This new ATM trick is actually very clever 

100%

Also its scam that if u decline u didn't get notified about a balance. You paid for service that wasn't provided.

I believe the same might have happened in Portugal, since the balance button doesn't seen to work in some machines I saw. I have also seen Euronet in Germany. No idea how they work tho

Report it to the damn EU

I think we established that Czech officials are deadbeat at this point.

There are legitimate grounds for fraud in this case because they're charging you without showing you your balance. If they showed you your balance every time, unfortunately, you could no longer call it fraud and just a shady strategy.

@@Corredor1230 nah it almost definitely fraud. Especially at the end when they said you haven’t been charge for the current transactions. Which included checking cash and other. So it’s disingenuous

Yeah, especially skeevy when the "other" menu item has the same things individually - they're clearly trying to hide them behind something most people won't click on

​@@applekidn1you didn't understand their comment lmao. 😂

​@@Corredor1230 How can that not be fraud when you haven't agreed to any terms by pushing the button? A fee has to be communicated before it can be agreed to.

Cash money papier not STOP promoting CDBC cashless sociaty SLAVERY scam

yeah, you worked out what his vide ess, did you? XD

One drop in a bucket. The hungarian government is also a maffia organisation. They sell vignettes way overpriced in other currencies. And they don't tell you that it is overpriced, so it's better to pay with forint or card, than with lei or euro.

Most vendors will do that automatically for you because it leads to better customer experience and it makes zero difference for them. Only the bank benefits from the conversion.

@@marcellkovacs5452 WRONG. The conversion is market rate. The conversion is the ATM's conversion, NOT the banks. Please, if you're going make comments, at least be informed.

@@HaggisMuncher-69-420 who said anything about ATMs? If you're going to lecture me at least read what's being discussed.

@@csuporj I went to budapest recently and purchased a vignette online with my Serbian bank card. It costed 23.6 euros. Is that the right price? At a gas station near the border it also said 23 euros.

The issue here is that the ATM is NOT charging him, his LOCAL bank is charging him for a balance enquiry. nothing to do with the ATM charging him. The sneaky thing is the ATM is forcing you to get a balance enquiry which they then take a cut of from the local bank

This should be put into EU-wide law. Fuk Euronet scammers.

@@markylon atm's make a percentage of any fee charged. otherwise there wouldn't be an attempt to obfuscate the fee. I recall my bank charged account holders 20c every time someone viewed their online balance over the banks own online portal. Banks are there solely for the purpose of screwing as many people as they possibly can.

@@DeveloperChris the point is it's not the ATM making the charge it's the cardholders bank, if which a small percentage goes to the ATM. But they have no control if a fee is made

@@markylon does it matter who is charging the fee? Its the deceptive practice that is occurring. Its the ATM maker that is being deceptive in this particular case. You are really splitting hairs. My original comment was only to say it is illegal in Australia and therefore could not happen.

Read about the "one-cent thief", this has been done in other countries for far less than 2 bucks and get caught for it. EuroBank is simply doing it openly.

yea retail finance drips little charged for things and it allll adds up

there also needs to be 'value for fees' laws. how the eff can they charge 2 euro for a nothing service. its literally just to flash data that is readily available on their systems and required no effort other than proper software functioning (this is the promise of technology. makes things more efficient, but the banks or whoever is behind the ATMS they want to still charge you for costs that no longer apply due to technology advancement). so charges for the sake of charges, not service. that is a type of fraud.

4:20 aushwitz comment what the heck?

​@@utredutredson1686 I understood "I still won't go to the ATM they put in Auschwitz"

That's what we do too. Even if the bank is not the same network as our home bank, it still works out cheaper

When I went to Portugal, I tried my card in several different ATMs just to see how much it would charge me for a 100€ withdrawal. I put my card into a Santander ATM and as soon as I clicked "100€" for the amount, it immediately dispensed the cash without even asking me whether I agreed to the fee or what that would be. I checked on my bank app and it turns out it charged no fee, just the 1% foreign transaction fee charged by my bank (not by Santander). So they literally made 0€ on that transaction.

