Jup, wurde zum Betriebsrat zitiert was mir den einfällt meinen Urlaib nicht zu nehmen. Habe den dann meinen Kalender und unseren Eorkload gezeigt, wir sind ein 2 Mann Team. Haben festgestellt das mit 2 Leuten die Arbeit nicht machbar ist wenn man kaum Überstunden machen will und seinen Urlaub aufbraucht. Haben jetzt einen 3. Kollegen, seit dem schaffe ich es langsam aber sicher mein Überstundenkonto abzubauen.
@@rodrigoandreszenteno Silly rabbit, show me anywhere in my single sentence that I even intimated that I; "believe that everything is a right." The topic being discussed is 'What it is like to work in Germany' so I am not talking about 'everything' I am talking about working rights.
I know, don’t you guys love your free dental and vision? Like crowns and dentures, or laser eye surgery and contacts? Not one payment for those things? Pretty awesome.
@@Dr._Love well, at least when going to the hospital your solvability will not be checked prior to treatment... for dental & vision this could sure be better
@@pierrel.3937 It could for sure be better in the States. Unfortunately we haven’t had such an initiative for nationwide health coverage since the affordable care act that was introduced during the Obama presidency. It really helped out a lot of people who couldn’t afford long term treatment and other important medical care. Here is hoping for future initiatives!
If you're paying the 42%, then you also get payed very well. Income tax in Germany is progressive. If you earn very little, you don't pay income tax. And then it increases to the 42% gradually.
@Dominik Moeller Rechne es nach. Bei mir sinds ziemlich genau 50%. Wie oben beschrieben. Umsatzsteuer ist ja auch eine Belastung, das wird oft vergessen. ;)
@@vorname2890 Umsatzsteuer zahlen eigentlich nur irgendwie Selbständige. Aber du hast recht, dass dies ein Faktor sein kann. Für Unselbständig Beschäftigte kann man normalerweise 20% Sozialabgaben für Krankenkasse, Rente, Arbeitslosen und Pflegeversicherung rechnen. Es kommt also ein guter Teil der Bevölkerung auf 30% Abgaben auf das Bruttoeinkommen, aber 50% ist schon eine andere Hausnummer. Ich selbst bin gerade bei um die 20% Einkommenssteuer + 20% Sozialabgaben.
@@Cornu341 Du zahlst auf jeden € den du ausgibst 19% Mehrwert-/ Umsatzsteuer. Max. 20% Abgaben insgesamt finde ich tragbar - mehr ist ein absolutes NoGo und wirtschaftsschädigend…
@@Thorfinn47. yeah I agree on germany as well, try to learn a little german before, but I can assure you a little german already goes a big way here, as most people can speak English. And it shows that you're trying, very important. Other than that taxes are not really higher here than in USA and Canada, maybe a bit, it just looks like it, if you add it all up, it's nearly the same. But in return you get good and tidy roads, a functional transport system (trains, bus), extremely low crime rates, and as this video suggests, a ton of rights and benefits as a worker
@@Thorfinn47. USA is a dumpsterfire but Canada just passed a law banning foreigners from buying property. Germany is also currently getting shaftet a bit but probably still your best bet. I dont know about the getting rich part tho, prices became unstable especially because Europes main food exporter is getting bombed to pieces and Germanies defense ministry couldt be bothered to even count their working tanks
Did anybody mention, that weekends and national holidays are extra? So with 30 Days of Vacation you basically have 6 full weeks of Vacation. Even as a shiftworker who works on the weekends or on Holidays...
Working Weekends, Holidays *and* any overtime gets paid noticeably higher than normal. Minimal wage is a thing (and high too). Every hour overtime HAS to be compensated (if not it's a crime) in either *higher pay* or the *equal amount* of free time. You are only allowed to work 11 hours a day (including 1h break) and need to have at least 11 hours rest between two shifts. Noteable exceptions are: Police, Medicine and Firefighters (although no discussion on the 11 hour break! but work hours can be longer than normal). If companies do not comply they have very, very big problems.
