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Trick for Purchasing Car | SIP & SWP in MUTUAL FUNDS  

The Art Of Wealth Building
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Today in this video we will learn on how to purchase a car with SIP & SWP in mutual funds
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Bhaven, CFP is the founder of The Art of Wealth Building, a financial planning firm that helps professionals make mindful decisions with their money and strategically use their incomes to achieve financial freedom.
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14 июн 2024

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Комментарии : 111   
@TheArtOfWealthBuilding
@TheArtOfWealthBuilding Месяц назад
✅To Consult Bhaven, CFP for your personal financial planning, click on the below link wa.me/919004789500?text=consultation%20details ✅ Or WhatsApp on - 9004789500
@muankhongs8446
@muankhongs8446 Месяц назад
such an insightful video, I have saved it in my playlist for future reference. thank you so much Bhaven Sir for your noble work.
@lavank18
@lavank18 Месяц назад
Thanks for making such informative videos. So helpful ❤😊
@nileshoza3885
@nileshoza3885 Месяц назад
Thank You Dear Bhavinbhai good education video
@amitm7550
@amitm7550 Месяц назад
Yes I agree with your point to invest mutual funds but which mutual fund should invest?
@rakeshkaddi
@rakeshkaddi 25 дней назад
Nice thoughts, can we relate to home loan. Any suggestion you have?
@anandmehta6226
@anandmehta6226 Месяц назад
Best video come across...worth watching...next time I will use this formula😊
@gautamlnt
@gautamlnt 28 дней назад
What about income tax sir ji
@GauravKumar-fd5uc
@GauravKumar-fd5uc Месяц назад
Thank You Sir
@ksr-vlogs
@ksr-vlogs Месяц назад
Bhai Dil se salute
@devanshtiwari9305
@devanshtiwari9305 Месяц назад
How to calculate sip and swp together??
@pavannexa4950
@pavannexa4950 Месяц назад
Hello sir, Thank you for information, I have on doubt I'm planning to buy a land, there is enough money to buy in cash but as it is new layout and it takes atleast 5year for houses to built there many of my well wisher are suggesting take some amount of loan (ROI-9%) so that in case of legal issue in later stage that would be much helpful. So I was thinking keep half in SWP and use that money to pay my EMI Back again with 9% ROI also I'm getting good returns is this advisable or not. Kindly help me this.
@FULJHARIJI
@FULJHARIJI Месяц назад
Okay 👌👍 first time 😊🙏
@deepati
@deepati 22 дня назад
What about capital gains tax? Who will take them into consideration?
@RupamPrinceRathore
@RupamPrinceRathore 24 дня назад
Mera to sidha hisaab hai car lena he kyu agar abhi apne bus ki nahi hai to simple jitna car ka emi jayega utne ka SIP karo aur CAB se ghumo. Jitna saal ka maintenance hai aur insurance hai utne mein saal bhar CAB mein ghoom nahi paoge.
@govindckumar
@govindckumar 6 дней назад
Amazing Editing 👏
@pushkrajdeshmukh111
@pushkrajdeshmukh111 28 дней назад
Thx bro
@sanjaykanojia8783
@sanjaykanojia8783 27 дней назад
Thanks
@Rohitman1899
@Rohitman1899 21 день назад
What about long term capital gains tax of 10% on SWP? Nobody is talking about this
@snakemgs24
@snakemgs24 9 дней назад
Its 12.5% now😅 No one will understand these things because majority people have limited knowledge .
@beseasharkatcsharp5838
@beseasharkatcsharp5838 5 дней назад
Also if we have another corona wave, your car will be auctioned for half rate by bank officials
@pranav7821
@pranav7821 2 дня назад
how did you calculate Balance Year end Can you share the Excel Formula
@prasadpandit7419
@prasadpandit7419 8 дней назад
Home loan emi swp se kare batwo
@abhishikthaharsha6066
@abhishikthaharsha6066 19 дней назад
I guess you should have mentioned a little on exit loads and taxation. Doesn't make sense for me to continue SIP investments do SWP and pay tax on the withdrawal amount and in the second case probably pay exit load.
