Nrog koj chim siab os niam tais, tab sis txhob tu siab os vim tus txiv dev zoo li nov ces twb tsis tsim nyog yus nkim yus lub sij hawm mob siab rau nws. Zam kev deb li koj tau ua ntawd zoo tshaj os mog. Laus li nws lawm, nej hnub niam no nws tseem muaj chaw nyob, tsis ntev no ces nws twb yuav tsis muaj chaw “die” mas. Ua zoo tsam dev mus kev tws ces dev yuav rov los thawj koj ov. (-niam Anthony)
It is important to purchase a sufficient amount of life insurance, as well as establish a trust account or draft a will. If you have children, it is advisable to allocate a portion of the insurance policy for them. Avoid naming your spouse as the only beneficiary of the policy.
Tsis hais ib tug poj niam muaj txiv twg los yog txiv neej muaj poj niam lawm cia li yeem rhuav nws lub neej mus caum lwm tus neeg tias txog txij nws ua li ntawv los twb vim yog nws thiab nws tus partner ib txwm sib khom lus tsis haum rau yuav luag txhua yam hauv nkawv lub neej. Tej yam zoo li no ua rau nkawv sib dhuav kom tshaj plaws.
Tus me ntxhais aw koj tus me txiv mas muaj hmoov tshaj li os mus nrhiav tau ib lub neej nplua nlpua nuj kawg li os tab sis xyov puas yuav kav nws mus tag ib sim neej os mog ua zoo tsam muaj ib hnub twg ces nws yuav tuag nws nyob da quav da zis ces thaum ntawv nej pab me niam tub niam ntxhais ho yuav yog cov los so nws quav nws zis os mog.
Tus niam tsev txawm koj tsis npaj siab nrhiav dua neej tshiab los koj nco ntsoov hlub koj tus kheej es rov tus koj lub cev ntaj ntsug kom zoo li zoo tau thiab xyaum nrhiav kev kaj siab thiaj ua rau koj tsis muaj mob laus siab mog. Nim no ntuj nyob qis qis lawm txhob nyuab siab, tus neeg phem ces ib hnub yeej yuav tau txais yam nws ua es yus kav tsij hwj xwm yus tej me nyuam thiab kev noj qab nyob zoo xwb mog.
Moral of the story: do not buy a massive life insurance policy on yourself- in case you die first, your wife or husband will be a very rich widow/widower. They will be spending that $ on someone else. That’s the reality of it!
Oyo... Xab maim no ces ab tsi los nyiaj ua ntej xwb es tas no koj mam li paub tias nyiaj ua tau txhua yas xwb. Yog koj muaj nyiaj lawm ces koj ua tau 100 yam tsav os mog. Twb yog li no es cov nkauj hmoob nplog thiaj li kam2 yuav cov thaub laus 50 xyoo nce los mas.
Money isn’t everything but only the ones who is desperate would leave you for a rich man / women! It’s better being rich then to go be with a rich man / women! Once you screw up, they leave faster than lighting … If a man / women is rich; if I don’t like you; no way would I be with them!! Those who leave is desperate and money hungry & rather leave his wife & his kids behind is someone who don’t love you!! My two cents lady, it’s hard but some people love money more than someone they with … 😢❤😮🎉 Yes, agree; now with Social Media everyone knows how to use their phone now & nobody babysits anymore!! It’s harder now than it is back then! 😢❤😮
Muaj xav tias koj twb tau koj tus txiv thaum hluas thaum zoo zoo. Niag poj ntawd tau koj tus txiv ces yuav tau qhov muaj mob mus lawm xwb qhov zoo zoo ces tshua muaj tag mus lawm xwb....
Xav paub hais tias..Tom qab neb sib nrauj tag es koj niag txiv Liam no mus thawj niag pog nplua nuj no lawm es nkawv lub neej puas tsheej mas…ntshai tsam ob peb hlis nyiaj tag cessssss nws ho muab pog veg nes…tsis sawm zoo ces kav Liam os…cia nkawv mus seb txog twg…that money will run out soon and he won’t have all the expensive toys and jewelries…she myt take it back and resell that shit. Hivhiv om!!!