@Gandalf the Grey yeah, and in reality in my German contract it's written that I should not do overtime and that overtime is not compensated. But every manager in the company do more than 40h
@@AriesSupertramp ohhhhh I see😂😂😭 I do use duolingo too but I'm a beginner still, I understood the literal meaning but i thought it was some kind of these deep sayings that has deeper meaning than what it looks like🤣😅 thanksss for explaining and translating, keep going learning plz u r doing fantastic!😄❤️
I would be happy to pay the taxes and enjoy free public services. At least I know that any emergency trip to the hospital will not mess up my finances!
Or.. dont live "the american lifestyle". Most americans making 100k a year are still living paycheck to paycheck. Bad spending habits and debt. If you're actually poor, i can only speak to CT but ive never paid a hospital bill in my life.
The 42 % tax rate only applies for income above 58,597 €. Which means that you’d have to earn more than 500,000 (or fivehoundred thousand) Euros to pay 42 % income tax on average. And if you earn that much you could retire after ten years and still be rich so I really don’t see your problem
@@tr4nnel752 people like you are the reason that I not only wrote the number but also spelled it out as a word. You’d have to earn more than fiveHOUNDRED THOUSAND € in order to pay 42 % taxes, not fifty thousand
People hear taxes and assume "my money is being stolen" meanwhile public services are actually funded and job quality/benefits and quality of life a tually reflect it If the cost of living is kept low with taxation, then you get more bang for your buck outside of survival
@@dirantosdelgado4749 I didn’t want to calculate the exact amount of income you need to pay 42 % but if you earn 500,000 € you have to pay 41.5 % taxes which is close enough to 42 %. That’s why I wrote „MORE THAN 500,000 €“
And why did the youtuber tell something about 25 vacation days minimum? Minimum are 20 days(whilst working 5days per week, eg. from Monday to friday) - or 24 days, if you work on 6 days per week. (Because on Art.2 of Paragraph 3 of the Bundesurlaubsgesetz they state, that all working days are all days, which are Not Sunday or public holiday -> 6 days per week.)
Healthcare which barely works. Public transport which takes forever to get to your destination. Social safetynet which is being mostly abused by the jobless. Did you have a chance to live in Germany? P.S. There will be the longest train drivers strike ever. Some people are simply scared that they would not be able to get back home if they will get somewhere to do their businesses. For me the public transit was and is almost 2 times slower than a car or bike. People have the right to strike. But the system in general is corrupt. Some "managers" are simply earning too much while others have to strike.
@@SuperBrahimosbullshit :) It is true that after you lose your job, you get a fairly high aid of ca. 60% of your net salary for up to a year - but you are being expected to apply for new jobs a lot and not leave your home town, etc. People with no job do get some social benefit which is barely enough to get by. Great compared to many other countries tho. Germany is not perfect, but it is good. Also, everybody has a different notion of perfect.
here in italy is quite the same, like all europe and most of civilised world. Work to live not living to work, and all basic needing a are provided for free. When i lived i ny i fainted (was sick) in the street and when ambulance arrived at the hosp i was asked about my insurance before any other question. Was a real shock!
@@Brontok ..... Like who? Sounds like thats not even legal. Dont know about Germany, but in the Netherlands even the (EU) foreign workers are payed the minimum Dutch wage per hour. So no cheapskating with cheap labour.
Dont forget that you dont have to sell your house or take your childrens college funds If you get seriously sick. In fact you can take the college funds anyway cause education is free.
Maximalsteuersatz.... meeeiiii... war im den USA für 3 Jahre. Hab da all in all genauso viel bezahlt. Ist halt aufgesplittet im viele kleinere Anteile. Aber in Summe fast gleich.
@@kwtr1609 Extrem niedrige Lebensmittelpreise in Deutschland... in kaum einen, wenn überhaupt, Industriestaat der Welt wir so ein geringer Anteil am Einkommen für Lebensmittel aufgewandt... Dr. Google hilft da auch gerne weiter.
