My LTA is roughly about 45%, I’m not going to get anywhere near the ceiling of over circa 280.000 k Iv crystallised a smaller pension about 8 yrs ago and my LTA on that was 7.52% Should I request a TTFC ? I’m slightly confused but my thoughts are telling me I won’t need one? I would appreciate if you could give me your opinion and accept you cannot give me any financial advice for obvious reasons.
