Top 5 NPS changes that you must know about | Get more out of your NPS

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The National Pension System (NPS) has emerged as a popular investment option. It has many attractive features like low costs, tax benefits and a wide range of investment options. Not just these, there have been regular changes in it over the years which have made it better. In this video, we discuss 5 such changes.
You can watch the video to find out what these changes are. Apart from these, we have also mentioned 10 other noteworthy changes. Knowing about these changes will help you get more out of the NPS.
Additional resources:
Video on the basics of the NPS: • NPS guide | Aapka NPS ...
D-remit registration process: npscra.nsdl.co.in/download/pd...
Video on the best NPS managers: • NPS Fund Managers with...
Video on tax-saving in FY24: • Ultimate tax saving gu...
Chapters
00:00 Introduction
01:31 Change 1
02:49 Change 2
04:39 Change 3
07:28 Change 4
08:54 Change 5
10:25 Other noteworthy changes
12:29 Conclusion
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Опубликовано:

31 май 2024

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Комментарии : 337

@sudharsansathiamoorthy1075 4 месяца назад

Excellent presentation for NPS till date 🎉🎉 Kudos to the ET team!!

@ETMONEY 4 месяца назад

Hello, we are happy to know that you found this video useful. Please share it with your friends and family as well and help spread the word.

@pushkarerande123 4 месяца назад

The Irony : People stopped PPF contributions bcoz of 15 year lock in period. And now they have started NPS contributions JUST to save tax, but they get lock in period of 30 to 35 years, depending on age.

@prakashkabra9852 4 месяца назад

Every investment vehicle has a purpose. NPS or even PPF from the earlier years are meant for retirement. So the amount one invests should be the amount that they intend to withdraw at retirement or during any emergency. If you intend to withdraw or book profits from your investments more regularly, there are other investment options.

@gustavofring111 4 месяца назад

I stopped PPF 3-4 years ago after they stopped increasing interest based on inflation, not coz of lock-in

@shubhamjain54519 4 месяца назад

@@gustavofring111 where do you invest now

@anuragdixit7 4 месяца назад

Lockin is 7 yrs

@tmg1219 4 месяца назад

But asset class is different. NPS allows 75% equity allocation, and equity has historically given much better returns than PPF over the long term

@hustleuntilendoftimee 4 месяца назад

Only change I am expecting from NPS is to make cut-off time 9:30 to 2 PM like it is for mutual funds. In that way we can get benefit of dips.

@deekshaseth459 4 месяца назад

पता नही कब होगा

@omprakashbaruah9425 4 месяца назад

LoL. Unless you invest in crores, dips in nav don't matter.

@hustleuntilendoftimee 4 месяца назад

@@omprakashbaruah9425 I know, it wont make a big difference but if it can be done in MF why not in NPS.

@nitin3288 2 месяца назад

Its too simple to understand thanks for the explaination

@sandeshbs6898 4 месяца назад

Considering inflation the amount that we get per month will be peanuts, it better to invest same amount in a small cap funds and "Not touching it till rerirement!" and can start SWP when we want to retire.

@t.v.kalyan5191 3 месяца назад

Thank you for such an informative video team. Can you please provide reference to Point 5 in "Other noteworthy changes" ? It would be of much help. Thank you!

@Buenasuerte122 4 месяца назад

Predicting market movements is extremely difficult in reality. It requires the investor to be right twice: Essentially why individuals engage the service of experts who provide proper strategies to navigate the markets

@PatriciaGabrielaTorres 4 месяца назад

Building a good investment portfolio is more complex so l would recommend you seek Theresa Walton's support. This way you can get strategies designed to address your unique long/short-term goals and financial dreams.

@pro.andrebrown9468 4 месяца назад

I am surprised that this name is being mentioned here, I stumbled upon some of her clients' testimonies on CNBC news last week...

@bsquarebuilding 4 месяца назад

What I appreciate about Ma'am Theresa is the ability to tailor strategies to individual needs. She recognizes that each investor has unique goals and risk tolerances, and she adapts her advice accordingly

@AqilUmar-md7rm 4 месяца назад

Her technical analysis is excellent and her interpretation/projections of the market are so accurate I sometimes ask myself if she is human 😂 . The point is, that theresa is the perfect trader to follow for advice and daily signals.

