Post office offers many scheme. which gives you guarantee and better return than bank and other deposit scheme option which offers from NBFC and LIC. as I say I cover 5 best scheme for everyone. if you have goal for education, retirement and future planning than these all post office scheme can make your goal fullfill. Topic Covered: 1) Post office Scheme 2) best post office scheme 3) 5 Best post office scheme 4) What is the best scheme of post office 5) Post office scheme for everyone #PostOfficeScheme #Scheme #SBI #PPF
আমার #NPS ভিডিওর লিঙ্ক
• National Pension Syste...
আমার #MIS ভিডিওর লিঙ্ক
• Post Office Monthly In...
আমার #PPF ভিডিওর লিঙ্ক
• Public Provident Fund,...
আমার #SCSS ভিডিওর লিঙ্ক
• Senior citizen savings...
আমার #KVP ভিডিও লিঙ্ক
• Kisan Vikas Patra Post...
আমার #Sukanya Samridhi Yojna ভিডিও লিঙ্ক
• Sukanya Samriddhi Yoja...
পোস্ট অফিসে Recaring Deposit এর ভিডিও
• Post Office Recurring ...
আমার #kishan Vikash Patra ভিডিও scheme
• Kisan Vikas Patra Post...
আমার #HomeLoan ভিডিওর লিঙ্ক : -
• SBI home loan apply on...
আমার #LIC ভিডিওর লিঙ্ক :-
• Video
আমার #Natinal Savings Certificate #PostOfficeTop 5 Schemes Of Post Office. The Post Office Saving Schemes include several reliable products and offer risk-free returns on investment. Around 1.54 lakh post offices spread all over the country operate these schemes. For example, the government operates the PPF scheme via 8200 public sector banks and the post offices in each city. We have discussed following schemes in this video. 1. Sukanya Samriddhi Accounts (SSA) This is a government scheme dedicated to the financial well-being of the girl child. Only girl children below the age of 10 years are eligible to get the benefits of this account. The account must be opened and operated by parents or guardians. The minimum deposit required is Rs 250 and a maximum of Rs 1.5 lakh per financial year. An interest rate of 7.6% p.a. is applicable. The interest is calculated every year and compounded annually. The guardian can operate the account until the girl child attains 18 years of age. You can deposit for a maximum of 15 years from the date of opening the account. 2. Public Provident Fund (PPF) Many salaried individuals prefer PPF as an investment and retirement tool as the scheme offers income tax deductions up to Rs 1.5 lakh per financial year under Section 80C. The minimum deposit required to open the account is Rs 500, and the upper limit is Rs 1.5 lakh. Though the account tenure is 15 years, you only have to pay Rs 500 per financial year to keep the account active. The scheme offers an interest rate of 7.1% p.a. compounded annually. Also, the interest earned on this account is tax-free. 3. National Savings Certificate (NSC) NSC comes with a tenure of five years, where you need to make a minimum deposit of Rs 1,000. There is no maximum deposit defined for this account. The interest rate of 6.8% p.a. is compounded annually and paid out only at maturity. An individual can open any number of accounts under the scheme. The certificate can be pledged or transferred as security to the housing finance company, banks, government companies, and others. 4. Kisan Vikas Patra (KVP) The attraction of this scheme is that you can double your investment over the tenure of the account. The minimum deposit for this account is Rs 1,000. As per the rates applicable to the fourth quarter of the fiscal year 2020-21, the applicable interest rate is 6.9% p.a. The account tenure is 124 months (10 years and four months). Please note that the tenure of the account varies with the variation in the interest rate. 5. Post Office Monthly Income Scheme (POMIS) You can deposit a sum of Rs 1,000 up to Rs 4.5 lakh in a single account and up to Rs 9 lakh in a joint account. You can earn an interest rate of 6.6% p.a. through this account and get a monthly fixed income from the scheme. You cannot prematurely close the account before completing one year. Premature closure beyond one year can attract penalties. So these are the top 5 schemes of Post Office. It gives good interest rate and exceptional tax benefits. Here we can get the 80C Benefits.aa
22 окт 2024
