you.

@@Kitiwake that’s a poor person mentality. Not working for money is the best, frees up your time for more meaningful business or personal pursuits

@@Giancarlogambetta I think Pat enjoys being a slave 😋🔨

@@Kitiwake Calling other people lazy is just hilarious, you bum...

Can i ask what you did as a living while investing?

I don't know what crowdfunded bridging loans are, but it sounds good lol

@@blood_sausage9620 Haha, basically if you're flipping property you need short-term finance (instead of a 30 year mortgage, you're only holding the property for 6-8 months generally before selling it on for a profit after renovation). Bridging loans are one of the most popular, an investor borrows money to buy and do up the property and pays interest on a monthly basis, usually around 1%. Crowdfunding options exist for investors to pool their money to provide these loans -- eg. 100 investors contribute $1000 towards a $100,000 dollar loan and get say 0.8% back per month after the loan company takes its cut as the middleman. It's great -- you get higher returns, and since it's with property the loan is secured against real estate so if things go belly up the property is repossessed and sold to return your capital to you. Don't get that in the stock market.

@@blood_sausage9620 Or if you are wanting to rehab a property like a rental home, apartment complex, 7-11, office building, car wash facility, storage facility, etc. and the property can't be rented out until this rehab happens a bank will not lend if there is no current cash flow. So, Bridge Loans are used for between 6 months to 2 years and are usually 8-12% annually. Like @Awedio Music said these are secured over the property so they are secured by the property and since you are lending money you can take control of the property if the contract is structured correctly.

@@awediomusic2137 where can I learn more about this, the crowd funding Bridge loans

@@scsmith4604 thank you 🙏

This is what I am doing

Dividends grow over time...and can out pace inflation!

Hard to enjoy your youth if you have to spend all your time working incredibly shitty jobs, boomer.

@@santiagovasquez5967 What do you think boomers did? Lol zoomers are so lazy and spoiled.

True. Coming from. A. 42 yr old. Black guy. Lol

@@santiagovasquez5967 come up with a plan

what he said. youth is power. i say yolo investing while still young. I’m retiring soon, not even 35 yet.

As a first time investor I started trading with her with just a thousand bucks. my portfolio is worth much more than that now within just weeks of trading with her.

Her assurance has made me to invest without the fear of losing

@Peter Glasscock "you can communicate with her on telegam with the user name"

Investwithlmarich💯

I got a chance to benefit from her services a few months ago and it has been a very smooth experience.

sure but what happens if interests rates go up and you lose all that value from falling stock prices? with dividends their some assurance you will make money every month even if the price of the stock itself goes down. Also you don't lose any shares when you get your dividend so it is essentially free money.

@@urstaxfetish1206 dividends merely reduce cash flow.

I agree with you. Buy large cap stock such as bank stocks. Banks will pay you to own their shares. Also, more importantly in this environment is to hedge yourself as we have a risk on and risk off environment where currently we are on a risk on environment. Risk on being money going into the market. If the market turns then we will go into a risk off environment where the hedging comes into play such as hard assets (silver and gold and other precious metals), cryptocurrencies, antiquities (old items that one earns that can bring in money). I am just bringing awareness to share to all as I have received this information to help the average person who are trying to get by. I hope this helps.

yield to maturity...a stock matures

@@angelachanelhuang1651 Stocks do not "mature". You can hold them forever. Bonds sometimes do.

selling an investment path......

I like the not having to do any calls at all… they do them for us .

@@clownanaround7996 yeah... What he's doing is till active investing, like real estate where u have to worry about things.

It is impossible to consistently beat the market without accepting significantly greater risk - there are thousands of peer-reviewed papers that demonstrate this little nugget every year. If you think you can then you are the smartest person in the world and have discovered a tear in the fabric of basic finance - so enlighten us please.

can you please tell me more as a newbie, what is it good to make an income of 2000 thats not just those covered call etfs?

