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ULIP (Unit Linked Insurance Plan) क्या है? - ULIP vs Mutual Funds

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Should we buy ULIP or Mutual Funds? Term Insurance is better than Unit Linked Insurance Plan.
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ULIP or Unit Linked Insurance Plan is a better investment or Mutual Funds and ELSS along with Term Insurance? What is ULIP? What are the tax benefits, expected returns? How does it compare with Mutual Funds? In this hindi video, we explain it all.
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Share This Video : • ULIP (Unit Linked Insu...
यूलिप या यूनिट लिंक्ड इंश्योरेंस प्लान टर्म इंश्योरेंस के साथ-साथ एक बेहतर निवेश या म्यूचुअल फंड और ईएलएसएस है? यूलिप क्या है? कर लाभ, अपेक्षित रिटर्न क्या हैं? इसकी तुलना म्यूचुअल फंड से कैसे की जाती है? इस हिंदी वीडियो में, हम यह सब समझाते हैं।
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What is Unit Linked Insurance Plan (ULIP) ?
How to save tax from ULIP ?
What are the tax benefit of ULIP?
Is ULIP a good option for Investment & Insurance ?
What are the advantage of ULIP ?
What are the disadvantage of ULIP?
What’s the difference between ULIP & Mutual Funds ?
What’s the difference between ULIP & ELSS ?
How much returns should we expect in ULIP ?
What’s the maturity benefit in ULIP ?
What’s the duration lock in period in ULIP ?
What is Fund value & sum assured in ULIP ?
What are the charges in ULIP ?
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Hope you liked this video “ULIP (Unit Linked Insurance Plan) - Or Mutual Funds & ELSS?”.

Опубликовано:

29 авг 2024

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Комментарии : 631

@AssetYogi Год назад

Join All-In-One Video Finance App here: vidfin.com/ Enjoy Free Access to select Financial Insights & 1st Chapter of all the courses. Compare & Buy 2 must have Insurance plans: 1. Term Life Insurance - bit.ly/term-life-insurance-compare 2. Health Insurance - bit.ly/health-insurance-plan-compare

@bikramjitroy3197 Год назад

HI sir. I have been investing 5000 every month in max life ULIP. I have paid 12 premiums alreday till march 2023. What should I do? Should I surrender right now?

@rushifixxer4372 2 года назад

I'm studying MBA finance and tomorrow is my paper and their is short note of ULIP and i was not understanding the theory so I googled it and saw your video Awesome explanation sir. All my concept is clear plus gain additional knowledge and also shared your video with my friends thank you sir 🙏🏻Keep your good work Up

@ravindrab100 4 года назад

I have Decided to help people people and their money..forget earning..I have a resource...but want to help people earn. All my questions are answered in your video. Thank you

@Jaggudadaacts 4 года назад

ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-cuqfRyy1uSU.html आखिरी तक देखे ज्यादा से ज्यादा शेयर करे और खुद भी बचे धन्यवाद

@harshasomani2073 4 года назад

Why people don't understand ulip is discipline form of investment unlike mutual funds. You redeem mutual funds for any emergency and hence you cannot create wealth as you keep on taking out ur investments once you know there is no lock in. Ulip is always a better investment if you see the habit it creates in you and talking about 2-3% less return, i would still prefer to go with it as atleast i m continuing my investments without any break. N in long term equity has always proven to give returns compared to short term.

@halvincarris 6 месяцев назад

Isn't SIP also a form of discipline. You can do that in mutual funds and get better returns than ULIP.

@visfotakvideos5202 6 месяцев назад

@halvincarris He is talking about the discipline of not being able to take out money, not putting in the money. Hope this makes sense.

@halvincarris 6 месяцев назад

@@visfotakvideos5202 No, it absolutely makes no sense. In MF there is an exit load too which prevents you from taking out money, in ELSS MFs there is a 3 year lock-in too. In addition to this people generally take out their money when they need it for an emergency which is obviously not possible in ULIPs. Now consider if one has lost their job or is hospitalized, do you think they should be focussed more on the "discipline" of investment or use their own money to pay the bills? This is where MFs clearly outshines ULIPs in addition to giving better returns and also giving the flexibility to tweak the SIP amount as per your income source and financial condition. Not being able to withdraw or use your own money is not called "discipline", its called stupidity.

