Firstly, I feel honoured to have inspired this content😅 Thank you. Also, as usual you did an amazing job breaking this down. You really are an amazing guy!
i still think from your explanation i actually invested $90 and got $100 at the end of my maturity.. so am actually getting my $10 at the end of the year. thats how i see it though.. the initial $10 you said i can go and spend is my money not the intrest.