@aurelielefebvre1365 4 месяца назад

Theresa is an expert trader, she uses both manual and algorithmic trading techniques To trade..she is extraordinary

@shivajikakad5098 27 дней назад

Very well explained sir ❤ If you could please explain only Corporate NPS in details with calculations that will be great 😊 Thanks

@akhileshsatbhai7579 2 дня назад

Even though Marathi is my mother tongue, after watching this I got to know the pronunciation difference between the words. I never observed it before.😅

@user-om7nd3st9d 4 месяца назад

Excellent video with clear explanation 👏

@ETMONEY 4 месяца назад

Hello, thanks for your kind words. Please help spread the message by sharing this video with your friends and family.

@chetanmorzaria99 3 месяца назад

Very nicely explained 👍 enjoyed watching and got updated.

@ETMONEY 3 месяца назад

Hi, glad to know that you found this video helpful. Please don’t forget to share it with your friends and family.

@dineshdilli 4 месяца назад

Good work by ET money team and excellent presentation 👌

@ETMONEY 4 месяца назад

Hi, nothing pleases us more than knowing that our content proved useful to our viewers. Do take out time to share it with your near and dear ones as well.

@udayshankar765 4 месяца назад

Thanks for very useful information Sir 👍

@ETMONEY 4 месяца назад

Hello, we are happy to know that you found this video useful. Please share it with your friends and family as well and help spread the word.

@abhishekpurwar9932 4 месяца назад

Excellent ! Tax free SLW withdrawals are just like hassle free monthly pension

@jishnu18 4 месяца назад

but that is not a good choice as your money will not grow. atleast put them in a FD you ill et 7% return on it

@overtomanu123 4 месяца назад

@@jishnu18 It should grow as I think it will stay invested, similar to SWP in mutual funds

@abhishekpurwar9932 4 месяца назад

@@jishnu18 i think it will work like SWP of mutual funds with additional tax free nature

@jishnu18 4 месяца назад

@@abhishekpurwar9932 it will only be on minimal returns

@thor3932 3 месяца назад

Who will buy then Anil Ambani junk Reliance Annuity

@abhishekpurwar9932 3 месяца назад

Please make a video with examples of SLW system and the transaction charges one has to bear alongwith tax benefits.

@saurabhluthra629 4 месяца назад

Thankyou for sharing. Very helpful

@ETMONEY 4 месяца назад

Hello, we are happy to know that you found this video useful. Please share it with your friends and family as well and help spread the word.

@ravithejagarre 4 месяца назад

Good insights about NPS. best Tax saving option

@ETMONEY 4 месяца назад

Hello, we are happy to know that you found this video useful. Please share it with your friends and family as well and help spread the word.

@Lamp141 4 месяца назад

Nice video with all necessary advancements explained. NPS seems to be the best Govt backed avenue today and in future with many such favorable advancements in the pipeline. Also helpful in tax savings for salaried individuals.

@ETMONEY 4 месяца назад

Hi, nothing pleases us more than knowing that our content proved useful to our viewers. Do take out time to share it with your near and dear ones as well.

@Vijay_Mohan_Reddy 4 месяца назад

I activated my virtual id after watching this video's, thank you ET Money team

@ETMONEY 4 месяца назад

Hi, glad to know that you found this video helpful. Please don’t forget to share it with your friends and family.

@deepakpatel4186 4 месяца назад

Brother Superb...Want to Know if I change the Ratio of Equity (currently 50%), corporate debt, government bond and AIF...from LC50 - Moderate Life Cycle Fund to Maximum Equity 75% . how it will happen and what will be effect it will be from Current Period or changes will be from earlier investment also

@santoshkumar-je4ss 4 месяца назад

How I can transfer my existing NPS from cams to proton ?

@jatinbhatia4345 3 месяца назад

Can a public sector bank employee choose the following things in nps or whether its fixed for them: 1. The fund manager for each asset class 2. The asset allocation (equity and debt)

@user-zc2ij5rx1r 3 месяца назад

Please make a video about NPS tier 1 and Tier 2 account amount withdrawal charges and also about annual maintenance charges of NPS Account and also make a proper withdrawal video about NPS Tier 2 Account.