@visfotakvideos5202 6 месяцев назад

@@halvincarris I get what you you mean brother. On paper you are absolutely correct. But in reality Mutual funds are the first ones to be taken out even in non emergency situations. For example, it would have made more sense for me to take a loan and not touch my Mutual funds while we were looking to buy a new property (the math I did made it very clear). But what did I eventually do? I took money out of my Mutual funds, why? Here's the "dumb" justifications, 1) The rate of return calculation is always an assumption 2) The credit line I didn't use, I might use it in the future 3) I didn't want to take debt when I already had the money etc. As you can see, logically it made more sense to not take money out of Mutual funds, but we are humans and there are always other factors that sway our decisions. I also had a ulip, which I didn't even consider, you know why and thus the world "discipline" or should I say "forced discipline ". 😛

@halvincarris 6 месяцев назад

@@visfotakvideos5202 I understand your point, and even you are using the word 'dumb' for your very own decision (I'm not trying to belittle you btw) but I think this is more of a mental conditioning we've seen in this country where we believe using existing money is better than taking loan - perhaps because loans have traditionally been very expensive. Whatever be the reason, I think financial understanding and education can help here rather than giving away our very own hard earned money in the name of charges/commissions to these greedy insurance companies who are quite literally just stealing away the returns. That's why I am advocating mutual funds because a mere 1-2% difference is phenomenal in the long run (like 20-30 years). I even suggest that people should always figure out their emergency needs before investments like setting up 6-8 months of money in FD etc. But you have to agree to the point that life these days is extremely uncertain and in genuine emergencies it's important that we at least have access to our money instead of running pillar to post to get a ULIP liquidated which btw is still dependent on the mercy of the insurance company.

@ManasR 4 года назад

Dear Mukul, I was looking for this video. Greatly explained as always! You are awesome! Thank you for all your analysis, sincere efforts and details! I can imagine the efforts that goes in preparing such content. Congratulations for 1M+ subscriber. You deserve it. I am sharing your channel with my friends to help them gaining valuable financial knowledge from your content. I feel I am late in watching your videos but a good start. I am in US and have busy schedule. Your videos are so great that I am waking up in the middle of night to find time to watch. So just wanted to let you know that your content is really really that good. It is worth investing every minute. I have only one request (If I may)...Kindly respond to viewer queries in the comments if you get a chance. Great job again! Keep it up!

@milesmore6397 4 года назад

Simple and clear cut information Thanks asset yogi. Please suggest a best investment plan for a 25 year old person

@ShivangiSharma-vp4ff 5 лет назад

Saw your videos on rbi monetary policy they were really good please upload more videos related to banking exams like basel norms, security markets etc.

@sundersinghbhati6034 5 лет назад

Malik Sir, I have always found in your video that you have always give your best, always comes with healthy videos,so benifyyy to us, increase think lavel, We always wish to be with you.........

@AssetYogi 5 лет назад

Thanks for appreciating Sunder. Keep supporting

@arpitasarkar6997 6 дней назад

Very well explained. Thank you for your effort. Very helpful video.

@bhaskerchaturvedi5319 Год назад

Seriously man , you just made my day , what a great explanation. Thanks for such a good content with great explanation too .

@AssetYogi Год назад

Thanks Bhasker

@rohitmaurya8714 4 года назад

Apke vedio se mujhe confirm ho gya ki ulip is better

@pratikparab5365 5 лет назад

Sir , We can also make combi plan of ulip and term plan instead of MF and term plan In ulip plan for longer term give us healthy return's and special all returns are tax free under section 10(10D).

@navneet2649 3 года назад

But sir explained in the video that even post tax mutual fund will give 12-13% returns whereas ulip with tax benefits will ultimately give around 10% returns! So even after including tax benefits, ulip is useless!

@rahulprasad8009 2 года назад

@@navneet2649 Assume you invested (long term) and got 1Cr maturity amount then in MF the tax will be approx 10L and in ulip it is 0

@RohitSharma-fe2bl Год назад

Correct

@AshishNeog 3 года назад

I think one of the best RU-vid channel in terms of gaining knowledge in Financial world....Thank you much sir for uploading these videos.....