I love how americans (I am one) see paying 75%+ of their paycheck going to rent right off the bat, then having to ration out the rest for all your living needs, and not even have universal medicine, public transportation, controls on rent, and other public services. But then they freak out when 40% of income is taken while everything else is affordable or provided by public services. Elsewhere and act like they're being deprived. We really are brainwashed into thinking our system isn't utterly broken and basically wage slave labor
I (as a German) gotta say that the thing that annoys me most about the US-wage system is that you dont necessarily have to have health insurance. As someone who has suffered some injuries from a motorcycle accident and seen the bill from the hospital, I am so grateful to have it and to be able to afford it as well.
for them it is about choice.. they pay high rent but chose to do so.. on the other hand income tax feels like sth. has been taken away from you by force
@@thor.mukbang dann würdest du locker an die 10.000€ pro monat verdienen... ganz schön viel für jemanden der das prinzip von steuerprogression nicht versteht
People in the US think Europes taxes are high. But the benefits are much better and Americans have high out of pocket expenses. So I think you have to calculate that as well.
It's also about actual amount of money people earn. I mean at least in my profession people earn more in USA, especially in silicon valley but I still don't want to go there because of all stress and lack of safety net
US jobs still think they can just pay you more to abuse you as much as they want and unfortunately even most labor advocates fall into this trap as well, you MIGHT be able to organize for better wages. Not likely but possible. But try organizing for reasonable hours, and management will just be like “hmmm how about a small raise instead?” And 90% of the workers will be like “more money? Sure I’ll give up my life for that” That’s why the American boss thinks he can threaten Zac with higher taxes, (and why a lot of Americans would actually listen) cause it’s purely about money. Even if you get more vacation days, they’ll punish you for taking them, and any kind of concept for a law preventing companies from doing /that/ is something we wouldn’t even think was a possibility And that’s the real reason labor organizing is futile here if you value having a life over having money. All it can ever get you is more money, best case scenario. There comes a time when that stops mattering
We pay around 10-15% taxes for an income of 80k/year as a family of 4. And 20% gets deducted for health insurance, retirement, job loss. But we pay no almost nothing for childcare, education, medical care etc. It gives a really cozy safe feeling.
Not only is education and medical care almost free ... you even get about 200€ per child per month from the government (Kindergeld). My parents got Kindergeld for me until my 25th birthday... that were 300 months.
That sounds like 30-35% tax. Im single and make less then 35k a year and healthcare, childcare, dental, public education, all paid for in my state in USA. When we file taxes some 40% of the country receives money back as a return. Our top percent pay 40% of the countries taxes, although they want them to pay more. Elon musk, a single person, just paid a single state (CA) $11,000,000,000.
@@coltonblake13when we file taxes we also get a lot of money back. At least the average person does. If you earn less then median, your actually taxes are only about 5-12% in reality. But you still get the same benefits
Its marginal income tax (like in every other western country). Youre not giving 42% of your income to the state. Youre giving 42% of the income ABOVE 59K€ to the government. So say you earn exactly 60,000€ a year. Only the 1000€ you year above 59,000€ would be taxed at a rate of 42%. So only 420€ would be taken by the state at a rate of 42%, not 25,200€.
The truth is 43% of my brutto is automatically deducted on taxes, pension, health insurance, other social stuff. Even if 43% is not whole a tax, I never get to see that money.
Incorrect. You are not "giving it to the goverment". You are giving it to yourself and to others, which enables us as a society to afford otherwise unaffordable things. And almost nobody in Germany has 42% **deductions**; that is less than 15% of ALL tax payers, for example, someone like me: extremely well paid, top 5% of the tax payers and income earners (>100k EUR annually). Anybody not in my sphere of income has less total deductions (income tax + social welfare).
@@bobbwc7011 I dont know why youre coming in here feeling the need to flex. I literally just explained what marginal tax is and why its different to absolute tax. Literally, nobody asked or cares about what you make and its completely irrelevant here (which also leads me to believe your lying for clout). You do give the money to the government, and the government then spends it on public welfare and other investments that help me and others. BUT the money goes to the government first. To say it doesnt is not only silly but flat out wrong. You clearly didnt read what I was saying because your comment is at best tangetically related.
