Mam I am 57 years old woman.recently I came across your video on stocks lesson 1 and I saw it thoroughly you won’t believe after watching it I fell in love with your teaching method . Everything point was so clear that it encouraged me to learn everything about stocks from your videos thank you so much from the bottom of my heart 😍😍
My asset allocation (Age 29, Medium Risk Profile): Indian Stocks 35% Indian Mutual Funds 30% US Stocks 20% Digital Gold 5% Intra-day Capital 3% Crypto 5% NFTs 2% I invest 62% of my monthly income. Here's a breakdown of where my money goes: Self Investment (Tools, Books, Meetups, Courses, etc) 3% Needs and Wants (Rent and Misc Expenses) 35% Investment Capital (% of salary to be invested) 62%
That is really great. How do you ensure that the true diversification is achieved while investing in stocks and MF? Do you review and revise MF and stocks? If Yes, At how much interval?
@@revving_ravi Hey, yes I do revise my portfolio. This is done every month mostly after a week of my payday (to make sure my needs and wants are taken care of). I sit on some % of cash as a buffer for timing certain stocks when there's an opportunity in my weekly review of my holdings!
HELLO EVERYONE, I'M ACTUALLY LOOKING FOR A PROFESSIONAL TRADER THAT CAN HELP ME TRADE AND MAKE PROFITS,, BUT IS VERY HARD TO SEE A TRUSTWORTHY ONE.. ANY IDEA.
Last week, Warren Buffett talked in BBC news about how investors and traders can make millions through Crypto. He also recommended an expert Mrs Betty Harris. Wondering if any viewers here are familiar with her services?
Expert Mrs Betty Harris have an intellectual strategy that cut down losses. I have the best investment with the aid of Mrs Betty Harris . She's friendly and have easy to get along with in terms of signals and investing tips
Expert Mrs Betty Harris has aided so many newbies including myself. I've 12wins from forex trade with her help. Thanks to her strategies, she's really the best. I've made $16,400 in 18days working with her
Really cannot stop appreciating your efforts to improve the Financial literacy of all the people around there by trying to increasing the net worth of the individuals and our Nation ultimately. Though you have dedicated paid lectures, a lot of knowledge is also being shared for free in the interest of others, this is really a great act. I really consider you a star. A star who just doesn't keep building her own wealth but also strives to build others wealth.... You would truly become a well celebrated and a well recognized personality and a gem born in our country. Jai Hind !! A simple thank you would be a drop in the ocean for you mam.
Yes ma'am!! Asset diversification video is needed.. in the video please keep savings of rs20000 as an example and give us a gist of how much percent should be invested where. If possible also make the video age categorised( 25-35yrs, 35-60yrs and 60+) Please ma'am... Looking forward for this video
I am following you since very long , you have come very far with sharing your valuable knowledge and educating millions. I must say your presentation skills are on next level.
I was actually planning to do the asset allocation and here comes your video. Please do make a video on it. Love your work and your high energy shows your passion. Kudos to the great work 🎉
तुम्ही मला मराठी मुलगी म्हणून खूप proud वाटतं. Love your Marathi dialogues and Hindi film dialogues… it makes subject like finance a little fun. Love you 🙏. Thanks for doing this.
I really personally appreciate your way of teaching and explaining things. You are awesome. Keep updating our knowledge people should talk more regarding all these. Practical things are never taught in the schools or colleges and I really appreciate you putting up such educational videos. Found your channel just a few weeks back and cannot stop watching your videos as soon as possible. Thank you maam for absolutely doing a great job. Hope you do not get side tracked from this in the future.
I am the student of BMS, I am trying to know about stock market, Mutual fund, crypto, etc from few days back , meanwhile I found your video and... now I feel very happy because your video helps me alot to learning all these Thanks ma'am you're a such a nice teacher ❤️ you're way of explaination is outstanding..👍..
Useful one, esp. CAGR. So there are or may be people who dont bother to know 'what inflation is'! Yes; we do need Asset allocation, realistic one - not the one size fit all formula i.e. 100--age. right from toddler to retireee with/without commitment. You can do it. Yes.
Nice video Rachana..today's people' need to have financial literacy..This concepts also needs to be taught in schools and Colleges. Financial skill is a Life Skill which needs to be mastered at the earliest 💯
Who build schools? Land mafias in conjunction with the wonderful politicians we elect, why would they want you to be financially aware? They get away with the money because we must remain ignorant! Think about it and explore in ur city who owns majority of so called private schools! Happy learning, but wake up
I am myself an educator, and the kind of disservice that is going on in the field of public education is alarming! We r manufacturing donkeys, slaves and subservient souls who ll serve their financial masters in the future. Try n change the status quo and the system will eliminate you. Same with private college education. NEP is a joke. So unless public becomes aware n smart, ignorance will be a bliss for most of them.
1. Net worth 2. Term and health insurance 3. Emergency fund 4. Liquidity 5. Inflation 6. CAGR 7. Bull and bear 8. Risk tolerance 9. Asset allocation and diversification...