@AssetYogi 3 года назад

Keep supporting 😊

@ayuankit2309 5 лет назад

Thanks sir ... Apki ye video mere bahut kam ati h ..

@beautyofbaihar8690 Месяц назад

Policy bazaar se call aaya tha wahi ulip k liye accha hua aapki video dekh liya

@directvlogs5805 5 лет назад

Mind boggling explanation bro....very percisionly described.....tynkz

@cashubhammehta4476 4 года назад

Hi, watch our first video - Golden rule of insurance to do correct insurance planning

@DevRaviEntertainments 2 года назад

Cleared all my Confusions.

@meghasharma484 3 года назад

Thank u so much.. I just went to invest in mutual funds and was convinced to go for ulip.. Luckily I waited to find out more

@deepak_s24ultra 5 лет назад

Aap ki sari video help full hoti hai Thank you for this video

@AssetYogi 5 лет назад

Thanks for appreciating Deepak

@mayank6990 3 года назад

sir bahut ache se describe kiya. Thank you

@AssetYogi 3 года назад

Keep learning

@panwardeepak79 5 лет назад

बहुत he acha वीडियो मुकुल जी😊😊🇮🇳🇮🇳👌🏻👌🏻🙏🙏,टर्म प्लान+म्यूच्यूअल फण्ड बेस्ट है,ULIP ठीक ni लगा मुझे🤔🤔🤔🤔

@umeshchandrasati 5 лет назад

Simple, clear, concise, to the point, with example... As always. Wonderful.... Keep rocking

@AssetYogi 5 лет назад

Thanks Umesh! Hope this is useful :)

@umeshchandrasati 5 лет назад

@@AssetYogi Yes indeed. In fact today only I tried to educate my boys on not to link their investments and insurance... But difficult to convince the heart....lol When I asked them why don't they expect a return on their bike insurance? Their simple answer was -"because the rules are such"... Lol

@becharamiddleclass921 3 года назад

@@AssetYogi Sir I want to know investment options other than 80C. because 80C allows only 1.5 lacs per annum. And i still have 2-3 lacs surplus... Please suggest the best possible options Or any of your video link will be quite helpful

@Shaileshpore 5 лет назад

Thanks for valuable knowledge. I had invested (since 2009) in Traditional Insurance LIC plan (Jivan Saral) , Shall I keep investing ? or Exit?

@globalvillage6416 4 года назад

Please stop and take a term insurance if you don't have any and rest of the money you put on ppf if you don't have time or better idea about investment. Thanks

@ashish7516 2 года назад

@@globalvillage6416 but how is ppf better than ulip, I don't think it is.

@sachinkumar-xi9jq 2 года назад

@@ashish7516 ulip is better sir

@amiteshtiwari2269 2 года назад

Nice video all knowledge of life insurance in one video....

@AssetYogi 2 года назад

Keep learning.

@leenaviie 3 года назад

Such a brilliant explanation. Thank you.

@AssetYogi 3 года назад

You're very welcome!

@mahendrathapa6580 4 года назад

Vy good information!! But, I will also suggest the pension plan too with ULPP( unit linked pension plan) based... for long term horizon too...!! Vy beneficial as compare mutual fund..! Because, free switching facility in ULPP, and also tax free returns and consistent invested approached which help to reach... my knowledge d... Investors never Consistents invested in MF and never thoughts of Minds and circumstances in requirements..! Pension plan helps to more better.. If you wisely manage.

@vjdas6 2 года назад

currently tax free who knows in future need to pay tax

@shreya26173 3 года назад

Mukul sir, very comprehensive information

@AssetYogi 3 года назад

Thanks Ajay

@bhaweshjan02 5 лет назад

Like the new format, great work.

@AssetYogi 5 лет назад

Thank you Bhawesh

@neerajbute2094 4 года назад

Term plans are costlier if applied for a person at the age of 50. So If a person wants to invest at the age of 50 and wants a term plan too, is ulip better than a separate term plan and mutual fund?