@VmlucyBDaGV2aQ 4 месяца назад

Annuity should be made optional. And annuity investors should be provided higher rate of interest. Gov shouldn't make it mandatory unless there are any additional benefits.

@iamsurojit 4 месяца назад

Nailed it. Exactly how I always felt about this worthless NPS 'scheme' Govt rammed down the throat of its employees. It does not have liquidity, options, return, security or even inflation-proof pension for that matter. It stands no chance in financial market other than helpless employees forcefully contributing to bloat the gains of a few scamster annuity providers.

@AdmiringIntrovert 4 месяца назад

P in NPS stands for pension

@VmlucyBDaGV2aQ 4 месяца назад

@@AdmiringIntrovert NPS is a pension scheme only for name sake.

@jishnu18 4 месяца назад

If annuity is made optional then the expense ratio of nps will be high. By annuity only these fund houses make profit

@VmlucyBDaGV2aQ 4 месяца назад

@@jishnu18 reasonable expense ratio is better than mandatory annuity. Currently NPS schemes are anyway managed like passive funds

@phoenix_ever 4 месяца назад

Good video, could you please cover more details on the alternative investment in NPS, how to opt for it and the benefits of it

@ETMONEY 4 месяца назад

Hello, thanks for your suggestion. Will share it with the content team.

@SureshBabu-od7qx 4 месяца назад

Thank for updated

@ETMONEY 4 месяца назад

Hi, please share this video with your friends and family as well.

@anandjain6690 4 месяца назад

Hi, I have an existing NPS account. Can that I can manage from ETMoney App?

@japsimransingh9108 8 дней назад

Plz tell can state govt employee opt or change to active investment strategy?Last time i tried to change they said its not available for state govt. Employees

@trinayandas6927 4 месяца назад

How can employees changes the fund allocation, as it is locked in the system.

@manishagupta1991 4 месяца назад

When I opened my nps account last month, it wasn't giving the option to choose different fund managers for the different categories as E, C and G.... Had to choose one fund manager for all

@siddaramappann8836 3 месяца назад

I have both tier1, tier2 account recently I have changed the scheme of the both tier1,tier2 after that nps tier2 not showing any of the details can you please help me why it happened?

@JishnuChatterjee 4 месяца назад

The intro music reminds me of Turning Point on Doordarshan. Great video, btw.

@ETMONEY 4 месяца назад

Hi, glad to know that you found this video helpful. Please don’t forget to share it with your friends and family.

@AS23101 4 месяца назад

What if one has APY and NPS both. how there both things work. please assist.

@Maknahar 4 месяца назад

Very informative

@ETMONEY 4 месяца назад

Hi, nothing pleases us more than knowing that our content proved useful to our viewers. Do take out time to share it with your near and dear ones as well.

@BornBlessed_7 4 месяца назад

What changes in et money after new sebi guidelines of this type of application like et money

@snsasikumar551 4 месяца назад

Good info thanks

@ETMONEY 4 месяца назад

Hello, we are happy to know that you found this video useful. Please share it with your friends and family as well and help spread the word.

@vimalshrivastava6586 4 месяца назад

Can I withdraw the full amount that is less than 3 Lakhs before retirement from NPS tier-1?

@rajeshkoothrapalli1799 4 месяца назад

My mother started NPS at the age of 61 and she did it through SBI bank and the people working there made the deposits in schemes related to SBI funds i believe but the returns are very low ..idk much about NPS can someone tell me how to change the fund deposit options

@biswajitdebnath758 4 месяца назад

What is best for govt employees???? Make a video on these issues.

@ETMONEY 4 месяца назад

Hello, thanks for your suggestion. Will share it with the content team.

@balajiradhakrishnan3400 4 месяца назад

Good video. Can you also touch upon the difference between employee and employer contribution of nps. There is no clear clarity on the tax saving and premature withdrawal part for both

@balajiradhakrishnan3400 4 месяца назад

@@eprabhat Thanks. And on the tax front from investment perspective. Is 10% of basic salary exempted from taxation for employee contribution. However big it is. For example, if my 10% of basic is 2.5 lakhs. I will get a tax exemption of 1.5 L(80c) + 50k(80ccd1) + 2.5L(80ccd2 - employer contribution). Even my CA is saying the total limit will be just 1.5L. So, I am confused.