Mam you're super cool . The way u explaining the terms is just mind blogging.... If all students got mentors as you are . We own the world..bless you... ✨
Dear Rachna Ma'am, A small request from my side please make a small video on recently launched RBI RETAIL DIRECT. Many Retail investors want to invest directly in Govt. Securities, T- bill but there is platform available. This is a platform which will help us but I need some more clarity on this concept like how to open account, what is minimum investment, how to invest and things like that. I remember that you have told in a video about GoldenPi website for debt investments but I am not sure about it's credibility. So now I think RBI RD is a revolutionary step but need some more clarity and obviously your opinion and your backing on this thing. Humble request to make a small video regarding this. Thanks a lot Ma'am.
खुप सोप्या पद्धतीने विश्लेषण करता मॅम तुम्ही. फक्त एक विनंती आहे की मराठी मध्ये सुध्दा माहिती दिली तर आणखीन आमच्या अर्थिक ज्ञानामध्ये भर पडेल व नक्कीच आमची अर्थिक स्थिती भविष्यामध्ये सुधारेल. धन्यवाद👍😊
Ma'am, loved the video. I earlier used to invest only in FD's, PPF, MF's only however after watching your videos I have invested in Bonds, Debentures and shares too. Thanks for all your simplified and amazing videos
While coming on last section of Video... Rachna Madam was shouted like a Small child shouts in local Marathi schools when it's last period of school 😂😁 BY THE WAY.... Awesome Video As Always
Madam, What about the depreciation of the car, the boat, the helicopter, and the airplane you have (laughs)? I think the right thing will be the current value of these assets (must be a conservative one) minus loans equal to your net worth. Thank you.
Hi Rachana, nice video on financial awareness thank you. I have invested in equities, mutual funds and life insurance. From last couple I was in feeling how can I know the diversification of portfolio. Please make a video on ideal diversification portfolio. Thanks in advance.
Many people say what everyone should do, but u are explaining how to do... Nice 👍👍 Coming to liquid funds for maintaining emergency funds... Redemption in short term (less than 3yrs) may add extra tax burden while filling IT returns when actually funds are required.
My choices of Asset class would be following - PPF, NPS (both T1 & T2 with active choice option), Equity, MF (Midcap, FlexiCap, Balanced Growth), Term insurance, Health insurance (self, family, elderly), real estate, physical gold, NSC, and some FDs. I'll be running away from insurance which offers return on maturity. Alternative to bond, I'll prefer more on NPS T2 schemes (lots of options with active choice). And regarding crypto - I'll quote Rakesh Jhunjhunwala " I need not go every party in the town" ...
Hi Rachna , thanks it was a very helpful video for me. I have a request that can you please make a video for how much percentage should one invest in SIP, RD , FD or how to diversify ones investment portfolio
Excellent information. Thanks Rachana. RD, FD, MF, PPF, EQUITY, HEALTH INSURANCE, LIFE INSURANCE, Small Savings (P.O).. crypto is not regulated by GOI.
Direct Equity, Equity Mutual Funds ( basically Nifty 250 stocks), Aggressive Hybrid Mutual Funds, small portion in U.S. Stock Market and yes PPF as well.
Mam with you respect I just want to know that how would you find that this particular sector or that type of particular sector has good future or that sector has higher chances to growth in future.
Your great point ... I HATE THE MIXING INSURANCE WITH INVESTMENTS........most of the banks and financial institution selling these type of products for their capital collection with the permission of Government.Most of the financial advisers are the agents of savings+insurance products for higher commission.so many people falling the trap...kindly prepare a video in this matter with your golden words ....
I am actually unemployed right now , earning very less to be true , but I invest 2000 rs in Assets every month 50 percent in stocks 10 percent in Crypto 30 percent in Nifty index fund 10 percent in Savings account
Thanks for the video. Amazing explanation in most simple words. I am a teacher myself. Learning a lot from your videos. 👍 Keep posting such great content
Top 10 Financial Concepts You Must Know | CA Rachana Ranade - Good One. I share for my Tamil friends thro Twitter & Face Book - Congratulations CA Rachana Phadke Ranade
Hello Rachana.... This is the first time I heard you..... and I am flat.... you are amazing..... I never thought finance can be seen as simple as you said.... thank you very much for this initiative.... Thank you again.... looking forward to watch more of your videos.....
Can you create video on RBI’s new scheme “retail direct scheme” ? It will be great if you can make video on this and provide us some guidance on this. Thank you in advance 🙏🏻
How do we calculate CAGR for stock SIP? eg) Investors start investment with Rs50,000 and every month keep investing in the stock market (buying individual shares) of Rs 5000 for next 7-10 years. How can we calculate CAGR in such a scenario?
Madam I have been an fan since last year and have been a vivid viewer of you channel. Just a suggestion if you could look into. If you could provide indepth details about FTT or fixed time trading. What should we go for