@sachinkumar-xi9jq 2 года назад

no.

@nridatascientist8554 4 года назад

Hi Mukul, as a NRI, I am more inclined towards ULIP for 5L/year. I am looking long term tax free investment. I like mutual funds but scared as I have to pay tax on returns. Do you suggest any other investment options for NRIs for tax free Return. Not looking to save now under 80c but looking for tax free money on Maturity. MANY THANKS, your videos are really good and informative. Keep up the good work!

@viveksscratch218 2 года назад

Yes, this is generic case ULIP wants to catch. (Tax free returns in investment) Go for it but don't forget to diversify your investment. Don't put all eggs in one bucket.

@sachinkumar-xi9jq 2 года назад

yes..u can get

@pawanchhikara9450 2 года назад

Hi bro , i suggest you not to go with max as i am being punished for the same.

@SinghJamwal 2 года назад

@@pawanchhikara9450 could you please share your experience with Max ulip plan?

@tusharkute2863 10 месяцев назад

MF may shurity hai kay

@RAVIKUMAR-dy2ft 3 года назад

Aap bahut achha explain karte hai sir ji, thank you

@AssetYogi 3 года назад

Keep learning Ravi

@vijaylalwani123 5 лет назад

Sir two wheeler insurance par video banaye! 1st party?3rd party? comprehensive? 0 depth insurance? Bahut confusion hai sir.

@skyadavk44 5 лет назад

Lekin sir term plan to itr file krne wala aur salaried person le skta h Lekin aaj bhi aadhe se jyada log is category me nhi h to wo kya kre

@mohdkasif3591 4 года назад

SIR ...aap 30 lac ka trem plan le skte h bina itr k bhi

@rajangautam3577 2 года назад

3L ki sallery walo ko 25 Lakh ka term plan mil jata hai , saral jeevan bima max life insurance

@jitarth_k36 Месяц назад

Aap term plus ulip ka hybrid plan le sakte hai bina income proof

@abhishekbhojak1227 4 года назад

Best vedio...... cleared all the doubts

@AssetYogi 4 года назад

Keep supporting Abhishek :)

@vvk3524 4 года назад

Thank you so much sir...very very good video...all confusion are clear.....you taught very well....thanx again

@JunaidJk-zh6yf 4 года назад

Best is ULIP + Term Plan.. as per your example you can go with 90k of term plan.. and ulip provides you 12 lacs.. that's all.

@anandswaroop9761 2 года назад

lekin bhai ULIP lena hi kyu h

@JunaidJk-zh6yf 4 года назад

Jesa mutual fund ke sath Term plan lere hai.. wese hi ULIP k sath plus term plan bhi le skte hai.. Zyada fayda hoga.. as compare to mutual + term plan

@AgentDVR 5 лет назад

Sir, 1 esi video banaiye jisme pata chale ki 10 yr me itna pay kiya or 15 saal me jo mila to wo kitne % return aaya

@dinutarwadiya2382 5 лет назад

Nice video sir...BT ek topic he sir share market me share buy or sell krneke ke liye konsa application sahi he or easy he understanding ke liyebhi plss ispar bhi ek video banaiye detail me .tnq🙏

@dattatraybongirwar7675 Год назад

Sir aapka sugetion ekdam sahi hai thanks

@babulla100 4 года назад

Thanks sir for providing knowledge. I was totally unknown about ulip . Bt my icici agent done my policy under this ULIP. What to do now??? Please reply.

@varunaggarwal425 3 года назад

Same happened with me in ICICI ...

@anushkarajwar4170 3 года назад

Same with me SBI weath builder

@shivampanchal3323 Год назад

Great explanation.👏🏻👏🏻

@AssetYogi Год назад

Glad you liked it!

@mohammedateequekhan9299 4 года назад

Hello SiR G U have sufficient knowledge power But I Suggest u that Ulip plans us Good, Some Ulip Policy Very nice,For example i choose 40 time Sum Assured Annual Premium & U can Fund Switch By Online in 5.m under & no difficult understand so Ulip is Very Good Plan Thankyou.

@alpesh729 4 года назад

How is SBI Life Smart Wealth Builder Plan? Is it a good Investment Option.