Yeah, exactly. I literally call these ATMs scam machines

​@@nathanlim5421 maybe Santander users can use your Banks ATMs free of charge or summ like that

In some countries most of the local ATM’S have been removed and left with Euronet unfortunately.

A near by BMO Harris branch charged $7.50. Nearly $10 even if all you were pulling was $20 PLUS the $2-4 hit from your own bank.

Definitely sounds like a law that they need over there

In the US you only get ripped off when you spend the money !!

First, the question is if this is actually legal in Czechia or other countries or if they just do it and nobody pushes back. Second, when US consumer protections are better than yours, you have real issues.

For withdrawing money, this is exactly how it works here too (At least I've always seen it on all my transactions). But that's only for withdrawings, not for any other service: check balance, conversions...

No no you got it wrong, it's service, not scam!

holy fuck u are everywhere

This company and any other that work in a similar way should be shut down.

@@Yupppi I agree!

​@@borablerta9090a well made promotion bot, huh

That depends on how many miles you're prepared to travel to a bank atm. My local shop atm is charge free.

@@CeiliogWaspflake That is useful. It is the exception in our area.

I should have said that many supermarkets in the U.K. have free ATMs. Smaller shops don’t.

@@user-jt4bv9xt1p Link's ATM-finder tool for smartphones shows free ATMs as green dots. Post Offices offer free cash withdrawals.

yeah i'm pretty sure this is actually a standard European / EU law. But these banks don't care and the officials in the countries they operate in don't care either.

In the EU too, pretty much they don't care until they get fined they will have earned a multiple of the fine. Time for the EU to grow some teeth...

We take LINK for granted honestly

Yeah I'm surprised the EU still hasn't cracked down on this kind of thing

I'd be interested to know if those ATMs trigger a charge for UK bank accounts (I'm not aware of any fees for checking balances on UK accounts but there could be). If I clicked the Cash & Balance button and a charge appeared on my account, I'd definitely see about reporting the transaction as fraud or something

I don't travel much, but I use tap if I can and just let my bank handle the conversion fees. If that's not an option I'd use a credit card. If somewhere in Europe is making me pay in cash, that's probably a sign to ship elsewhere

But the guy in the video said he is a local. In any case if you own local bank started to do the same button what do you think?

@@blackoak4978 Yes, thankfully my card works pretty much everywhere now. But if I need cash, these are the rules I go by.

Dealing with banks can sometimes be even more frustrating. Let me share an experience I had: during a half-day layover at Copenhagen airport, I decided to explore the city center. However, the luggage camera malfunctioned and wouldn't accept credit cards. In need of 7-10 Danish kroner, I went to the bank, but was surprised to discover a $20 fee for the service. Quite a headache

They installed an Euronet ATM at a military installation I frequent. I already sent a complaint and provided multiple videos of HG's and others showing how they trick you.

Never use Euronet. Always look for an actual bank ATM.

then don't go to the Netherlands. There are NO unbranded ATMs left, all banks retired them and contracted to a third party to run all ATMs in the country as a monopoly... A third party that then of course instantly started charging customers through the nose for withdrawals.

@@jwentingwell do you actually need cash in the Netherlands in the first place?

YES, We do. also, we believe in freedom over here, and cash = freedom. so many times I give the foo​d delivery guy for example 20 euros cash and tell him to keep because I know if I want to tip using their website or a bank, he will pay tax, has to pay his boss, bank etc.... I don't see how people casually love to give away their financial method freedom @@TheLikeys

Dude i was literally about to write this shit too! 😂 (i was so damn “worried” for him, like “what the hell, was i the only one noticing this?”) Glad to see some other nice human beings around ahah Have a great Tuesday!

He said don't worry,it is 1234! Are you paranoïd?

guess 9897 😃

He is not stupid. He changed his code temporarily to 1234 for the purposes of making the video.

@@gramail2009 Then why did he type 9897 or something like that? He didn't even touch the 1 key.

That's good to hear! Here in Hungary we don't even have a functioning Customer Protection Office anymore. I don't even know on what ground they are collecting tax monies from people than...

