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Trusts and Life Assurance 101 

Paul Archer
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Paul spends 15 minutes giving you a 101 on the topic of trusts and life assurance. So many mortgage advisers are thinking about protecting their clients now and many feel their understanding of trusts is quite limited from the CeMAP alone, so Paul takes you through what you need to do. Remember our Winter Cohort #2 starts on 11th January which will get you through the CeMAP exams plus teach you how to do the job, and with so many advisers now taking up self-employment positions, many find themselves on their own without decent coaching or mentoring. www.advisercpd.com/

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27 июл 2024

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Комментарии : 28   
@julietta610
@julietta610 2 месяца назад
I am finding this so helpful brilliantly explained- thank you Paul
@mrvincefox
@mrvincefox 17 дней назад
Thanks. Great video
@anetam486
@anetam486 3 года назад
This video is just what I need now!!! Very, very helpful Paul. Thank you
@PaulArcher
@PaulArcher 3 года назад
My pleasure, glad to help
@saibyalphonse5901
@saibyalphonse5901 2 года назад
Thank you for the detailed explanation!
@selfdevelopwithamandamar4252
@selfdevelopwithamandamar4252 3 года назад
very useful information. thanks
@janhbc
@janhbc 2 года назад
Brilliant video. Paul, I love your teaching and wish you were teaching the RO5 as a course. You make tough subjects seem easy. Thank you!
@PaulArcher
@PaulArcher 2 года назад
Hi Jan, why thank you :-) and I do teach R05 for the PFS Regions - Hampshire and Surrey
@janhbc
@janhbc 2 года назад
@@PaulArcher what a shame I’m in Lincoln. I failed RO5 by one question and struggled with chapter 5 and 8 as I only really do non advised life cover, IP and PMI
@janhbc
@janhbc 2 года назад
@@PaulArcher Typical, as I'm in Lincoln lol. Do you have an online course?
@PaulArcher
@PaulArcher 2 года назад
@@janhbc The courses are all online. Classroom training is soooo 2000s
@janhbc
@janhbc 2 года назад
@@PaulArcher So how do I access RO5 training?
@teddyfox8832
@teddyfox8832 2 года назад
Very useful 👌
@heneedsomemeeelk
@heneedsomemeeelk 3 года назад
Thank you so much! Wonderful video - I am studying for me RO exams and I find this helpful
@MrAshirash
@MrAshirash 3 года назад
Hi Paul, very helpful and informative video! But would you be able to explain on different disbursement methods of assets to beneficiaries?
@MrAshirash
@MrAshirash 3 года назад
Understand there would be a 10year periodic charge & exit charge on the trust assets, any insights on that?
@PaulArcher
@PaulArcher 3 года назад
@@MrAshirash Hi Ashir, I would say your follow up questions deserve the time of a trusts lawyer or other expert
@tees_corner
@tees_corner 3 года назад
Hi there... 1)Are bare trusts better than discretionary trusts for a level term life insurance policy. 2) Is it necessary to have the trust put into a company and if so what type?
@PaulArcher
@PaulArcher 3 года назад
That's up to you Ella. For life protection trusts I would stick to Discretionary Trusts, Issuing discretionary trusts give the trustees complete discretion as to who gets the money, hence no immediate IHT charge. No decision is made until death; thus, no lifetime transfer has taken place. No need for a company if its just life assurance protection needed, ad the life office can take care of the forms. Keeping it simple is the key
@tees_corner
@tees_corner 3 года назад
@@PaulArcher thanks for your response and clarity.
@tanyasingh4281
@tanyasingh4281 3 года назад
Hi could you please make video on Collective Investment?
@PaulArcher
@PaulArcher 3 года назад
Of course Tanya - I'll put some on for you
@NH-gv2sq
@NH-gv2sq 3 года назад
Can the trustee be the person who inherits the life policy?
@PaulArcher
@PaulArcher 3 года назад
Yes but you ought to have others as well as well as you
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