@mksudhir1 4 года назад

Sir you opened my eyes... I thought ULIP was a great investment option, but reality is completely different... Thanks a lot for making a clear and precise video☺️👍

@AssetYogi 4 года назад

Thanks for appreciation Sudhir :)

@subhadeepraha8293 4 года назад

@@AssetYogi kash me is vedio ko pehele dekhta Maine 6/7/20 ko Union STD pe invest kiea 1 lac invest Kar diea. Ab lag raha hai ei Maine kaya kr diea . Sir lockin period me nikal sak te hai kaya

@ashishasawa8316 4 года назад

@@subhadeepraha8293 Nope you can discontinue it by not paying future premium. But you will get your money post 5 years only, which will go in discontinue fund and you will get around 4% return but there will be charges of around .5%. Check your ULIP plan charges, if charges are less than ULIP is not as bad as you think, if you keep invested for 5 years, and based on your risk appetite, you can pick correct ratio of equity and debt and can make easily return of around 8-10%.

@ashwanichauhanz3045 2 года назад

Most worthy and useful video for me ... cleared all doubts ...🙏🙏🙏you are really doing great job sir

@AssetYogi 2 года назад

Keep watching

@anonymusli 5 лет назад

Aap ek achcha mutual fund suggest kar sakte hain?...... 2018 se Pehle online ulips Mein 3% pa charges hote the but abhi premium allocation charges 0 hain kuch plans aur mortality charges bhi return hote hain so total cost per year ata hai around 1.5% ka gst ko milake.... Its 4th gen ulip plan..... And zyada diversification, low risk and aggressive allocation multi cap new funds...... Sabsa badiya option rehta hai long term investment ke liye.....mutual fund Mein risk zyada hai aur investor ko uski poori knowledge honi chahiye, par ulip Mein fund manager hota hai jo apne aap change karta rehta hai fund portfolio

@mudassarwasta 5 лет назад

Unit linked funds me insurance ke charges kaatne ke baad aapka jo paisa invest hota hai uske management me aur mutual fund me zyada farq nahi hai. Mutual fund se hi ULIPs copy huey hain. Fund managers dono me hotey hain. And fund manager portfolio change karta hai iska matlab wo usi fund me stocks buy and sell karta hai. Wo funds me switch nahi karta, ye aapko manually karna padta hai. I am not stopping you from.investing in ULIPs, but i just wanted to clear your misconceptions about mutual funds. Mutual funds se zyada simplified passive tarika equity me invest karne ka aajtak maine nahi dekha. Still, good luck.

@sanjayratnani644 5 лет назад

Good explaination, thanks

@adityab10 3 года назад

Feeling regret watched vdo very late sir... Already bought ulip SBI elite gold plan....Ur vdos are sanjeevani for newbies investor.... awesome vdo sir

@anonymous-2172 3 года назад

Don't worry

@prabhanjana8568 4 года назад

Wow great information sir. Thank you very much

@AssetYogi 4 года назад

Hope it's helpful

@wetsokronu6428 4 года назад

thank you ... I was very confused before ..

@AssetYogi 4 года назад

Hope it's helpful :)

@parthshah2064 Год назад

@Assetyogi, if we take ULIP then what is the validity for insurance plan? Will it be till plan active or 85 years?

@gauravk1987 9 дней назад

thank your for this very informative video.👌 Can you please advice if it's worth investing in ULIP for a new born child using single payment premium?

@nitinkumarnishad1285 3 года назад

Got full information on ULIP😊😊😊

@AssetYogi 3 года назад

Great

@satishchandra4261 4 года назад

Very good explanation love it. I should have seen this before taking bajaj allianz goal assure plan. I feel that I made a mistake in taking the ulip plan.

@knowledgeys6652 2 года назад

@satish chandra. What happened? I m suppose to buy this plan

@user-dj3ej8tq5t 2 года назад

👍👍👍 बहुत अच्छी जानकारी

@AssetYogi 2 года назад

Thanks

@niranjanmoharana3877 4 года назад

excellent sir

@AssetYogi 4 года назад

Keep learning :)

@pradeepkrmahato7234 4 года назад

Koin sa fund Rakhein ? Equity Fund ya Debt fund main ? Reply Dejeyega Sir ? Agent ne Dhoka Dekhar Khol Diya tha ? Yearly Diposit Fifty thousand hai ; total 2 baar paisa jama kar Chuke hain total 1 Lakh Diposit huwa hai ?