4:20 aushwitz comment what the heck?

Great! Polska gurom ❤😂

@@utredutredson1686 He says "by the way I still LOVE the atm they encased in Auschwitz" lolll - not really, that's just one interpretation.. he could be saying anything, nobody knows.

They should not be fined for that, they should be immediately shut down

"I'm pretty sure that's a literal scam. They can't charge you for checking your balance without showing you your balance." It's not a scam. You're being charged to use their machine - Not to get your balance. It matters not whether you use it to get cash or get a balance. It doesn't change the cost of the expense of buying and maintaining a machine for your convenience. You should not expect to be able to use a private machine for free.

Egypt hurghada has the same ATM issue

We need people who step up and do something when they see this sort of crap. I consider this to be everyone's responsibility as a citizen! So all of you: if you see a company or a person ripping off others or doing them consistently wrong in any way, at least speak up! Even better if you can make a report to the right authority. We need to push back, else the crooks will just become more and more encouraged to do bigger and bigger frauds. There need to be consequences to their actions, else they won't stop, but will get gradually worse and worse. Everybody is busy and people tend to brush off the smaller shits that are done to them. And guess what, fuckards like Euronet know this and implement it in their fraudulent tactics.

Maybe he did? We don't know what he did behind the scenes. Why don't you do it too, just to be sure?

No they won’t. The EU will really not do sod all!

They are the bosses of this thing.

So when you let the European Union know what was the result? You did let them know, right?

The EU has ended up only to care about "human rights" of non-EU citizens. They are great just for that one, they can't care less for you.

Yeah. That you have not been charged bit seems completely illegal. They haven't provided any service at all and levied a charge that was not mentioned anywhere

If you're an american, you should know better than anyone else than nothing is going to happen and no one is going to do anything about it. I'm an avid reader of US news, you guys have "fort!fied elect!ons", you have political prisoners, an utterly corrupt justice system that doesn't even try to hide its corruption anymore, you have a speaker of the House that has an ETF with her name on it, every data coming out of the BLS is completely made up, the Federal Reserve is "retiring" useful metrics to hide the true state of the economy and I can go on like that for a while. No one's going to sue anyone. Everyone's extremely apathetic. The People have given up.

Of course it is illegal. Europe and the US has different traditions and culture relating to consumer rights (well, rights in general really). Europeans have, at least on paper, much stronger consumer protection. For example, we enjoy the right by law to make reclamations for 5 years on any product intended to last significantly longer than 2 years, which means cell phones, computers, refrigirators and a ton of other things is in theory the seller's problem when they break after less than 5 years. It is the seller who has the burden of proof if they want to claim misuse. The US has weaker regulation, but on the other hand much more actively uses litigation to hold companies accountable when they do overstep their boundaries. Class action lawsuits are of course key to cases like this - the expense of litigating makes it pretty useless for a consumer to have the ability to sue a corporation because his cellphone died after just two years. I don't really know the reasons, but class action lawsuits are really not common in Europe at all. For a long time the European system of regulations granting consumers a lot of protection seemed to work reasonably well. It seems to me that businesses have become a lot more cynical though, and have realized that although the regulations are strong, enforcement is not. A few years ago a cellphone I had bought from an online shop died after one year. I sent the phone back and demanded to get a new one or my money back. The shop first spent the maximum allowed time to provide a response, then sent me photos of a phone that looked much like mine held next to a metal ruler that showed the phone was bending a few millimeters away from the ruler at one end. They said this proved misuse. To this day I don't know if it was my phone in the photo, if they had bent it themselves, or if the photo was honest and true. But I know I had not dropped the phone or misused it. I'd never kept it in my back pocket, only the front pocket, and I therefore considered the question of whether it was bent utterly irrelevant - it is supposed to take normal use, and if normal use causes it to become bent and becoming bent causes it to fail, that is not my problem. Even though I had had to buy another phone long before I got their reply, I tried to press on, first arguing my case with the shop, then contacting the consumer watchdog. The consumer watchdog made a pronouncement on the case in my favour, but it is not a court and its opinion was ignored, the shop simply refused to budge. I was then left with the choice between taking them to court, or just swallow my pride and accept that I simply do not have in practice the rights I have in theory - in reality, it all depends on the good will of the shop. Unfortunately market power doesn't really work all that well either. The webshop mentioned above is reputable and has lots of positive reviews. I myself was a very happy customer *until* I was unlucky enough to experience a faulty product. Low prices and quick shipping, and that's pretty much all that differentiates webshops when everything goes well and the product is as expected (even bad products isn't usually something I'd blame the shop for, if they didn't misrepresent it or otherwise actively fooled me). Since most of the products are ok, few of the experiences have anything to do with whether the shop respects consumer rights, the reviews don't reflect this aspect, and we end up with little accountability.