@SAI-qn6qe
@SAI-qn6qe Месяц назад
can u share this on excel sheet for us
@vikashautomobilevlogs
@vikashautomobilevlogs Месяц назад
Car mt lo bhai paise important h paise kmao jab 1 cr kma lo tb 10 lkh ki car lelena
@kishanagarwal5369
@kishanagarwal5369 27 дней назад
Bhai gaadi le, but second hand le, aacha sa dekh ke. Aur save bhi kar.. 😉
@diamondrock4945
@diamondrock4945 25 дней назад
Haan shi bhai you can earn money but young age m gadi Lena alag chiz hai.
@Bidhanbiswas95
@Bidhanbiswas95 21 день назад
1 crore hote hote 10 lakh ki car 25 lakh ho jayegi. Life is all about everything
@gokugaming904
@gokugaming904 13 дней назад
Please give the calculator link
@merenjamir
@merenjamir 15 дней назад
Hi Sir, One doubt, Imagine i do set up 8% for ten years, I dont touch the SIP, but i also start paying for the car EMI out of my pocket. then at the end of 10 years what will be my Total SIP amount Minus the Car Emi paid
@HussainHeena
@HussainHeena Месяц назад
Income tax file krne ke bad kitna bachega
@khonbhoi77
@khonbhoi77 Месяц назад
There nothing wrong if you take car loan, why wait 5-6 year, when you can only buy it now on emi, you get to experience of owning a car at an early age, plus you get to used your car for your daily used. I know people will talk about depreciation, car depreciation i know but if you maintain it well you can resell it at a good price. You get the car the experience and also the resell amount and also remember you live only once,But please calculate your income properly before taking emi make sure you can repay before due date. And last but not the least Aways have discipline in repayment the loan amount. Thankyou
@change2887
@change2887 24 дня назад
He is talking about your second car 😊
@ankit95khare
@ankit95khare Месяц назад
5 saal baad sip na krke emi - sip = swp krte tab bhi usse jyada balance bach jata
@devnarayan7259
@devnarayan7259 Месяц назад
How to take loan with only paying intrest amount and taking all the amount to use it on other option such as buying stocks
@wanderingsouls4435
@wanderingsouls4435 29 дней назад
Gold loan
@subhadeepdey5849
@subhadeepdey5849 Месяц назад
Sir please explain the calculation
@vaibhavjain3816
@vaibhavjain3816 Месяц назад
Tax left the chat.
@prajwalshetty2047
@prajwalshetty2047 Месяц назад
@gautamlnt
@gautamlnt 28 дней назад
Finance coachji please also consider income tax in this brilliant idea, once you will consider income tax aapki strategy side me rah jayegi... Logo ki hard earn money ko tax me waste mat karwaiye
@satyajit_vala1292
@satyajit_vala1292 23 дня назад
Wo hi toh khali uper uper se ye log gyaan de detective hain lekin tax or ye sab hide rakhege
@tlananthu
@tlananthu 25 дней назад
Income tax bhi include kiya tho poora video mast
@LegalEntertainment
@LegalEntertainment 20 дней назад
Good on paper
@mithunmahato309
@mithunmahato309 Месяц назад
Better delay your gratification and multiply your money in stocks , mutual fund. dont buy car (just to show off) before crossing 40 yrs, if your annual salary is near about the car price.
@007_Sun_Tzu
@007_Sun_Tzu Месяц назад
Specially in metro where you can get cabs at any time of day from anywhere
@gauravs2960
@gauravs2960 Месяц назад
​@@007_Sun_Tzu 💯
@HarpreetSingh-uw9qm
@HarpreetSingh-uw9qm Месяц назад
What about taxation?
@paul_reddy
@paul_reddy 26 дней назад
Left chat 😂
@rajeshkoijam8152
@rajeshkoijam8152 7 дней назад
Down-payment money needed can't put all the profit amount in swp calculation somewhere wrong for buying car there need to be some adjustment
@rajamitracts
@rajamitracts 15 дней назад
I beg to differ here.. The best option is to payoff 13lac from the accumulated amount as down payment and take car loan for the remainder 4 lacs. If taken for 3 years at 9% rate, the monthly EMI comes to around ₹12k and total interest paid will be around ₹58k after 3 years. If taken for 5 years, the monthly EMI will be around ₹8k and total interest paid will be around ₹98k after 5 years. In both the above cases we don't need to continue the hefty SIP amount for another 5 years to fulfill this goal. Rather we can invest the balance amount for some other objectives. Give a like if this plan makes sense.