Sim neej no cov poj nrauj thiab poj ntsuam lub sijhawm no tsis yog lawv cov nyiaj 100% muas tau koj tus txiv os. Yog lawv lub maib sib hlub saum txaj saum chaw yog qhov txeeb tau kiag koj tus txiv os. Vim ziag no cov nkauj nrab tsis hais poj ntsuam los poj nrauj li os lawv siv lub maib noj toog yaim hlau los ntxias nej tus txiv los nej tsis siv tswvyim hos nej chim tseem cais txaj cais chaw thiab ces nej tus txiv yeej yuav mus xwb tiag. Kuv los yog kuv ua pauj lossis cais txaj chaw li koj ko ces kuv tus twb mus lawm os. Tsis nyoos swb li hos yuav ua zoo kom yeej ntag hos. Tiamsis ib nyuag million xwb tsis kav os kuv twb paub ntau tus poj ntsuam es txiv tuag tag tau 1-2 millions es muaj2 plhus muab yuav luag tej txiv ib ntus xwb ces twb kob huam tag lawm os. Dej news twb txawj tu mog.
Tus txiv dev no nws mus ua txiv ntiav rau tus poj ntsuam siv nws cov nyiaj xwb tsis yog kev hlub os…lwm hnub poj ntsuam muab nws ncaws tawm ces tej me tub menyuam tsis ntsia nws li lawm ces rov qab mus ua txiv ntiav thiab mus nyob qab choj lawm xwb mas…
Yog koj tawm lawm zoo dua koj nrog nws nyob yuav muaj mob tuag tes tuag taw mog ua ib siab hais tias koj tus txiv tuag lawm thiab mog...Kuv hlub koj kawg li os tus vivncaus aw, ua li kuv es hniaj hnub nco kuv tus txiv xwb vim nws mus nrog vajyswv nyob lawm os. Nyob twb ywm li ko zoo dua xwb.
Cov niag txiv qig taub mas dhuav tas ib sim neej txog hnub nws tuag thiaj suaj kaum nws hos cov txiv siab los yog txiv dev tib si du lug yuav kom kaj siab ces muab ntsaws tsuag tsuag rau thoob khib nyiab xwb thiaj suaj kaum tib yam
Peb poj niam txhob ruam ruam. Tus txiv Tham hluas nkauj mas nej yuav tau hlub txhob chim chim pw caij nrees ntag nwj hnias muab kev hlub puv npos rau ho. Tseem Cai txaj thiab No No No
Thaum koj tus txiv Tham hluas nkauj mas nej yuav tsum hlub hlub pw ua kev siv lus zoo zoo ntxias kom yeej mas. Txeeb kom tau koj tus txiv yog koj siv lus ntxias zoo zoo txeeb kom yeej poj ntsuam ho. Koj ruam dhau tseem Cai txaj thiab ruam dhsu.
So sad to hear your story. You can’t compete with the other woman who can give everything to your husband. At 45+, you still have lots of life and love in you to share. Take this time to pamper yourself, be kind and true to yourself. Someday, someone will cross path, see and appreciate the beauty and true value of you.
Tim koj niag txiv siab phem rov taws tuam ntuj rau koj xwb. Yog koj tus txiv hlub thiab fwm nav thwm koj ces koj tus txiv yeej tsis mus tham pog laus. Yog koj tus txiv hlub koj muab koj tsos rau lub chaw Sam xeeb fwm koj ces koj tus txiv yeej tsis mus Tham lwm tus kom koj mob siab. Tim koj tus txiv ntxeev siab tsim kev kub kev ntxhov los rau neb lub cuab yig kom muaj kev nyuaj siab ntxhov plawv kom kub kub ntxhov ntxhov rau neb lub neej mas niam Tsev aw.
Sister Koj tseem hluas2 li niam qhuav 40 xyoo xwb tabtom txog qhov haib2 xwb, tsis txhob nyob li ko. Kavtsij tu Koj tus kheej mus kho ib ce es ua kiag hluas nkauj. Txiv neej muaj coob ib tus zoo tsis thooj ib tus os, txawm tham ua nkauj ua nraug tsi sib yuav los tsis ua cas. Enjoying your life
@@MonaLisa-de4cp😂😂😂😂😂😂 👍👍👍👍👍 she got married young while still in high school she already had 3 kids. She can’t be 40 lol she’s probably in her late 50s and early 60s.
Pes tsawg xyoo los kav Liam 50 60 70 xyoo lawm los yog phem li ntawm ces tsis txhob yuav lawm os Kom yus lub siab Kaj Kaj thiaj li tsis tuag sai. Vim tuag lawm ces tsis muaj hnub rov qab los tau rau ntiaj teb lawm os.