You obviously have no clue how it works in Europe. The bank will NOT get sued. You're so American you have no idea

I guess that ATM provider has no profit from that fee, the fee is charged by the bank (issuer of the card). I believe that ATM is correct when it shows message that no fee was charged... Check you bank price list and check for that fee in other banks on the market...

Nice country not many puffy headed liberals yet.

I remember learning in Greece that my local bank in Missouri, USA did not account for foreign travel and therefore had 0 charge for conversion or using another banks atm. Quite humorous once I figured it out

That city is one big den of thieves.

Wow. How have I never thought of this. Going to do it today and anytime I see these demonic machines. Thanks

But but how on earth do you get the CEO personal number???

Just remember there is a camera recording your face if you do this!

@Ribbo lol yea but the virus of unidentified origin allows us to wear a full face mask in public. Love this virus.

Good job promoting/encouraging speedrun to jail any%. Tampering with ATM = jail time, no matter where you live. Try not to infect other people with your stupidity.

"Thank you for continuously exposing these scams." It's not a scam. It's charging you a fee for the use of their machine. No one is obligated to let you use their machines for free, at their expense.

​@@babajaiy8246it is a scam, as it falsely claims you weren't charged. On top of that, it charges you before actually showing you the balance.

We do have it in some places for years now.

We used to have it in the US, but only Wells Fargo is doing it. Truist and Navy Federal Credit Union don’t. I can’t tell you about others.

I should tell you in Canada though we have a total free-for all. The banks machines should simply be telling you that they have $10million from a Nigerian prince that needs to be transferred and if you stand up against the wall and drop your pants they will happily oblige.

Yeah, he already did a lot of those videos about their rate, he even had the shirt with 1EUR =/= 20 CZK (it's ==25 CZK atm). I'm surprised he didn't show the shirt, maybe it was too cold so he had to keep the green hoodie on!

It is legal because they operate under EU laws. And unlike so many other things were the EU are quick to go in and tell others what to do when it comes to big companies like this they don't do anything because... Euronet have all these people whos ONLY job is to "greased" The pockets of the politicians.. Errr I mean invite them out for expensive "Dinners"

Easy make sure the company is foreign, so jurisdiction is particularly slow and cumbersome.

They are not charging for the withdrawal, they are charging to show the balance. Bet this is again a grey area.

​@@4everdex he didn't mention because it's meant to be obvious but they say free balance inquiries AND cash withdrawals on the machine in UK no grey area, it's just a legal requirement that you are aware of any charges before accepting them, such as when on a machine that charges you it even tells you any charges you'll get and asks whether you accept them or not before continuing onto the option you chose and at the end before fully completing the transaction it shows a breakdown of exactly what you're withdrawing and what any additional costs added on are at which point you can still cancel the transaction and be charged nothing this entire thing in this video is a MASSIVE scam

@@LookingTBGJake yep, there are some cash machines that will try to charge you (like at the airport or in a mall for example) but generally most of the ATMs are free to use; they have to be, else people would stop using them, which also translates to lower customer traffic for the area. If banks were to start charging simple checking of a balance or withdrawal fees, even more people would switch to fully paying by card (or now phone) in store, which would render the ATM useless. Anyway, I don't tend to use cash myself but if it was to be a paid service, I'd never use it (or would change the bank to one that offers a free one); can do the same and more (and faster even) just with my phone...