@abhaysikarwar7094 4 месяца назад

@@balajiradhakrishnan3400you will get the tax benefit of 1.5L+50k+2.5L So total it would be 4.5L. I am claiming the same benefit for past 2 years now.

@umamifit5679 4 месяца назад

@@balajiradhakrishnan3400employee contribution exemption 1.5L(80C)+ 50k(80CCD1B). Employer contribution is fully exempt.

@techbuddy101 4 месяца назад

@balajiradhakrishnan3400 even I am stuck with same confusion ? If you get better understanding pls do share. Thanks.

@ashutoshbajad5084 4 месяца назад

Hi, there are 3 tax benefits in NPS which a Corporate Subscriber can get. Who is a corporate subscriber? Answer is a nps subscriber who shift or join NPS to their company/corporate account so that 10% od their basic salary is invested to nps account on monthly basis. 3 tax benefits are - a) u/s 80 C - Limit is 1.5 lacs, mostly it gets fulfilled with employee pf, insurance etc. b) u/s 80 C 1 B - this sec is exclusively for nps, limit is 50k. Now both 80c & 80c1b are for individual contribution, it means contribution towards NPS account from your own bank account. c) u/s 80 C 2D - here in this sec your contribution of 10% of (basic+DA) salary through your employer is tax exempted. Limit for this is 7.5 lacs which includes employer PF, employer NPS & superannuation fund. Corporate subscriber can get benefits of all 3 tax benefits in old tax regime. And only of 80C2D - 10% of Basic+DA salary in New Tax Regime. You can connect with me on WhatsApp for more info on NPS by using this link - wa.link/sp7rjh

@yviruss1 4 месяца назад

Great video.

@ETMONEY 4 месяца назад

Hi, glad to know that you found this video helpful. Please don’t forget to share it with your friends and family.

@satishbansal2184 4 месяца назад

How to change exposure to all equity

@rohanpawar8441 4 месяца назад

Please could you do a video on partial withdrawal in NPS with complete procedure...

@ETMONEY 4 месяца назад

Hello, thanks for your suggestion. Will share it with the content team.

@data.tv. 4 месяца назад

What abt govt Employee Can he change to equity majority scheme within nps Please reply

@siddeshwalke2840 4 месяца назад

I am State Government employee with NPS, my account is showing Tier-I, Scheme preference is showing as Default Scheme Set-up, with equal allocation in SBI Pension Fund Scheme, UTI Retirement Solutions Pension Funds Scheme, LIC Pension Fund Scheme, the contribution is compulsorily deducted from my monthly salary and credited to NPS. As per NPS rules can i select the choice of Scheme or different funds other than mentioned above. Please reply and what is the procedure as i am not that familiar with NPS.

@avijitpaul1728 2 месяца назад

What are the entire charges of NPS.kindly brief about the charges.

@nikrecovery7969 4 месяца назад

It's a nice video...but please make a video on taxation of withdrawal from NPS Tier 2...if someone withdrawal money from Tier 2...how it will be taxed ? Will it be as per income tax slab or it will be capital gain tax..please enlight on this area..

@Dushyantgiri 4 месяца назад

It is not clear but people consider it as ltcgt

@sdatta123 4 месяца назад

After introduction of SLW, what the need of Annuity? Hope 100% withdraws can be possible via SLW soon.

@boundless_learning 3 месяца назад

Annuity is to pass your wealth to your next generation, so that you would remain in their happy memories..

@vignesh_m_1995 4 месяца назад

Does the SLW comes with the deferred annuity option (till the SLW is over)? Or should the annuity payouts start immediately while withdrawing?

@kavishwarmokal124 3 месяца назад

Annuity payouts start immediately (it can't be deferred) after purchasing the annuity plan with 40% of corpus. SLW can go simultaneously along with annuity.

@vignesh_m_1995 3 месяца назад

@@kavishwarmokal124 ok, so it means even purchasing should happen immediately at the beginning of SLW not at the end of SLW.

