Top 7 Most Affordable City to Retire in Philippines for 2024 

Have you found your retirement city yet?

I moved from Davao City to Cagayan De Oro and I love it here. My Condo fully furnished runs me 200 USD a month. The weather is fantastic we just started the rainy season and the cool breeze that blows in from the ocean is refreshing, the night life is amazing, very modern malls and restaurants the people are so friendly.

Nursing Homes in The Philippines is the best personal services you can get in the world. They treats you like their own parents. That’s how they were raised.

My wife and I have a house in Silang, Cavite because I enjoy the province life and she likes to be close to her family in Meycauayan, Bulacan where she likes to be with her family at times. I like it where we have a house because it's not far from NAIA, close to malls, close to Manila, close to many tourist attractions, close to hospitals, not too far from Batangas and many other things. The only draw back might be that the house is about 12 miles (19km) north of the main crater of Taal. I was at the house during the eruption of Taal on January 12, 2020. The house got covered by volcanic ash and there were numerous volcanic earthquakes caused by the eruption. Even though there was a lot of shaking going on with the house there wasn't any damage done to it. This has done nothing to make me want to move to another location.

I plan to pick one, probably Iloilo, and use it as a base. Live in a rented condo and travel to other places in the Philippines and the world. I want to have a base so I won’t have to bring everything I own when I go to visit other places. Maybe if I was younger I could travel around with everything I own in a backpack. It looks like that’s what Regular Guy is doing. He has a RU-vid channel. My number one priority is to seek first the Kingdom of God.

We chose Panglao Bohol. 1.5 hr boat ride from Cebu. We are 10 minutes from the airport to get to the rest of the world. Beautiful beaches, lots of eco-tourism and safe and friendly. As long as there is a nearby mall and McDonalds you will probably survive lol.

I have been visiting the Philippines since 2014 and currently retired here. Cavite is very hard to get to from manila and has crime problems. Baguio is very crowded, and when it rains (which is 3 monrhs of the year) roads will be closed to Angeles. Davao is very hot and humid almost all year long. My choices would be Iloilo, Cagayan De Oro and third that is not on the list would be Puerto Princessa, located in the most beautiful island in the world.

I'm so glad I chose the top 1 city.....Dumaguete, love the place, people, environment and affordability

I live in Davao City. Its clean, its safe, has a great infrastructure and the people are all amazing. One thing you won’t find is nice beaches. There are none.

My wife and I are in Kabankalan, Negros Occidental, which is 2 hours by bus from Bacolod. I absolutely love it there. We have a house so do not have to factor in rent, which is a great money saver.

It is CAGAYAN DE ORO CITY, it also has a place like baguio city called Malaybalay Bukidnon, a pineapple plantaion, Del Monte pineapple factory, many beautiful beaches too.

Retire and live like a king in the Philippines on $800 a month?? Ridiculous. I lived there for 3 years. Double that amount and you’re much closer. Depends on where you live and HOW you live. But it’s more affordable than any western country… by far!

Thank you for promoting the cities which is affordable as well as the beauty of the city and their natural beaches for tourist or to the people who want to stay permanently. God Bless Philippines

Wow the migration has been astonishing in numbers, let us all make the Philippines a nation of love and prosperity, a role model in all of humanity.

I am planning to retire in Daan Bantayan in early 2025. I will have my social security benefits. Plus a small savings account to help. I have a fiancee with young children. If I was in the position to do this now I would. Just got back from the Philippines. There is no other place like it.

Yeah agree if you have pension $1000 above a month you live like a king in the Philippines. If you know how to budget between necessities and health fund.

I'm a retired semi-truck driver and service connected US Navy veteran. Multiply your post by 5x nothing to brag about in USA, its not considered a decent amount of money, retiring in Philippines?...its more than enough😃👍☺October 2023, I'm looking forward to eating out every day if I choose to and going island hopping 2 or 3 times a month

I have chosen Baguio City as my retirement destination. Weather, fresh fruits and vegetables, accessible to Clark international airport by car thru the expressway and there will be no language barrier are made me decide to live in this place. The only place in the Philippines that there is no annoying tricycles and flood.

Great video on affordable retirement cities in the Philippines for 2024! Super helpful for my plans.

I was always set on Davao. You just assured me of it. Salamat po. Amping always!

Super helpful for anyone's retirement plan! The Philippines looks more appealing now. Thanks for highlighting affordable cities!

This is an excellent and informational video. Can you please cover the general sonar/choices of health care cost or insurances from the major cities, like Manila and Cebu?

Thank you!! I've been looking for this type information for a LONG time!!