@@zakrillnakoneyanWell, a lot of ATM's will charge you if you are using a card issued in another country. Really, the entire banking industry should be much MUCH better regulated. But of course banks have a lot of money, and money buys fucking politicians, so banks get away pretty much with anything.

Or, here's a better idea for adults. If you don't like it, don't use it. Crazy idea huh?

smart

Germany is the best country

IME this seems to be the default experience for British visitors to Germany as well - I can make cash withdrawals (And sometimes change my PIN) but I _cannot_ request my balance, even though the UK was (At the time) a full EU Member State and _should_ have had good EU payment framework integration. What always flabbergasted me though was that despite using German ATMs (Especially Haspa) many times, *not once* have I ever been given a receipt...Something I would have expected to be more commonplace in Germany than anywhere else! 😳

Yeah, but the withdrawal fee is just as pricy if not worse in some cases

Additionally: I have to pay a fee if I want cash from an ATM that does not belong to my bank, so I normally walk those 5-10 min further to get my cash from the correct ATM. There I obviously also can see my balance and all the other stuff for free.

The interchange payment for a balance is about 13p in round figures. It doesn't sound a lot but it must add up if everyone selects it.

I’ve never seen anyone ever use these machines anyway. They have a fee for one, and they just feel scammy. Everyone I know just goes to their bank cash points or uses a card as an alternative

Ah, makes sense now why my co-op's ATM first prompt is if I want to see my balance. One more step between me and my cash withdrawal.

Correct independent operators (especially free ones) get their money from the inter bank charge but the banks have to pay it not the individual using it. It’s only pennies but it unfortunately incentivises them to ask multiple times about balances.

You mean the ATM operators are ripping-off the banks? Would the banks stand for that? 13p per transaction sounds outrageous; I can't imagine that it would cost more than 0.1pence to send/receive a piece of data.

might of known it would be an american trick

Actually no, it was founded in Hungary. It is now headquartered in America. Typical Europeans to not understand something but try to automatically blame it on America. USA atms are upfront and tell you exactly how much they charge.

Well of course Euronet is a corporation in America! It's the same country where: 1) the richest 6 people have more money than 50% of the rest of the people... 2) hospital & health insurance corporations deny patients health care & even cause their deaths in order to increase profit$... 3) Justices/judges on the Supreme Court of the land are free to take million$ in gifts/bribes from the wealthy and then consistently rule to protect the rights of corporations (and those wealthy) while depriving the human beings/citizens of the most basic human rights.

⁠​⁠@@Elijah-fc3ex”actually no, it was founded in Hungary” 🤓, like that’s any better, it’s still based in America

@@jameswatters9592 if by american you mean jewish, then yes. also it's "have" and not "of".

I hope you’re having a fantastic time! ❤

Or just don't use them?

Best is to reward their deceptive policy by boycotting their ATMs. Spread the word to your friends.

@@patrickreuvekamp Sometimes you just can't. I mean this ATM machine is almost every corner of every street, inside malls, grocery and convenient stores, government buildings, etc. I wish it was that easy to get away from them, but you can't.

@@MrSpeedyduck How commonplace are high-street bank ATMs (Bank of Ireland, etc) in most parts of Ireland? The one place I've ever made a withdrawal there was on Dublin Connoly St. (At the BoI branch) so I at least avoided the EuroNet trap. 👍 Also; Thinking of the service available at UK post offices and how Ireland parallels the UK in some regards, ask at your local AnPost office if they provide withdrawal and deposit services, and what the charges are (if any). It might save you a few Euro every time you need to take cash out, especially in more rural locations! 👍

@@dieseldragon6756 Well, I could only speak mainly here in Dublin. First of all, you got luckly that, yes there is a BOI branch at Connoly, but to its whole totality, Bank ATMs are now disappearing for a good few years now and at public places and inside buildings. You could say, they are very far few and inbetween (sad to say)...now, majority of them are replaced by these Euronet ATMs everywhere.

Wow! You guys do it AWESOME!