@kindlecredential9401
@kindlecredential9401 16 часов назад
Gud option. But his concept of continuation shows another 5 years will accumulate some 8+ Lakh in balancd...which can B used for another purpose... As for your option there is zero balance at the end clearance of EMI.
@zaidjamadar881
@zaidjamadar881 18 дней назад
Best valuable knowledge ... But remove pig icone.
@GreenandBlue-1
@GreenandBlue-1 3 дня назад
What about 20% tax
@shababahmadkhan6623
@shababahmadkhan6623 29 дней назад
To car aaj leni hai to 5 sal tak SIP karun? Life jiyun ya future ko stake pe daal dun
@ShivamArora18
@ShivamArora18 26 дней назад
aj lo bhai car.. kal ka ghanta kuch ni pta... Ye SIP krwa krwa k sirf apne views bada rahe hai, Life excel pe ni experience se chalti h
@gash5017
@gash5017 10 дней назад
Bhai koyi devidend deta hai us share me lumsome invest karo devidend lelo emi baro
@anilarora-m2p
@anilarora-m2p День назад
car maintenance and insurance are excluded
@jjobanputtra9929
@jjobanputtra9929 14 дней назад
Are bhai.... 10 year mein 2 times recession toh pacca aayenga.... uska effect nahi bataya
@chiki1303
@chiki1303 28 дней назад
You have not considered tax on sale of mutual fund. Pls consider the tax an then let us know how much will be left
@80sidd
@80sidd 27 дней назад
10 % over 1 lakh is taxed
@bsdksujoy1277
@bsdksujoy1277 27 дней назад
@@80sidd 15% will be tax. Whatever income earned 1 lakh is tax free rest is taxable 15% per year.
@80sidd
@80sidd 26 дней назад
@@bsdksujoy1277 since when for LTCG? Please don’t give incorrect information
@bsdksujoy1277
@bsdksujoy1277 26 дней назад
@@80sidd Did I mention STCG or LTCG. Anyone mentioned it is LTCG?. Think twice before you ask something..
@80sidd
@80sidd 26 дней назад
@@bsdksujoy1277 ok 👍 no need to ask information is readily available
@dr.kishorekumar1799
@dr.kishorekumar1799 4 дня назад
Wealth build ho jayega but jo car pasand hai wo kabhi bhi nahi apayega, kyunki us samay wo model purana ho jayega😂😂😂😂😂
@beseasharkatcsharp5838
@beseasharkatcsharp5838 5 дней назад
This video is informative but 12.5% stcg is Missing in swp.. Also if we have another corona wave, your car will be auctioned for half rate by bank officials
@anilarora-m2p
@anilarora-m2p День назад
stcg is missing and there are unwanted covid wave 👍
@examcrackereducation1471
@examcrackereducation1471 Месяц назад
gdha
@PushanBarman
@PushanBarman 28 дней назад
LTCG bohot dukhi hua
@80sidd
@80sidd 27 дней назад
35k monthly EMI 😂 this guys calculator is off
@user-yr5jq9kh1f
@user-yr5jq9kh1f 6 дней назад
Impossible
@vishantrao6034
@vishantrao6034 Месяц назад
Kisko gaadi abhi chaiye woh 5 saal bd kyu lega bhaii
@vijayparmar3014
@vijayparmar3014 Месяц назад
Ek hi mutual fund scheme me SIP & SWP kar sakte hai????
@BrijeshSingh-lj7ck
@BrijeshSingh-lj7ck Месяц назад
Yes
@BrijeshSingh-lj7ck
@BrijeshSingh-lj7ck Месяц назад
Yes
@gkeducation6631
@gkeducation6631 Месяц назад
Yes.mere 4 fund chalu hai bhai
@mohammednausheed4989
@mohammednausheed4989 24 дня назад
@@gkeducation6631xirr Kitna hai
@satyajit_vala1292
@satyajit_vala1292 23 дня назад
In sab main widraw ka tax 10% lagta hain wo kon batayega 😂
@Anupkumar-hk1zr
@Anupkumar-hk1zr Месяц назад
6th year se SIP kaha hua? Wo to same paisa aaj hi gaya aur aaj hi withdraw hua. To is se acha to hai ki EMI aur SIP ke bich ka jo difference hai, utna hi SWP kiya jaaye 6th year se.
@Risheei
@Risheei Месяц назад
First in First out. Jo unit pehle saal mein mila woh pehle redeem hoga.