@AssetYogi 4 года назад

Watch this series: ru-vid.com/group/PLSiDKpku4U_X-9y3MEB8tgKEjXFPQu73w

@thememessquad4875 Год назад

Agr ap equity fund m jate hai to wha apko risk to hai lekin axe returns milte hai h .....ar jaisa ki pichle 5 salo ki bat kre to to plans m logo ko benifit hi mile h ...agr agr ap km risk chahte ho ar chahte ho ki ap ak amount apna invest krke chhod do ar apko normal returns mile to ap ...debt fund le skte ho

@ashiskd 5 лет назад

very good video..please make a video on income tax of short time capital gain and short time capital loss from stock market

@bittuvikram5280 4 года назад

mai 10,000 monthly kammata hun to mere liye kon sa invest lena chahiye ulip/ mutual fund

@jayeshkadam8653 3 года назад

Best knowledge sir thanks

@AssetYogi 3 года назад

Most welcome

@marutirout335 Год назад

Very beautiful information 🙏❤️

@AssetYogi Год назад

So nice of you

@sanjayahuja24 4 года назад

Excellent video! Sir, which software do you use to make your videos? I like the way you use the blackboard in your videos. Do you use Camtasia?

@InderjeetSingh-xj6qi 2 года назад

thanks brother..God bless 🙌

@AssetYogi 2 года назад

Always welcome

@digambarpednekar2532 4 года назад

Definitely this video is very helpful

@AssetYogi 4 года назад

Keep learning :)

@dr.vamshikrishna1002 4 года назад

Hi yogi ji, I am seeing many videos on ulip vs mutual funds purely on investment basis(not caring about insurance benifit), many ulip supporters are saying that, 4th generation ulip plans have much less expenses, when u want to invest for longterm(like 20yrs), they are saying ulips will give better return than MF simply coz, after 5yrs they start to give you loyalty bonuses and return charges on maturity, no tax on final amount So as you made this video 1year back,with these new ulip plans coming, still MF is better strategy than ulip for longterm on investment purpose??

@naveenahuja1232 Год назад

Thank u sir very very gud suggestion🙏🙏⚘️⚘️

@deepanshukhera3946 4 года назад

Gud evening sir One major problem from last one month My question is I have a one policy under LIC ulip plan ,plan no 193 Term period 20 years Date of starup-2008 Quarterly 3000 deposited so now the question is should I surrender the policy because daily value decreases because of corona virus or wait for a maturity period Pls reply

@mangeshgaidhar8738 4 года назад

keep continue plan. and dont worry ye acha plan hai.

@umeshkumarsahani1981 3 года назад

Sir, I bought Bajaj Allianz future gain unit linked endowment insurance plan for better return for 10 years, please suggest it is good or not, or you make a video for better clarity.

@omgirishaarti 5 лет назад

Sorry sir. But which company give term insurance of 1 crore sum assured with 10000/- premium. The range is from 15000- 40000

@omprakashpal5097 5 лет назад

Depends on age and smoking habit.

@VlogbyAJ15 4 года назад

TATA AIA

@vivekjaiswal2422 4 года назад

@girish, for best options for term insurance search on Policy Bazar. But there will be one drawback, PB people will call u 10 times a day.

@anjalichauhantanwar2569 4 года назад

Hi garish anjali this side i am a manage in MAX life you can contact with me i will give you proper details and amount about term plan.

@rahulkunder 4 года назад

It all depends on your pay term. I have taken icici pru money back term plan till 75 years. My age is 35. My pay term is 10 years with monthly. Pm premium is 5821. Till 10 years I have to pay 5821 pm. Total premium 6.28 lac. If I survive till 65 I will get my premium back. Still life covered till 75.