@ghanshyam1494 4 месяца назад

Nps se withdrawal lengthy and time consuming process h ?

@pradipchaughule3464 2 месяца назад

Can I withdraw money for buying New home I am upgrading from old buy selling old one.

@Mitali_Sahare 4 месяца назад

Informative 👏

@ETMONEY 4 месяца назад

Hi, glad to know that you found this video helpful. Please don’t forget to share it with your friends and family.

@YV-2000 4 месяца назад

Great video, keep it up

@ETMONEY 4 месяца назад

Hello, thanks for your kind words. Please help spread the message by sharing this video with your friends and family.

@ziko640 4 месяца назад

Govt employees are still not given Active choice. Even the Passive (aggressive) is not available. Only passive (moderate) & passive (conservative) are available

@amitmahey3706 4 месяца назад

But for govt employees some money is also invested by govt which is not the case with private job employees.

@ketavatkirankumar 4 месяца назад

Because. If we lose money .we blame govt..

@ziko640 4 месяца назад

@@amitmahey3706 that’s because after retirement no pension will be given. This is why govt makes contribution.

@ziko640 4 месяца назад

@@ketavatkirankumar fair enough. This can be made optional. One who wants to take risk and generate higher return can’t do so at this moment as the option is not available.

@ketavatkirankumar 4 месяца назад

@@ziko640 instead what should they do is what ever investment we do upto 15% income and nps as in old tax system should be tax free at the time of investment.. that's enough no need of rebate and standard deduction..and no tax till 8 lakhs . because EWS is given under 8l

@ashwanisharma7728 2 месяца назад

Sir it's my humble request plzzz make video on how can a government employees maximize it's nps returns?

@sunilrathore7400 4 месяца назад

Plz make a vedio how can we change allocation % in NPS TIER 1

@newacct2574 4 месяца назад

My father is 62 and still invests in NPS...till what age can we invest in NPS?

@jaik9321 4 месяца назад

Good information

@ETMONEY 4 месяца назад

Hello, we are happy to know that you found this video useful. Please share it with your friends and family as well and help spread the word.

@abhisheksaraf6434 4 месяца назад

Thanks a lot for the info.. I have subscribed to NPS and regularly investing in it for the past 3 years via ETMoney itself...could you please tell me if ETMoney has option to select multiple fund managers for each category as well or it has to be done from NPS website or so? Also, the SLW option seemed interesting - can we opt for it via ETMoney at the moment??

@priyanathdan4503 4 месяца назад

I have done that in NPS site, selected different Fund manager for different categories.

@stillwatersnightsky6533 3 месяца назад

Have the same question, and also is it better to do nps myself via ETmoney or in other words, benefits of applying for additional nps that my employer is offering with hdfc??

@priyanathdan4503 3 месяца назад

@@stillwatersnightsky6533 it is same in all platforms, there are no differences, you can select any fund manager from any platforms.

@sjain7595 2 месяца назад

How withdrawal is gonna work for people who are 60+ yrs old when they signed up for NPS?

@GauravSingh-le8mq 3 месяца назад

Cannot withdraw till 60 years of age, 40% for annuity, no guarantee for return. If I can’t use the money when and how I want to use it then whose money is it? I’ll pay tax but I want control.

@narasimhary5217 4 месяца назад

SIR, I AM WORKING IN NAVY SINCE 1999 I AM ELIGIBLE FOR FOR OLD PENSION SCHEME, BUT NOW I WANT TO INVEST IN NPS TIER1 FOR GETTING TAX BENIFICIAL, MY QUESTION IS CAN I GET NPS PENSION AFTER COMPLETION OF MY AGE 60 YRS ALONG WITH MY EXISTING OLD PENSION. PLS CLARIFY MY DOUBT .

@shreychandak4897 3 месяца назад

Can I invest in NPS from my personal account for my father NPS? Kindly help

@DS-do9eq 4 месяца назад

Please make comparision video of NPS ,PPF & KVP.

@ETMONEY 4 месяца назад

Hello, thanks for your suggestion. Will share it with the content team.