Dumgatee😃that's like walking into a 711 store for me! This island is like buying foods and drinks everywhere I go at 711 store prices😊The key phrase you said was 'golden years' I'm still full of energy, I do briskly walks for my cardio work out 4x a week. I'm very attentive what I eat, nothing cooked in oils, no eating or drinking anything that contains high levels of fructose. So later on when I get older, if I'm still alive I'll definitely consider this Island, thanks for sharing😊👍✔

there are more than 7 places that are affordable to retire in the Philippines if you're a foreigner.

I AM A FILIPINO, BUT IM ALREADY RETIRED 5 YEARS AGO. IM FROM CEBU..I LOVE CEBU BESIDES MY GIRLFRIEND IS FROM CEBU.I HAVE A HOUSE IN LILOAN W/C I BOUGHT FROM MY BROTHER. MY PENTION WILL LET ME LEAVE COMFORTABLE.. I LIKE CEBU, BECAUSE IT HAS EVERYTHING . BESIDES BEING SO CHEAP, IT HAS A NEARBY HOSPITALS, SUPERMARKET, OPEN MARKETS, FASTFOODS, PARKS. I REALLY LOVE CEBU....NOTHING ELSE❤❤❤❤❤❤❤❤❤❤❤❤❤😂❤❤❤❤❤❤❤

Many of the Philippines beaches are poor maintained. The government should do something about it if they want raise their tourism

Davao City looks to be a perfect place for retirement

Its up to these foreigners whether they choose here or not. No one forcing them.

Nice as I am moving to the Philipine and this vlog is a real help. Thanks 🙏

Loved the guide on affordable cities in the Philippines for retirement! Exactly what I was looking for.

I will be moving to the Philippines in a couple of weeks several of the town's are on my list to check out

Every list I've ever seen published shows only one or two cities from the Philippines in the top 20 most affordable cities in SouthEast Asia. Personally, I love the Philippines and there are many advantages living there for a Westerner including the use of English everywhere and a very westernized culture compared to other countries in the area. But it is THE most expensive country to live in if you compare it to Malyasia, Bali, Vietnam, Cambodia and Thailand. The reason for this is the return of OFW's (0verseas Filipino workers) returning to their nest after many years of working and saving money from working overseas. This has driven up the price of property substantially. As well, condos are quite expensive because many Koreans are retiring there and driving up the prices. In many cases, buying a customized home in or around a big city will cost you more than the home you purchased in the U.S. A western foreigner could not possibly feel comfortable living in the Philippines for less than $1500 U.S. per month. That would include your rent in a basic well-constructed home. The good news is that you can still build a home in the Philippines at a reasonable price. But purchasing a home there is an entirely different matter. The infrastructure (getting around by land or air) is substandard compared to Thailand, Malaysia and Bali. This has improved over the years but still has a long way to go. It is a great place to retire and the people of the Philippines are wonderful but this video sugarcoats the economic reality of living there.

I would want a place between a city and province. Have the best of both worlds, I want to go shopping, I can go to the city, I want peace and relaxation I can go to the province. But even more important would be, as few foreigners as possible. With their ego's, constant complaining, belligerent drunks, etc. it would take away any peace, and how are you going to take in and learn about the Philippines culture if you're just hanging out with other foreigners.

Thank you for this information. I am 10 years away from retirement :)

How about a video on the most affordable place to live in the Philippines? That is not a city or town and still has modern conveniences, electricity, running water, internet, etc.

We love Dumaguete the City of gentle people. Thank you for choosing Dumaguete as the No. 1 most affordable city to retire in the Philippines.

BACOLOD is an excellent city. Hospitalization good costs cheaper than a lot of areas.

I am not retired (and i am from Russia, pensions here are just 150-300 dollars) but i am a digital nomad and have 600-900 dollars monthly income (depends of exchange rate) I had been living in Davao for 2 months last year and it was the best time of my life. Cant wait to go back there this september

Bacolods best for its natural Mambukal hot spring,near by beaches,malls and nearby province of Negros Oriental Dumaguete city

I live in Patar Bolinao for $800 a month supporting 7 people ! On the beach 🏖️ 😊

As a general comment , I would not choose to live in the provinces .I have 2 married friends here in UK . Both have built property in the extremes of Cebu provinces . Both choosing that spot simply because that’s where there wife’s come from . TheyAge 66 and 61 , both are not fit and healthy my first priority would be access to proper Medical facilities . It’s a fat lot of use having a home pretty much in the middle of nowhere, until you need significant medical assistance , Hospitals . Or am I using to much common sense . I visit Cebu City a lot ,2 times so far in 2023 . Foreigners don’t appear to be a problem . The locals are fantastic , so for me the City every time .

The photos and videos of ILOILO that you see here are real and are what you will really see in ILOILO. And looking at these videos and photos, I can say that ILOILO is the Best Retirement Destination in the Philippines.

I agree. The pension that you received from the US or Canada is enough to live in the Philippines like a queen or king. The power of your money is so high that you can buy most of anything that you needed to live a decent lives.