42% is the HIGHEST amount possible, it depends on your income. AND it applies only to that part of your income over a certain limit. All benefits combined, you get MUCH more in Germany (and any other civilized country) for your money than in the US.
@@parker9012Tell me, which tax rates are you going off of? Federal tax, state tax, combined? Because in Germany it's a flat income tax, in 'Murica it's divided into multiple smaller tax rates that do add up.
For 42% you would need to make 50k a year. But sinc sits progressive the effective tax you pay for everything is around 26%. To effectively pay 46% you would need to make 7 figures. Not to mention you have rights and not just benefits. Oh and no debt when breaking a leg
People in Germany are, on a average, much less well off than in the US or Canada. Very few own homes, and for younger people even owning a car is somewhat of a luxury.
@@ThisHandleWasTheOnly1Available "own homes"... you pay off your mortgage aswell as your 70.000$ college loan although you finished college 3 years ago lol not to mention credit card debt.... Germans love to actually own things and not being in crippling debt
Its not 42% tax, thats the sum of many your income tax plus some insurances you will have to have in germany. Also the tax is capped at some point so if youearn a lot its capped at a certain value
You can take 42% if you’re giving me 30 days vacation. If people aren’t being worked to death they can enjoy their lives and be happy, which will in turn produce better results at work. Why can’t we figure this out?? Nope over here it’s “you’re not trying hard enough! Get to work slacker!”
The reality is that as Americans, we actually get taxed on nearly 50% of our income when factoring in things like sales and property tax, yet we get nothing for it.
What state do you live in? I can believe it, but that's not the normal person. Keep in mind the millions and millions of sq millions america is, and having 50 states, and local governments as well. Theres massive variables for the hundreds of millions of people living here so an average is fairly misleading.
@@calebr4191EU has much higher fuel taxes and fuel costs A LOT. But the trick is you could in general live without a car in most European cities and most of European cars consumes much less fuel than that crazy pickup trucks from US
Don't forget our costs for health insurance. I was paying 800$ a month with a 3k deductible. Pretty much had to pay out of pocket everytime i went to a dr Yeah, you can tell me I'm getting a deal with my 25-28% tax rate and then another 10-20% state tax rate on top of it.. but when you factor in my insurance costs, we pay way way more than Germany and get way way less...
Taxes are high but you don't have to pay towards insurance out of your check. While the US is lower, when you count healthcare, most jobs under 80k actually pay more than 40%.
Don't forget that the 30 days are work days(not including weekdays). Technically Saturday is a workday per law, but most contracts state that work days are Mo-Fri.
@@highvisibilityraincoat Rule of Law Security and Safety Movement Religion Association, Assembly, and Civil Society Expression and Information Identity and Relationships Size of Government Legal System and Property Rights Access to Sound Money Freedom to Trade Internationally Regulation These are the catagories, within these there is 82 total indicators that can be measured between personal and economic freedoms then averaged to produce a total score.
In reality you pay around 8 to 10% with wages around 120000 Dollars here in Switzerland. That's also almost the average wage we have. What generates more money for the government is the "hidden" tax(something like the sales and use tax) on every item you buy that is also around 8%.
That statement is clearly misleading because how tax are made in switzerland. Federal income tax would 8-10% with that income, but do not take account the most part of income tax in Switzerland which is cantonal tax and commune tax, which can also varry a lot betwen the canton. With 120'000 CHF brut, you'd pay 34.1% in Neuchatel (highest) And 20.1% in Zug (lowest) Still it is the double as 8-10 (which direct federal tax).
It's 42% but that also covers all the healthcare. Stateside, you have to balance sick days and paying for the doctor, which is usually a huge hit to the budget.
I worked for Hinkle chemical in USA, I was treated better than any other place I've ever worked. As an engineer I. The USA I'm used to 12+ hr days six or seven days a week, NO vacation or sick days and holidays being the busiest time.