@Anupkumar-hk1zr
@Anupkumar-hk1zr Месяц назад
@@Risheei us se kya fark padega. Pahle ke unit lower price par the the jyada unit redeem hoga. But sawaal to ye hai ki extra paisa daal kar ke fir se ussi paise ko SWP karne se better to ye hai ki jo difference hai utna amount ya unit redeem karo. Yaha bhi First wala hi redeem hoga.
@Risheei
@Risheei Месяц назад
@@Anupkumar-hk1zr bhai saab. pehle ke unit ka price ab ke NAV se milega. Zyaada redeem nhi hoga.
@Anupkumar-hk1zr
@Anupkumar-hk1zr Месяц назад
@@Risheei Arre bhai sahab yaha nav aur unit se koi lena dena hai hi nahi. Aapko bank ko 35000 dena hai. Aap 22000 sip me daale, aur pahle se daale huye 22000 nikaale. Apne pocket se 13000 milaaye. Aur bank ko 35000 de diye. To sip ka fayada kaha mila.
@badyalprincetruthisbitter6604
@badyalprincetruthisbitter6604 Месяц назад
Ek dam sehi keha, SIP ko ager aise withdraw kiya toh tax zayada pay karna padega
@anveshy93
@anveshy93 15 дней назад
You are just confusing bro..at the end of 5 years instead of taking 17lakhs as loan...you can pay those 13lakhs as downpayment and take 4 lakhs as loan..then your emi will be 8,300 and you can continue remaining 13740(22040-8300) as sip and at the end of tenth year your car loan will be over and you will be left with 11-12 lakhs corpus
@ravalvatsal436
@ravalvatsal436 7 дней назад
1300000 mai nayi gadi a jati hai bhai fir swp karke interest kyo pay kare 😢😅😂
@Deni__7
@Deni__7 Месяц назад
What about IT return??😂😂
@viveksinghrana8093
@viveksinghrana8093 20 дней назад
8% का स्टेप अप फट्टे फाड़ देता है , मिडिल क्लास वालो के घर के बर्तन ना बिकवाओ सर जी।
@gunawantp
@gunawantp 9 дней назад
Short term and long term investment tax dekha, hath me kuch nahi ayega
@countdowntoinspiration
@countdowntoinspiration Месяц назад
Are bhai paisa to hona chahiye....
@theactualman333
@theactualman333 5 дней назад
समझ नही आ रहा थोड़ा देसी भाषा मे समझाओ
@vijayarvadia1610
@vijayarvadia1610 Месяц назад
Tum bade wo ho Samje ? Nahi samje ? Nahi tu nahi samja 😂😂😂😂
@mallusingh1318
@mallusingh1318 22 дня назад
Buy used cars
@ravalvatsal436
@ravalvatsal436 7 дней назад
😂😂😂😂😂😂😂😂😂paisa majak hai kya.ye mathematics loan executive vale bhi nahi chalate
@ashishjindal2677
@ashishjindal2677 21 день назад
Bullshit strategy!! Instead of this wait till 6th years when you have 18.88 Lakh and buy the car in full cash and you have 1.88 lakh in your hand. Now keep the investment going on. i.e 23,803 for 7th year with 8% increment. So now time to calculation Balance after withdrawal act as initial investment : 1.88 Lakh 23,803 monthly investment with 8% increment. and now at end of 4 year you have 19.43 lakh instead of 13.54 lakh.
@biswajyotidas2478
@biswajyotidas2478 13 дней назад
Faltu plan
@swapnilphulsundar4595
@swapnilphulsundar4595 19 дней назад
Sir ji 2:40 jo car emi ka calculation hai wo monthly hai 35k.... Aur aap jo excel me bata rahe ho wo yearly 35k minus kar rahe ho... Is hisab se to app apke followers ko chu#*ya bana rahe ho...
@Abhi--19878
@Abhi--19878 27 дней назад
Bakwas...
@rowdyfellow5661
@rowdyfellow5661 9 дней назад
Abey o kya bolna tha o bolna bey
@suresh1234536
@suresh1234536 14 дней назад
Log ye bakwaas-baji kaha se seek ke aate hai
@vinaykprakash
@vinaykprakash 6 дней назад
Kya bakchodi hai ye? Do you think the car value will be 17 lakh if you are buying the car after 5 years?? Kuch bhi huh 😂
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