So the swedish authorities stole the money in the end... interesting.

One occasion your romantic cultural enrichment obsession paid out.. ✌🏻

Yes Multibanco does not change you, but it doesn't make conversions

Let me guess, you live in Germany and actually think the GDPR guy will do anything...

@@marcusbiller867 you will never know unless you try.

@@marcusbiller867well at least here in germany they do

In Greece these plague machines happily enough are limited within the historical centre of Athens and are promiscuously present throughout the Plaka area which is packed with ignorant tourists. Fortunately they didn't find any luck around no more. My bank registers an order of "Latest transactions" along with a balance statement for free. I never use my cards in other banks' ATMs, it's a ground rule.

This is not a withdrawal fee, that is the beauty of it. It is a "check balance" fee, which you agreed to with your bank and then actively requested on the ATM. The only "deceptive" thing about it is, that they hide the split button under other. Other than that - perfectly legal. The other issue is that they don't actually show you the fee, which I guess they can fix by adding a screen that gives you your fee. They were too greedy and forgot to code in that part.

CommBank would like to disagree. They still charge their customers $2.00 for Commbank ATMs outside of Australia, and $5.00 plus 3% of the transaction fee for other bank withdrawals outside of Australia. And if you use your card at a store, it's still 3% of the transaction fee, on top of their crappy exchange rate. This is just one of the big 4, and you can check my findings by searching "commbank charges".

@@marcusbiller867 "Other than that - perfectly legal" - no, i disagree - across the entirety of the EU there are laws about requiring a business to communicate the fee BEFORE applying it... in this case that would be stating that pressing that button incurs a fee. It does not, therefore it can not be legal.

@@foff-666 But the fee you incur is from the bank and that is communicated to you when you open the account. The ATM itself doesn't know about any contracts you may have signed with your bank. Different more common example is currency conversion. When you withdraw money from an ATM in a local currency that doesn't match your bank currency, often you have 2 fees. The fee the ATM provider charges (let's say 2€ per withdraw) and the fee your bank charges for currency conversion (which is in your contract with your bank). The ATM can only show you the first fee, but not the 2nd one. Or some banks have a limit on how many free withdrawls you can do per month. Anything over is charged a fee by your bank. The ATM doesn't show you that fee. If you withdraw money with your credit card and you don't pay back that balance you pay fees and interest. Does any ATM show this? Ofc not, they have nothing to do with the contract signed with your bank.

@@marcusbiller867Are you a lawyer or something? There's is nothing legal about this. Crystal clear fraud.

yes but we are not commies, it has to be legal, you cannot just dictate to them wheneve u dont like somethin.

"Consumer protection?" No country has ever heard of that. You get scammed everywhere on this globe. Here on RU-vid a fake Roger Federer tries to sell me stocks. When i go to the groceries literally most products should not be for consumptions and still they are available. Consumer protection is a fairytale. Nobody cares if you get scammed. Thanks to this RU-vidr you can protect yourself and don't think the state does not know this, they are behind that.

​@@MrMajsterixxExactly

​@@MrMajsterixxI fail to see what the type of economy has to do with this. It looks to me some laws aren't being enforced. That's not politics or economics.That's jurisdiction.

@@moladiver6817 well jist because you fail to see that doesnt mean it isnt true

I hate Prague. Full of scams

8787 ?

So what? Is useless without the card

I think its ok. It is kinda covered but good call.

I am from Rome and I've never seen this in Italy! 😲 This would be a serious fraud and should be reported. It is possible that there are only a few of them and "hidden" only in some very touristic locations? I can take cash from any bank ATM for free, and I've never encountered one of those..

Thanks for info

I believe the bank Nordea does charge their customers a small fee for making a withdrawal.

@@danielpalmberg3371 huh, have SEB myself, so was under the impression the other banks were also free for all ATM use

interesting, have SEB myself so thought ATM use was free for all banks

@@AstonishedByTheLackOfCake Dags att läsa det finstilta. Jag kan ha fel, men jag tror mig veta att Nordea införde uttagsavgift för några år sedan.