(Dane here) I don't think a German employer would ask what an applicant would expect of benefits. It's in the law! But I hear many 'employees' in Germany are temporarily employed, which (if correct) isn't a good thing to say the least. Becourse I guess other rules apply then.
European's do have higher taxes, but you're given so much back in return. Americans don't understand that there is a much higher "standard of living", with far less homelessness, much lesser crime, more equality, and so much more social neutrality. Americans can go to a store and buy a gun, while the only reason Europeans are given a gun, is if, your in the military. Yeah, but you still have to pay, in order to use a toilet ― So what? BTW: Germans never joke about taxes or much else. No..... That's not entirely true; yet, most Americans usually don't understand the German, sense of humor, which uses a lot of sarcasm .....!!!! I usually hear back from other friends that say, "You really offended that American guy". Our humor is worlds a part, sort of like, when Latino's make joke's to Americans and they're just left scratching their heads .......!!!!!
Higher standard of living? Most Germans will die renting. Even a car is a luxury commodity. Americans make more money, have less taxes, are more productive, etc. We didn't become a superpower off dumb luck.
The German workplace is still (usually) more productive because people focus on getting their shit done in their 8 hours not performatively working as many hours as they can
Lol, here in Romania we have only 20 days vacation minimum by law. But only 10% income tax, 1% sales tax if you own a small business. Double pay for legal holidays...
Leider stimmt das nicht ganz- Paragraph 3 sagt- mindestens 20 Tage bei einer 5 Tage Woche und 24 Tage bei einer 6 Tage Woche …. Das Minimum 25 Tage macht also leider keinen Sinn
42%... yes, but Germany also doesn't cost AS MUCH to live, so even after 42% they have enough to get by, feed themselves, clothes, and go on vacations. How many Americans see the world? Europeans are traveling all the damn time.
You only paying for 42% any Euro above 58K. Usually you pay about 20% in taxes and about 20% in social insurance (health care, pension, unemployment, medical leave, elderly care ... and mandatory corporate accident insurance paid by your company )
Yea 42 % but therefore there are a lot of things you can reduce your taxes with. And 42 % are mostly only the marginal tax rate. If you have to pay 42% avg income tax, then you are a very rich guy.
It is not 42% for all of your income, you have the first ~1k free of any taxes then it increases, it's called tax progression. You have it in the US. You will be able to subtract a substantial amount from your taxes because of insurances, children etc.. So you will pay way less than that and will probably left with about the same amount of money as in the US. Just with the benefits of 30 days vacation, sick leave etc.
I am more than happy paying 42% tax considering the huge amounts of benefits that gives me. I pay a lot of taxes but in return, I get the peace of mind that my country will not abandon me at the tiniest misfortune. I can break both of my arms tomorrow and I don't have to fear getting fired, going homeless, getting into crippling debt, and quite possibly starving or freezing to death. I can lose my job tomorrow through no fault of my own and I don't have to worry about any of the above. I can make a mistake or be struck by tragedy without it endangering my security or my life. I can get sick and don't have to go to work to infect all of my coworkers and customers because I have infinite sick days. Americans have a hard time understanding that most people here in Germany and in wider Europe consider that to be true freedom. I find it funny when Americans tell me that I'm always welcome if I want to experience real freedom for a change when living in America seems to be a fever dream of constant fear for my life, safety, and privacy. Not only do I have to fear the stuff I mentioned above but on top of that, anyone I pass on the street might have a deadly firearm because anyone is allowed to have one. And anyone I pass on the street is not unlikely to have severe mental issues because America doesn't care about mental health. And if those two combine, I might end up shot for no reason whatsoever. So could my kids, in any environment from Kindergarten to senior year of high school. And then Americans always bring up how, supposedly, all of our social security measures are only possible because of their foreign aid or something ridiculous like that. They claim that it's a system impossible to maintain long term. But what do you think is better for the economy and the tax cycle? An American who gets into crippling medical debt because of a single accident or a disease they didn't choose to get, who loses their house, their livelihood and possibly their life, is forever lost to the economy. It's someone who doesn't and can't earn money and so doesn't and can't spend it. Giving people a helping hand until they can get back on their feet is GOOD for the economy. Returning people back to productive earner/spender status stimulates the economy. Same thing with sick days. An employee forced to come into work sick infects more and more of his coworkers who will then be out of commission or at least less efficient at their job, making the company earn less money and able to spend less. Supporting single employees through illness is good for the economy and protects the workforce from drops in efficiency. Sorry to write a whole essay but talking to (especially conservative) Americans about this stuff can be infuriating. They really think their extremely flawed way of life is somehow the only good one. They don't understand that other cultures have different values than them. They don't understand that not everyone defines freedom the same way they do. They think they have a monopoly on ethical and moral goodness.