@vikrant7c 2 года назад

Very good & informative video

@AssetYogi 2 года назад

Many many thanks

@manishabartwal8925 Год назад

Great video very useful sir👍

@AssetYogi Год назад

So nice of you

@manish7738 4 года назад

ULIP for children, samjhaye

@AshokKumar-2113 3 года назад

Very good explanation

@AssetYogi 3 года назад

Keep learning 😊

@osho2083 Год назад

Excellent explanation

@AssetYogi Год назад

Glad it was helpful!

@mayurpatel6926 7 дней назад

Mene TATA KA PERAM RAKSHAK ULIP PLAN LIYA HAI USME WITH GST PREMIUM 33000 Aati hai or Abhi retun only 6 Month ka 22% retun mil raha hai.. Premium bhi jada nahi hai or retun bhi Achha hai

@rahulsinghrajput4148 5 лет назад

Please make video best investment plan. Investment kaha kara jaye. Please

@subashchander-qp3yq 14 дней назад

Nice information thanks

@arunavadas9116 4 года назад

Please make a detailed video on ICICI PRUDENTIAL LIFETIME PLAN

@TeAmu 4 года назад

Very well explained Thank you so much sir for ur precious time

@ajaypathak6283 Год назад

Thank-you yogi ji

@AssetYogi Год назад

Most welcome Ajay

@arijeetdas1379 5 лет назад

Sir Accounting Principles se related video upload kijiye please

@manojchy4186 Год назад

Great video great information thanks

@AssetYogi Год назад

Keep watching Manoj

@bhaskarahn9166 4 года назад

Sir Pls wealth builder smart Sbi baareme video banaayiye sir

@ramjeevanrajput2819 5 лет назад

Very knowledgeable video sir ji...

@AssetYogi 5 лет назад

Thank you Rajput. Keep supporting Asset Yogi

@MDJavid-vz7fh 3 года назад

Superb explanation, thanks for educating us, keep it up!

@AssetYogi 3 года назад

Thanks

@Insaniyat_2793 4 года назад

Great video sir.. Sir if some one is having no knowlede about equity market (my sister), can not track them and has low risk appetite then what is best suitable option for her to save tax under 80c . Is ulip suitable for her or some other option like ppf etc...?? Thanku

@pravasnarayanrout1334 4 года назад

You are excellent sir

@AssetYogi 4 года назад

Thanks

@kamleshgadwali 5 лет назад

Sir India Mai Abhi Bahut log 25 age ke hain ..jo new job mai hai aur unki salary 15,000 se 20,000 hai ..plz ye bataye ki 15,000 per month kese manage Kre..kese isme pension plan, health insurance + life insurance, daily expenses cover ho jaye ..or thoda investment bhi ...15,000 manage karne ka best tarika kya hota sir

@highspeed1914 5 лет назад

Call 9579965598 for term insurance

@nitinmehra6948 4 года назад

The information which have provided was very helpful and that also free of cost... My question is I want to invest only and that is also for long term like 15-25 years. The requirement is as below 1. I want tax benefits in 80c as well as at maturity level that means tax free returns. Which type of investment plan you can suggest me??

@armandgaming631 2 года назад

Sir please make a video on sbi e wealth insurance

@HindiOphthalmology 5 лет назад

Sir which is fastest of the 3 options to improve Credit Score? A. Use CC 1- 30% limit + make full payment after billing date but before due date; B. Use CC 1-30% limit + make max payment before billing date; C. Not use CC at all for a 0% credit utilization. But avoid cancelling card by infrequently using it. A, B or C?

@aerostreamer9012 5 лет назад

Umesh Sharma A

@ashish7516 2 года назад

Option D, go with it

@ravindersingh-jx8qq 4 года назад

Plz explain and benefits of lic children money back plans

@thesolution3300 Год назад

Long term investers will always go for ULIP. Because of Tax saving under 80C and Also on maturity on 80D fully tax saving. Nearly equal returns . And also extra service is insurance. This plan is derived by companies to get more investers for long term. In return they give insurance to attract more customers. ULIP insurance facility is extra so no comparison with Term insurance.

@AssetYogi Год назад

ULIP is not good investment option. Its better to buy Term plan and invest, its much cheaper and rewarding