@manjunath9657 4 месяца назад

Good video. But can you explain what happens to the annuity after the death of the subscriber. It goes to the nominee as a monthly pension or lump sum given?

@kuldeep7040 4 месяца назад

For spouse monthly pension For kids lump sump return

@SunandaNaren 4 месяца назад

# ET money.. we are state govt employee and contributing through CPS. In this context does we have any chance the government allocated funds to as we desired for better returns.. if yes pl reply the process

@lathaanand2329 4 месяца назад

Sir if the applicant died,with in 60 years what are the benefits for nominee.please enlighten.

@vignesh_m_1995 4 месяца назад

How are gains from Tier 2 NPS taxed during redemption?? Is it taxed like an equity fund (10%) or like the old dept fund (20%) with indexation benefit or as per income tax slab??

@anuragbansal4750 4 месяца назад

I think nothing is clear on that and hence you must.presume it is taxed as long term.debt

@vignesh_m_1995 4 месяца назад

@@anuragbansal4750 you mean like old dept fund (with indexation)

@ETMONEY 4 месяца назад

Hello, there is limited clarity on the taxation of the Tier II account. One practice is to tax the gains as per the applicable slab. Please consult a tax advisor for more information.

@sp-ye7ht 4 месяца назад

The active voice for nps was strated way before 2022 as told in the video

@srikanthdeevi2435 4 месяца назад

Please do a separate video of nps for government employees as we are not having a choice to change our equity allocation

@chandankumarr 4 месяца назад

you can change as per your choice. I think two times a year change is allowed. I have changed it to HDFC on my own

@ETMONEY 4 месяца назад

Hello, thanks for your suggestion. Will share it with the content team.

@gokulrock1526 4 месяца назад

@@chandankumarr Central government employee equity 75% possible????

@chandankumarr 4 месяца назад

@@gokulrock1526sorry. I have no idea about that

@srikanthdeevi2435 4 месяца назад

Please tell me how to change allocation of equity for government employees

@anup256 4 месяца назад

Is age 38 late to invest in NPS.? is it a good choice.?

@livingfossil02 4 месяца назад

It's different for Govt Employees. For example we can't change share of Equity. We are put in default choice only. Further we can't change fund manager too. Please make a dedicated video on NPS for govt employees.

@madhurralhan5941 4 месяца назад

Govt employees can also choose fund manager and scheme.

@livingfossil02 4 месяца назад

@@madhurralhan5941 not in J&K

@ETMONEY 4 месяца назад

Hello, thanks for your suggestion. Will share it with the content team.

@kinu138 3 месяца назад

How to enable tier 2

@user-ix6kn7jf1u 4 месяца назад

How a state government employee can change in NPS fund manager and change in fund allocation between Equity, Bonds, Securities & AIF? Please provide any link or vedio for thar procedure.

@omkarnaik1671 4 месяца назад

App hoga na usme jake change karo

@gajanandgupta9728 4 месяца назад

NPS Should cover some life risk coverage also, since it is long time investment

@kavishwarmokal124 3 месяца назад

What do you mean by life risk? is it unfortunate event of untimely death? Then life insurance is there to take care of this aspect.

@manojkolhe7749 4 месяца назад

plz make a seperate video for goverment employees . we have standard option instead of active n auto ? can you elaborate that? also why cant we allot 75% in equity ? is there capping of 50% for gov employees?

@sivaram547pamarthi 4 месяца назад

Yes, govt employees can contribute either in lc50 or lc 25 only

@ETMONEY 4 месяца назад

Hello, thanks for your suggestion. Will share it with the content team.

@itskb5956 4 месяца назад

Can government employees invest 75% in equity

@verma.007 4 месяца назад

The SLWP for the 60% of the corpus is tax free right?? (Bec the same 60% if taken as lumpsum is tax free)

@ETMONEY 4 месяца назад

Hello, yes, it is.

@verma.007 4 месяца назад

@@ETMONEY cool 😎

@anirbansahaful 4 месяца назад

Is it possible to have different fund managers for auto choice?

@ETMONEY 4 месяца назад

Hello, no, it's available only for the active choice.

@sourabh988 4 месяца назад

Can NRIs withdraw and close the NPS account?