My hometown Dumaguete ❤ "City of gentle people " 😊

I really wish people would STOP telling people that you can live like a KING here for $800.00 dollars that's just NOT going to happen Unless what you mean is $800.00 dollars a week then you can live very nice but NOT LIKE A KING that's for sure

You can't live like a king for $800. I'm Filipina, and $800 is not enough. Stop spreading lies.

Speaking of Baguio city,it is also very close to San Fernando,La Union or Ilocos region where in you can enjoy the beaches and surfing plus anytime touring Ilocos region and further Northern Luzon from Nueva Ecija to Batanes Island,the local Netherlands of the North.

One issue she missed which is a common issue is the foreigner tax. Your not going to find rent that cheap unless you have a Filipino friend looking and enquiring for you. And the taxi and tricycle drivers will always be trying to take advantage of you. She really should also advise foreigners against eating food from the street vendors as your immune system is not as strong as a Filipinos.

Learned something from your blog today.Anyways,if we're to retire in the Philippines I would choose Agoo,La Union because of its proximity to Baguio city or Palawan.From North Carolina we moved to Myrtle beach,South Carolina joining our youngest daughter n 2 grand kids.For now it's very tough for us to do the decision because as Sr's we need someone closer in case of emergency.There's no place like home, but you have to weigh the pros n cons before making a big decision.Goodluck to y'all and GBU all.Merci.

Yes please make more videos about the Philippine my wife and myself are thinking about returning relocating to the Philippines I have four maybe five to six more years

I've lived in the Philippines for nearly eight years. $800 per month not likely!! My expenses are around 3k per month. Nice home and property we own on a very nice little island. All these photos look like pics of only the best places. Get some pics of the inner cities for a better idea. You will love it here, but need to be realistic.

$800 a month for a retiree? NO WAY i've been here for 2 years in negros occidental and even in the province where things are cheap$800 is a stretch.$800 you're living out of a backpack. The information was nice to all thank you

The voice in the video is fully computer synthesized and mispronounces various locations. The video clips do not show a realistic view of the cities. The monthly cost of living seem to be rather random: $600 for Davao, but $1200 to $2000 for Bacolod. The differences in prices are not actually that big between two such cities. Electric supply reliability and water quality has also not been mentioned. Local budgets will mostly depend on rental prices, home cooking or eating out, transportation by private car or taxis, shopping at the markets or malls as well as air-conditioning and probably entertainment. Locals can certainly live reasonably on US$600 or less per month and on a per person basis we need to live on much less than that. But pensioners will also need to consider the following: cost of visas, cost of medical insurance and treatments, possibly cost of household help and regular flights.

Most of my senior friends regret building a house in the Philippines due to healthcare and prescription cost.

This is my fifth year after retirement. I’ve been following the 4% rule thing, but this isn’t really how hard I expected things to be. I still have about $146,000 outside funds in my IRA to invest. Pls how do I take advantage of this?

My wife and I rent a 2-bed, bath and a half apartment in Mindanao. It has an upstairs bedroom like a little townhouse. The rent is $115 per month. We live on $800 USD per month. We have more for emergencies in the bank, but why waste money if you don't have to?

What's wrong with people looking for the cheapest cost of living? There is no such thing. At least $1,500 a month for a good comfortable living.

Glad to read your comment. My husband and I will be in Tagaytay Cavite this coming Nov. We are thinking to check the area. We are from California. Never been in Cavite. God blessed.😊

Thank you for your video. I really enjoyed it and like they say a pictures Is worth a 1000 words .

ILOILO CITY ❤ Very Fresh City, Safe, friendly and Sweet people, No snatchers😂 Quality education, Good Hospitals, Malls and Fiestas and Festivals. Everything in Iloilo 💞

I like Baguio City because of the weather climate. I graduated from that city too and I am so pleased with it.

A person needs a minimum $2,000. per month to have a decent lifestyle! BTW- I have lived in The Philippines for almost 9 years.

Informative and interesting video. Just fix the mistake in the title, it should be "cities" and not city.

What you are being shown is not real life in the Philippines. Do your homework before moving anywhere.

Thank you for making good vedio in a positive way

0:40 7. Cagayan De Oro (rafting, typhoon) 3:03 6. Cavite (seafood, next to Manila, Airport) 5:46 5. Baguio (cool, mountain city)

I am a semi retired American married to a Filipina. When in the Philippines for a short visit, I enjoy it more indoors, like the malls. I hate the heat and humidity day and night. I do not like traditional Filipino food so I end up cooking my own. I hate the traffic with smoke belching jeepneys driving in and out of traffic and stopping every few seconds. The taxis cut in and out of traffic and no traffic enforcers. Then, the tricycles driving erradically. I'll say this, the people are very friendly and the senior citizens get special privileges. Still, I would not like to get sick or need hospital attention. One more thing. The paperwork is redundant and unnecessary in many cases. Like they dont know how to use computers properly for anything but Tik Tok and social media.