@@ryuzakilawlight Well, the best dividends you could get is probably around 7-8%, for REITs (Real Estate Investment Trust) Like Slate Office REIT for example, and some good stocks like IBM (4.8%), Suncor (currently 3.38% and its half of what it was), Enbridge (6.5%), and so on. I would say you need probably around 400k to make 2000$ a month. If you factor in inflation, around 3-4% per year just to be safe, you will need even more, probably around 800k. The thing is, you have to grow your portfolio in order to match the inflation, and on top of that, you need to grow your income because 20 years from now those 2000$/moth will be worth way less. But that is with single growth stocks. With covered call ETF, you can pick for example FTN, DFN, DGS, CGXF (gold producers ETF) and make an average of 13-14% a year, and investing 300k which should make you 2000 and leave enough from dividends to grow your portfolio to match inflation, but those are unstable investments. It also depends on where you live... in Canada for example if you live only off dividends, you will be taxed less, somewhere around 5% I think. Or if you use it in TFSA you will have 0% tax, which is awesome. What I am saying is that you really need to take everything into account, taxes, return on investment, inflation... In general, in my opinion, if you have stocks and funds with a yield of 6-7% annual, you should really count it as if it's 2%. Because you will need to reinvest to keep up with inflation and a portion of it for taxes. That means you will need anywhere from 800k to 1mil, to live modestly, with all investments growing and income growing to match the inflation.

💯🏴‍☠️

@@ampulsion Good attitude. Gotta start somewhere.

Crypto isn't an investment, it's gambling.

@@TheFinalChapters You can be gambling with any financial market including stocks.. Crypto is an investment with many uses.. Making interest off crypto staking is just like dividends on stocks.

Stop spitting bullshit

My first investment with Mr FREDERICK gave me profit of $80,000 US dollars and ever since then he has never failed to deliver and I still stand by saying he's the most sincere broker I have known.

I've never heard or seen any of he's clients complain of lost....I think he's just too perfect

My previous trade with him gave me a total profit of €42,000 so am definitely going for a new trade this week.

I'm so happy for taking the bold step in working and investing $2000 with him after a week I received $8460 to my bank

A friend that I referred to him just received €27,050 profit after 10 days of investing I became jealous.. Lol

Sell puts and calls on quality stocks! It’s like printing free money if you do it right! There’s risks too, but they’re easily mitigated

My uncle retired during the 2000 tech bubble with $180k and stuck it all into PIMCO (PTY, PCI, PDI) and now has $1.5M. PDI will be absorbing PCI and PKO next month. So, you may want to consider that before buying PDI. After Oct. it should be good.

The average person CAN have 1 to 3 million dollars. They simply don't prioritize. I am not smart or even hard working. And have easily invested over $1M -- but I prioritize my freedom over cars, boats, gambling, etc....

@@cknight3457 I actually use a pimco stock PSLDX and it has done very good the last 6 years

The thing is about that is that the dangers of smoking are well known and information about the dangers is freely available. Virtually everyone knows this today and still make the decision to smoke regardless.

Oh, you could, don't worry

Its their choice to be miserable. No one makes anyone drink or smoke. I was around both growing up and never did either. Its a choice. I will gladly take their 5 percent dividend. If it helps you can contribute some of your dividends to Cancer America.

Tobacco Companies say smoking does not cause cancer or heart disease. They have their own research to back it up and pay off Congress to not make Smoking illegal even thou it cost Taxpayers 100's of millions in health care cost. Politicians have no problems taking those donations(bribes) and you should not either. (taking dividends)

Same

YES!! Thank you for mentioning this. I would add ~$1K/month to this for income taxes. I would also like to see the impact of inflation on this model of investing.

It wouldn't hurt to tax loss harvest from time to time. Sell shares in a stock you know is going consistently downwards during tax season so you can offset the sheets.

tax seasons comes around the corner

does stock get taxed?

@@angelachanelhuang1651 Unrealized profit is not taxable income. You didn't intake the income, so it's not taxable yet.

The key to big returns is not big moving stocks. It's managing risk in relationship to reward. Having the correct size on and turning your edge as many times as necessary to reach your goal. That holds true from long term investing to day trading.

Agreed. I've traded for several months. I barely knew anything about the markets when I started but recently, someone at Merritrade advised I get a financial advisor that has good experience. I did and things changed. My portfolio grew by 150% in 8 months. How was she able to achieve that? She invested my money in reputable companies which their stocks must always rise after any dip.

@@joshuafransis6653 Awesome. Mind sharing the contact please

@@charlesedwina291 The advisor is Kathleen Erin Anderson.

she is regulated and thus available to the public. Just search her name online and check out her website, then mail her for information concerning her services.