@deveshtiwari4942 4 месяца назад

Government employees should be given all the facilities available for corporate..like different fund manager to different assets

@Prasaddongare 4 месяца назад

Can we start SWP at the age of 50 ??

@AdamMontoya6326 4 месяца назад

I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Michelle Stewart

@LiamMason206 4 месяца назад

The first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable you make use of a professional.

@karenrobinson598 4 месяца назад

Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, i'm in my fifth trade with her and it has been super.

@FrankWilliams790 4 месяца назад

What impresses me most about Michelle Stewart is how well she explains basic concept of winning before actually letting you use her trade signals. This goes a long way to ensure winning trades.

@DonaldHuge 4 месяца назад

Isn't that the same Mrs Michelle Stewart that my neighbours are talking about, she has to be a perfect expert for people to talk about her so well

@elizabethkarvelas308 4 месяца назад

I'm new at this, please how can I reach her?

@anjelas2708 4 месяца назад

Also explain in case of government employees I can contribute 10% 12% or 14% of basic salary plus DA

@amanhooda3876 4 месяца назад

You can invest as much you want to invest with minimum limit of 10% of basic plus DA. But govt will only contribute 14% of your basis plus DA.

@sober_soul_1 4 месяца назад

Why R they making it clear while withdrawing the fund

@ravikumar-nx2tg 4 месяца назад

When we will get Annuity Amount

@tanmoypaul1362 4 месяца назад

Is the EEE nature of NPS applicable to investments in the Tier-II account as well?

@AbhishekGogia31 4 месяца назад

@ETMONEY 4 месяца назад

Hello, no, tier II investments are taxable.

@ilovekittens7005 4 месяца назад

75 % Equity allocation for non government employee contribution. government employee can invest only 50 % through LC50 (auto choice)

@gokulrock1526 4 месяца назад

Central government employee can change equity 75% , ????

@ilovekittens7005 4 месяца назад

@@gokulrock1526 no

@user-kf5xq9kf1y 3 месяца назад

If someone became NRI, then what happens to NPS, can NRIs continues to get the returns ?

@sahilmujawar5748 4 месяца назад

The allocation should be completly be kept on the subsriber side...

@ski_info 4 месяца назад

Gold investment should also be included in NPS

@arunbabuayiriveetil2540 4 месяца назад

The fees/charges in NPS are not very clear. Though this is a low-cost fund management option, I see there are a lot of deductions whenever we contribute monthly to this fund. How that is getting effected on the final contribution. Can you make a video about the cost of NPS?

@AChannaChikkamath 4 месяца назад

So many charges indeed. Very sad

@Dagarsahil 4 месяца назад

Contribute through the NPS trust website only, if you use ET money, paytm or any bank , you have to pay the intermidatory charges. One more thing, it is better to use your time to solve problem instead of commenting. I did it for ur benefit

@shivkumarb150 4 месяца назад

If you check the whole amount deducted for a year it is not more than ₹300. It's ok for that cost

@arunbabuayiriveetil2540 4 месяца назад

@@shivkumarb150 I'm not sure about it. In most of the cases the deduction is not in terms of money but cancellation of units which makes it hard to understand how much money has been deducted

@avijitpaul1728 2 месяца назад

What are the NPS trust websites with minimal charges.

@pratikshah5347 4 месяца назад

SLW period also comes with tax EEE?

@ETMONEY 4 месяца назад

Hello, yes, there is no tax on withdrawing through SLW.

@mithuz102 3 месяца назад

How add nps account name initial

@anshumanjhalani1985 4 месяца назад

Can a NRI also invest in NPS ?

@BabaYaga1136 4 месяца назад

How can government employees stop tapering from equity after 35 years. They are allowed to invest only 50% max in equity through LC50 moderate Auto Choice.

@ETMONEY 4 месяца назад

Hello, in case of the government NPS, it's not possible to opt out of the tapering.

@gamechangernil 4 месяца назад

My mother (widow at 45yrs) got some lumpsum money from my father's service in 2020. Due to lack of proper information, she invested Rs 15 lakh in one go in NPS with 25% E, 55% G and 20% C. However the XIRR has been very low approx 7% in the past 3 years.. What should be done now to increase returns?