Retirement isn't an end, it's a new chapter - and for some Americans, that chapter includes a beachside villa in Philipines or a cozy chalet in the Alps.😁

December 30, 2023 I It's an interesting tour vlog for those who might think of retiring in the Philippines. There's just one minor misleading information about Cavite. Let me just point out that Cavite is NOT a city. It is a whole province with a number of cities in it. I

I have lived in CDO since 2006. I am surprised how many wealthy people from Manila retire here.

#1 the electric goes out alot if that is important to you.

I am an American and Americans by habit always complain. Even in the USA. Complain about politics, the weather, cost of living, taxes, crime, corruption. When I am conversing with a Filipino, it's the same thing from both of us. I like to discuss sports with a Filipino, especially basketball. I don't discuss private life and I do not answer personal questions. When pressed, I will lie, why? Well, because it is none of their business. Simple as that That goes for whether I am in the states or Philippines.

Excellent presentation! I enjoyed learning more of the cities and the economy!.

Wow nice. Liked and subscribed too fellow vloggers too

It's not that cheap ANYWHERE in Ph unless you want to live in a Nipa hut and the infrastructure is not all that great. If you have a Filipina partner then you may be able to negotiate a reasonable price other than that, it's sugar-coating, also if you need to travel overseas you have to get a flight by way of Manila.

Thanks for the insight! Philippines' affordability for retirement is truly appealing. Any tips for cultural immersion and making the most of local experiences?

Tricycle rides are more like 150 pesos about $3 rent is closer to 400 in Dumaguete. Davao is a mixed bag

it was nice watching this video , have to say I enjoyed it , thanks for sharing

You didn’t mention Puerto Prinsesa. The cleanest and greenest city in the Philippines. Best beaches and safest place. 😊❤

Too bad this isn't made by anyone that's ever even been to the Philippines. That's obvious because she hasn't pronounced one location correctly.

800$ and live like a king??? I don’t think so.

I have a very comfortable one bedroom 3rd floor apartment, with a large balcony, in General Trias, Cavite for only ₱5,500 per month, plus I eat reasonably well, for less than ₱40,000 per month. (That is $1,000 Canadian per month.)

Good if you're young. When you're a senior, it's best to retire in developed countries as the medical knowledge, top notch tools & medications are all available for you to make your life longer.

I'm loving this video

Pangasinan is number one to stay and highly recommended for retirement. Everything is here and very accessible .

Watching from Brampton, Ontario, Canada ❤❤❤❤❤

No $800 is a peanuts if you wanna live comfortable unless you live in underpass eat pasta daily with bagoong

I like the fact that all videos such as this ignore my city/province - Antipolo, Rizal. Due to its high altitude it has a relatively cool temperature, low humidity and fresh air. The surrounding hills are beautiful and relaxing and it is pollution-free. It is only a couple of hours from Manila but is largely neglected by vloggers. Long may it be so.

NOT TRUE. YOU NEED $ 2,000.00 to live comfortable.

I do not! I have an account for my medical expenses. That said we need to evaluate or needs. And based on those needs. Set up plans to keep ourselves safe. Medical, food, shelter. The plans I have set up may not suffice for an individual with a lavish lifestyle. And my plans may be too lavish for someone with less. We are all different plan accordingly. If you enjoy greater security with insurance then please do so. My medical condition will not afford me a long and fruitful life and I have planned for that. Living my best life in the Philippines.

Dito na lang ako sa Hawaii. Kami ng asawako ay pensionadona at mayroon kaming bahay dito. Nandito ang mga anak namin. Maganda ang health insurance namin.

Love the City life. Choose BGC to live. People think its expensive to live there , for the locals yes, but retirees from abroad is very affordable compare abroad.

Thank you love the Philippines

I would like more detailed cost of average lifestyle in Baguio, Tagatay, Davao, Bacolod. I have been Cebu, Angeles City, Dumagette, and climate is too hot for retirement for me. I will be visiting from US in the next year to find a good spot for me. Baguio is perhaps the best climate for me but I am seeing it is over crowded now. So I am considering Tagatay, Cagayan De Oro and now Davao

Davao City is to much overrated Iloilo City is the best city in the Philippines right now very clean city very safe and very affordable. Iloilo is the best

Yes please excellent I think I might be able to afford it. In America I’m nervous

Watching from Brampton, Ontario, Canada ❤😮😊😮😊😮😊❤

I intend to retire there, first I am maxing out my SSI just in case. You never know what could happen in the future. I have about 4 to 5 years to go.

Im glad you love my country in the Philippines im happy for that but I’m a pilipino I’m living here in USA i went to my country only for vacation good for you and good luck but make sure you budget your money because i you have money that’s hard especially your health take care and god bless you 👍👌🍀