Top credit cards for 2024 (UK)

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Credit cards can be good, and they can be bad. It all depends on why you want one and how you use it.
In this guide I'll take you through each of the main purposes for credit cards and my picks of the best ones available, though as I'll explain, sometimes you might be better off with a different option (it'll all become clear).
So whether you need to reduce the cost of existing debt, spread out the cost of a new purchase, earn cashback or rewards, build your credit rating or get some extra consumer protection, these are the top credit cards for 2024.
#creditcards #buildcredit #cashback
00:00 Intro
00:18 Getting the best credit card for you
03:42 Best welcome bonus credit card
06:38 Best cashback credit card
09:37 Best credit card for travel
10:40 Best 0% on spending credit card
13:44 Best balance transfer credit cards
16:14 Best Money transfer credit cards
17:30 Best credit building cards
MORE
S U B S C R I B E / @becleverwithyourcash
N E W S L E T T E R - becleverwithyourcash.com/news...
(You'll also get a free Quidco bonus for signing up)
T W I T T E R - / beclevercash
I N S T A G R A M - / becleverwithyourcash
F A C E B O O K C O M M U N I T Y - / 2661970707423383
W E B S I T E - becleverwithyourcash.com
A B O U T A N D Y
Andy Webb is a money blogger and journalist. He runs the award-winning website Be Clever With Your Cash, hosts the Cash Chats podcast, presented Channel 5’s Shop Smart Save Money and writes every month for Reader's Digest. Andy also founded the community ukmoneybloggers.com.
DISCLAIMER
Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming.

Опубликовано:

30 июл 2024

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Комментарии : 45

@josephjoestar995 6 месяцев назад

Love this channel

@sonny8085 6 месяцев назад

I know you said not to ask this, but I'm going to ask anyway....If I am a Vitality insurance product holder, wouldn't the clear winner be the AMEX Vitality Cashback card? It encourages you to work-out and in return you could earn in theory £310 per year in cashback on a £12k spend. No annual fee either. I can't see how its possible to get the same value back in points or cashback from any other card with the same spend 🤔

@motiveintentionsincerity 6 месяцев назад

Thank you. As always great content

@MP-ko8go 5 месяцев назад

Thank you so much for all the information Still don't understand all but better than it was before your explanation. I never had a credit card and other than mortgage and small fees,I don't have anything coming off my card. I pay everything but not actually from my card . And now I want to buy holidays,but can't quite afford them ,they so expensive and some one told me about it that she buy the holiday with one credit card then she pays it off with an other one that was Virgin . So I went checked out and I'm not eligible. What do I do so my score would change for a better soon ,not in years ?

@Revolutuk 6 месяцев назад

What about the Zorrz credit card? As I understand there are no checks at all needed?

@AmazinJ89 6 месяцев назад

Been waiting for this video

@usmantariq1228 2 месяца назад

This Quidco Cash Back for Amex card do we get it automatically every year? Or is it only for first year

@ravichudasama4349 2 месяца назад

I've not had a credit card before however am eligible for most cards due to a strong score from debit. I was thinking Amex gold (free for the first year) then downgrading to amex cash back everyday card. What do you think? Ps annual income is £23100, age 25

@patpalloon 6 месяцев назад

Good to see you on Jeremy Vine on 5 this morning. TV debut?

@clipstheonly2513 5 месяцев назад

How do we soft check eligibility?

@roshanvincy3251 7 дней назад

What's the best credit card for lounge access?

@Chris-Corcoran 6 месяцев назад

Seems to be the same old infomation every month, No new deals out there, This is the same infomation over and over there is no new players offering a better deal simple really....

@Mmmezmira 6 месяцев назад

You are so right! He’s just doing this video for the algorithm probably. Not really to help viewers. Also, I think he’s getting big incentives from AMEX! So, this is more of a SALES video for Amex!

@Chris-Corcoran 6 месяцев назад

@@Mmmezmira Thank you for the reply, I dont know if your right but i do agree with you its i guess its for algorithm, Whts the point just to get views its no help to people? if there is nothing much to speak about and no new deals why put this out...

@shubhampalange 6 месяцев назад

It's good for people who's just discovered this channel (like me) and consistent videos help new viewers get an overall idea and most recent information regarding basic things. So, kudos to that.

@tffgroup1757 6 месяцев назад

He's giving you the information that's there if there are no deals there are no deals

@narz7573 4 месяца назад

Well tbh it helps new viewers and retains viewership.

@oumuamua1963 6 месяцев назад

This year i will travel a lot and estimated to spend 30k on hotels, dining and travel miles i need a card that will allow me to do this and receive rewards. Most cards i looked at have 10k limits and the rewards add up to pennies maybe 300 pound in cashback over the year. Whats the point but with the amex 10k limit it is even less

@swapstar Месяц назад

Amex does not have 10k limit. The limit is based on income and credit history. For example, I have 15k limit on it currently

@Aj_98 6 месяцев назад

I got the Barclays platinum card and the Amex gold is this a good combo ?

@sheunfa7215 2 месяца назад

Yes

@sareenpatel3323 6 месяцев назад

Could I get the chase debit card and get cashback on direct debits like vanguard s&s isa, gym, etc?

@MehdiTakhim 6 месяцев назад

no cashback on direct debits, and even if you deposit using a debit card there are some restrictions on cashback like investing..

@kenkennedy5516 6 месяцев назад

Barclaycard freedom rewards card…..if I spend in Euros is there a charge ?

@Serge-cm5my 5 месяцев назад

No, he just said there's no none sterling fees

@sidkings 6 месяцев назад

Just got me a Nationwide All rounder card. Introductory 15 months 0% on purchases & money transfers. They do 0% fees for international payments too. Available to members only though.

@shiva-hy4wk 6 месяцев назад

I am a new member to nationwide, is there any eligibility criteria to get the card ?

@sidkings 6 месяцев назад

@@shiva-hy4wk You can do an eligibility check on their website. But if you're new they may not give it. Generally best to wait a few months before applying.

@johnmajor5525 6 месяцев назад

Cashback?

@sidkings 6 месяцев назад

@@johnmajor5525No Cashback, but Intend to have the nationwide card selected on my curve card so I can at least get my selected cashbacks (Asda, Sainsburys, Tesco, Just eat etc)

@Joshua-cu1uz 6 месяцев назад

@@johnmajor5525none of

@shaunkissane 3 месяца назад

I have a credit card but am paying more on Apr that my monthly payments to try and reduce the amount what would you advise. Should I het a 0% and clear it that way or just keep paying

@cryptoconfused3400 2 месяца назад

Get a 0% balance transfer ! Why pay all that interest??? Plus when you balance transfer and clear the previous CC it improves your credit as it counts as paying off that CC

@yos5539 6 месяцев назад

Is cashback considered as interest for your tax return?

@jimbojimbo6873 6 месяцев назад

@simonebruschi9793 6 месяцев назад

The more i listen to the benefits of credit cards, the higher the conviction that they are in almost all cases completely useless. Except in those country where they look a your credit score to see if you are a good worthy boy

@tsukasahiiragi 5 месяцев назад

I think credit score is important everywhere, you can save yourself from paying thousands on interest especially on mortgages

@sheunfa7215 2 месяца назад

Or they could just give us all one rate. How could you reward people for taking debt and paying it back over people who believe in Spending their own money without debt. It’s 🙃. Society is pushing me to become a debtor, because I really need this credit score.

@albanbytyqi4973 6 месяцев назад

If you can, never use a credit card. In my experience I always spend more using a credit card than using my own cash and debit card. Perhaps for others does not apply?