American living in Germany: 🇺🇸🇩🇪 10 days of vacation: 😌 30 days of vacation: 😄 45% income tax: 😦 42% income tax: 😯 Health insurance: 😔 FREE healthcare: 🥳
42% but there is healthcare for everyone and you get a Unfallversicherung, so if you have an accident at work (or on the way to and from) they will treat you like a king in the hospital.
45% Income tax.But that is when you are single and have no kids. BUT it includes als PENSION FUND; UNEMPLOYMENT INSURANCE; ACCIDENT INSURANCE THAT INCLUDES THE WAY FROM AND TO WORK. SICK PAY AND HEALTHCARE COST INCLUDING DENTIST.
42% isn't that bad to a Californian who did the math. 27% State + Fed isn't a lot, sure. Add all taxes on Purchasables at 8.5%, unless it's food, but also most food bc packaging. 50c gas tax per gallon. 0.71% Property Tax Tobacco (for smokers) is taxed at 61.74% 15% (sometimes mandatory) Waiting tax at restaurants. And those aren't even getting into hot/cold meal taxes.
Yeah but for those 42% you get cheap/free healthcare, autobahns without speed limits, and not having to use a car because cheap public transport is everywhere, also you can drink the water coming out of the tap.
As a truck driver I comfortably make 100,000 a year and get multiple write offs on my taxes. The truth is I wouldnt even come close to this income in germany
Ein Kollege hatte einen Unfall in der U-Bahn, USA. So viel ich weiß hatte er sich die Schulter ausgekugelt. Einrenken, Bandage , Schmerzmittel,... Kosten: 20.000$. Gut, er war reiseversichert.😊
As an American, i would gladly pay 42% for the kind of life you get in Germany without a second thought. Almost like they invest back into their own people…
Oh pleeeease! 42% is only paid for the first Euro you earn above this amount of 52,xxx euros!!! So let’s say you earn 60,000€/a then ONLY pay 42% of taxes for 8,000€. NOT for the whole amount! What do you all learn in Highschool 😭😭😭
So as tax is progressive to 42%, it can never reach 42% technically. But after 275k€ technically there is one last step to 45%. So to have to an AVERAGE tax percentage of 42%, you would need to earn more than 600k€. Then it’s probably fine to pay half as tax….
I think it really depends on what field you work in like i work in retail and i get like 36 vacation days djdjd even the part time gets that much if i am remembering correftly
Also, taxes start at a certain income. You don't have to pay them if your income is below 9,000 euros a year (I think) so it's perfect for high school and university students
Aside from the fact that you'd have to earn half a million(!) euros per year for your average taxes to be 42% in Germany, there's also this little thing called "Kaufkraft". Sure, the average annual income after taxes is approximately $20k dollars higher in the US than in Germany. But the cost of living in the US is so *ridiculously* high that the average US household only has $8k left in money that they can freely spend on whatever they want after paying for all the necessities. In Germany, the same household has more than $18k left after taxes, fees and all necessities. And that's not even factoring in stuff like free healthcare and education in Germany, which costs another arm and a leg in the US and can very easily diminish that $8k to closer to $1k with just one chronically ill person and one college student in the household. In Germany, the exact same household will still have $18k...
